%PDF-1.4 1 0 obj << /Title (The Best Asset Allocation for Retirees) /Creator (wkhtmltopdf 0.12.5) /Producer (Qt 4.8.7) /CreationDate (D:20200331152322-04'00') >> endobj 3 0 obj << /Type /ExtGState /SA true /SM 0.02 /ca 1.0 /CA 1.0 /AIS false /SMask /None>> endobj 4 0 obj [/Pattern /DeviceRGB] endobj 9 0 obj << /Type /XObject /Subtype /Image /Width 640 /Height 228 /BitsPerComponent 8 /ColorSpace /DeviceRGB /Length 10 0 R /Filter /FlateDecode >> stream xߋ$K_֜,Ŏܒ| }1/ƌ\H  x@ǔtm05ڧ 5j@iˢdS2jzڔ mgUEO'|#2*2#"3"Q~lnn޼nE~}E'ҥKHnׯ__]]]EEDDLA~Q߈e,{.R~EDDt,%&/*""&ƿuGDDtQ~#":XXFDt&Q~#":ȿ]G߈."oDD7"uD""FDt#"ȿ]G߈."oDD7"X][[;{իW$7ouo_Drbi޽{=޹sߏ?ē7n܈L:~wkkK;̙+h BxɢҥK2;jD{їQ:Ϳ#BHhcŋϟ?&;}b9v+a)˶_eDD}."7n>wttĿ׮]YEK텠%rʐ^S#lHEF{5lrG+WΝ6Լ請h8\-xgss퇏-#"RoO"B::%*ۓnI7vَ#~M4Ŀ}>ē2*eIlA~Feq^쓍Xn(V_+EEx=.k |H|4"򯏭-&R\B2)89D.\`CǺ~ƒzu+sXzן0A}={ bEtqci02;ٸq\RXIzDD4Bի]8qx+bDh?:Ϳ\ēvZE,֋ȿGs ${O"Ft~4ǿ2z*r1iED"oD7E߈Qy .DoDDEFѣs/H0WYBڹO}$8OK:KtrT?h_rf/VZ]r R}Eԃϥȕ56ǿb6O#ȿYDmϟxXP2lV)$+Sg`LB+>{EM騢xkA-&.ަfac;>j۾]b4ǿ> =b~1;f7Ek3WϾwհhRTI&NRT`yP*9'_:i_-U"iT Wuܸ&}+w}}]rN`ɋ1#~ NET_T\qfFҬI3Z,ɿ|!ߧ/<ڎ`T9(eA 0ێz]g[ {ګ\l0ZF (_S۠+D!M+GXT.wQIDZpٶj!"Ft3ҷ6g0E ^O #5g`i\(5ZrKg0|1Cr܂i(j~W~.m_ }w| 6-oOZ%qE>+T}$-|\UWw-#(lLf/Ʊ".cXNdol?B9ZFrF>cdpj|P_uCtm\n#oD1j5\'6pI|{%"wPSZGX m_ͳ/?} f?_E uZȝ wx nb 3^w`Jӏ ޒ+]Ap"\$CQKMC_.חuQA WϤnOֲIg&\߀<{+3ۃ_-^)j4RƓS4b]ÊQi޺˥??5g(exK쮢7aV yTR ; ;G` G ݠR^R;SgKjPR]>a>29em_LsT[ʌ`-k+= %;YDdq1"=KPF?Gt  oufZ92;4U*?WS\<Х NSy n!(§`Gs * 9Co,˺WOMj/=G)ެ68?eVWޕ+L fg@ `>WZ--W.N!,< -+qϰUnXծD 3*E rifd 񯺢@rkأk;elXRyV$WN5̛ KWues Sf*c+V-#^1qsMybhN3>[dͮ!Ȳo$a-ჲ GM/j&XCs_OcҲVgQuPE}h_-R |J#Tf2w'i *aEp`*\;*eWz63UmtE폷@jor-2"ӟQӵ?GfUv]:qK$x([1G屒v:ab)%J?"Mb2ht"V3ACiŬ8gZyʌ V;iv>yAܶ2ÓA)l6.&$`˶CA ehd?H)oTtx֟l~š~i?΍nM̳ȳU=zV:ʿnb *I/? Il Z@BJi(.Tꢅ7b/_/]c+o[jYQThcnm(ɿ|< I%F֎wR'IDOc쓯>sZuL%g5돁^=5El'$ , _άgz#ZsaH<‹4Tcn6:bYs .J>Z\+ j7e2BYϿVD%~T'S&ʎ)dK6U>V [*ӱl#1(9X׭j|]}K-兔:f#mՂRo}vupZm]簃F)Y,7Zrh=cH*4)\g< \O I&Q<)د㖘{Z;U IrE:Sor}<D>_1̀qU|^R41:}6i>\$T"X:Wo[Ub1?4q˧f %TlU_.`.