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[PDF File]Chapter 5. Used Vehicle Sales - NIADA
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• Cash or finance deal. • Amount of down payment monies. • Financial institution to finance the purchase. • Finance contract terms and conditions (ex. amount of monthly payment, length of contract and interest rate charged). • Purchase of finance and insurance products, such as accident and health insurance,

[PDF File]Section 3 – Installment Buying
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finance charge, which is worked into the monthly price. The advantage is that you get to have the product right away, even though you haven’t completely paid for it. • The cash price is the amount of the item you want to buy. The amount you finance is the total you borrow. The down payment is the amount of money you pay right away. They are ...

[PDF File]RETAIL INSTALLMENT SALE CONTRACT - Car Dealer Software ...
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RETAIL INSTALLMENT SALE CONTRACT - SIMPLE FINANCE CHARGE Dealer Number You, the Buyer (and Co-Buyer, if any), may buy the vehicle below for cash or on credit. By signing this contract, you choose to buy the vehicle on credit under the agreements on all pages of this contract.

[PDF File]Finance Charges on Simple Interest Contracts
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Finance Charges on Simple Interest Contracts How are finance charges calculated? What is a simple interest contract? On a simple interest contract, finance charges are calculated based on the unpaid principal balance of the contract. As each payment is made, the payment amount is applied toward

[PDF File]AUTO
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are either paying in cash or getting a loan to finance the car. CASH FINANCE COSTS LESS IN THE LONG RUN COSTS MORE OVER TIME DUE TO INTEREST AND THE LENGTH OF THE LOAN. YOU CAN ONLY AFFORD WHAT YOU CAN PAY FOR AT THE TIME OF THE SALE. YOU MAY QUALIFY FOR A LOAN THAT WILL COVER THE COST OF A PRICIER CAR

[PDF File]Add-ons and Loan Packing: How and why car dealers “pack ...
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Add-ons and Loan Packing: How and why car dealers “pack” loans and the products they use to do it Mark H. Steinbach, O'Toole, Rothwell, Nassau & Steinbach ... car dealers and auto finance companies. Presenter - Mary C. Lobdell ... • The payment buyer doesn’t focus on a car’s cash price, or the cash price of other products that may be ...

Cash or finance car