High cost mortgage guidelines

    • [DOC File]Mortgage Law Changes - HB 552 of 2008

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      10. Further restrictions are placed on using stated incomes to obtain a high-cost loan. 11. The lenders cannot charge a fee for the first payoff request on a high-cost loan. 12. High-cost loans now must …

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    • [DOC File]U

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      CNA is calculated by the cost analyst and used by the appraiser to increase the maximum mortgage amount under Criterion 4 of Form HUD-92264-A. Include these costs within the estimate of total …

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    • [DOC File]Flood Insurance Requirements

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      §36.4340 Underwriting standards, processing procedures, lender responsibility, and lender . certification. (a) Use of standards. The standards contained in paragraphs (c) through (j) of this section will be used …

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    • [DOC File]MAINE MORTGAGE LENDING FREQUENTLY-ASKED …

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      A higher-priced mortgage loan is either a “non-traditional” mortgage loan (meaning, generally, a loan that allows a borrower to defer interest or principal), or a rate-spread mortgage loan, meaning that that the …

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    • Reverse Mortgage Examination Guidelines - CSBS

      REVERSE MORTGAGE EXAMINATION GUIDELINES (RMEGs) ... FHA will insure single-family home mortgages up to $271,050 in low cost areas and up to a maximum of $625,500 in high cost areas. …

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