ࡱ>  objbjAA ;++KgD# ```ttt8T$t!h.$ .w2ggggggg$Oilg`s4 @ s4s4gg555s4R`g5s4g55dO>"dg4f5f:gg0!h*g:l5(ltdgl`dg(s4s45s4s4s4s4s4gg5s4s4s4!hs4s4s4s4ls4s4s4s4s4s4s4s4s4 :  D&B Access for the Internet User guide  TOC \o "1-3" 1 The advantages of D&B Access for the Internet (DBAI)  PAGEREF _Toc13045657 \h 3 2 How to access DBAI for the first time  PAGEREF _Toc13045658 \h 3 3 How to register  PAGEREF _Toc13045659 \h 4 3.1 Who should register?  PAGEREF _Toc13045660 \h 4 3.2 How to register for the first time  PAGEREF _Toc13045661 \h 4 3.1 How to update personal details?  PAGEREF _Toc13045662 \h 4 4 How to order credit information on businesses  PAGEREF _Toc13045663 \h 5 4.1 Which criteria should you use to find  PAGEREF _Toc13045664 \h 5 4.1.1 European businesses  PAGEREF _Toc13045665 \h 5 4.2 What do the search results look like?  PAGEREF _Toc13045666 \h 6 4.3 What does the product order screen look like?  PAGEREF _Toc13045667 \h 6 4.4 Product Availability  PAGEREF _Toc13045668 \h 7 4.4.1 What products are available for European businesses?  PAGEREF _Toc13045669 \h 7 4.5 How to place an order  PAGEREF _Toc13045670 \h 8 4.6 Language options  PAGEREF _Toc13045671 \h 8 4.7 What happens if you place several orders on the same day for reports on the same business?  PAGEREF _Toc13045672 \h 8 4.8 How to place an investigation  PAGEREF _Toc13045673 \h 8 4.9 What happens if an ordered report is not 'in-date' according to D&B quality standards?  PAGEREF _Toc13045674 \h 8 4.10 How to save, print or e-mail Business Information Reports or monitoring messages?  PAGEREF _Toc13045675 \h 9 4.10.1 Saving Business Information Reports or monitoring messages  PAGEREF _Toc13045676 \h 9 4.10.2 Printing Business Information Reports or monitoring messages  PAGEREF _Toc13045677 \h 9 4.10.3 E-mailing Business Information Reports  PAGEREF _Toc13045678 \h 9 5.1 How to register a business for monitoring?  PAGEREF _Toc13045679 \h 9 5.2 How will monitoring notices be delivered?  PAGEREF _Toc13045680 \h 10 5.3 How to remove monitoring notices from My Notices?  PAGEREF _Toc13045681 \h 10 5.4 How to renew monitored businesses?  PAGEREF _Toc13045682 \h 10 6 My Reports  PAGEREF _Toc13045683 \h 11 6.1 What is My Reports and how to access it?  PAGEREF _Toc13045685 \h 11 6.2 What information is delivered to My Reports?  PAGEREF _Toc13045686 \h 12 6.3 How to read the reports that have been delivered to My Reports  PAGEREF _Toc13045687 \h 12 6.4 How to sort the reports in My Reports  PAGEREF _Toc13045688 \h 12 7 My Data  PAGEREF _Toc13045689 \h 13 8 Country Risk Services  PAGEREF _Toc13045690 \h 14 8.1 How to order Country Risk Reports  PAGEREF _Toc13045691 \h 15 9 Contact details  PAGEREF _Toc13045692 \h 15  The advantages of D&B Access for the Internet (DBAI) On-line delivery of credit and business information to help you decide with confidence Immediate access to the worlds largest commercial database of businesses in over 200 countries Available and accessible 24 hours a day from any PC worldwide User friendly system that has data storage facilities No additional software required How to access DBAI for the first time Visit www.dnb.com After having chosen your language, you will see a button called Access for Internet and a drop down menu in the main screen. You can click either on the button or select the service from the drop down menu. The DBAI log-on page will now appear. TipTo enable you to access this page directly in the future, we advise that you add this page to your 'Favourites'. If you use Internet Explorer, you can do this by choosing 'Add to Favourites' in the 'Favourites' menu. Netscape users can choose 'Bookmark' in the 'Window' menu and select 'Add Bookmark'. If you have never used DBAI before and do not have a User ID and password, please follow the instructions below (3) on how to register. If you are an existing DBAI customer, you can now gain access to the worldwide D&B database by entering your personal User ID and password. User IDYour User ID consists of 6 characters (supplied by D&B)PasswordYou need to choose your own password which consists of 6 charactersForgotten your password?If you have forgotten your password, we can reset it for you, please contact D&B Customer Services by e-mail at customerHelp@dnb.com How to register Who should register? Every person within your organisation who is or will be using DBAI should register separately. How to register for the first time To register for the first time, you need to access the log-on screen of DBAI by following the steps identified in Section 2. Once there you need to complete the following stages: Click on 'Register Now'. This