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[PDF File]Scotiabank Chattel Mortgage Mobile/Modular/Mini Homes ...
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Bank of Nova Scotia and, as appropriate, any of our subsidiaries. Scotiabank acts as an agent for Scotia Mortgage Corporation, ... Mobile/Modular/Mini Homes & Personal Property ... amounts owing to us under all loans and credit accounts, including principal, interest and other costs and charges will be due and payable immediately.
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[PDF File]Manufactured-housing consumer finance in the United States
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6 MANUFACTURED-HOUSING CONSUMER FINANCE IN THE UNITED STATES . most basic single-section homes can sell for less than $20,000, and a larger home with custom designs or optional finishes and features may cost $100,000 or more. About three-fifths of manufactured-housing residents who own their home also own the land it is sited on.
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[PDF File]Challenges to Obtaining Manufactured Home Financing
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3. General lenders, whose business is less than 15 percent manufactured housing loans We assumed manufactured housing lenders make only chattel loans and general lenders make only mortgages.1 For manufactured homes, the average loan size for manufactured housing lenders is $63,337, and the average loan size for general lenders is $105,470.
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[PDF File]Manufactured Home Mortgage - Federal Deposit Insurance ...
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• Manufactured homes have improved significantly in quality, energy efficiency, and safety while remaining much more affordable than site-built housing if borrowers have access to mortgage credit. Lenders can therefore make long-term real estate mortgages secured by manufactured homes with less risk. • Loans originated through the Manufactured
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[PDF File]Manufactured Home Loan Insurance
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Manufactured homes have traditionally been financed . as personal property through higher interest, short-term chattel loans.The Manufactured Home Loan . Insurance program increases the availability of afford-able financing for buyers of manufactured homes by offering longer term and lower interest rate financing . than with conventional loans ...
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Manufactured Home Loans - Ledyard National Bank
Manufactured Home Loans. THINKING OF PURCHASING OR ... Ledyard National Bank’s Manufactured Home Loan program* is designed to offer a great rate, closing costs credit** and an incomparable service ... This program is available for homes …
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Bank loans for manufactured homes