ĐĎॹá>ţ˙ CEţ˙˙˙B˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙˙ěĽÁ!` đżŃbjbj\­\­ .*>Ç>Çľ˙˙˙˙˙˙¤nnnnnnn‚ęęę8"6$‚!22ff|||||| 1˘1˘1˘1˘1˘1˘1$S3hť5’Ć1n|||||Ć1nn||Ű1|jn|n| 1| 1ţT/¸nn€1|Z P bż?Çęćd 0 1ń10!2$0\M6JdM60€1M6n€1 |||||||Ć1Ć1ŽX|||!2||||‚‚‚$ ŚD ‚‚‚Ś‚‚‚nnnnnnŰ1 Individual Development Account Non-Profit Organization Partnership Agreement This agreement, between IDA Sponsoring Non-Profit Organization (SNPO) and the Regional Workforce Board, RWB Name, details a cooperative partnership related to the IDA program name matched savings program. WHEREAS: Sponsoring Non-Profit Organization Description and Mission SNPO is a not-for-profit, community organization dedicated to helping individuals of limited economic means achieve economic independence and greater integrations in their communities. SNPO believes asset development may be an important strategy to help low-income families enter the economic mainstream and become more vital community members. Regional Workforce Board Description and Mission RWB name is dedicated to increasing homeownership rates and educating community members about the home buying process and responsibilities of homeownership. The RWB has a stated and demonstrated commitment to helping low income achieve homeownership and recognizes the importance of working to reduce poverty in its community. Program Description and Mission SNPO has chosen to establish a matched savings Individual Development Account (IDA) program in order to help low income families purchase a home, start a small business and obtain post secondary degrees. The IDA program offers participants incentive savings matches, personal finance and money management education, peer and staff support, and individual counseling in order to make asset ownership obtainable. Program objectives include helping program participants: Set realistic short term and long term personal, financial and asset goals; Design strategies to achieve their personal, financial and asset goals; Acquire financial sills and knowledge in order to make informed financial decisions; Develop or improve fiscal self-discipline, self-awareness, particularly with regard to financial and consumer matters. Intent to Enter Partnership SNPO and the RWB name desire to enter into an agreement, under which RWB name will assist SNPO in preparing program participants for home ownership and support the IDA program in other ways outlined in this agreement. NOW THEREFORE, SNPO and RWB both agree to the terms of this agreement as follows: Scope of Services: SNPO SNPO agrees to provide the following services associated with the IDA Program: To sponsor, administer and raise funding for the IDA Program for the contracted time period; to employ a full time professional and/or volunteer staff to meet the responsibilities. To coordinate and integrate all organizations involved in the IDA Program, including funding sponsors, financial institution partners and community organization partners. To design and coordinate personal finance and money management training for all IDA Program participants in order to prepare them for long-term saving and asset ownership. To produce monthly IDA Program account statements for IDA Program participants that reflect both their savings account activity and IDA Program match funds earned. To list RWB as a key IDA Program sponsor and partner in IDA Program literature and publicity efforts. To develop an IDA Program advisory board to guide major IDA Program design and administrative decisions, and to offer RWB the option to be represented on the advisory through one seat. Scope of Services: RWB The RWB agrees to provide the following services associated with the IDA Program: To assist in IDA Program money management training by presenting IDA seminars and workshops as listed in agreement. To host IDA Program orientation sessions on-site at RWBs central office once every two months during the IDA Program’s recruiting phase. To assist in recruiting program participants by referring qualified applicants to SNPO each month during the program’s recruiting phase. To assist in Program publicity and marketing by including Program information in RWB newsletters, press releases and other marketing materials. To consider making a contribution of $ to SNPO to offset some of the program operating expenses. To match expenses associated with enrolling participants referred by RWB. Term and Duration This agreement shall be in effect from the date of the latest signature below. Changes can be made to this agreement by mutual written consent. The agreement can be terminated with 30 days notice, upon written request from either party to the other. In the event SNPO initiates a termination of this agreement or other RWB terminates due to program mismanagement, the RWB agrees to continue to serve program participants who have already established a individual relationship with RWB staff for at least six months after the agreement terminates. 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