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[PDF File]What is an Annuity?
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Immediate annuity – This type of annuity begins paying a benefit very soon, usually within 30 days to one year after it is purchased, and usually requires a lump sum payment. Indexed annuity – This is a fairly new product in the annuity market. Indexed annuities pay an
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[PDF File]NATIONAL ASSOCIATION FOR FIXED ANNUITIES WHITE …
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NAFA is the National Association for Fixed Annuities. NAFA was created to foster a better understanding of traditional, payout and indexed annuities. It is the only independent, non-profit organization dedicated solely to the promotion and preservation of these unique products.
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[PDF File]Qualified Longevity Annuity Contracts - Fidelity Investments
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Qualified Longevity Annuity Contracts Creating future lifetime income — starting after the required minimum distribution age of 70½ Starting at age 70½, owners of pre-tax accounts must take required minimum distributions (RMDs),1 which are taxed as ordinary …
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[PDF File]Blueprint Income Annuity Decision Guide
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to annuities, the good and the bad, and provide you with the education you need so that you can decide what makes the most sense for your retirement. The knowledge reflected in this guide is that of an actuary. When I learned these products, it wasn’t so I could sell them. Everything I …
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[PDF File]Understanding Fixed Annuities and Market Value Adjusted ...
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Understanding Fixed Annuities and Market Value Adjusted (MVA) ... Typically, fixed annuities offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates are preceded or accompanied by an informational disclosure document. You should read this document carefully. Since the guarantees in each
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[PDF File]Understanding Annuities: The Basics - Baird Financial Advisor
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Understanding Annuities: The Basics, continued. Page 4 . Preparing for Retirement with Variable Annuities . A variable annuity is a long-term investment primarily designed for retirement or other long-range purposes. Variable annuity types . There are four main types of variable annuities, including:
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[PDF File]How to Make Your Retirement Savings Last As Long As You Do
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immediate annuities. They figure if they die in a few years, the money they spent on the annuity was wasted. You could look at it that way. Or you could say that it did its job and gave you the income you needed while you were around to use it. How to Make Your Retirement Savings Last As Long As You Do
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[PDF File]Personal Finance for Dummies - kadebg
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“Personal Finance For Dummies is the perfect book for people who feel guilty about inadequately managing their money but are intimidated by all of the publications out there. It’s a painless way to learn how to take control.” — National Public Radio’s Sound Money “Eric Tyson . . . seems the perfect writer for a For Dummies book. He ...
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[PDF File]Understanding Fixed Indexed Annuities
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UNDERSTANDING FIXED INDEXED ANNUITIES 1The examples assume a one-year index term for the FIA. Note that some FIAs may offer a longer index term which would credit interest at the end of two or more years. This brochure is intended for educational use only. Please speak with your financial professional for more information.
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Understanding the basics of estate planning
Understanding the basics of estate planning. It’s important to have an estate plan. You want to make sure the assets you’ve worked so hard to accumulate during your lifetime ... annuities, certain trusts, and joint accounts you own with your spouse or with someone else.
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Understanding annuities for dummies