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[DOCX File]Inquiry report - Competition in the Australian Financial ...
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The ACCC should be tasked with promoting competition inside regulator forums, to ensure the interests of consumers and costs imposed on them are being considered. Overview. Australia’s financial system must be strong and stable. But equally, it should ensure that the households and businesses who use the financial system are well served. It is most often competition that can deliver the ...
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[DOCX File]Debt collection harmonisation regulation options paper ...
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We point to the ASIC/ACCC Debt Collections Guideline as an indicator of voluntary industry compliance with established conduct standards. While the Guideline has no legislative basis, the industry has adopted the conduct benchmarks as they provide a level of compliance certainty. Such compliance is further enhanced by the adoption of the Guideline as minimum conduct expectations in the Service ...
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[DOCX File]ACCC Training Manual
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ACCC Debt Management Specifics. 9. Departmental Overview. 10. Quality Assurance. 13. Financial Climate in America. Credit Card Statistics. As of 2020. Average credit card debt: $7,938. Average mortgage debt: $216,665. Average student loan debt: $47,000. Average auto loan debt: $23,438. In total, American consumers owe: Source: Federal Reserve Bank of New York. $14.7 trillion in household debt ...
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[DOCX File][Document title]
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During ACCC industry consultations, a range of port operators and shipping lines noted the ongoing oversupply of shipping services and subsequent consolidation efforts to arrest further financial decline. Shipping Australia has described the period as the worst state for shipping this century, Shipping Australia Limited, Shipping Australia
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[DOC File]Debt collection harmonisation regulation options paper
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The impact of technology on debt collection practices, industry consolidation, regulatory developments and increased government usage of debt collection services have moved the debt collection environment towards professionalism and specialisation in service delivery. The debt collection industry can be distinguished by two types of collection servicing; ‘in-house’ debt collection and ...
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[DOCX File]Introduction - Australian Energy Regulator | AER
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the ACCC and AER logos. any illustration, diagram, photograph or graphic over which the Australian Competition and Consumer Commission does not hold copyright, but which may be part of or contained within this publication. The details of the relevant licence conditions are available on the Creative Commons website, as is the full legal code for the CC BY 3.0 AU licence. Requests and inquiries ...
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Accc debt consolidation