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      Because a cash advance is a sale of certain financial assets, the transactions should not include a payback period, have no minimum payments, and charge no fees. These are all facts that support the conclusion that the transaction is a sale and not a loan. However, whether or not a cash advance is a loan is an issue determined by the

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      Direct lending, like private debt in general, has grown significantly since the Global Financial Crisis of 2007−2008. In the U.S., direct lending assets under direct lending: benefits, risks and opportunities key points • Direct lending may generate attractive returns with less downside risk and mark-to-market volatility

    • [PDF File]Payday Loans and Deposit Advance Products

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      product. However, the product is offered only to existing customers and is an automate d feature of a deposit account, akin to linking a deposit account to a line of credit. Payday lending also involves somewhat g reater credit risk than a deposit advance. The payday

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