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[DOCX File]NAIC Guidance Manual for Rating Aspects of the Long-Term …
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Consumers who purchase these combinations get two separate benefits under one product. A life/LTCI combination product provides for a death benefit if the insured dies and LTC benefits if the insured needs LTCI. An annuity/LTCI combination product provides for scheduled periodic payments upon annuitization and LTC benefits if the insured needs ...
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[DOCX File]Looking for Fast and Friendly QDRO Drafting? We Can Help.
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Feb 22, 2012 · Survivor Annuity and/or Death Benefits: The Former Spouse is assigned a survivor annuity (including a basic employee death benefit under FERS, if applicable) that is equal to a pro rata share, as described in 5 CFR section 838.922, which is the marital portion using a coverture fraction.
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[DOC File]LIFE INSURANCE AND ANNUITIES REPLACEMENT MODEL …
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(6) (a) Policies or contracts used to fund (i) an employee pension or welfare benefit plan that is covered by the Employee Retirement and Income Security Act (ERISA); (ii) a plan described by Sections 401(a), 401(k) or 403(b) of the Internal Revenue Code, where the plan, for purposes of ERISA, is established or maintained by an employer; (iii ...
annuity death benefit rider

[DOC File]SHRM - The Voice of All Things Work
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Model Comparative Chart. ... Table 4—Annuity Options Name Objectives / Goals Pricing Factors Restrictions / Fees Lifetime Income Option ... The death benefit is the greater of your account ...
annuity death benefit

[DOC File]STATE OF RHODE ISLAND PROVIDENCE, SC
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This benefit is payable pursuant to R.I.G.L. §§36-10-21 and 36-10-23 and is not an annuity benefit. The Participant shall list the Alternate Payee as a Death Benefit Beneficiary for an amount not less than his/her proportional marital share earned during the marital term.
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[DOCX File]VM-21: Requirements for Principle-Based Reserves for ...
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The term “guaranteed minimum death benefit” (GMDB) means a ... as if surrendered at an amount equal to the statutory reserve that would be required at such time for a fixed payout annuity benefit equivalent to the guaranteed benefit amount (e.g. GMIB or GMWB benefit payments). ... To model the initial withdrawal for certain GMWBs and hybrid ...
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[DOC File]Deferred Annuity (DA) Sample QDRO
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[SAMPLE DEFERRED ANNUITY ORDER] DISCLAIMER: This model is for informational purposes only. ... (or its delegee’s) determination that this Order is a QDRO, the death of the Participant prior to the time the Alternate Payee receives the Alternate Payee's distribution, or the establishment of separate account(s) or contract(s) in the name of the ...
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[DOC File]STATE OF RHODE ISLAND
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This benefit is payable pursuant to R.I.G.L. §§36-10-21 and 36-10-23 and is not an annuity benefit. The Participant shall list the Alternate Payee as a Death Benefit Beneficiary for an amount not less than his/her proportional marital share earned during the marital term.
variable annuity death benefits

Annuity with death benefit model