Home loan with no mortgage insurance
[DOC File]New York Mortgage - Freddie Mac Home
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A Mortgage Insurance policy pays Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance policy. Mortgage insurers assess their total risk on all Mortgage Insurance from time to time.
[DOC File]real estate forms mortgage forms Balloon Mortgage
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MORTGAGE NOTE (Fixed Rate) THIS IS A BALLOON MORTGAGE NOTE AND THE FINAL PAYMENT OR THE BALANCE DUE UPON MATURITY IS $23,000 TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THE MORTGAGE. This instrument was prepared by: John Smith, Street Address, City, State, Zip. …
[DOC File]VIA FACSIMILE - HomeFirst Mortgage
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It is important to note that, as one of the premier mortgage brokerage firms in the region, HomeFirst Mortgage Corp. has a rich and vast array of financial products---so there is absolutely no reason to take on a Reverse Mortgage loan if it is not 110% right for you!
[DOC File]Types of Mortgage Loans - Schlumberger
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Mortgage Insurance: You pay mortgage Insurance in two forms: 1.5% of the loan amount is charged at closing and can be added to the loan amount and you pay 1/12 of .005% of the loan amount each month in your payment. The monthly MI is included in your payment for the life of the loan. VA Loans -0- No down payment makes this a great way to get ...
[DOC File]Addendum to mortgage and note
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Lender may, in their sole discretion, escrow for taxes and insurance as provided under the mortgage. If loan is second mortgage In the event that this loan is a second mortgage, borrower agrees to mail or fax to the above lender a photocopy of the front and back of the cancelled check or other receipt showing the first mortgage has been paid ...
Summary: Loan Modification Agreement
Lenders MUST revise the document as necessary to comply with applicable federal, state and local law, as well as to comply with the requirements of an applicable government mortgage insurance or guaranty program. Lenders MUST amend the document as necessary to ensure that the mortgage loan maintains its first lien position and is fully enforceable.
[DOC File]Sample PMI Cancellation Letter
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Loan Servicer Loan Servicer Address Anywhere, State ZIP Loan #: Your Social security #: Your Name: Your Address in question . Dear Sirs: Property address: I understand that I am no longer obligated to carry my private mortgage insurance after my loan-to-value ratio …
[DOCX File]QUALITY CONTROL PLAN CHECKLIST FOR LOAN …
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– Personnel must be properly trained & qualified to conduct the QC reviews. Are independent of all Loan Administration process and have no direct loan processing, origination, or underwriting responsibilities or any chain of reporting or management directly connected to Loan Administration staff. (A2ai)
[DOC File]Filling out the Mortgage Credit Analysis Worksheet
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Enter “Yes” if the primary borrower is purchasing their first home. If this is not the primary borrower’s first home, then enter “No”. Enter original loan balance on the first mortgage. Enter Section 184 Mortgage Limit. a. Enter Unpaid Principal Balance. Enter Interest Due at …
[DOCX File]MORTGAGE - Housing
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Actual Loan Amount: $ (HOME Funds) Borrower Equity in the Property: $ Borrower Equity is calculated as follows: Line 301 of the first mortgage HUD-1 Settlement Statement less the first mortgage principal amount. The 2nd mortgage actual loan amount must be part …
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