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Facing Retirement Alone: Potential Financial Challenges of ...
Facing Retirement Alone: Potential Financial Challenges of Gen X Women Widows Vs. Widowers Women face unique risks when it comes to financial security in retirement, including greater longevity than men, a higher likelihood of living alone in retirement, and more likely years of severe disability. Indeed, at ages 85 and
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[PDF File]Millennials and Retirement - National Institute on ...
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of retirement system in the U.S., has left the typical working household in America with virtually no retirement savings.30 And, even after counting a household’s entire net worth, two-thirds (66%) of working families fall short of modest retirement savings targets for their age and income.31
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[PDF File]How We Can Save (for) Our Future - Mercer
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Given that the retirement savings gap is largest in the United States, a case study is included on the challenges facing US retirement systems and the lessons that can be learned from various countries. This paper concludes with recommendations for policy-makers and plan providers for closing the savings gap and improving retirement security.
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[PDF File]R IMPROVEMENTS AND SAVINGS ENHANCEMENTS ACT …
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The United States is facing a retirement savings crisis. According to the National Retirement Risk Index, about half of today’s households will not be able to maintain their pre-retirement lifestyles once they stop working. In 2013, an estimated 60 percent of all households had no …
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[PDF File]Retirement in America
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The typical working American has no retirement savings. When all working age individuals are included— not just individuals with retirement accounts—the median retirement account balance is $0 among all working individuals. Even among workers who have accumulated savings in retirement accounts, the typical worker had a
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[PDF File]Getty Images Small Business Views on Retirement Savings Plans
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Employees who don’t have access to a retirement savings plan at their work would be offered the chance to participate in one. 92% 719 By default, workers would contribute to the retirement savings ... facing employers in offering retirement plans to their workers. In one approach, all employers meeting certain criteria must either
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Facing retirement with no savings