Are target funds good investments

    • [PDF File]Vanguard Target Retirement Funds

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      Vanguard Target Retirement Funds are well-diversified portfolios throughout an investor’s lifecycle. We use our expertly managed, low-cost index funds as the building blocks for the Target Retirement Funds’ glide paths. Figure 2 illustrates the sub-asset classes in the glide path and how the mix changes over time. UK equities


    • [PDF File]SFDCP TARGET DATE FUNDS

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      funds will become more conservative as the target date approaches by lessening the equity exposure and increasing the exposure in fixed income type investments. The principal value of an investment in a target-date fund is not guaranteed at any time, including the target date.


    • [PDF File]THE ESSENTIAL GUIDE TO TARGET DATE FUNDS

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      So, yes, all target date funds are not created equal—and with the proliferation of funds and customization options, the differences are more profound than ever. But that’s good. It means you have choices, provided you understand the differences and can use them to your advantage. Choice, however, brings risk, leaving you with an increased


    • [PDF File]HOW TO VET TARGET DATE FUNDS ust.com

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      3. Understand the fund’s investments, 4. Review the fund’s fees and investment expenses, 5. Inquire about custom or non-proprietary target date funds, 6. Develop effective employee communications, 7. Take advantage of available sources of information, and 8. Document the process The DOL document is a good source of information and education for


    • [PDF File]Vanguard’s approach to target-date funds

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      Investments in stocks or bonds issued by non-U.S. companies are subject to risks including country/regional risk and currency risk. Prices of mid- and small-cap stocks often fluctuate more than those of large-company stocks. Investments in target-date funds are subject to the risks of their underlying funds. The year in the fund name refers to


    • [PDF File]Target Date Funds—a good idea co‐opted

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      Target Date Funds—a good idea co‐opted Comments submitted by Joseph C. Nagengast, Target Date Analytics LLC Background: a brief history of target date funds (See figure 1 for an illustration of the growth of target date mutual funds.)


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