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[DOC File]All Legal Credit Guide
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Obtain pre-paid or secured credit cards. This is another easy way to begin building rebuilding positive payment history on you credit report. A. prepaid or secured credit card is a credit card that holds your money as collateral for the credit you use. There are many types of pre-paid and secured credit card accounts. The collateral used is ...
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Chapter 05 Consumer Credit: Advantages, Disadvantages ...
(p. 151) A credit card holder who pays the full balance during the grace period each month is actually getting a free loan from the credit card company. TRUE Bloom's: Comprehension Difficulty: Medium Learning Objective: 2 Topic: Credit cards 21. (p. 151) A secured credit card is most appropriate for someone with a strong credit background.
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[DOC File]A GLOSSARY OF CREDIT UNION TERMS
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Credit Card An instrument or device, whether known as a credit card, credit plate, or any other name; issued (with or without a fee) by an issuer for the use of the cardholder in obtaining money, goods, services, or anything of value; and which creates a liability by the card …
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[DOCX File]v 1.0 2012-02-16
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“Secured” Credit Card. Another type of credit marketed to recent bankruptcy filers as a good way to reestablish credit involves “secured” credit cards. These are cards where the balances are secured by a bank deposit. The card allows you a credit limit up to the …
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Credit union secured credit card offers