Discover credit card fees

    • [PDF File] Banking fees guide - Discovery

      https://www.discovery.co.za/assets/discoverycoza/bank/fees-guides/2023/discovery-bank-gold-credit-card-fees-2023.pdf

      Monthly Discovery Motor Card (optional) R40 Monthly additional credit card accounts (optional) R40 Once-off single credit facility initiation fee R150 if the limit is less than R2,000, else R185 Cash withdrawals: local ATM R5 + 2.25% of the withdrawal amount Cash withdrawals: local point of sale4 R2 Cash withdrawals: international ATM R80

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    • [PDF File] Discovery Card 2019/2020 account and transaction fees

      https://www.discovery.co.za/assets/discoverycoza/credit-card/discovery-card-fess-2019.pdf

      YOUR DISCOVERY CARD FEES EFFECTIVE 1 FEBRUARY 2019 ACCOUNT FEE MONTHLY ACCOUNT FEE MONTHLY CREDIT FACILITY SERVICE FEE Platinum R72 R23.35 ... Discovery Miles yearly linkage fee R435.79 TRANSACTION FEES Credit card purchase Free Fuel transaction fee (applicable to the DiscoveryMotor Card only) R5.80 …

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    • How the Credit Card Competition Act of 2023 Could Affect …

      https://crsreports.congress.gov/product/pdf/IF/IF12548

      fees, or “swipe fees” can be found at CRS In Focus IF11893, Merchant Discount, Interchange, and Other Transaction Fees in the Retail Electronic Payment System, by Andrew P. Scott.) Credit card fees have been a long-standing subject of debate, including in the 118th Congress. Merchants argue that card network operators use market power …

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    • [PDF File] Short Summary of the Credit Card Competition Act of 2023 - Dick …

      https://www.durbin.senate.gov/imo/media/doc/The%20Credit%20Card%20Competition%20Act%20of%202023%20-%20one-pager.pdf

      Short Summary of the Credit Card Competition Act of 2023 American consumers are worried about inflation and rising prices, and credit card swipe fees are part of the problem. The Visa-Mastercard duopoly controls over 80 percent of the U.S. credit card network market- more than 576 million cards – and every time a Visa or Mastercard credit card is

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    • [PDF File] 2019 Interchange Fee Revenue, Covered Issuer Costs, and …

      https://www.federalreserve.gov/paymentsystems/files/debitfees_costs_2019.pdf

      Interchange Fees, Network Fees, and Incentives •In 2019, interchange fees across all debit and general-use prepaid card transactions totaled $24.31 billion, an increase of 7.4 percent since 2018. • The average level of interchange fees did not change materially for covered transactions after Regulation II took effect in the fourth quarter of

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    • [PDF File] Banking fees guide - Discovery

      https://www.discovery.co.za/assets/discoverycoza/bank/fees-guides/2023/discovery-bank-gold-suite-fees-2023.pdf

      Monthly Discovery Motor Card (optional) R40 Monthly additional transaction and credit card accounts (optional) R40 Once-off single credit facility initiation fee R150 if the limit is less than R2,000, else R185 Cash withdrawals: local ATM 4 free, R5.00 + 2.25% of the withdrawal amount thereafter Cash withdrawals: local point of sale3 Unlimited

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    • [PDF File] Understanding (and Optimizing) Credit Card Fees

      https://support.cardpointe.com/assets/support/assets/Understanding-Optimizing-Credit-Card-Fees_2021-05-19-163847_rxdu.pdf

      that accepts their credit card Cardholder makes a purchase, Merchant asks for payment BANK 1 2 The merchant submits a credit card transaction 3 Issuer (Visa, MC, Discover) with the Cardholder’s Bank supplies the customer with a credit card

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    • 2023 Consumer Credit Card Market Report

      https://files.consumerfinance.gov/f/documents/cfpb_consumer-credit-card-market-report_2023.pdf?mod=article_inline

      consumers. The top ten credit card iss uers still represent over four -fifths of consumer credit card loans, but the next 20 biggest issuers’ market share has grown since 2016. • Competition and p rofitability: For companies involved in credit card is suance, servicing, and debt collection, the industry remains profitable.