|[D.X=9]8dx7Z9nhL̍FLџ>_<"";뿂\v*zΜ;B.e2(}y\/OsCq8Qa0rRY˜).P VHNbJ. íU ~_0cGVX4{" |-L6I>8LUYf(.F_T$7 efµAl4Ѵ&,Jᯅx^V 2-\`UDq@2/>?T_JAcy8~/NY-;Pk\h|3ØvliG|'][ޯ&gQG; ?~R|o~%5!T~ꇞOVBٷ A[AbY($sNS˿,lV}yM.r |${ ז\۳߻"i|t%aZے2_-٪V 迷?<ɦ笥ws3pnڎ1ì`*N+׆Z'P<|?=o |֕J)k^I;uWa<-0οLRusmȼU1VAˢ W]u-orjW='zpp :")++hu$n~yMC4 cVDLOɟz ibeZwww!S4XFqe;Uu_! 0Fg]SeZż}Grh)q8ۊ}pa6Ӥo78C|u /tPCa=XI@}~sT88˓ƙHn'b5$Zs8(4]!ՇUJ|Vi10T(i`(UdzofD¶C)ceG7&ev6 Y,ߵDdFeCLVrJ`V@ʛLylGyFnzu W[nЂ5&[FTGGVĵbLȉULP_ա:vLA~xШxΝq#2l'IE\<+;8/;i VNg$(b\ϼrӫO}=/洱AuEBy\q~%Ip֫· fRheP>(qY"Jk(r-1>_jmg`֙}F~G( zђ_)ZF~U\ .c CןҢ΁g_Ы`bq(D2w UAqU_~_g(X_>tο!%z'UyF<;GlJyCŬjH0Uokŕ#uW?uHo֫;`p,3jNv>?@Dԅz Rre͒ pjW|۟]{T 'u4 -[-ȝlS|ڊhT^ }O}u?['Cƿ/7n@=1Y#[o g5[%ʹ.yio(Iop_K1oژ.-&ifQ0yZͷo%.οHE]K+ChWm%Y`n9d-jε3H䘵0ȿ=^_eRwsrr4(0@%#θ}on<}NbXYͽW~1墡kyX񪆟;3r7X#E- KmJ+G!U~y>ΐ`-x󳊛'&e&Gt Mo6$EJ1I4ˆ$r,uvdR7!`Ud5BnV_տ 艥**ڟ -)eC5vm+-8de\l;RI# ªdhli4\z5WO峪4WB3oRm 4㯬g?=Wf(^ھZfE1[7XY f ?[ Q3*͚YڔpfaWYo}JEWdgAheҩ2SF j&R_ȗ(CkHF֌ U{kԩ=f*Tn*Fby57y;D0ݺ{/lgz|UmwOx7V {"}uVS[s>?KQ/QZ\2jRɺpjӦYoB=2H[T}4P6q0((MҎ>ˬmfO>'ݘ&T7iN8Gɥ=őT;;;VI%:(uP}ۏz*H+mxtyk]Y+G5N-6TK#3G>;^PgЂD7pMf&P . .U8BJ]RMeDByS/Q r֪ LA8:TUgÏD^~UC #V3-_i{T1sƒ.HS[D Q+O Gz.fUvxuueGmi HpӅhZMCR]Ug(䨿Q-%8ʗȘ Ӛf_k/QޭQ%I u P8~F0.9(]"fC:2#֘L5~HTb.ᴈ[/zn=,ΙI3$9d^#YnèȿH {VrTƔXO+76-b|Uz:BQ+Y,Y8r+sŜݻWP/Qz~وY""U9<|,σM0]F-2--U?JLU`OK\dCw*PtSųߚ*bK jbaf0Q"׆}6g;je822k5-GHr:$OM#i@s:+j\Ƽ$O%h|IDm$RG OK\ЂpOOgEU#'G>wyE& Pe]@Lo?X6|o;d(sI(Ofgp]O'Q0#✕y4PuǓ2Vz@ց:g E[ ` j-bI1Z(/5ɃK(x*[+ΔL9hأQ`214ES9Uȿ|JN,I!1*lmmǕ ۛ:7E2~\Z}g^me$E"Ǟd2l5VD/lګ,/wDF:LA1'4ǿD8퉕1UQ, _٦ȿbT9y08+)Ъ>7nxP+>O3U r|oW?TʛL)X*0#!<`iQV3Puͬ {W?qXbZ@)|x`*̭r_ cQМWR J lOAQwQFImd[T@^Kt-G= '^FDlzHK &GjNu r:*%fϿT]J31b_H3qr|oypxJMYY[ک+lksZ${ԋ*˩F_6S6b~hYiz#Mai2˶dB(0E HTFSRh~f]`eSպȴG{KgGQ S7-azGV"R+pN\DIzΛ٠z"S.j Ac;讂!R1fCuжҝxۥ>eВw ?TMe|×5=N#%zkۃLʦlV,]? rTЧ_mO_n8GALvww#%R%zr9# e+[<,UzTlDp򃃃EbX}w$]rEpAn87KR*T߸qC݊ ]n挟볂rg?1Z/~3JXIAyWRfN _X 6(8WYpWbA2L`xTohlՊO˜q1zÕW+[|䋠>AC" ׿s`ݐ ?6(zSձ8lkkkuE F)I~T!D},z ꉶ,]YSUE~AKď(-ÿKJҼl^$ k(eF>v:Jg׃d{/eG-¥+gP{˄V. y&hgHrKw׋K?QUb_ )ODJݴr2 D^yf([X- Snԫ A?bOD;xXFC_}!ekKϿONOu [Z4R]J3 xaGڨ=/_UpGv`Y# wN2@ֺT~h,EjRSsC@Kt!