What is a fixed annuity

    • [DOC File]INDIVIDUAL ANNUITIES STANDARDS

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      The client is instead offered an annuity with a rate fixed for only one year that changes thereafter. And most times, it changes to a lower interest rate. If you really want no choice, get an annuity from your insurance agent. If your insurance agent is an employee of their insurance company, he will only offer you one annuity the one from his ...

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    • 3 Risks of Purchasing a Fixed Annuity | On Retirement | US News

      If the fixed index annuity provides an option to allocate account value to more than one indexed or fixed declared rate account, and one or more of those indices has not been in existence for at least 10 calendar years, the allocation to the corresponding indexed account(s) shall be assumed to be zero;

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    • [DOC File]annuity disclosure - Maine

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      The annuity product-specific training is a separate requirement from the eight and four-hour annuity training noted above. The training curriculum in this four-hour outline is consistent with Section V and XII of the California Department of Insurance Eight-Hour Annuity Training Outline, Topics to Be Included in Eight-Hour Annuity Training Course.

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    • [DOC File]Individual Fixed and/or Variable Deferred Annuity Outline ...

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      A. “Annuity” means an annuity that is an insurance product under the laws of this State that is individually solicited, whether the product is classified as an individual or group annuity. B. “Continuing education credit hour” or “CE credit hour” means one credit hour meeting the requirements of Bureau of Insurance Rule Chapter 542 ...

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    • [DOC File]Annuity Suitability

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      Highlights of the Guaranty 4 Annuity . for more information on this annuity. Call me if you have any questions or prefer another annuity on the Top 10! When we receive your form(s), we will send you more information to read & sign. Move Your Money to a Fixed Rate Tax Deferred Annuity TODAY!

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    • [DOC File]Fisher Annuity Index

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      If a fixed deferred annuity contract or a separate account annuity contract with a fixed account includes a fixed account availability restriction (either in the base contract or in rider/endorsement forms) in which the insurer reserves the right to (i) not offer the fixed account or …

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