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[DOC File]Art #3 Mortgage Talking Points
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No 2nd liens or subordinated loans on property. Dropping FHA Mortgage Insurance Premium Rules. Loans closed PRIOR to January 1, 2001 are NOT eligible for termination of MIP (monthly insurance premium) if closed on January 1, 2001 and after, MIP will be automatically terminated under the following conditions. More than 15-year term. Must pay for 5 years AND. 78% LTV based on original LTV. 15 ...
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[DOC File]End of Chapter 19 Questions and Answers
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For example, they could elect to get a $60,000 mortgage for 15 years at 11% and no points. They would be entitled to a mortgage, interest differential payment of $10,229.52 (based on a new mortgage of at least the amount of old mortgage minus the calculated replacement mortgage, for a term not less than the remaining term on the old mortgage). Even though the mortgage for 9.5% with 3 points is ...
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No-Point Mortgage - Mortgagefit
Title: Art #3 Mortgage Talking Points Author: Tracey Rumsey Last modified by: Jenna Lindseth Created Date: 2/22/2018 8:02:00 PM Company: Academy Mortgage
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[DOCX File]Mortgage Interest Differential Payments
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The interest rate payable by you is the prime rate plus or minus the number of percentage points per annum, if any, shown on the registered mortgage. The interest rate is automatically adjusted monthly on the first (1st) day of each month; starting on the month following the interest adjustment date without any notice to you (every date on which such adjustment is made is referred to as an ...
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[DOCX File]Art #3 Mortgage Talking Points
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Answer: A mortgage investor needs to estimate when the mortgage will be pay off. The sooner the pay off the higher the yield if points are charged. Ideal pricing will set the contract rate for a no points loan equal to the effective yield on a loan with points and a lower contract rate for the average period that the loan is expected to be held ...
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[DOC File]Art #3 Mortgage Talking Points
https://info.5y1.org/points-or-no-points-mortgage_1_5b065b.html
Author: Tracey Rumsey Created Date: 01/09/2018 08:33:00 Title: Art #3 Mortgage Talking Points Last modified by: Tammy Butler-Ardagna Company: Academy Mortgage
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Points or no points mortgage