Car dealers with no interest financing

    • [PDF File]BECU INDIRECT DEALER FINANCING

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      BECU does not endorse or vouch for dealers or dealers’ products or services and accepts no liability for the use of such products and services. BECU’s Indirect Financing Program, services, rates, terms, and conditions are subject to change without notice. Contact BECU for the most current information. EARN MORE MONEY WITH YOUR SAVINGS

    • [PDF File]Chapter 1: Automobile Issues

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      • A title lender can charge an effective interest rate not exceeding 2% per month. ... If a dealer says something about financing or car loans, consumers should ask the dealer to put the statement in writing. ... consumers with bad or no credit. These dealers often focus on young servicemembers who are

    • [PDF File]Chapter 5. Used Vehicle Sales - NIADA

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      trucks. However, NIADA dealers sub-divide these car and truck sales into different types of car and truck sales. Therefore, the purpose of this chapter is to help students ... contract and interest rate charged). ... Once the customer and the dealership have reached agreement on all sales and financing issues, City Auto Sales’ Sales Manager ...

    • [PDF File]Deal or No Deal

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      The yo-yo scam occurs when a car buyer who finances the car through the dealer believes that the financing is final or is as good as final. The dealer lures the consumer back to the dealership, claims the financing is not final, and pressures the consumer to sign a new financing contract with a higher interest rate or other less favorable terms.

    • Understanding Vehicle Financing

      2 Understanding Vehicle Financing With prices averaging more than $31,000 for a new vehicle and $17,000 for a used model from a dealership, you might consider financing or leasing your next vehicle. You have two financing options: direct lending or dealership financing.

    • [PDF File]Add-ons and Loan Packing: How and why car dealers “pack ...

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      Add-ons and Loan Packing: How and why car dealers “pack” loans and the products they use to do it ... Financing • Dealers who arrange financing for their customers ... interest rate for which they qualify, dealers mark-up the financing before they offer it to the customer. Dealers then split the added interest with the auto finance company.

    • [PDF File]Car Dealer Leasing Tricks

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      Car leasing is somewhat more complicated than paying cash or buying with a conventional car loan. This gives dealers an opportunity to mislead or confuse leasing customers. Dealers often resort to common tricks to encourage leasing when it may not be in customers’ best interest, or to trick qualified leasing customers into paying too much.

    • [PDF File]RETAIL INSTALLMENT SALE CONTRACT - SIMPLE FINANCE …

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      Security Interest. You are giving a security interest in the vehicle being purchased. ... No person is required as a condition of financing the purchase of a motor vehicle to purchase or negotiate any insurance through a particular insurance company, agent or broker. You are not required to buy any other insurance to obtain

    • [PDF File]Dealer Floor Plan Financing - NIADA

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      financing for retail goods. These loans are made against a specific piece of collateral (i.e. an auto, RV, manufactured home, etc.). When each piece of collateral is sold by the dealer, the loan advance against that piece of collateral is repaid. In short, Dealer Floor Plan financing allows dealers …

    • [PDF File]Loan Discrimination At The Auto Dealership: Current Cases ...

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      salesperson then asks you to wait while she obtains approval for the interest rate on the loan for the car you are about to purchase. When she returns, she informs you that for a ... auto dealers, to finance their new car.2 Few prospective buyers obtain their own financing, ... special financing incentives, compared with 61 percent of white ...

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