Calls regarding federal student loans
[PDF File]Student Loans in Chapter 13 Bankruptcy
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consolidate her student loans, to enroll in an IDR, direct payment of her student loans under an IDR, or during the pendency of any default in payments of the student loans under an IDR, it shall not be a violation of the stay or other State or Federal Laws for Ed to send the Debtor normal monthly statements regarding payments
[PDF File]Bankruptcy and Student Loans
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education.”1 Per ED’s Federal Student Aid Data Center, the total amount of outstanding federal student loan debt exceeded $1.4 trillion at the end of the first quarter of 2019.2 As overall student loan indebtedness has increased, many borrowers have found themselves unable to repay their student loans.
[PDF File]Fair Debt Collection Practices Act - Federal Reserve System
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Fair Debt Collection Practices Act Background The Fair Debt Collection Practices Act (FDCPA) (15 USC 1692 et seq.), which became effective in March 1978, was designed to eliminate abusive, deceptive, and unfair debt collection practices. It also protects reputable debt •collectors from unfair
[PDF File]FAQs on How Drug Convictions Affect Federal Financial Aid ...
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One question on the FAFSA regarding drug offenses asks about convictions for possessing or selling illegal drugs if the offense occurred during a period of enrollment for which you were receiving federal student aid (grants, loans, and/or work-study). Alcohol and tobacco are not illegal drugs under this law.
[PDF File]Report on Initial Observations from the Fiscal-Federal ...
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Report on Initial Observations from the Fiscal-Federal Student Aid Pilot for Servicing Defaulted Student Loan Debt ... 3 The Higher Education Act defines default for federal student loans as loans greater than 270 days delinquent. ... than 21,000 calls in an attempt to initiate a dialogue regarding …
Student Loan Debt Advisory Group
7 Federal Perkins Loans are low-interest federal student loans for undergraduate and graduate students who demonstrate exceptional financial need. Perkins Loans have an interest rate of 5 percent and are issued by the institution of higher education. More information on Federal Perkins Loans is available through the Federal
[PDF File]Urgent Information for Current and Former Students ...
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Urgent Information for Current and Former Students Enrolled at Corinthian-Owned Schools Today, the Consumer Financial Protection Bureau (CFPB) sued Corinthian Colleges, Inc., owner of Everest, Heald, and WyoTech, for using illegal tactics to induce students into taking out private student loans. The CFPB’s lawsuit also alleges that
[PDF File]To: James Runcie, Chief Operating Officer, Federal Student ...
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of their loans. More recently, we have sought public input on standards for entities servicing student loans. In late 2014, FSA released a Request for Information (RFI) regarding Title IV Student Loan Servicing.3 The RFI noted that, at the time, FSA's portfolio of federal student loans was serviced by eleven separate loan servicers.
[PDF File]GAO-18-163, FEDERAL STUDENT LOANS: Actions Needed to ...
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FEDERAL STUDENT LOANS . Actions Needed to Improve Oversight of Schools’ Default Rates . What GAO Found . According to federal law, schools may lose their ability to participate in federal student aid programs if a significant percentage of their borrowers default on their student loans within the first 3 years of repayment. To manage these 3-year
[PDF File]GAO-16-196T, Federal Student Loans: Key Weaknesses Limit ...
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FEDERAL STUDENT LOANS . Key Weaknesses Limit Education’s Management of Contractors . Why GAO Did This Study . During fiscal year 2014, Education issued more than $99 billion in Direct Loans to 9.4 million borrowers. Education contracts with and monitors the performance of servicers that handle billing and other services for borrowers,
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