Student loans for fair credit

    • Navient statement on the FAIR Student Credit Act

      Navient statement on the FAIR Student Credit Act WILMINGTON, Del., May 12, 2015-Navient issued the following statement on the Federal Adjustment in Reporting (FAIR) Student Credit Act introduced today by U.S. Senators Gary Peters (MI) and Shelley Moore Capito (WV).


    • [PDF File]IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE ...

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      Defendant Pioneer Credit Recovery, Inc., a wholly- owned subsidiary of Navient Corporation, is a Delaware corporation. Pioneer principally engages in debt collection activities related to outstanding and delinquent student loans on behalf of several owners of federal student loans.


    • [PDF File]Direct PLUS Loans and Adverse Credit - Federal Student Aid

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      an adverse credit history. A credit check is performed to determine whether aDirect PLUS Loan applicant meets this requirement. Below are answers to common questions about adverse credit and Direct PLUS Loans. The information below is accurate for Direct PLUS Loan …


    • [PDF File]Student Loans 08-29 - Consumer Financial Protection Bureau

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      4 PRIVATE STUDENT LOANS In addition, in 2011, 90% of private student loans to undergraduates required the school to certify the student’s need for financing. Lenders have also increased overall credit scores within their portfolios by tightening credit standards and reducing lending to nonprime borrowers.


    • [PDF File]RESEARCH REPORT Underwater on Student Debt

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      Use credit scores to better target student loan repayment assistance. Federal student loans generally do not require underwriting, and a low credit score should not keep a student from getting a loan—indeed, these borrowers might benefit most from access to credit to enroll in higher education.


    • [PDF File]Fair-Value Estimates of the Cost of Selected Federal ...

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      Fair-Value Estimates of the Cost of Selected Federal Credit Programs for 2015 to 2024 The Congressional Budget Office (CBO) has estimated the budgetary costs of the Department of Education’s student loan programs, the Export-Import Bank’s (Ex-Im Bank’s) credit programs, and the Federal Housing


    • [PDF File]Guide for Assisting Identity Theft Victims

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      Identity Theft Involving Federal Student Loans ... • the Fair Credit Reporting Act (FCRA) • the Fair Credit Billing Act (FCBA) • the Fair Debt Collection Practices Act (FDCPA) • the Electronic Funds Transfer Act (EFTA). It also includes information and materials published by other organizations that address less


    • [PDF File]CBO's January 2017 Baseline Projections for the Student ...

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      CBO's January 2017 Baseline Projections for the Student Loan Program. On January 25, 2017, CBO corrected the borrower interest rates in Table 4. These six tables detail the costs, loan volumes, and subsidy rates for the direct student loan program for CBO's January 2017 baseline.


    • [PDF File]Fact Sheet #30: The Federal Wage Garnishment Law, Consumer ...

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      order for the collection of a defaulted student loan is also served on the employer. If there was no garnishment order (with priority) for child support, Title III’s general limitations would apply to the garnishment for the defaulted student loan, and a maximum of $73.75 (25% …


    • [PDF File]Fair Debt Collection Practices Act

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      service (for example, mortgage and student loans) • Debts that were not in default when they were obtained • Debts that were obtained as security for a commercial credit transaction (for example, accounts receivable financing) • Debts incidental to a bona fide fiduciary relation­


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