will take you to the registration form where you will be asked to complete your personal details. Default Reference: Your reference to help you easily identify which reports were ordered by whom in your organisation, will be shown on the search screen and in the right hand upper corner of the ordered reports. You can change this 'Default Reference' at any time by overwriting the text displayed. E-mail address: Your e-mail address is a required field. We will use this to communicate rapidly with you about system enhancements or availability. We therefore ask you to ensure this information is kept up to date. In addition, you have the option to receive investigated reports and monitoring notices by e-mail. To activate this option, please check the appropriate box. Html format: If you wish to receive investigated reports and monitoring notices in html format, please check the appropriate box. How to update personal details? We ask that you keep your personal details up to date. In order to do this, simply follow these instructions: By clicking on 'My Profile' on the DBAI toolbar at the top of the screen, links to 'Account Information' and 'User Preferences' appear. By selecting one of these options you can begin to update your personal details. Both pages contain details that we currently hold on our system. Please modify your records and save by clicking on the 'Submit' button. To update your e-mail address at any time, simply click on the address displayed in the top right hand corner of the screen. If you make an error, simply click on 'Reset' in order to return the screen to its original details. N.B.Account Information contains details on you and your company, as well as the password in use. User Preferences contains details on your preferences for receiving D&B information as well as your Reference.  How to order credit information on businesses DBAI enables you to order, download and manipulate credit information. Containing commercial information on businesses in over 200 countries, the D&B database can be searched at any time by using the Business Search section in the left hand navigation bar. Select the country within which the organisation is based Fill in the search fields with the information available to you TipThe Business Search tab is always available to make it easier for you to make enquiries whenever you need to. Which criteria should you use to find TipSearches by D-U-N-S Number or Company Reg. Number will provide the most accurate search results.TipWhen you search on a phone number, all digits need to be entered without hyphens, dots or spaces.NBSearches by company name will be limited to a maximum number of 50 results. European businesses If the business you are enquiring upon is not located in Belgium, but elsewhere in Europe, select the country from the alphabetical 'country list' at the top of the search bar. Different search criteria are available in different countries, but the following criteria are consistently available. Company name D-U-N-S Number Address Local identification number N.B.If you place an enquiry on a German business, you are legally obliged to specify the reason for your enquiry. Please select this reason from the list provided.Non-European businesses If the business your are enquiring upon is not located in Western Europe, but somewhere else in the world, select the country from the alphabetical country list at the top of the search bar. Different search criteria are available in different countries, but the following criteria are consistently available. Company name D-U-N-S Number Address Local identification number N.B.If you place an enquiry on a US or Canadian business, you must specify the State. Please select from the list provided. The 'Clear' button will delete any information you have entered and will return the search bar to its default settings. Once you have entered your criteria, click on the 'Submit' button to start your search. You will then be taken to the 'Search Result' to find the business that you are searching for. To make your selection, click on the business name and you will be taken to the product order screen. If the business you are looking for does not appear on the search results screen, you can use the left hand navigation bar to search again. Alternatively, you can request an investigation by clicking on the link displayed at the end of the search results list. What do the search results look like? When you search for a business by 'Business name', you will get a list of the closest matches. When you have identified the business you were searching for, click on the business