Fixed indexed annuities

    • [PDF File]Buyer's Guide to: Fixed Deferred Annuities

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      If you’re thinking of buying an equity-indexed annuity, an appendix to this guide will give you specific information. This Guide isn’t meant to offer legal, ... Fixed Deferred Annuities. Fixed Deferred Annuities annuity? interest? Buyer’s Guide to: Fixed Deferred Annuities National Association of Insurance Commissioners

    • How it works: Fixed index annuity crediting methods and ...

      Fixed index annuity How it works: Crediting methods Fixed index annuities can be a valuable financial vehicle for retirement savings. They offer the safety and guarantees that clients expect along with the opportunity to help your retirement savings grow. Midland National® Life Insurance

    • [PDF File]Fixed Indexed Annuities as a Fixed Income Alternative for ...

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      write this report, Fixed Indexed Annuities as a Fixed Income Alternative for Near-Retirees. Wade Pfau is not an employee of, nor affiliated with, Pacific Life Insurance Company. Content does not represent investment advice or provide an opinion regarding the fairness of any transaction to any and all parties.

    • [PDF File]Multi Year Guarantees - Annuity Financial

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      Fixed‐Indexed Annuities Company Account Options American National NY (A) Account Options 7 Year 3.00% 0‐75 2.00% 76‐80 10 Year 5.00% 0‐75 3.50% 76‐80 10% available yearOne one Terminal illness, Disability, Confinement 75% Participation Cap Free Withdrawals Additional Features Commission Product ‐ Power Index 7

    • [PDF File]FINRA Investor Alert: Equity-Indexed Annuities: A Complex ...

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      Equity-Indexed Annuities: A Complex Choice Why an Alert on Equity-Indexed Annuities? Sales of equity-indexed annuities (EIAs) have grown considerably in recent years. Although one insurance company at one time included the word “simple” ... Annuities come in two types: fixed and variable. With a fixed annuity, the insurance company ...

    • Fixed and Fixed Index Annuity Rates

      Fixed and Fixed Index Annuity Rates Issued by Delaware Life Insurance Company Index Term/Index Strategy Cap/Part/Spread/Rate ... Annuities are long-term financial vehicles designed for retirement purposes. These policies may not be available in all states, and product features vary by state. Surrender value will not be less than the minimum ...

    • [PDF File]Understanding fixed index annuities - Allianz Life

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      fixed index annuities: tax deferral, indexed interest potential, and protection. Tax deferral Under current federal income tax law, any interest earned in your fixed index annuity contract is tax-deferred. You don't have to pay ordinary income taxes on any taxable portion until you begin receiving money from your contract. Withdrawals are taxed

    • [PDF File]Buyer's Guide To Fixed Deferred Annuities with Appendix ...

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      That you understand the differences among various annuities so you can choose the kind that best fits your needs. This guide focuses on fixed deferred annuity contracts. There is, however, a brief description of vari-able annuities. If you're thinking of buying an equity-indexed annuity, an appendix to this guide will give you specific information.

    • [PDF File]American Legend II - Immediate Annuities

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      A fixed-indexed annuity is a deferred annuity with multiple interest crediting strategies. This type of annuity allows you to allocate your money among strategies that credit interest in various ways. Is a fixed-indexed annuity right for me? Fixed-indexed annuities may be right for you if you want

    • [PDF File]ATHENE Choice 10 Fixed Index Annuity

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      What is the ATHENE Choice 10 Fixed Index Annuity? It is a 10-year, single premium tax-deferred annuity that starts with a one time, lump sum premium payment of at least $5,000. Additional premium deposits of $500 or more are allowed in the first year. See page 6 for details.

    • [PDF File]Fixed Indexed Annuity - Westland Financial Services

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      Index annuities are designed for folks that are averse to risk. Thus they can be considered for the fixed safe portion of a portfolio. Also the type of person who navigates toward lower risk and lower guaranteed returns is the person for a fixed indexed annuity. Certificate of deposit buyers and traditional fixed annuity buyers fit this profile.

    • [PDF File]Deferred, Fixed Indexed Annuity - Pacific Life

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      While some fixed indexed annuities guarantee rates or caps only for a short term, with Pacific Index Foundation, your guaranteed rates and caps remain the same until the end of your chosen initial guaranteed period. SAFETY OF PRINCIPAL WITH GROWTH POTENTIAL

    • [PDF File]Managing Risk with Fixed-Indexed Annuities

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      Fixed-indexed annuities provide some protection against interest rate risk and other sources of investment volatility. Unlike a bond fund or individual bonds not held to maturity, fixed-indexed annuities do not experience investment losses if interest rates rise. Principal is protected and secured.

    • [PDF File]Fixed Indexed Annuities

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      the prospects of capital gain appreciation for fixed income investments is lower. As a result, the ability to gain exposure to equity like returns may be an attractive alternative, particularly if we expect equities to outperform bonds. Fixed Indexed Annuities: An Alternative to Consider

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