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    • [PDF File] Frequently Asked Questions - The Official Web Site for The State …

      https://www.nj.gov/oag/newsreleases23/2023-1219_credit-card-surcharges-faq.pdf

      a credit card surcharge of 2% for using Credit Card X and a surcharge of 2.25% for using Credit Card Y.” A store may impose a flat rate surcharge so long as the rate charged does not exceed the actual costs of processing that transaction. For example, a seller may impose a 2% surcharge for all credit card transactions, even if its costs of ...

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    • [PDF File] Domestic Wire Transfer Instructions - Discover

      https://www.discover.com/content/dam/dfs/online-banking/documents/Domestic_WireTransferRequestForm.pdf

      Domestic Wire Transfer Instructions. Page 1. ©2022 Discover Bank, Member FDIC. rev. 0722. A few things to keep in mind before completing the form: • This form can only be used for wire transfers from a non-IRA account. For IRA Wire Transfers, call 1-888-204-8966 for special instructions. • We recommend you make your request 2–3 business ...

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    • [PDF File] Discovery Bank Platinum Credit Card Account

      https://www.discovery.co.za/wcm/discoverycoza/assets/bank/fees-guides/discovery-bank-platinum-credit-card-fees.pdf

      2 Purchases include in-store and online payments using a physical card, virtual card or linked digital wallet like Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay or SwatchPAY! All fees include VAT. Your monthly fees, excluding Revolving Credit Facility fees, will be charged to your credit card account.

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    • [PDF File] Consumer Fees: CFPB Proposal on Credit Card Late Fees

      https://kpmg.com/kpmg-us/content/dam/kpmg/pdf/2023/cfpb-proposal-on-credit-card-fees-reg-alert.pdf

      The CFPB’s proposed changes to credit card late fees and its direct request for consumer and issuer feedback on experiences in the credit card market demonstrate continued focus on consumer fees and “fairness” (see KPMG Regulatory Alerts, here, here and here). It is likely that this proposal and RFI will generate strong responses from the ...

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    • [PDF File] INTERCHANGE RATE/FEE SCHEDULE - CardPointe

      https://support.cardpointe.com/assets/support/assets/Tier-Tables.pdf

      Your Credit Card and Non-PIN Debit Card Transactions A significant amount of the Discount Rates that we charge you for -PIN Debit Card transactions represents charges that we must pay to the Issuing Banks (or that are otherwise charged to us by Mastercard®, Visa®, and Discover®

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    • [PDF File] Banking fees guide - Discovery

      https://www.discovery.co.za/assets/discoverycoza/bank/fees-guides/2023/discovery-bank-platinum-credit-card-fees-2023.pdf

      Banking fees guide Discovery Bank Platinum Credit Card Account CREDIT CARD VISA PLATINUM Fee structure Pay-as-you-transact A credit card that does it all ... Monthly additional credit card accounts (optional) R40 Once-off single credit facility initiation fee R150 if the limit is less than R2 000, else R185

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    • [PDF File] Banking fees guide - Discovery

      https://www.discovery.co.za/assets/discoverycoza/bank/fees-guides/2023/discovery-bank-black-suite-fees-2023.pdf

      Card replacement fee One free, R200 each thereafter Forex Accounts and foreign currency transactions See Discovery Bank Forex Accounts and foreign transactions fees guide 1 If you have Vitality Money only, you qualify for up to 40% off local flights, up to 15% off international flights, and up to 50% back on qualifying HealthyFood purchases.

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    • [PDF File] Credit Cards Rates and Fees - Suncorp

      https://www.suncorp.com.au/content/dam/suncorp/bank/documents/product-information/suncorp-credit-card-rates-and-fees-guide.pdf

      National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp Bank”) promotes and distributes Suncorp Clear Options Credit Cards on NAB’s behalf under an agreement with NAB.

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    • [PDF File] Banking fees guide - Discovery

      https://www.discovery.co.za/assets/discoverycoza/bank/fees-guides/2023/discovery-account-fees-guide-2023.pdf

      Registration number 2015/408745/06. An authorised financial services and registered credit provider. FSP number 48657. NCR registration number NCRCP9997. Limits, terms and conditions apply. 1 Purchases include in-store and online payments using a Ðiscovery Account virtual card or Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay or ...