~k!}ͯJ#`+n3 k4{*Յ|d J\Lڍ%Hفm'fE~vi o~0(lM8Gj""9Y586jn.5QM&/F6.}D\\ V;f@3Εjd%5#(ZTUCKVC-xв3[jK|WGU#}³~lɽ"@zU[FR&b]b >'`Y$k0u5TQ'mN:ħZFN2DR[ LIPWciϟ׿O- Γ5"pRtyLEjTΡ]ZRZi9y.!e3`l/"\.J\@ zmV芨\_RS `!8j.,)4@Lʂ02Mo+W(|Pf4*:Ͽ~4>π&[57WŢ |͡9U^L^K+_ ISd iF6çL{f?7Gt\l5l|VGhM:)dX7knzLR|dچ|VWBN.W;XYTI,@̯iEў W=@%IT777sKt8~OJ$Q7 `OzP&6S UFaMV7ןu=P>WA5+ 4NF0f7g1RPenԌ!i Wg(u ;X_MFfRca&VjRpM ѯ4-PcC4A4)FSFŌV&Wð( rÎ|yHӓG%td8܎KU(޼I%/sfn/ FfK̿![BG;LPHa<~2]8[ٗ-u 23pNonW5 2uϟ 74-jIO_3S^24"Ao@ 8/ry1^\B(XX3c( ojD$b;;;**[IjWȲQQz{0tJxrbSxT(ثRX7wQܦ"9$ER]UP;|׵63O<ҫGUPDP1j+qGf9J`seሸ_ر3~n!0?ޯ^KX anJ)UNP, ߭-/B \&UpTֿp h0yiDA4)Uc -?482-XǤ07jASD$p.jlmm ϱVs~W$ͧ "Y!i\Nd=ނӥ0Xڗ:[$a61/nh:J]xH%zb+<?r𯟓kQuhAE[ m8 (})$9tǫU +Ke`@ѯT5 ,g=*X;K36_YmZac3|MՕԍw:&WASLWonDO. Y3!vnQּ(Gդ -o22mayedpN' խ3y}]3۱\~< ڲPI`*jl"wDt[X_?tJr,MH Ԍ<3siQamXp2Wŋ-ȳ8ό[ k8/׭Z2_FLa7^!̎0. Yq*uS 2L v+K N^xՃggxڰ_TU}_H\4TCK |wwjCgXfL8[B3Y{ Pft%]ҷ 2S2Z}LŽ#7vS24Ϳ~86eey8]ݔD\F{eVbf}dzϟk=w.I +aEB)(2]qW4_Φ &e"_y]J#jst׫=6W@?"(ao=D,Jog>\(/GiyfFٱ혵~ho%}S0 ^p.>_;X~=* vSeJ~L(i؝/z4߱AdХ4"A٩dv.nap>Y#Čf( oNxf+9ګtaQ^9*ڎo> w'IOʘ)-Q{>~4 on?#)ש .+;*cYkp#t>Zz /-O9M]yݺb-`XUfNf$ $CnEvM[DaD`k'85Q~!8Y- R ?"8[[[(GwmO0hYkA|Z&QnW#T1EFr+CYBsff)3xLgV"9? vv ]x5®2›_μB"VYcqQ]Lj%<h=WقCX=TiJ}ץQ1b%U//\PFY?1Nsgv nne2#NDMyRbl®`ɂFg^\#|PF28ۛfa| ܌%e-)w2{p s.|aT~Pe.r#A9(K_(қh̴eKjA1eq߂QڮLCf-HbN>|o9r&Y:R]`=wʟ&d|:*1-(~:UrCiwM'?VQ90o=P@̰^fuQs:$/{U}5]wڟ[ߨhnlٱ:3 KThZ0?[Ͼds/x:.[_DwmcRLuc6,L9fZu,%׻zMj&TgsV!^pjmgܚΡr-+!8يĊUj N9)`a 7f-LjW&SGK(LCSf ܫi?7P1X- ꂚ:&d&;>h  bk]ȿ;;;4[ KڹsOUV7Z{W@dr}{2qV"bdoϧ7wUJI# X/SLi~//3Bj677Krp'ڟ_҉hԌJ_(<~IWĥl&Xa$ZjEaf;#e"@\&q \V vksH TV͓\W{3TzmD~fc %_WrԜlcb:̰QaJw*?+˜'ERUW. S I'8g\INtrzmmM ^'79d5ѥRwlN ߏ?z .4uO Qo/G!UmoocX_`+Y@xϓe+ݖ*G>ϼ;BVk;~ Q 0@ڗ|6!^Z#mE+ݕ<FXPAȵU.=,ʿEVê\wJZ#^^WAb`jWI$eL݁Ҭ{ۆok!WkP" o~`9j]{%?Z0s4֦0y/fe^{wr娅wxpxA}U^Xs-ْuѦКT@`a*b_TIP{PZ0l,oO|_&H.EbǕL-Q/¿6uw4 N2'/WeJJZ]QS 6&wi۠*J\اWh3lk*\9hIA~R"C+++Ձ_,:1JT3*A'c$nI7)-X3K~[BKS GBzo0~onGQb[k|aNKeL~z&7nVu\G;{f_~ LJV_݂&n5P{߸͆aO>[]>ZkE58+^\~Q+s<ϿLtH|^20*|$.k7; ڶMfRG&P!S bv~NDuw޸Ph#$7| /B7 VgnE_~߷ݥfo~/׾ES+T̊z*2yAe5z\4TxL!HC_o'Zٖ N?