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[DOC File]DEED RESTRICTIONS - Federal Home Loan Bank
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For value received, the adequacy and sufficiency of which are hereby acknowledged, Owner/Grantor does hereby impress the Property with the following deed restrictions: For purposes of these restrictions, the following terms have meaning indicated: “AHP” means the affordable housing program of the Bank.
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[DOC File]Sample PMI Cancellation Letter - Christ Appraisal
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When your loan has reached 75%-80-% loan to value because of appreciation or paydown, with no late pays, then there is a chance you may be able to remove your PMI. The place to start is with a call or letter to your loan servicer (not the PMI company) and ask for their PMI removal policy.
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[DOC File]Gift of Equity
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Anything beyond that is taken from a $1,000,000 (one million dollar) gift tax exemption over the life of the giving individual. Example: You have a person buying his/her childhood home. The home is worth $250,000. The parents want to gift $50,000 to the person so the buyer only has to get an 80% loan. Each parent is gifting $25,000.
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[DOC File]Sample Loan Officer Compensation Plan Template
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Calculation is based on the Loan Volume. The total loan volume is added up for the quarter. If the total Loan Volume for a quarter is more than $2,000,000, then the Payee gets paid 10 Basis Points.
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[DOC File]Section 1 - Quia
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Future value – the total accumulation of the payments and interest earned . Present value – a lump sum that is put into a fund in order for the fund to pay out a specified regular payment for a certain length of time . Key Concepts: The future value of an annuity is the …
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[DOC File]Unit 3
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She went to a payday loan store for a loan. She had to repay the store $536.80 within 14 days. a) What is the daily interest rate for the loan? b) What is the annual interest rate of the loan? Solution: a) Calculate the interest paid, and use the simple interest formula with time in days. Teresa paid $536.80 - $450.00 = $86.80 in interest
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[DOC File]Financial Mathematics
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Present value of annuity formula used to find the amount borrowed N or the loan repayment M. The amount owing on a loan at any time is equal to the present value of the remaining payments. Depreciation: Initial value of an asset is its purchase price. Salvage value of an asset is its value at a particular time: book value or current value
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80 loan to value calculator