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[PDF File]LIFE INSURANCE Buyer’s Guide
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A question of ownership – corporate or personal? – Part I When it comes to life insurance, the simple question of policy ownership - corporate or personal - can be difficult to answer. While your client may appear to have good business and tax reasons for having his or her corporation own a
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[PDF File]October 2010 A question of ownership corporate or personal ...
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Explore if using life insurance for maximizing your pension benefit is right for you. Why life insurance? Learn how a life insurance policy can be used to meet death benefit protection needs, maximize pension income, and provide for your spouse. How does it work? Gain insight into how the strategy can help you get the most out of your pension plan.
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[PDF File]What you need to know about life - Life Happens
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buy life insurance... UNDERSTAND WHAT LIFE INSURANCE IS Life insurance pays a death benefit if you die while the policy is in effect, in exchange for premiums you pay before your death. You can use the death benefit to protect against financial hardships such …
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[PDF File]Buy-Sell Agreement Planning Checklist - Sun Life Financial
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What kind should you buy? Term Insurance Term life insurance provides protection for a specific period of time—the “term”—and is designed for temporary circumstances. It makes the most sense when your need for coverage will disappear at some point, such as when your children graduate from college or when a debt is paid off.
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[PDF File]Estate planning using life insurance
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corporate policies. Recent Income Tax Act changes regarding share redemption and life insurance create the need to review whether the buy-sell agreement or amendments to the buy-sell agreement should be done outside of the remainder of the shareholder's agreement. It is recommended that an experienced tax and legal advisor be consulted in
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Best Age to Get Life Insurance
Life insurance can be used to maximize your wealth and pass it on to the people or causes that are important to you with less risk and the potential for greater tax efficiency. One of the most common ways of using life insurance in a wealth transfer plan is by using it in conjunction with an irrevocable trust.
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Who should buy life insurance