߹<(7nӈOۏ8aP$:KjeD>tRd9z#-]쀑[V#W5:\z9A΂2sX~5T#z6j0菐M}u]pP᝴?x?988`PY#597)p׿0N(glp݁ry'?/3R#C&Y {g'Vޠ`dPqY!e'ko-~վhZ3>w.& op5kYEU"CAc2ylffPbl9 Y0jX \X#kX0Ze[Wb?&uIc\^N m4!7  LѬ ϗv8`WbAɽ;ڵQ2ԬO ̞z R~_'RZ!(mkU4$ZQ?8uz-8**i(d &%,U~M>g7Qs?a04&ʋt9W#K+⌃EypWו?F)S-(y($BZF>zĺ]EF-_" CS<3n-erRfvttqeAAPKF'Py>o *ZۄԓŐzmyQ ub :YD[IѮ:Qn,fnNo0TDGPp]H~,-u-GYg(:i>8UAc9UyzWݳ*1(8hI7ͦԡusa'YiZ|GH0PWmZI-e#R:?^' RJ~ B+_JMڢ{ڂYR&iJTCӗ5vDʹGuRƁ+Q{IǴ $jZ2[hĿueJ^Ts_K`G`A YK2,xzsAkUJ'e۹qwKL+ph*:Ny5 I f%" ?Z߾c[Ժ_ngora9F9w=I_,,: JO~+ƿ&.>x )¦q 4m=I,5[J'6Ce|Ӽ'8хg=8~cߵO9UE%p}|XZע94<7߅v-_/:.9-j.4ɿilox`]t+VEi- 3;49x 1ts4,kdC\ЍO3geғ^m@4Ԗj'u!SWiUկѮ蠦)D˳>*Qbs"ߴ 0&W_Ơ~ )Y70&jU wbVY o7) 3mz7ps߾dnGM÷) fεrϝ{";oG *!?NPe>]UtT<14 |Ra9$dET"7y]d… jw-Jc;G,Qsz~ g[zYT Ih7\;-",5@DUyZ0.gZ/o9 cՍ9цJ*`a MAfXrLh\aCGxY8 Z|nG _!(f{\5֏Wފ^s#. /@ke1 :tok_KNF9J94 ;I<ϴ%ADtU+@6 8:_QQ l坕kA0YO>?YäWiR,`a*\dV}nh-j1~k3ȿL9l8{2/~qk5h^~OX_@`|F׿oPvX9;4|}j߻{@]jX޺;/i+|ߠ}_8@$G_ݨ?',Ud.2f.BN,%+b]pa;:, _1j)ߦnGAˏ?ZfEieiHQ^7eZs<[x¿Y xծT #.SS_xwQk&}?Ro#?O;1wiPMT5TzS>6^ ZVOvp*\3rrf ` B3̿ZeMnx ""5_TY͟y'"rg{GCt8 |-' 1wyPɼj{l\ i3JWRCp̲yۨK̿ٻuÊNJv.1_Vr!!2eY'_q%|D 9ŋ;O!>|HC+{oV+(hWj/DlbH6Z_ ºNcf#ʫ{W{t+ǁa,7gvH惃%؞IB<#Xx-2bFLZguNYϾq[\,4XlDv>AeUbow13 ׉V$06nܸaj -=vIUQ *׮]՚mXQ+=י~Nk }{wxZ߸FAۜG,^6NyC>M'T*ޣA3% d'_{IqD޽{3C8 /[zYˁگO*L?XK|Ju2Dz9Tb/|*B_`^llL?p*RxhDP=j}}.\lGtMIizYQ ^8ÞrNrRYsY Zw+~ۗ,RW*1ڼ KWEI(Q9廖P[1̭% NCs k\+B7zWե~eJ ߻*XJM2ô#+Bin$Lia!,ڙ7UDtu!o\hZ ^YYe\M QkȿhO}=hWFPտka-:"΢`Q2' i[PR?"挅I[iUtҥ^ "j"8 _Hl{I[_vd$났\eO҂SΤFؑ_IQN'U/ʺJmkT/k#rdsNt4JYU"JmZM_e ?~sK A_ˊh/Ry!RڀϬ9GE&ek$ӱl|du9 Ȟa|"2777 qʕ߇gs[ȿ8_?=7qkN=PޭsWxvIt1pRZUٳ7o;=.7U$!oeE 5|239uSjߣ~f1}u5QwK'iC@ oSWLKʬ<,O _d;wTU}-,+tܹ珎J'o.NCSanϫvP%'nll`}@pk]Ȩ(8jWuEG.cr%8"8ֻZBŋl<ē6SȿGstn3V,z _dJ˦׫ GE9ڈJ"=,tnfSU΃v*hd}}]r]#ڏFrg R{.^/ݻW~kI V'#؈3 [ '5.^y5 vXsaJ&ȿGs`)MxЬ37UJk*k.#X7ƆD1+u:Τ9)qNgV.W=TVnﰻ'" LE9* }ݬ`?v޾ym>o׊_ P+z=?Cј- ~լ.鿐e;B]tފYHL7WjN/_qboou-A-ê@ r8.7lo΂wvcR[_/k?Mcس`#}>>m@ MիiUn6+~4aY}<1usRQEs!j,9gϞl 3۵Uto}P]+?K(oڬ_u*("h@YrUpptUFr*wrhO}鈈h.