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    • [PDF File] EBZ 21 823701 02 Cardmember Agreement NearPrime 032921 Release - Discover

      https://www.discover.com/content/dam/dfs/credit-cards/cardmember-agreement/EBZ_21_823701_02_Cardmember+Agreement_NearPrime_Release.pdf

      How We Will Calculate Your Balance: We will use a method called “daily balance (including current transactions)”. See the Cardmember Agreement for details. 1 The purchase and balance transfer APR is equal to the Prime Rate plus a margin of 19.74%. The Cash Advance APR is equal to the Prime Rate plus a margin of 21.74%.

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    • [PDF File] OVERDRAFT PROTECTION SERVICE AGREEMENT ADDENDUM EFFECTIVE ... - Discover

      https://www.discover.com/content/dam/dfs/online-banking/documents/Overdraft_Protection_Agreement.pdf

      Discover Bank, upon the determination that there is an insufficient balance in the Protected Account ... There is no extension of credit in this Service and Discover Bank is not obligated to transfer funds to the ... FEES. There is no fee for the Overdraft Protection Servi ce. 8. TERMINATION OF SERVICE. Discover Bank reserves the right, at any ...

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    • [PDF File] Banking fees guide - Discovery

      https://www.discovery.co.za/assets/discoverycoza/bank/fees-guides/2023/discovery-bank-platinum-suite-fees-2023.pdf

      All monthly fees will be charged to your credit card account. Get the best value and rewards for your good banking behaviour with a full banking suite. You get an enhanced state-of-the-art credit card that’s interest free (for selected transactions) for up to 55 days, paired with a day-to-day transaction account that lets you bank on your own ...

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    • [PDF File] International Wire Transfer Instructions - Discover

      https://www.discover.com/content/dam/dfs/online-banking/documents/International_WireTransferRequestForm.pdf

      from your Discover Bank® account. If you prefer, you can initiate your request directly in the Discover . Mobile App by selecting the Transfer icon and following the instructions for Wire Transfer. International Wire Transfer Instructions. Page 1 ©2022 Discover Bank, Member FDIC. rev. 0722. A few things to keep in mind before completing the form:

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    • [PDF File] Credit and Debit Card Interchange Fees - Kansas City Fed

      https://www.kansascityfed.org/documents/8289/CreditDebitCardInterchangeFeesAssessedMerchantsUS_August2021Update.pdf

      VII. Consumer versus commercial credit card interchange fees . Note: (c) indicates consumer card. 0. 50. 100. 150. 200. 250. 300. Cents. $100 Visa transaction at small retailers. Visa Credit (c) Visa Traditional (c) Visa Signature Preferred (c) Visa Purchasing. Visa Business Tier I. Visa Business Tier V. 0. 50. 100. 150. 200. 250. 300. Cents ...

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    • [PDF File] Credit Card - Standard Bank

      https://www.standardbank.co.za/static_file/South%20Africa/PDF/Personal%20Pricing/2024/Credit_Card_Pricing_Guide_2024.pdf

      Standard Bank Credit Card 2024 pricing Consumer credit card fees Withdrawals Cash withdrawal at ATM R2.40 per R100 or part thereof Cash withdrawal at branch R80 + R3 per R100 or part thereof Quasi Cash & Cash advance on casino chips purchases R2.80 per 100 max R80 or part thereof

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    • [PDF File] Credit and Debit Card Interchange Fees Assessed to Merchants …

      https://www.kansascityfed.org/documents/9129/Credit-Debit-Card-Interchange-Fees-Assessed-Merchants-US-August-2022-Update.pdf

      the ATM and Debit Card Industry, Federal Reserve Bank of Kansas City; Fumiko Hayashi, 2006. “A Puzzle of Card Payment Pricing: Why Are Merchants Still Accepting Card Payments?” Review of Network Economic,5(1): 144-174; Fumiko Hayashi, Richard J. Sullivan, and Stuart E. Weiner, 2006. A Guide to the ATM and Debit Card

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    • [PDF File] PRICING HEDULE - Discover

      https://www.discover.com/content/dam/dfs/credit-cards/cardmember-agreement/EBZ_20_779815_3_CardmemberAgreement_TCs_Secured_093020.pdf

      How Will lculate You lance: We will use a method called “daily balance (including current transactions)”. See the Cardmember Agreement for details. 1 The purchase and balance transfer APR is eqPruaimel to the Rate plus a ma rgin of 19.74%. The Cash Advance APR is equal to the Prime Rate plus ma a rgin of 21.74%. -1-.

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