name on the left hand side and you will be taken to a screen that displays a list of all the products available for that business. What does the product order screen look like? On the product order screen the following details will appear at the top of the page to enable you to check that you have selected the correct business from the 'Search Result' screen: Business name D-U-N-S Number VAT number Activity D-U-N-S Parent company Date of latest accounts filed Date of latest accounts available Number of payment experiences Up to this point you will not be charged, units will only be charged from your account when you have selected the product of your choice and clicked on the Order button. Product Availability What products are available for European businesses? The following credit information products are available for European businesses: DecisionMaker* European Comprehensive Report European Standard Report European Compact Report Monitoring Service * DecisionMaker is not a standard risk management product. If you would like to find out more, speak to your Account Manager or contact D&B Customer Services. To view 'Sample Products' please click on the link in the top toolbar and follow the instructions. If you would like to monitor an individual business check 'Monitoring' in the product list on the left and indicate the modules of your choice on the right. If you want to monitor a large number of businesses at the same time, please contact your D&B Account Manager.  TipWhen you are viewing a report* you will also find additional links to related products & services to ensure navigation is clear & simple around the site: Monitoring Country Risk Click through links are not available in DecisionMaker Reports or Monitoring.  4.4.3 What products are available for non-European businesses? For businesses located outside Western Europe, the credit information is available in the Business Information Report How to place an order Once you have found the right business, choose the product(s) that you require from the product order screen To complete your purchase click 'Order'. Language options All reports on non-European businesses are only available in English and in the local language. What happens if you place several orders on the same day for reports on the same business? If you place several orders on the same business within 24 hours, you only pay once. If you request different products on the same business within 24 hours, you only pay for the most expensive one. NBThis trade-up rule is applicable for both domestic and international reports. How to place an investigation You can place an investigation on a specific business if: The business you are looking for is not in the list of search results No information can be found on that business You have a special question about this specific business We will then conduct a telephone interview with the organisation in order to gather the information you require. To place an investigation, click on the 'Investigation' link on the final page of the 'Search Result' screen. This will take you to the 'Investigation' screen. Please complete as many fields as possible as this will facilitate the search. Investigations can be placed on European business. Within 5 working days, you will receive an answer by e-mail if you have chosen this as an option within 'Your Profile' and the results will also be displayed in 'My Reports'. For investigations on businesses in Europe, North America and the Rest of the World, there are two different speeds of service: Routine Priority What happens if an ordered report is not 'in-date' according to D&B quality standards? If a report is not in-date, a pop-up screen will be displayed which will give you option to update the report. If you would like the information on this business to be updated, please opt to investigate. The updated report will then be delivered to My Reports. How to save, print or e-mail Business Information Reports or monitoring messages? Saving Business Information Reports or monitoring messages Once the complete report that you have purchased has downloaded, it will be possible to save the report. Please click on 'File' in the report screen and choose 'Save As'. Choose the directory in which you want to save the report and give the report a name. N.B.Unless you choose another format at the bottom of the menu (.txt, ), the report will automatically be saved in html format on your hard drive or diskette. Please note that no graphs can be saved in a .txt format.N.B.It is necessary for the entire report to download fully before saving 4.10.2 Printing Business Information Reports or monitoring messages In order to print a report, you will need to wait until the complete report has been downloaded. Once complete, please click on 'File' in the report screen and choose 'Print'. E-mailing Business Information Reports To send a report to a colleague without saving the document, follow the instructions below: Once the report has been downloaded, please click on 'File' in the report screen and choose 'Send'. Then choose 'Page by e-mail'. This will open up an e-mail message with the report already attached. Complete the e-mail address of the recipient and add any accompanying text and click the 'Send' button to distribute. 