ʕ++++~uؐNeOv2UFvZ.;be%?~,quwwwdۙC<(e߈Ӄeqz7"X #"q7"X #"ג{zvGDZD"?z=B%nbӞ&7n]J}ݹsGmOw坷ΖymmmM{w{{͗*d} ]^Vw^Gꪼu/^4}1ݽ=\__N6:[%sf=q-#D #[ ]58?,ywò%p||T*ѤaNW ) W^={ s;{{{/RY;2x7Dt.V n3 Mݺ!+ t?1#!)ӶɎkj~ jq֡{/;ۋ S ߟuZG H؊ʽ[Юz"4hnvw#?eTmҎZX 08+W ݘ".7ړ^-c֏.Z0왕lwG͛/INiGXycclH]A>ݽ/ƳvݽuRh1 \,UwsSy v-u`<;,n֋ ]EГn WpG{{{lC͈ T:#dxmsnmOY.ޗt1* $4KI*220.lپCPg_T] [y%e *- Ww^p{A6(P&PC= Y~蜅ǽ{x:hOןWָݑLs7C +¿Vw+[_>Chq_S:9mkN8:M} OD?;Z]]y.TED:"FDt#"ȿ]D߈#oDD7"ED:"FDt#"ȿ]D߈#oDD7"ED:"F ^ϯ\1 #"ȿIܸqիXkֹC]677ʕ+~m{ pέ-*H$_:b".5𨞏Y .1:(ο{;`Һ8OI[%4)bVK֋ȿٳgUe5U/Ku4xs#Sֱ=ŹK"ryy'Mdظx͛rfK4V<@IKeV|*^_C:N˻Æ)vww_E )6D]zd%8 5o&DX.>%^[[W~xد?\|DΝck]0w____ʕ+wБsOxݢڦ9az"C666RYZtl#Slp@׭֤&n^g[szXur/3@6#R avy^TBmv0v쑈;;;3W{D}G{/'ov|Dߏ̢Z3M!ܿU2"Cl% JA KH8*/e6-6rKO<馔Ė,2͙vn!r֫l ޸)d1֥Z"vp\^/^Ժjr5pޒK՞X_eu>A.N>0oPɂoAgNw>YNg_`N"$ZKޕGm6O>ȕJDHJ!D(B_Ǜ ~5Z||}E߭t Hf q_98I-4{@G[\i^WG]n+,YdBIb鿼y _8LF6Jۊ"] 7Cu>چ-U=#fizx)X U$1/6߬[+g[JղD6x^*D[j5_LWZw!!r15?Z B$Z奅|ߓsfV{\%u_ _;&KO!".,^R(L;oό`@j 3O\ۗ00=9kBx_*E5;R-[IX(0|],=".;WJKᑓc *鿒)25DZ9hyLYGܪ.yq"@y-Z dp?3Lo^tǡΠp%CK<[ Dif,0)ssu)b_cBD]z( xVZ](%ӓ5d(??Afŋg\lowq*a\zNsdȿKďW7u?ùkt;:CWH6`Z Gp3 Ѭ\II.F}/5sr~]a]5jE= ouh6_bXcr$˼G8(ٗ\>"xzTb|Ye!& m2,r|9g\t%^Oun0#B9)$[ڂO!"0p0#Ae'wQQ-GnI]g$dI= 6;?_#`޲2zB(;c~dJA쑘pzEU%g 0-/"wh?&?{%&r]dYN!"FDt âb L`] %fR߈."oD;qVbf9ȧ#"ȿٳgpD""F߷I#"ȿ]G߈."oDD7"uD""FDt#"ȿ]G߈."oDD7"uD""FDt#"ȿ]G߈."oDD7"uD""FDt&Q~#"$wcc#oDDw7"䮯 z߈!oDDaſo߈_؋vww⵵(IKEDDt?`28;"""""""""""""bh_ endstream endobj 10 0 obj 28989 endobj 11 0 obj [0 /XYZ 36 754.250000 0] endobj 12 0 obj [0 /XYZ 36 729.500000 0] endobj 13 0 obj [0 /XYZ 36 710.750000 0] endobj 14 0 obj [0 /XYZ 36 296 0] endobj 15 0 obj [0 /XYZ 36 459.500000 0] endobj 16 0 obj << /Type /Annot /Subtype /Link /Rect [36 658.250000 552 683 ] /Border [0 0 0] /A << /Type /Action /S /URI /URI (http://www.onefpa.org/journal/Pages/Reducing%20Retirement%20Risk%20with%20a%20Rising%20Equity%20Glide%20Path.aspx) >> >> endobj 17 0 obj << /Type /Annot /Subtype /Link /Rect [281.250000 659 347.250000 671 ] /Border [0 0 0] /A << /Type /Action /S /URI /URI (https://www.onefpa.org/journal/Pages/FEB15-Revisiting-the-Optimal-Distribution-Glide-Path.aspx) >> >> endobj 18 0 obj << /Type /Annot /Subtype /Link /Rect [360 646.250000 456.750000 658.250000 ] /Border [0 0 0] /A << /Type /Action /S /URI /URI (http://retirementresearcher.com/rise-not-rise-stock-allocation-retirement) >> >> endobj 5 0 obj << /Type /Page /Parent 2 0 R /Contents 19 0 R /Resources 21 0 R /Annots 22 0 R /MediaBox [0 0 595 842] >> endobj 21 0 obj << /ColorSpace << /PCSp 4 0 R /CSp /DeviceRGB /CSpg /DeviceGray >> /ExtGState << /GSa 3 0 R >> /Pattern << >> /Font << /F6 6 0 R /F7 7 0 R /F8 8 0 R >> /XObject << /Im9 9 0 R >> >> endobj 22 0 obj [ 16 0 R 17 0 R 18 0 R ] endobj 19 0 obj << /Length 20 0 R /Filter /FlateDecode >> stream xKodI+b=@5Ղ0f!h!4Y#fH dd]7|7>\Ƈr?.ΖT]9obძ)\?}"|{(H7lނ>)hp>f КATw-Ft)x1=ܒO&?f)W|_>O1ڳ՞ҟuܟnkoCj>y>wk9?i_]}ҟTJ+қ'|b/?vma!XRη5M5KΩ;}P0t?4M|9~!wMP\_UOפk?=B%TOZ5Y֪4KԻrү*euɣ&<)z34hA$ z*)_&f4qT Z\kܩ>T48KEK-HKēT+'Tد7;joS0Ōե|z1(8cAi*҉Ŕr<ԒZfymDn]㓺j>IkQC:TN+Wդ'/n~ƕdco7S5Fde6XdNZcf~3"zﯟ{4oA74C]S:V.Kv:%.n~1f,B.e81ΘdXԽwIp~[gK~X,;ڤ2T6Jdt5>tNI{)1 Z0G椝iR-(nŐE<9~KIs 5jC=h 6tuRPO迮rP1\~7urBPnJ}Nhh Ih2$7|Ϊ/Z,B =@,^{>h/9|fdT/縗Ax]UmrOꚚؘp0(Pu&MZO]TU^z+y=;{ZX>'K4g%ɘMRO26$-z55R9ԊZ..dzu) 5Ye=(oii~0r9i#&$|H$Ű{q^Q/!3H23&ÕZ GU_4j7C8r5ZV/iҼ a |B.3FKmRQ@,fG}!Ȥ~kpC|%22w B1x2m}#y)ǫIjB+nFkTf (?Qҟ} Xݒ0dNS29$|x(k9 (;,3ӄR ~fK4enNh /J1aj b۪u1i_k쮌6팪! or>jN¾hbZK-4yxH=4H_8y~h¢UVOTF}5G{BX^^h)`HlEggjVlvXX+YND׹$Ŗ% iҾe_]8m} _q6}w{܆%~pҝCޖ 6d3\I2\B @RpM7)lwM( '@=.i:T8 TN6X? dEvH@PpX[U{F3h 6pXWS$QkR¾4gX62(4/YE*#32z`I+.JCR2-mX@f rˁ1bInTܶvȲS5IvLsNA/ʎDUX^-c=,|!MKuSݗ!GYY0)^S>e#jhCreDĒ WjuT~1B3ޤ}B'r 6E*(SkB*GMnQ8Cuql\!U* ^dUkYdF]+2:6Cz(AD W6]b .)&^dj5YP8MB19F P&]iuK%7\D_Kmo-9UPpa3F |[GJ:kk0߫-H TG#cidE)/`#Lk'_bQ-Ogk+L*ׅ6ࣥ&哳EU ÇJf |æ 1Z)ymDfﵟyLTǤZ.:2/Te6v"JIEC<69gtϚ M,ZgUS;fIy H)k%UeIDTj_HO/2 J Rơ ~ ˑ֐W X4,m.Ԟ6rYz !(?C,A%;{'2R +r2RjI r"5 ng p43F3}͔X3*/mѳ5hB ˬc&֛fHYv /"[7pU!z0NV*y%K,_?ڶ ox?QЕ׫G( Y4Aj(# , dǏ8Zv}Qh-\Ke ̪=- $=2 &k-C(@ ='tzp[U(ձmL_O棢H9ePi>6u+ɺH.