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[PDF File]Employer-Sponsored Alternatives to Payday Loans in Virginia
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small dollar loans.2 The payday lending industry in Virginia grew from 604,087 loans and $165 million in total loan value in 2002 to approximately 3.5 million loans and $1.4 billion in total loan value in 2007.3 Also in 2007, the average Virginia payday borrower held more than seven loans, with approximately 94,500 Virginians taking out more ...
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[PDF File]PAYDAY LOAN FEE SCHEDULE - Payday Loans Online - Online ...
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Check City Rates PAYDAY LOAN FEE SCHEDULE CHECK CASHING FEES Terms in Days 14 30 31 62 Finance Charge $26.40 $28.00 $28.10 $31.20 Annual Percentage Rate 678.86%
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[PDF File]Payday Lenders and the Military: A Study of Hampton Roads ...
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Payday Lenders charge extremely high interest rates and have historically preyed on junior service members 2005 Graves and Peterson “Predatory Lending and the Military: The Law and Geography of ‘Payday’ Loans in Military Towns” Looked at 20 states, 109 …
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[PDF File]Virginia- Employee Loan Program 040612 - MemberClicks
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Virginia Credit Union (VACU) to develop a pilot program called the Virginia State Employee Loan program in 2009. VACU and DHRM provided IT resources to create an online, electronic loan application system. Employee-borrowers were required to successfully complete an online financial literacy course to proceed with the loan application.
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[PDF File]PAYDAY LENDER LICENSEES
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PAYDAY LENDER LICENSEES Advance America, Cash Advance Centers of Virginia, Inc. d/b/a Advance America (Continued) 21898 Riverside Drive, Grundy, VA 24614 1657 E. Market Street, Suite 3, Harrisonburg, VA 22801 452 Elden Street, Herndon, VA 20170 130 Old Fair Grounds Way, Kilmarnock, VA 22482 1076 Regional Park Road, Lebanon, VA 24266
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[PDF File]Car Title Loans - Virginia Legal Aid Society
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It is legal, but only if the company is licensed by the Virginia State Corporation Commission, even if they don’t have a physical office or address in Virginia. If they want to make payday loans to anyone in Virginia, whether a resident or not, they have to be licensed in Virginia.
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Payday loans in virginia online