5 Monitoring 5.1 How to register a business for monitoring? Once you have chosen the desired business from the search results screen, the product order page will be displayed. If you would like to register a business for monitoring, simply check the appropriate boxes on the right hand side. Then click submit and the confirmation message will appear. You can also purchase a Business Information Report at the same time as a monitoring registration. Simply select your preferred report from the list on the left hand side and then select your monitoring modules on the right. NBThe confirmation message for your monitoring notice is only displayed in My Reports when buying a report at the same time. It will not be displayed as a pop-up on the product order screen. How will monitoring notices be delivered? Monitoring notices are delivered in two ways. 1. E-mail - By default, monitoring notices will be delivered by e-mail to the address entered in the Account Information screen. TipIt is important that your email address always be kept up-to-date. In order to modify it, simply click on the address which is always displayed in the top right hand corner of DBAI.TipIf you do not want to receive monitoring notices by e-mail, you can disable this function within the User preferences screen. If you would like to receive the e-mailed notice as an HTML attachment, this can be activated in the User preferences screen.  2. My Notices Whether or not you choose to receive monitoring notices by e-mail, they will be delivered to the My Notices area of DBAI. In this section monitoring notices can be viewed as an entire list, or, according to severity. 5.3 How to remove monitoring notices from My Notices? Automatically: monitoring notices in 'My Reports' will be deleted automatically after the following periods of time: Notices that have been read are deleted after 2 weeks from date of delivery. Notices that have not been read are deleted after 1 month from date of delivery. Manually: The notices in 'My Reports' can be deleted individually or all at once. If you check the boxes of the reports you want to delete, and click on 'Delete Selection', the selected messages will be removed from 'My Reports' 5.4 How to renew monitored businesses? The monitoring service provides cover for a 12 months period. After 10 months have passed you will receive an e-mail to notify you that you have some businesses due for renewal. To renew your monitored businesses click on Monitoring Renewals in the My Portfolio drop down menu. For each registration, you can indicate which changes you would like to monitor: Time Critical Data - Time critical, negative information Legal / General - Legal filings and changes in general information D&B Rating and Payment Data - Level of risk or payment habits Latest Balance Sheet - Financial changes 5. All All 4 sets of data changes On each name, you have the option to: Renew the case in monitoring for the next 12 months Hold (for a decision at another time) until the renewal date. This enables you to review whether this case should still be monitored or not. If you have not cancelled this case prior to the renewal date, it will automatically be renewed to ensure you receive an uninterrupted monitoring service. Cancel the right to be told of changes to this business from the renewal date onwards. NBIn order to enable multiple users to update these renewals, we have set the system up to allocate the next 30 names to each additional user. These names will be allocated to you for a period of 1 hour. If after that time, no update has been submitted these names will be made available to other users. If you are unable to complete the processing of a page within this time, please remember to hold all names pending a decision, then press the submit button to save your changes. If you are a single user, there is no time limit for submitting your changes. If you exit the page without pressing the submit button, no changes will be saved. 