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[PDF File]BILL OF SALE (AUTOMOBILE), PROMISSORY NOTE …
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The promissory note should only be used if the buyer intends to make a down payment at the time of purchase and pay the remainder over time. If payment of the car’s purchase price will be complete on the sale date, the parties should use a bill of sale that contemplates such immediate payment and do not need to sign a promissory note.
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[PDF File]Buying a Used Car
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much you can put down, the monthly payment, the financing term (such as 48 months), and the annual percentage rate (APR). Rates usually are higher and financing periods shorter on used cars than on new ones. Dealers and other finance sources (like finance companies, credit unions, and banks) offer a variety of financing terms. Shop around,
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Understanding Vehicle Financing
2 Understanding Vehicle Financing With prices averaging more than $31,000 for a new vehicle and $17,000 for a used model from a dealership, you might consider financing or leasing your next vehicle. You have two financing options: direct lending or dealership financing.
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[PDF File]RIP-OFF PREVENTION REPORT: EDITOR’S CAR BUYING TIPS
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$2,501 minimum trade-in/Push-Pull-Drag It In" when, in fact, the price of the used car to be purchased had been increased to absorb the high trade amount offered; "No Money Down" claim contradicted in small print; advertised low APR which failed to conspicuously disclose: shortened loan term and qualifications such as limited to well qualified
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[PDF File]Used Car Consumer Bill of Rights in English
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Used car dealers must display prices on cars. A used car dealer may not sell you a car at a price that is more than the price advertised, quoted, or posted on the car. ... for a loan with the same term, number of payments, collateral, and down payment. The dealership must also disclose any fees the dealer is charging you for financing. These ...
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[PDF File]Deal or No Deal: Understanding Car Loans
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Deal or No Deal: Understanding Car Loans ... Time Required: 15 minutes Down payment, interest rate, loan term—the lingo involved with buying a car can seem overwhelming. Find out more about the car-buying process and terminology by following the steps below. ... Some used cars …
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No down payment used cars