Advantages of target date funds

    • [PDF File]Voya Advantages Voya Target Retirement Funds

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      Voya’s Target Retirement Funds are designed to specifically balance the evolving risk-return profiles of participants as they age to maximize the probability of a successful retirement. The target date in the funds’ name is the approximate date when investors plan to start withdrawing their money.


    • [PDF File]Target Date Funds - Xerox

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      The recent DOL fact sheet on Target Date Funds (“Tips for ERISA Plan Fiduciaries”) helps plan fiduciaries to select and monitor TDFs and other investment options in 401(k) and similar participant-directed individual account plans. Although the fact sheet is helpful, it doesn’t


    • [PDF File]The NexT FroNTier oF TargeT DaTe iNvesTiNg

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      02/10/2018 · either the accumulation phase (for example, target date funds) or the decumulation phase (payout funds). If a target date fund participant wants to receive lifelong income in retirement, he or she currently has to make an active decision to purchase it separately. Our integrated solution spans the …


    • [PDF File]Target Date Retirement Funds

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      Target date retirement funds, or TDFs, can be attractive investment options for employees who do not want to actively manage their retirement savings. TDFs automatically rebalance to become more conservative as an employee gets closer to retirement. The “target date” refers to a target retirement date, and often is part of the name of the fund.


    • [PDF File]Putnam Retirement Advantage Funds Advisor Brochure

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      Putnam Retirement Advantage Funds offer convenient features and active strategies in a target-date format The road to retirement requires a plan for diversification. Diversification across stocks and bonds Target-date funds invest in a mix of stocks for growth and bonds for stability.* Combining stocks and bonds can enhance stable


    • [PDF File]American Century One Choice Series Target-Date Fund Series ...

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      Available Funds Retirement Income Fund 2020 Fund 2025 Fund 2030 Fund 2035 Fund 2040 Fund 2045 Fund 2050 Fund 2055 Fund 2060 Fund Morningstar Opinion Greg Carlson 02-05-2019 The American Century One Choice series of target-date funds lacks competitive advantages over peers in its personnel, investment process, and fees. This


    • [PDF File]Voya Investment Management | June 30, 2019 A Leader in ...

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      Voya Advantages Voya’s target date funds were designed with participants’ needs in mind. Voya Target Date: the QDIA Choice to Help Keep Retirement Goals on Track Voya Investment Management (Voya IM) is the asset management business of Voya Financial, a Fortune 500


    • [PDF File]Are Single-Manager Target-Date Funds Risky For Large Plan ...

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      open-architecture target-date funds are likely to deliver better participant outcomes, making them a more prudent and less risky choice than single-manager, often proprietary funds. Single-Manager Target-Date Funds May Pose Risks to Fiduciaries . Despite the readily apparent advantages of custom target-date funds, some plan fiduciaries


    • Global Manager Research Analyst Persectives

      of those meaningful advantages, target date funds typically have a lower price tag. The average balanced fund charges 92 basis points, while the average target date fund charges only 39 basis points, meaning an investor can get a 50% fee break for a more robust portfolio. Arguably the greatest advantage for target date funds is the ability for


    • [PDF File]Target-Date Fund Series Rating and Research Reports ...

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      Target-date funds are by no means a uniform investment type. Depending on the glide-path philosophy, the subasset classes used, the nature and quality of the underlying investments, and a host of other factors, target-date funds can display markedly different risk and return characteristics.


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