6 My Reports This function must first be activated in User Preferences 6.1 What is My Reports and how to access it? 'My Reports' provides an archive of the reports that you have received. The messages stored here are linked to the User ID, so it will only hold information that has been requested by the owner of the specific ID that has been used to log-on to the system. In order to access this area of DBAI, click on the 'My Reports' link in the top menu bar. 6.2 What information is delivered to My Reports? Ordered reports: whenever a report is ordered that is readily available and does not need updating, it will automatically be placed in to the 'My Reports' section of DBAI. Updated reports: if a report is ordered that needs updating, the updated or version will be saved to 'My Reports' as soon as the update has been completed. Investigations: if you have requested an investigation, the results will also be delivered to 'My Reports'. 6.3 How to read the reports that have been delivered to My Reports To read a report in 'My Reports', simply click in the column 'Delivered Product' for the report you want to see. This will open the archived report which you can print or save. If you would like to order a different type of product on a business that appears in your 'My Reports' list, then: Click on the business name or D-U-N-S Number on the left hand side of the screen. A product order screen with the details of this specific business will then open. Choose the product you would like to order you will then be charged for this new transaction. 6.4 How to sort the reports in My Reports The messages held in 'My Reports' are sorted by date as default. To sort by different criteria, please click on the heading along the yellow bar. By clicking on the right hand side of your screen, you can make special selections in order to view either online reports or investigated reports. 6.5 How to remove investigations from My Reports? Automatically: investigations in 'My Reports' will be deleted automatically after 1 month from date of delivery. Manually: investigations in 'My Reports' can be deleted individually or all at once. If you check the boxes of the reports you want to delete, and click on 'Delete Selection', the selected reports will be removed from 'My Reports'. 6.6 How to remove ordered reports from My Reports? Automatically: ordered reports in 'My Reports' will be deleted automatically after 1 week from date of delivery. Manually: Ordered reports in 'My Reports' can be deleted individually or all at once. If you check the boxes of the reports you want to delete, and click on 'Delete Selection', the selected reports will be removed from 'My Reports'. 7 My Data This function must first be activated in User Preferences 7.1 What is My Data and how to access it? The My Data database enables you to view and analyse the critical data contained within any European Business Information Reports you have ordered over the last 13 months. This can only be viewed if the User Preferences screen is set to access database functionality. (See User Preferences for further information.) This screen can be viewed by clicking on My Portfolio on the top menu bar and then selecting My Data. 7.2 How to use the filter criteria for My Data The Filter criteria screen allows you to specify a number of selection criteria for the data you require. For example, if you simply want to download the data included in the products ordered within the last 13 months, just select the date range and click on View. However, if you would like to be more selective you can add filters to this such as the country and the risk indicator etc. 7.3 How to view Data By clicking on the Submit button, you will be presented with a list of businesses which match your chosen criteria. For each business, the following data is displayed: D-U-N-S Number Company Name Date Risk Indicator Accounts Date Days beyond terms Product delivered This is called the My Data History screen. New and alternative reports can be ordered by clicking on the D-U-N-S Number or company name. Data on this screen can be sorted by clicking on the column headers. Important: You will not be able to see all the available data until you export it. 7.4 How to export Data To see all the information you will need to export (download) the data by clicking on the Export data as CSV button at the top of the screen. The downloaded file is automatically displayed in CSV format. You can then perform portfolio analysis based on more than 20 different core criteria listed below: DUNS Number Registration Number Company Name Street Address 1 Street Address 2 Postal Code Company Town County Province Country SIC Code Score Financial Strength Risk Indicator Currency Maximum Credit Recommended Turnover Profit & Loss Net Worth Days Beyond Terms Latest Accounts Date Product Title Date Ordered Billing Reference Monitoring 7.5 How to manipulate Data By saving your key data in CSV format you can use Excel to cross reference and better filter your key credit information. This can help you simplify everyday credit management queries. 