Flexible premium variable annuity
[DOC File]482-1-126
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You make a series of payments for a multiple premium annuity. There are two kinds of multiple premium annuities. One kind is a flexible premium contract. Within set limits, you pay as much premium as you want, whenever you want. In the other kind, a scheduled premium annuity, the contract spells out your payments and how often you'll make them.
[DOC File]Annuity Senior Market - California
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A. Annuity type according to when benefits are paid out 1. Define immediate annuity 2. Define deferred annuity 3. Distinguish between the characteristics of the two types B. Annuity type according to how and when premiums are paid 1. Define single premium annuities 2. Define flexible premium annuities 3.
[DOCX File]Statutory Accounting Principles Working Group
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A deferred annuity provides for the accumulation of funds to be applied at some future period designated by the policyholder. Premium payments can be made in a lump sum amount (single premium deferred annuity), or periodically (flexible or fixed premium deferred annuity) as allowed by the policy contract.
Allocated Group Annuity Contracts Not Subject to Section ...
May 21, 2013 · Where the forms include a reserved right to restrict availability of the fixed account in a flexible premium fixed and variable deferred annuity or a reserved right to restrict premium payments in a flexible premium fixed deferred annuity, the submission letter must include the insurer’s confirmation that the reserved right will only be ...
Life Insurers: Individual Fixed and/or Variable Deferred ...
Oct 06, 2020 · A scheduled premium or flexible premium fixed annuity may provide that the insurer may, at its option, cancel the annuity prior to the annuitization date and pay the actual accumulation amount (i.e. no reduction for surrender charges or MVA) to the contract holder if no premium payments have been made for a period of three full years and either ...
[DOC File]Title 20--DEPARTMENT OF - Missouri
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A flexible payment deferred annuity is defined as a contract which provides for the payment of a guaranteed or variable annuity, or both, with the amount of the annuity determined not at date of issue but at the annuity commencement date and by the value at that time of the total payments made.
[DOC File]I
https://info.5y1.org/flexible-premium-variable-annuity_1_e69d10.html
Income - The typical variable annuity purchaser has a relatively moderate household income. The following graph shows the breakdown of purchasers by household income of variable and fixed annuity sales in 1999. ... (SPDA) while it allows for 35% for a flexible premium product, where additional premiums can be (but don’t have to be) paid after ...
[DOCX File]Statutory Accounting Principles Working Group
https://info.5y1.org/flexible-premium-variable-annuity_1_a8c339.html
a.A deferred annuity provides for the accumulation of funds to be applied at some future period designated by the policyholder. Premium payments can be made in a lump sum amount (single premium deferred annuity), or periodically (flexible or fixed premium …
[DOCX File]Analysts Reference Guide
https://info.5y1.org/flexible-premium-variable-annuity_1_abcf74.html
Under an annual premium deferred annuity, annual premiums are paid during an accumulation period until such time as the policyholder (i.e., annuitant) receives income, surrenders the policy, or it terminates upon death. These annual premiums may be a specified amount or subject to the discretion of the owner under “flexible premium” annuities.
[DOCX File]Statutory Accounting Principles Working Group
https://info.5y1.org/flexible-premium-variable-annuity_1_0e2a9e.html
7.Where a variable annuity contract or variable life insurance contract contains a guaranteed minimum death benefit, any reserve liability for such death benefit provision shall be recorded and held in the general account based on the reserving guidance in paragraphs 25 and 26. Any differences between the benefit paid and the separate account ...
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