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[DOCX File]“Suitability” In The Sale of Fixed Insurance Products:
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recommend a fixed annuity or insurance product if he or she knows that it will be purchased with dollars from a liquidated . security ? The answer to this question is not at all clear. To the author's knowledge, no state insurance regulators have taken the position that an agent’s. mere knowledge. of the source of funds requires either registered representative or RIA status. The cases cited ...
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Life Insurers: Individual Fixed and/or Variable Deferred ...
2020-10-06 · If a fixed annuity permits the insurer to refuse to commence the annuity payments due to minimum size requirements (i.e. the actual accumulation amount is less than $5,000 or the amount of annuity payments would be less than $20 per month calculated on the basis guaranteed in the contract) at the annuity date, the contract must provide for payment by the insurer of the actual accumulation ...
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[DOC File]White Paper Outline - DTCC
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Product Profile for Annuity (PPfA) Product Profile for an Annuity (PPfA) provides. a standardized definition of the attributes, features and business rules of an annuity product, including fixed and variable, deferred and immediate annuities, for product analysis, new business submission (IGO) and related business acquisition processes. Real-time
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Group Fixed and/or Variable Deferred Annuity Contracts ...
2014-07-25 · If a fixed deferred annuity contract or a separate account annuity contract with a fixed account includes a fixed account availability restriction (either in the base contract and certificate forms or in rider/endorsement forms) in which the insurer reserves the right to (i) not offer the fixed account or specific fixed account guarantee periods for current or future deposits or transfers and ...
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[DOC File]Transmittal aAnd Standards for Life and Annuity ...
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28. Charts, graphs, or illustrations of current accumulation growth for a deferred fixed annuity are in proximity to a similar illustration of the guaranteed interest rate. Current interest rates assumed in the illustration cannot exceed current declared interest rates, and assumed mortality rates cannot be lower than the current declared ...
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Best fixed annuity plans