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[PDF File]Virginia Manufactured Housing Licensing and Transaction ...
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6 MANUFACTURED-HOUSING CONSUMER FINANCE IN THE UNITED STATES . most basic single-section homes can sell for less than $20,000, and a larger home with custom designs or optional finishes and features may cost $100,000 or more. About three-fifths of manufactured-housing residents who own their home also own the land it is sited on.
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[PDF File]Manufactured-housing consumer finance in the United States
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• Manufactured homes have improved significantly in quality, energy efficiency, and safety while remaining much more affordable than site-built housing if borrowers have access to mortgage credit. Lenders can therefore make long-term real estate mortgages secured by manufactured homes with less risk. • Loans originated through the Manufactured
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[PDF File]Manufactured Home Mortgage - Federal Deposit Insurance ...
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Manufactured homes can be situated in a mobilehome park or on land outside of a mobilehome park. The land may be owned in fee by the owner of the manufactured home or it may be rented or leased. For those manufactured homes located in a mobilehome park, a mobilehome park may be a resident-owned park or a rental park.
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[PDF File]Manufactured Homes - State of California
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finance the purchase or refinance of a manufactured . home and/or the lot on which the home is located. The program offers insurance for three types of loans: (1) manufactured home loan, (2) manufactured home lot loan, and (3) manufactured home land and lot . …
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The Best Manufactured Home Financing. Mobile Homes
three or more manufactured homes in any 12-month period shall be presumed to be a manufactured home dealer. The terms "selling" and "sale" include lease-purchase transactions. The term "manufactured home dealer" does not include banks and finance companies that acquire manufactured homes as an incident to their regular
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[PDF File]Manufactured Home Loan Insurance
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Title I Manufactured Home Loan Program Allowable Loan Parameters Page 2 of 2 IV. Maximum Loan Term The maximum term is limited according to the type of Property secured. The maximum loan term for a single unit Combination Loan may not exceed 20 years and 32 Days from the date of the Loan. The maximum loan term for a
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What banks finance manufactured homes