{UjX gXh[qjD`y#z-IV7 ssяj "(^~pYi!a NQ6=RL֔TN.g4̭b X|Tʭ/~ ](Ӧb;4U[ˁ:NO/aZ@l4F!+|U`FBHۉtb]l+|}\lCLа+uĥ~hW2CfJQ.4(c;eB#LpBI+G9Jr0(0e1)k@+oY"DJ9VS0M`CPg m(ȑ!aaRTn|d2]dq$BT}zR;DLYB  (XCڬL EfC[r3@o^"-UqH ZZ6p[ƞVx'e +(p#P1}A}Qo<:5(nK!I(f`GJIlnA,|'E*EŜ; % 5ՖUkm (I# E)ngMeHnl;ɉl>6V(ʹvA(#4fE`ZqLq. ű: rQf-t(:nDcg~ }rc\ov)R'ln6W_' %R@ FakXtH߁% 2h`nƒ`>ġ>d{I~|)M,-V-#5 OIZDAR1#Fphdg):H6#5HF*\7a(靄_1)X/$F2ڰg϶5A=-'3i>v &(:q+Ɲh FJç͇T Z$YbQ!EzڭI<\de/{u|iݿU𕍅QVp%[BvNSĜI;T{98y> 럍HLb&lToc*ܥE2M}NA8WM$N:Af$)L6q DY }>mٵ0y"SÓeop_O6)qu%SΤSc!3G)e1 9^+93i=J,HjK`YU aV^^(:@Q ˧CƏK of`=*ޜ6 &PL):%yHO*ڰh5kR:/+ Z0 _rG牾wt pe5p'H7N0%j%n[i ҙY5!CB\"hbg>>U4q?TViFS!3LP@ʀ(?;lc;9!܅<$u:c+ 4ĺQ 5b9Th a2z`wֆj75^T{# )ȧe0)/+o븓~a}Yc}ooep;Nf[ 9sJf(=֦r&Sc.@fH'LVIc?jД|bﻼLϓ}@>\g?9Ĺ3Ol,.; {"SEAJYnQt2`]]Jچ b.6#*4svTtΆp"H: prrvKF1>=(A_o$P}H9j>oE/F FQIy8iU(v g<8Gi̞N6.&rgXKjb61{2 o#E1GZ5%C_:#bԀ8CG`V^kUY]ۨc{+d(ScqI",G%iOb3?.}#'Á*2ᬫ8 '=aېÐ'gBŤS,&UБŢ<3nÑH|vX(rB%Ѻt _v@`)77r]ݳ`݉1!IVxev;y㶟?!(; stN>FL\$`;/\r'[}x;KN뵭>58F5xm:H%bX}DOɎdvɁ UHiC{F7V@!ՌS, vgCt1u ~#rw%?<4LVPF '6s096h Sy: Og^9u|yݭ0u5V6ʛq Ƅ50>9}Ej*oî=tȥ6UP5Z4C(pBH]蓓jIFI;P7l,*p3HJFbuW E!]y6@7BI2J8(XX`;Sj0XX IlUAD#,fۜq_i/X*1BX#B:_&OJ-  =H -tKl2@Nc,KC5H2+$#)Cˬ"q-R= :pCpfىڶ屶Б 7Du@4 >Ƃ%ph59,+IwdFƥ رe8;PG̗a$< D"j !1e&qhN^^Jf~$x소+cZn͛Q{?KמH6״Eiк ( ;vB,3cO wUg"%:˶iɨoq >$r¢吏-#(8^ʅnq{K([T!н?ۦ`lDt!59+.ݘ'f "qR~;\TZ֦6GoP cRɘu4XQZnξ ! smN卪T;49o`D$PJ/zNTޱNLOViFifm/ّL,ۙ4CJ0%T} ;xU}j Ʋ[Vd)OH-^DJ_>~t2\qesgdU47.oU80qT} Aopܨ/'v QA츂V|;>>ŨxAQrM0Hn_#wKU;]V}|)=:U}LJsc+}IX}ǎRU; q3h{(V٭EgU;>/ݖ jp7U|_1v6l"@`l sog"9;I/;/.g"w-`jrkG h6LiudY$G-˺}(`K9,xQ7z;H$@e'K 3RlF8h6c 7 o,a  tgbm}i1OTT-8šv$j^.L 9T1hs턼hf1Ӊ뒪 .lGd+7TZSCᄅ;8I9fOGRsӏðgn8R@*([ %ڦqh'7#0 `|}mQ.o K6^a;f􃖮jR/gJ?_ȱC,lOF'Tے$"Roܽğ V6o18h}rd6K g;m!4 q7|vg5T7^ Zԓk$!-۴%bh& S"e7)- ģhOsd1UpV3I {mpHsR±V2:D6 ̲ܽqE q8l?rWJV0rF&)Rw\B)L@qjd)֑,@4*}-)Kjrqc\qv+HJH9Y #NC=52&㔖A޸o'b Y?9QP]/w~@2qX0n<$Rr]CmpGϟ 04#WG7Ҟ\Tn4[8kIb-185)?K>T&JWO]xtfroz|ۮF'ߧS'H~__SR#J|Nٷ3_Sv/hvQU}V̐\S3([rڏ/D)A8J Q )rIBp(T!(RHq\#J!wܞ(- } J!