Cfpb consumer laws and regulation

    • [DOCX File]Maine.gov

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_03c535.html

      Since its inception, the CFPB has promulgated new consumer protections for mortgage borrowers. The CFPB has issued Regulation D, 12 C.F.R. §§ 1004.1-1004.4, to implement AMTPA and has made numerous changes to TILA regulations.

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    • [DOC File]Office of the Commissioner of Financial Regulation

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_242ef6.html

      The consumer bureau is focused on one goal: watching out for American consumers in the market for consumer financial products and services. The CFPB became fully operational this week. Among other things, the CFPB: Conduct. s. rule-making, supervision, and enforcement for Federal consumer financial protection laws . Restrict. s

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    • [DOC File]DO.318 – CFPB Implementation Team Correspondence …

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_b566eb.html

      Consumer Protection Act (``Act''), Public Law 111-203, Title X, established the CFPB. Once fully operational, the CFPB will administer, enforce, and implement Federal consumer financial protection laws, and, among other powers, will have authority to protect consumers from . unfair, deceptive, and abusive practices when obtaining consumer

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    • [DOC File]CMR 02-029-118

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_5752d4.html

      Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act transferred rulemaking authority for a number of consumer financial protection laws, including the Truth in Savings Act, from the Board of Governors of the Federal Reserve System (the Board) to the Consumer Financial Protection Bureau (the CFPB).

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    • [DOC File]CFPB Letterhead Sample Document Set Up

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_935991.html

      Sec. 101(1), Pub. L. 107-174, 116 Stat. 566. The Act requires CFPB to inform its employees, former employees, and applicants for employment of the rights and protections available under Federal antidiscrimination, whistleblower protection, and retaliation laws. 5 C.F.R. § 724.202. Antidiscrimination Laws

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    • [DOCX File]Maine.gov

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_386b3b.html

      The CFPB was given authority over federal consumer laws including the Alternative Mortgage Transaction Parity Act of 1982 (“AMTPA”) The United States Garn-St. Germain Depository Institutions Act of 1982, Pub.L. 97-320, § 804, now codified at 12 U.S.C. §§ 3801-3806.

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    • [DOCX File]Capitol Comments March 2010

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_b10f4c.html

      Regulation AA includes the Board's "credit practices rule," which prohibits banks from using certain remedies to enforce consumer credit obligations and from including these remedies in their consumer credit contracts. Also the Fed, CFPB, FDIC, NCUA, and OCC issued interagency guidance

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    • [DOCX File]Maine.gov

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_e7e03b.html

      Alignment with CFPB Regulation Z and CFPB Regulation M is consistent with 9-A M.R.S. §8-504 wherein the Bureaus are authorized to issue rules that are consistent with the purposes of Title X and Title XIV of the Dodd-Frank Act and with the purposes set forth in 9-A M.R.S. §§ 1-102 and 8-502.

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    • [DOC File]MAPA-3 revised 9-09

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_9184c7.html

      Using its new authority, the CFPB re-codified Regulation Z (Truth-in-Lending) and Regulation M (Consumer Leasing) as 12 C.F.R. Parts 1026 and 1013, respectively, and began modifying those regulations consistent with the requirements of the Dodd-Frank Act.

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    • [DOC File]Federal Financial Institutions Examination Council

      https://info.5y1.org/cfpb-consumer-laws-and-regulation_1_477874.html

      The FFIEC is publishing this Guidance to address the applicability of federal consumer protection and compliance laws, regulations, and policies to activities conducted via social media by banks, savings associations, and credit unions, as well as by nonbank entities supervised by the Consumer Financial Protection Bureau (CFPB) (collectively ...

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