1 Select the first row which includes the titles D-U-N-S etc 2 - Select Data, Filter then AutoFilter 3 Each column header can now be cross-referenced By using AutoFilter, simple questions such as How many customers do we have in Antwerp with a D&B Rating of 4? can be rapidly answered. 8 Country Risk Services In addition to the reports on specific businesses, you can also access information on specific countries via the DBAI. These country reports offer you an inside view of the risk of trading within or to a particular country. There are two types of online Country Risk Reports: Country RiskLine Reports: Provide around 7 pages of analysis on political, economic and commercial risk in each of the 131 available countries. Data includes a Country Risk Indicator, a guide to payment terms and delays, key economic indicators with forecasts and a concise analysis of the latest developments. D&B Country Reports: Contain around 60 pages of in-depth political, economic and commercial data and analysis, including changes in business risk and a detailed forecast of a country's prospects in the short to medium term. How to order Country Risk Reports On the left hand search bar, you will see the Country Risk Services button. If you click on this button, the product order screen for Country Risk Reports will open. Select the country upon which you would like to order a report from the drop down menu, and then choose the report type (Country RiskLine Report or D&B Country Report). NBDue to the international character of these reports, the D&B Country Reports are only available in English. The Country RiskLine Reports are available in html and pdf format, whereas the D&B Country Reports are only available in pdf format. In order to open pdf documents, you need to have Adobe Acrobat Reader installed. The software for this is available to download free of charge from: www.adobe.com. A link to this website can also be found on the product offering screen of the Country Reports. Contact details For technical queries or questions related to the content of our reports or monitoring messages you can contact our Customer Service department by e-mail on customerHelp@dnb.com. For questions related to your contract, please contact your accountant immediately.     PAGE 2 D&B Access for the Internet User guide US State pop up US State pop up -GHIWX  ! " # $ % ? @ Y Z [ \ ] ķĪĝĐăjhX(CJUjhX(CJUjhX(CJUjhX(CJUj%hX(CJUhX(jhX(U hX(CJhX(B*phhX(5B*CJ ph hX(5CJ jhih:~5CJ U/!"-./01>?@EFGH& ^ 6  $a$gdi   1 2 3 4 5 a b { | } ~   4 5 N O P Q R l m jhX(CJUjhX(CJUjhX(CJUjhX(CJUj hX(CJUjhX(CJUjhX(CJUhX(jhX(UjhX(CJU6 S  R  cfZ7Z      3 4 M N O P Q    l m DE^_`abjhX(CJUjlhX(CJUjhX(CJUjrhX(CJUjhX(CJUjxhX(CJUjhX(CJUj~hX(CJUhX(jhX(U6GHabcde    :;TUVXYmn12j!hX(CJUjT!hX(CJUj hX(CJUjZ hX(CJUjhX(CJUj`hX(CJUjhX(CJUjfhX(CJUhX(jhX(U62356:;TUVXY W}hX(B*CJph hX(CJhX(B*ph hX(CJj$hX(CJUjB$hX(CJUj#hX(CJUjH#hX(CJUj"hX(CJUjN"hX(CJUhX(jhX(U5 b6VW}`Ekd<%$$Ifl07,"S4 la$If & FP^`Pgdi & Fgdi & FP^`Pgdi 2(; !U!e!!!!""v#z##$$$,$-${$$$$4%H%&&Y'[']'v'6(8((((n)p),,6,p--///0hX(CJmHnHuhX(5B*CJphjhX(UmHnHuhX(B*CJph hX(CJH* hX(6CJhX(B*phhX(hX(0JCJ hX(CJ hX(5CJ?FGbc|kEkd%$$Ifl0,"4 laEkd%$$Ifl0,"4 la$If |     2ij{ & F^`gdi & F^`gdi & FP^`Pgdi^Ekd.&$$Ifl0,"4 la$Ifj; <^<  & F^gdi & F^`gdi6 & F>TTfgdi & Fgdi T!U!!!!!!!"5#u#v#z## & Fgdi & Fh^h`gdi<^<Ekd}&$$Ifl07,"S4 la$If###$$$$z${$$$[Ekd%'$$Ifl07,"S4 la$If & F^`gdiEkd&$$Ifl07,"S4 la $$$1%2%3%4%H%%mkk[S & Fgdi & F @0^@`0gdiEkd'$$Ifl07,"S4 la$IfEkdy'$$Ifl07,"S4 la%%q&~&&&&&&&\']'dGkd!($$Ifl07."S4 la$If  & F^gdi & Fgdi6 & F>TTfgdi ]'u'v'7(8((((((((: & Fh>TTf^hgdi  & F^gdi & Fgdi & F h^h`gdi & F @0^@`0gdi ((o)p)q))B*|E== & Fgdi6 & F>TTfgdiGkdy($$Ifl007."S4 la; & F$>TIfTfgdiB** +,,6,,n-o-p---Y.g.v......./  & F^gdi & F ^`gdi & Fgdi & F ^`gdih^h & Fgdi/////I0J0Y0x00000\1]1^11  & F^gdi6 & F>TTfgdi & Fgdi & F@^@`gdi & F^`gdih^h0\12222233334444D5U55666,7K7;g;;;r<s<<=> >>>.?x?)