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[DOC File]LOBBY NOTICE REQUIREMENTS - Bankers Online
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LOBBY NOTICE REQUIREMENTS. NOTICE / POSTER AVAILABILITY SPECIAL INSTRUCTIONS. 0BTAIN FROM Mtg Loan Disclosure Stmt & Data. 12 CFR 203.5(b). FDIC 203.5(b) 12 USC 2804 Contact Legal Department Disclosure Stmt: Updated by FFIEC annually based on our tapes to them. Provide w/n 3 days of receipt from FFIEC or w/n 10 days at one office in additional MSA
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[DOCX File]Chapter 7 Certificate of Eligibility (COE) and Entitlement
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If the surviving spouse is submitting an application for an Interest Rate Reduction Refinance Loan (IRRRL), there is no need to submit an application, as long as the surviving spouse appeared on the loan to be refinanced with the Veteran. If the surviving spouse was not on the loan, he/she would only be permitted to complete a cash-out refinance.
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[DOT File]CRA - LOAN INFORMATION SHEET - Addendum to Credit …
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SPECIFIC Purpose of the Loan: Be VERY specific - this can affect what type of CRA credit we get for the loan. If this a renewal or if we are paying off another bank, we need a description of the . original. purpose of the loan. COLLATERAL: Be VERY specific when describing real estate. Ex: Commercial building, vacant land, house, apartment, etc.
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[DOC File]Home-Buying Packet
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Loan to Value Ration (LTV): The ratio of the mortgage loan principal (amount borrowed) to the property’s appraised value (selling price). Example – on a $100,000 home, with a mortgage loan principal of $80,000 the loan to value ratio is 80%. Mortgage: A legal document that pledges a property to the lender as security for payment of a debt.
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[DOC File]Lease or Loan? What You Need to Know to Decide
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A loan provides you with the depreciation tax benefit; with a lease, the lessor owns the equipment and realizes the tax benefit, which is usually reflected in a lower monthly rent payment for your business as well as the ability to expense the payment.
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[DOCX File]THE 7(A) LOAN PROGRAM - Small Business Administration
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The Small Business Applicant Must Demonstrate a Need for a Guaranty on the Loan.93. Ineligible Types of Businesses97. Businesses Owned by Non-US Citizens111. The Eligible Passive Company (EPC) Rule114. Special Requirements for Loans Where Collateral May Be Included in the National Register of Historic Places117.
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[DOCX File]Survey Instructions on Ensuring Equal Opportunity for ...
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Loan terms cannot exceed the legal authority of the applicant (under State law or organizational structure), the useful life of the facility, or a maximum of 40 years (typical building financing is 20 to 30 years). Rural Development can lend up to 100% of the market value …
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[DOC File]Car Loan Assignment
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Total cost of loan (monthly payment * # of payments) _____ Tell what you think your best loan option would be and justify that conclusion. A high-quality explanation will include why you decided not to take the lowest interest rate, the smallest monthly payment, the shortest term, or the loan with the lowest cost. Car Loan Assignment
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[DOCX File]2.01 QUITCLAIM DEEDS - Veterans Affairs
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Any request for a QCD on a VA-guaranteed loan not assigned to a VA technician will be sent to the Loan Administration Officer (LAO) at the VA Regional Loan Center (RLC) of jurisdiction. If the LAO finds that the need for a QCD is the result of a prior . default, the request will be forwarded for handling to the LAO of the previously VA-assigned ...
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[DOC File]SBA Loans: Business Plan Template
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Loan payments, equipment purchases, and owner's draws usually do not show on profit and loss statements but definitely do take cash out. Be sure to include them. And of course, depreciation does not appear in the cash flow at all because you never write a check for it.
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I need an online loan