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[DOC File]If a creditor or collection agency sues you, go to court ...
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Remember, you need to keep your credit record good for the future. A bad credit record can make it hard for you to get a job, rent an apartment, buy a car or a home, or get credit from local ...

[DOC File]I
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The number of real credit cards, the ones with revolving, general-purpose credit, is a little over 100,000, or less than 3 percent of all cards and about a fourth of all “credit cards.” OTP’s third type of credit …

Credit Scoring
The 2003 Credit Research Foundation survey reported that 36% of the respondents were actively using credit scoring and that 72% of the respondents who were not using credit scoring intended to do so within the next two years [Cundiff, 2004]. Wendel and Harvey [2003] also reported that virtually all credit …

[DOC File]CHAPTER 3
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The five-company averages are 2.00, 10%, and 20%. Company D has turnover, margin, and Return on Assets problems. Company B has turnover and Return on Assets problems. Company C has margin and Return on Assets problems. Company E is very good …

[DOC File]SMALL BUSINESS ADMNISTRATION
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The credit score strategy that we have adopted is taking a process using business credit scoring, a fairly new feature to business commercial lending, and applying it in such a way that, for loans of $350,000 or less, an abbreviated credit memo is required of lenders, along with pinning our system for an acceptable credit score.

[DOC File]Credit - University of California, Irvine
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The resulting credit score, (in the US a number between 200 and 900 but this range varies slightly with the scoring system) is then evaluated against a cut off point (usually around 650). Scores just …

[DOC File]WHAT IS MANAGEMENT
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The credit score can be compared to the letter grade system familiar from childhood. It reduces the complexity of credit information and provides a quick way to separate the good credit performers from the bad. The median U.S. credit score is about 720. More than a quarter of consumers fall into the 750 to 788 score range.

[DOC File]Examination Objectives
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The assignment of a score to this and other credit factors results in an overall credit score that determines the probable creditworthiness of the borrower. Factors comprising the scorecard vary by underwriter, as does the level of inherent risk. ... If this can be proven statistically across a broad range …

[DOC File]Dear Maine Consumers,
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As was discussed in the first chapter of this guide, with risk-based lending, a good credit score and “clean” credit history can lead to lower interest rates. Credit cards are no exception to this rule. For the best borrowers, APRs can be 9.9% or lower! Currently, the national average APR charged by credit …

Credit score range that constitutes very good