@Q@AA*BPCQC3D6DmDqDDDDDD"E#ERE^EEEEFFFFGGGջ hX(5CJhX(5B*CJphhX(B*CJph hX(CJhX(B*CJphhX(B*phhX(5B*CJph hX(5CJhX( hX(CJ hX(6B1^2222222{33R2kd($$Ifl74 la; & F$>TIfTfgdi6 & F>TTfgdi & Fgdi 333333344v4w4kiicic8^8Ekd)$$Ifl07,"S4 la$If  & F$Ifgdi; & F$>TIfTfgdi w444445C5D5U5556g6666+7$If & F^`gdi & F^`gdi & Fgdi & F^`gdi8^8 & F^`gdi+7,7K7777182889F999hhh6 & F>TTfgdi & Fgdi & F^`gdiEkdk)$$Ifl07,"S4 la 99z:{:|::;;;g;h;;r<s<<= & F@^@`gdi & F^`gdi & F^`gdi  & F8^8gdi & Fgdi6 & F>TTfgdi=l==>> >>>?Ekd)$$Ifl07,"S4 la; & F$>TIfTfgdi6 & F>TTfgdi & Fgdi>>,?-?.?x??(@~GG?? & Fgdi6 & F>TTfgdiEkd*$$Ifl07,"S4 la; & F$>TIfTfgdi(@)@Q@@A/AuAAAAA*BPCQC2D3D6DD$If & Fgdi & F^`gdiDDDD"E#EREEEEEF$If & Fh^h`gdiEkdg*$$Ifl07,"S4 la FFFGGG}H~HH/Imkkkia & FgdiEkd+$$Ifl07,"S4 la$IfEkd*$$Ifl07,"S4 la G~HHHIIJJJKL]LLLLLMM0M7M}MMMMNN3O4O7OQQQRCRSSSTT!U0UUUeVfVWX5X\YYYYZ ZZZ$[%[3[[[\\\\\\\ȧ!hX(5B*CJmHnHphuhX(5>*CJ hX(5CJhX(5B*CJph hX(CJhX(B*CJph hX(5CJ hX(5CJhX(B*ph hX(CJB/I|IIJJJKKKLLLM.MTMUMMMNN3O4O7OePfPQ$Ifh`h & F^`gdi  & F^gdiQQkQlQQQQQRCRESFSS & FgdiEkdc+$$Ifl07,"S4 la$If SSST!UUUUJVVVVQWWXX & Fgdi6 & F>TTfgdi6 & F>TTfgdiX5XXZY[Y\YYYZZZ$[%[[\\6 & F>TTfgdi & Fgdi6 & F>TTfgdi\\\\\\\\^^^ZZZ6 & F>TTfgdi6 & F>TTfgdi6 & F>TTfgdi \\\^^U`W`l`IbbbbbCe^e_effkgsgghhhiiijjj5l8lmm0nAnnnIoKoLoNoOoQoRoToUoYoZo`oaobocodooЪ̪̪̪̠hdpN0J"mHnHu hX(0J"jhX(0J"UjhX(UhX(0JCJhX(B*CJphhX(B*phhX( hX(CJ hX(5CJhX(B*CJph hX(CJ hX(5CJhX(5B*CJph6^^^U`W`l`m`aa%a2a7aFaTafaxayaHbIbbbbbb6 & F>TTfgdibHcIcccc dd*d;dGdTd[dddldud{dddddddd6 & F>TTfgdiddd ee$e6eAeBeCe^e_efffff6% & F>TTfgdi6 & F>TTfgdiffrgsgggphqhhhZZZZZ6 & F>TTfgdi6 & F>TTfgdi6 & F>TTfgdi hijjjk4l5l8llss; & F$>TIfTfgdi6 & F>TTfgdi & Fh^h`gdi & Fgdi lll/n0n@nAnnIoKoMoNozxhfzzddd & Fh^h`gdi & Fgdi6 & F>TTfgdiEkd+$$Ifl07,"S4 la NoPoQoSoToVoWoXoYodooooooooooh]h&`oooooo hX(CJhX(hX(B*ph9 x........0wP 000 P/ =!"#$% 8$Dp%DdZh  C DA,dnb_web_signature_newbi*gJHb_۳%zEDO n=*gJHb_۳%zPNG  IHDRQNBktEXtSoftwareAdobe ImageReadyqe<(iTXtXML:com.adobe.xmp IDATx] De%`DH\QDq%Whb4A\`h h␈ A# Bp!QVYDZ|stW^)ټy'PQR 2Ad"DAd"D "A "AD& LAD& LA LA 2Ad" 2Ad"D B:ԩԘl7p)vh&kL0e2dV.r?Y%UOj4#at F(J "IlrPkM:Wj-LD&.Ե,ʌ4m&{8hT[L\B&QߑrgQ-fs*L#vd1.{z,u.wW .$^`2++U D2:,fkp-.{Tjki6fM;lwTbHsI6l-筿luzgҘR#5H9oXgf=zl X@#OÜ"~#眯T D&WCPNcvbV< ^omrABAdR19d!"Fpl 7̤TL:1x##H$ gM~섙6w i4yP "R{9P/G usN _R<dd*WLBI*4fM/VnȤY%@v3y׉{IV+Lj&|m1yι3 eW;v1i^FB>^X$m^Hޘ"h5u q1=0X$6.O(Anil, =ڶ/iB`ugHkjȣ/v29-Xwҍd3Ą<׃:]hr9zRKP=U<MM1y~"{bL,3=eyAԣ-䈰xnk8A޶x$quuSi&Lk>-ק,;g1wci|'ί<?XPNr¿I&mco )Ǘ4/7 |\D}F&ۼ:<kT&mv8][*n֓HZfxP7!KM^0X>)nq߭1#>X;/MTaN& % {OA6=^V'EK<6%bqMeNCpc(wIa$WИIΗD 07Hƚ1JmhrFwuq-la*PЀHg10ZP4`>-Z E{6Թv#dLZpbu-&S-NyʆeriI+ ;A[!q1/ʹ*U"a39)+ 1 `o~FyzyY^ PJ"B #@`iMu `,wƔedM*1V71a(35k)ZFbXh9%E smb [˝s,>WvQLn\^}Kh4p"O0Sǡw!s2=X5C9>a;9ĎawyE5| {UEIoީXLne}k"m@$MiQt=Kk MoWrtdF($siAʲ @F҂LpH ;D$$R}~QKBDO!L"??5L$i9ZQOi1=i^@il6ti59`A&~ӫq`N y};&3+&oeh8%>7BJ,IG1N󰄏:- }CD5oB.U/O%,qV1u7CY NȓƫnfL+فuUؽyLW9j)1VI;y9K$d-+}K짲] '5CCTkqG 5!ט ;]8|Cq|$2 &(O|L8q]&E-_\L>͗٫/t7"5DtJݭ- _PuclJ s,Hpn%6ˑ|ގw]w#PCH|M~2hhX$kHcskeܪ+`e':3}bq3802i\[mzNqdn *h漋-EwZT |e|ijp :OJQ 3C1c$횎JZ'7VCW Q EGaCs/zn=')GrΧQV ^l vcM@-hIлFIi: S1 8kўNÊxoZ<:h(2FAi1@ >e=puN?<਍N֊7lOXY]|?"ݝRMaKxwp1["~w-|| Cÿ3sp3YJL ek M$vV􏴢eyڝapxK]-XWw9lZhVUAA?v3lK6I)'a}[~[+Hqp z\u)ՅT T2D&[7`CќaNcDD28cyL(8Ad"2$8=/p̱*`agAd" "AD& LAD& LA 2A 2Ad"DAd"D D "AD& "AD& LA [LlIENDB`}DyK  _Toc13045657}DyK  _Toc13045658}DyK  _Toc13045659}DyK  _Toc13045660}DyK  _Toc13045661}DyK  _Toc13045662}DyK  _Toc13045663}DyK  _Toc13045664}DyK  _Toc13045665}DyK  _Toc13045666}DyK  _Toc13045667}DyK  _Toc13045668}DyK  _Toc13045669}DyK  _Toc13045670}DyK  _Toc13045671}DyK  _Toc13045672}DyK  _Toc13045673}DyK  _Toc13045674}DyK  _Toc13045675}DyK  _Toc13045676}DyK  _Toc13045677}DyK  _Toc13045678}DyK  _Toc13045679}DyK  _Toc13045680}DyK  _Toc13045681}DyK  _Toc13045682}DyK  _Toc13045683}DyK  _Toc13045685}DyK  _Toc13045686}DyK  _Toc13045687}DyK  _Toc13045688}DyK  _Toc13045689}DyK  _Toc13045690}DyK  _Toc13045691}DyK  _Toc13045692R$$If!vh#vS#v:V l5S54aM$$If!vh#v#v:V l554M$$If!vh#v#v:V l554M$$If!vh#v#v:V l554R$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aV$$If!vh#vS#v:V l5S54aV$$If!vh#vS#v:V l05S54aD$$If!vh#v:V l54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54aR$$If!vh#vS#v:V l5S54a^& 666666666vvvvvvvvv666666>6666666666666666666666666666666666666666666666666hH6666666666666666666666666666666666666666666666666666666666666666662 0@P`p2( 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p8XV~_HmH nH sH tH P`P Normal5$7$8$9DH$OJQJ_HmH sH tH H@H  Heading 1$<@& 5CJKHF@F  Heading 2$<@& 56CJ@@@  Heading 3$<@&CJB@B  Heading 4$$@&a$5CJ DA`D Default Paragraph FontVi@V 0 Table Normal :V 44 la (k ( 0No List 0U@0 Hyperlink>*B*2B@2  Body TextCJ4@4 Header  9r 4 @"4 Footer  9r :o2: D&B Heading 1@& 0OB0 D&B NormalFo!RF D&B Sub heading 1@& 6Jo1bJ D&B Sub heading 2@& 5CJX@XTOC 1 ! xx5;B*CJmHnHphuV@VTOC 2  ! ^:B*CJmHnHphuV@VTOC 3 ! ^6B*CJmHnHphu:@: TOC 4 X^X CJOJQJ:@: TOC 5  ^  CJOJQJ:@: TOC 6 ^ CJOJQJ:@: TOC 7 ^ CJOJQJ:@: TOC 8 x^x CJOJQJ:@: TOC 9 @^@ CJOJQJdOd z-Haut du formulaire $&dPa$<CJbOb z-Bas du formulaire!