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[PDF File]National African-American Small Business Loan Fund Term Sheet
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National African-American Small Business Loan Fund Term Sheet Program National African-American Small Business Loan Fund Borrower Borrowers must be: an existing business in operation for more than two years, 51% owned or controlled by one or more African Americans, principally managed by one or more African-Americans located in Chicago, Los Angeles or New York, 1-200 employees, revenues …
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[PDF File]Get to know Accion. - Chicago
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Small Business Loans Accion is a nonprofit that helps communities grow by investing in people who build businesses and generate jobs in their neighborhoods. We provide customized capital solutions and one-on-one coaching to underserved entrepreneurs in Illinois and Northwest Indiana. Loan Products We offer loans of up to $100,000 for existing businesses, including loans for start-ups and to ...
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[PDF File]Access to Capital Among Young Firms, Minority-owned Firms ...
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in small business finance played by financial institutions, this study pays disproportionate attention to access to bank loans. Although these issues are important, research has traditionally been limited by a lack of appropriate data. A primary obstacle has been the absence of representative samples of
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[PDF File]Small Business Loan Turndowns, Personal Wealth and ...
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the other variables in our analysis, on the differences in small business denial rates across demographic groups. Relative to the other variables in our analysis, personal wealth plays only a modest role in explaining the differences in African American- and white-owned small business denial rates.
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[PDF File]SBA Lending Equity and Efficiency Challenges
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small business loans made in high minority areas compared low minority areas.7 African American small business firms are disproportionately located in minority neighborhoods.8 As indicated in Figure 2, between 2007 and 2010, there was a nearly 50 percent decrease in small
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[PDF File]Investing in the Success of African-American-Owned Small ...
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A critical source of capital for many African-American entrepreneurs is the Small Business Administration (SBA), a federal entity that increases the availability of small business loans by limiting the risk exposure of participating lenders. The SBA vets and approves participating lenders to control for the quality of both the lenders and the ...
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African american small business loans