Mortgage calculator with extra principal

    • [PDF File]Credit Factsheet - Home loans - ASIC's MoneySmart

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      They used a mortgage calculator to work out what the monthly repayments would be. They decided they could afford to borrow $380,000 over 25 years. They first considered a loan with a variable interest rate of 6.5% but, after comparing online, they found a loan with the features they wanted at a …

    • [PDF File]Pay off your mortgage faster and reduce your total ...

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      A: Withdrawing 1/2 of a mortgage payment from your bank account every two weeks will allow for one payment to be applied each month, with an extra 1/2 payment available to apply directly to your principal balance twice a year. Thus, your loan is paid off faster and your total interest costs are reduced. The funds from your first 1/2 payment ...

    • [PDF File]Extra Home Loan fact sheet. - CommBank

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      Extra Home Loan fact sheet. Our Extra Home Loan is a discounted variable rate home loan. Two discount options are available for new borrowings only: 1. Extra Home Loan with a life of loan discount, where the same interest rate discount applies for the entire loan term. 2.

    • [PDF File]for paying off your mortgage faster and reducing your ...

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      reduction” and credited to your principal balance, as long as your mortgage loan is in a current status. NOTE: The two (2) additional half payments will contribute the equivalent of one (1) extra monthly mortgage payment toward your principal balance. 4) If you would like to pay your mortgage loan off even faster, you can elect

    • [PDF File]HP 12C Loan Amortizations Amortization The HP12C ...

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      Answer: After one year, the loan balance is $178,420.18. The amount of principal paid so far is $1,579.82 and $13,894.66 interest has been paid. Example 2: With all data from the previous example still available in the calculator's memory, calculate the second year of the annual amortization of the same mortgage.

    • [PDF File]Early Repayment Adjustment (ERA) Calculation Example

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      of the principal, so your loan balance is $289,500 and you have 3 years of your fixed rate term remaining. Your loan was fixed for 5 years and still has 3 years remaining. We therefore refer to the wholesale market swap rate for 3 years (i.e. your remaining term). On 9 February 2009 it was 3.73%.

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