$$dNa$<CJ.)@!.  Page Number6O26 SC normal#OJQJ@@B@ Balloon Text$ CJOJQJ6P@R6 Body Text 2%CJPK![Content_Types].xmlN0EH-J@%ǎǢ|ș$زULTB l,3;rØJB+$G]7O٭V$ !)O^rC$y@/yH*񄴽)޵߻UDb`}"qۋJחX^)I`nEp)liV[]1M<OP6r=zgbIguSebORD۫qu gZo~ٺlAplxpT0+[}`jzAV2Fi@qv֬5\|ʜ̭NleXdsjcs7f W+Ն7`g ȘJj|h(KD- dXiJ؇(x$( :;˹! I_TS 1?E??ZBΪmU/?~xY'y5g&΋/ɋ>GMGeD3Vq%'#q$8K)fw9:ĵ x}rxwr:\TZaG*y8IjbRc|XŻǿI u3KGnD1NIBs RuK>V.EL+M2#'fi ~V vl{u8zH *:(W☕ ~JTe\O*tHGHY}KNP*ݾ˦TѼ9/#A7qZ$*c?qUnwN%Oi4 =3N)cbJ uV4(Tn 7_?m-ٛ{UBwznʜ"Z xJZp; {/<P;,)''KQk5qpN8KGbe Sd̛\17 pa>SR! 3K4'+rzQ TTIIvt]Kc⫲K#v5+|D~O@%\w_nN[L9KqgVhn R!y+Un;*&/HrT >>\ t=.Tġ S; Z~!P9giCڧ!# B,;X=ۻ,I2UWV9$lk=Aj;{AP79|s*Y;̠[MCۿhf]o{oY=1kyVV5E8Vk+֜\80X4D)!!?*|fv u"xA@T_q64)kڬuV7 t '%;i9s9x,ڎ-45xd8?ǘd/Y|t &LILJ`& -Gt/PK! ѐ'theme/theme/_rels/themeManager.xml.relsM 0wooӺ&݈Э5 6?$Q ,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{P8g/]QAsم(#L[PK-![Content_Types].xmlPK-!֧6 0_rels/.relsPK-!kytheme/theme/themeManager.xmlPK-!0C)theme/theme/theme1.xmlPK-! ѐ' theme/theme/_rels/themeManager.xml.relsPK] "g"%g CCCF 20G\oo8:<=>@LW]e |j #$%]'(B*/13w4+79=>(@DF/IQSX\^bdfhlNoo9;?ABCDEFGHIJKMNOPQRSTUVXYZ[\^_`abcdHW"$?Z\24a|~4OQl3NP lD_aGbd  :UXm 2 5   : U X g %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%F!8@L(    6?#" ?   6?#" ? B S  ?YZg:et:et~ _Toc536347614 _Toc536417932 _Toc536417966 _Toc13045657 _Toc536347615 _Toc536417933 _Toc536417967 _Toc13045658 _Toc536347616 _Toc536417934 _Toc536417968 _Toc13045659 _Toc536347617 _Toc536417935 _Toc536417969 _Toc13045660 _Toc536347618 _Toc536417936 _Toc536417970 _Toc13045661 _Toc536347619 _Toc536417937 _Toc536417971 _Toc13045662 _Toc536347620 _Toc536417938 _Toc536417972 _Toc13045663 _Toc536347621 _Toc536417939 _Toc536417973 _Toc13045664 _Toc13045665 _Toc536347625 _Toc536417943 _Toc536417977 _Toc13045666 _Toc13045667 _Toc536417945 _Toc536417979 _Toc13045668 _Toc536347629 _Toc536417947 _Toc536417981 _Toc13045669 _Toc536347630 _Toc536347632 _Toc536417950 _Toc536417984 _Toc13045670 _Toc536417948 _Toc536417982 _Toc13045671 _Toc536347631 _Toc536417949 _Toc536417983 _Toc13045672 _Toc536347626 _Toc536417944 _Toc536417978 _Toc13045673 _Toc536347633 _Toc536417951 _Toc536417985 _Toc13045674 _Toc536347635 _Toc536417953 _Toc536417987 _Toc13045675 _Toc536347636 _Toc536417954 _Toc536417988 _Toc13045676 _Toc536347637 _Toc536417955 _Toc536417989 _Toc13045677 _Toc536347638 _Toc536417956 _Toc536417990 _Toc13045678 _Toc13045679 _Toc13045680 _Toc13045681 _Toc13045682 _Toc536347639 _Toc536417957 _Toc536417991 _Toc536421344 _Toc13045683 _Toc13045684 _Toc536347640 _Toc536417958 _Toc536417992 _Toc536421345 _Toc13045685 _Toc536347641 _Toc536417959 _Toc536417993 _Toc536421346 _Toc13045686 _Toc536417960 _Toc536417994 _Toc536421347 _Toc13045687 _Toc536347642 _Toc536347643 _Toc536417961 _Toc536417995 _Toc536421348 _Toc13045688 _Toc13045689 _Toc536347645 _Toc536417963 _Toc536417997 _Toc536421350 _Toc13045690 _Toc536347646 _Toc536347647 _Toc536417964 _Toc536417998 _Toc536421351 _Toc13045691 _Toc536417999 _Toc536421352 _Toc13045692 W W W W    4$$$$p%'''''''',,,,D-D-D-----,/,/,/,/,/,/,/3r4s4s4s44444-7-7-7.7)8)8)8)89<~@BIIIIIIJJJJJKKKKKMMMMMPPPPPTs_s_s_s_s__bbbbb0f0f0fg  !"#$%&'()*+,1-./023456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|} i i i | 1111222:G4$4$4$4$%''''''',,,,D-T-T-T-....I/I/I/I/e3e3e3e344445555v7v7v7v7O8O8O8O8):!=@BIIIIIJ+JAJAJAJAJKKKKKMMMMM4P4P4P4P4PT_____bbbbbb?f?f?fgJ(W(((++U^X^`` ddddKgMgNgPgQgSgTgVgWggggg44G6N6==OO\\``KgMgNgPgQgSgTgVgWggggg3333333JgKgYgcggjTrd$$ dG9 dG) d\!d`)!duX$dY0d4L5d96d]6d8d$Fda!LdWQdFTd0bd`~cd1KfdZ}jdR5od*pdj|lqdmvd?Xxd*@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........@@.@..@...@ ....@ .....@ ......@ .......@ x^`........964L5Y0mvG9 \!1Kfa!LG) ?Xx8]6Z}jR5o0bFT$F$$ `)!j|lquX$*pTrWQ`~cp @h h^h`OJQJo(dpN:~X(iKgMg@  g@UnknownG*Ax Times New Roman5Symbol3. *Cx Arial5. .[`)TahomaACambria Math"Ah'f#3gJfjW4jW4!xx20ggKQHX  $Pi2!xx D&B Access for the Internet Hilde Janssens!Thangavel, Renukadevi (Cognizant)t                     Oh+'0 @L l x   D&B Access for the Internet Hilde JanssensNormal$Thangavel, Renukadevi (Cognizant)6Microsoft Office Word@@(_@94@CfjW՜.+,D՜.+,X hp  Dun & Bradstreet4g D&B Access for the Internet Title8_AdHocReviewCycleID _AuthorEmail_AuthorEmailDisplayName_ReviewingToolsShownOnce@mawhoodp@DNB.comMawhood, Patrick  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefhijklmnopqrstuvwxyz{|}Root Entry FkӖfData g ,1Table~5mWordDocument;SummaryInformation(DocumentSummaryInformation8CompObjr  F Microsoft Word 97-2003 Document MSWordDocWord.Document.89q