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A workbook series created by Massachusetts Department of Social Services. PAYA can be used by the learner alone, or with an adult. Topic areas and brief assessments match the learning goals and expectations of the Guidebook. The Activity/Resource Workbook contains information and exercises by topic area to help develop or strengthen the skills of the learner.
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Do you think it was all mortgages, credit union loans, auto loans, or credit cards? The answer is auto loans. That exemption came about when, as Dodd-Frank was being written in Congress in 2009 and 2010, automakers and dealers, who spend $100 million a …
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