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[DOC File]CHAPTER 2
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D. Non-Purchasing Spouses. If required by state law in order to perfect a valid and enforceable first lien, the non-purchasing spouse may be required to sign either the security instrument or documentation evidencing that he or she is relinquishing all rights to the property. ... In addition, certain types of loans secured against deposited ...

[DOC File]Filling out the Mortgage Credit Analysis Worksheet
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Enter “Yes” if the primary borrower is purchasing their first home. If this is not the primary borrower’s first home, then enter “No”. Enter original loan balance on the first mortgage. Enter Section 184 Mortgage Limit. a. Enter Unpaid Principal Balance. Enter Interest Due at Payoff. Enter Pre-payable Expenses. Enter Discount Points.

[DOC File]INFLATION, CASH FLOWS AND DISCOUNT RATES
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computing a present value. Nowhere in (1) is there a discount rate or interest rate. Formula (1) is a way to express time t dollars in dollars have the purchasing power of time 0 dollars. ... Equivalence of Spot and Sequential Forward Loans: Consider strategies [a] and [b]. [a] Spot loan at time 0 for t periods (borrow B now and pay all ...

[DOC File]Home-Buying Packet
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Discount Points: A loan fee charged by a lender of FHA, VA or conventional loans to increase the yield on the investment. One point = 1% of the loan amount. Easement: The right to use the land of another. Encumbrance: Anything that burdens (limits) the fee title to property, such as a lien, easement, or restriction of any kind.

Purchasing loans at a discount