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[DOCX File]www.ain-services.com
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There’s no shortage of negative articles on the internet that excoriate Index Annuities as the most vile thing ever invented. Of course, anyone who knows anything about the internet knows not everything printed online is true. A quick survey of online “I hate Index Annuity” articles reveals a striking pattern: 89% are written by members or proponents of the stock market industry. The ...
fixed index annuities problems

[DOC File]Annuities – An Actuarial Briefing Document
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Annuities which increase in line with the Retail Prices Index (RPI) will generally be matched by index-linked gilts or commercial assets providing a similarly denominated return. How safe is my annuity? An annuity is a promise that the insurance company will deliver a series of pension payments to the consumer. The consumer has passed to the ...
is a fixed annuity safe

[DOCX File]Wofford Financial Group
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During the Great Depression, investors looked to annuities and life insurance as safe havens from financial ruin. 1935 — President Franklin D. Roosevelt. signed the . Social Security Act. Social Security is essentially a lifetime income annuity. 1940 —Ida May Fuller became the first Social Security recipient. She received 35 years of payments for a total of $22,000. 1952 — TIAA-CREF ...
fixed rate annuities safety

[DOCX File]www.woffordwfg.com
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Annuities come in two varieties – Fixed and variable. A fixed annuity is somewhat like a CD, in that the insurance company issuing the annuity agrees to pay a fixed rate to the investor, while the investment, along with associated profit or loss, is also the company’s responsibility and right. The performance of the investment is not directly coupled to the returns the investor gets. The ...
how safe are annuities

[DOCX File]“Suitability” In The Sale of Fixed Insurance Products:
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addresses the issue of whether index annuities are "securities" indirectly, by declaring that the SEC shall treat as "exempt securities" (exempt from registration as securities) any insurance or annuity contract "the value of which does not vary according to the performance of a separate account", so long as it satisfies the suitability laws of the state in which it is issued and, as of June ...
fixed indexed annuity issues

Group Fixed and/or Variable Deferred Annuity Contracts ...
2014-07-25 · For all accumulation type fixed deferred annuities (rather than fixed scheduled premium or other paid-up deferred annuities), the income at annuitization cannot be less than the full account value (i.e. actual accumulation amount and/or equity index value without deduction of surrender charges and without being reduced by a market value adjustment) applied to the guaranteed purchase rates. See ...
fixed index annuity complaints

Are fixed index annuities safe