}BBQ*)qGR"g\2vh{RnD(H"D)bV+6(rg̨RcD)D0(7^RNGFLBAŘDմn J! {R6Rǽ(=Q iD)D) JY—D)]=Q 6<>WxRH+w=!J1I- =Q*2~AbeB{+T=Q ]R(e_mOBOwJ{Şlȩ'J!la {q?O~(H(TȌ"aR5ԒwD)H.R&vQD)k{\J$JgzBr' =N ԰6HvD)*_C$J~(pg/{:V/R=QђB,vQJ ^(H@bGi(eOǑ%ȱRHs=Q iqk/RȥiD) =Q8KHD)2$v{OR̟D)U.ӯ{KtA6|<X`Obm(ek-}ObyOBodg(e[(#Ja'Jz%(ByGB۹ =Q,0ByBbDŽ`+RfxM#Q<|k&/RR2=Qʬ;=Qj`R&f'JY$5u B=Q­iOZk^D)%BbNsFJ*M~Y!a,3Q ]Fr`Q4!QnKӔRn6kwݠ`D)o>m#Je˟TQ7]窫QaPvs{qFj\i{8 JqHvhD)nWa=.bF,L6K: JU5fH3QJ;Q`oc xF ,V2B(@͒yAr͵O TD)+0RQ*ymж+Ԧa/RVAmB Jvu+L2)2i#J>yâ7~ ?V wmڃ?ؾwirB~~2L{0'ieB_;/\wK~{Z^:[@B=Gfn*tdO>|{iۼI})4$;e$N>Z8f:u6j/ڟ3)Ӭmn量5t|LfԸOYɗM_"Ρ'SO%u|w⧳U15ͷ?y0~g9h5?6yڱjL1?<дa7p3bS3 ~;M`E/ˊ9ڼHaa|vm.]ʤ,rYPy݀M?Fnf.enoM9gjeNAJtߋI}*Q\ˮlYvӟil%$[t&o1KS6O7P'm~Vrs\QqCanohb7"9d@^ѡyD,nA‡ R9}NϷ\9my;c=w V/+ ]fVs/X!-%WVp%42 %XpCF}&cG@gDŽvGKՑ-ϛ<+7PyVR]i.x+*<·X9rL?}[ՃC!KqvQν[e)C _,!8;Z?Cl}5CR#+ZlΧ``u.=rwʊ=_ H_կoCywK@j7c=eݤ,$:r+evCbf3GG 7^s D 7Xul0W+6npe ܣ+s>om~`ت=[O^rUm=I$UW Yo~cJtV]I]YcUY1սު|\}eI5߁[ =_r:_$r>|ٰ7:|EyvѼ$ (.(Rqq%8]@ˡo/9K.ձ)YU_)}?X0-ӡʼsPf-/#Xya!C/-9,quwG'wt)RW^?oPoԯ!CHEǚHwOkGW!+7Xcu1rߓi>6}nfG5% >V^߱bwJAvoK"ǯ֡CW-N69w`>Ǿ)|c]-Jw܁5w,9W@;Ԝ{|~g{if'yM_d_R~ik~}~=zm*H3۴W`JXYͣ23&ѽBз}p,[t^{3pQ{,}+r1oeZ(5]O~ˤT;%宯<]yYzhn}n_WcM 9:g$^;8n$ސctcš1okcSo~c? ~y7\>B"+ł9=?:F#qGG{x 3rݫ{!jdx8U kom? Rwz\dǷNDRik1!hB5吷,=ƆC.O)~} ;~áԎw[5xGZ'9O ױ=µ`;}ɺްy]0Y{:_o'=TAIh~ɿՁr>ş}<^cX54J\2WB#}|'rhZeyO\jܐ;=wjKo|]KicdUt%|C8q^{)aoئw;Ƌ},o/:x3~HMyw;xp{ҵgڏU#^x੾!so0-^vs, kKI @+SC%z 9h=-y'~*n_Ծq|о\:{ϮL\Q"=?CwͲbяqc /pV+7E9[2CG+Ġ+Uc4ɼ4 ׁ==__:4^+݌_1֎-^gϾD7>cq P=8k>K+捊\(moBp[yAXވsw+x۰αNVZrߔc#l ]q4d( g6:A~gl32om>i;o5>i^5x2mm;9ni\Cs0omͿ3_w37744[y>Қ=+/j\Dd+|*Oe26SD~ۋpi[ 3zo+ZЃ 9.l+k@Ѓ-۱[䮭TC׀mƩ[*/ϊ^W~5)^x[~aV|/FzL~>Q _g˯?_^ h>/o}|wzU򻿋G9r̦cY/svA[#ݔYznӏ=&k:;eo+<4?r ,0ýD0_]WNmߖvtÑsy};~'- pO{ ǗH:oMY8{r-ʻ%V}3>+1ı'%oŬX}~J4;z[)upr0v+Ouv喃lÌԿ>w=2mΖ$/@+g>C+ do,Ú& {RWrֳc#+`My} =3|2k承gS|THgo7:8s#nػXeEA9fX9FZϻ稢9k{{W|;^_ZfZ84< @o%Izw^ܾ1~qkOZ{IIӿnOwe R>:u+Rryɶ}( 5K'y~qu6K|(Os_$uc{يgٺm՗>weS~>áϴ{3/~X`ft7ȗHōa> stream x}Ϗչe6FLfXdVҕ'EJD2 d]$D܍{4A- QfC a ]f{y>]US]U]U>jOzh BPTgy7/}K_*?7ވ+++K_җ_ Y޸q|Q/) B(п|AăV( blIJѿJP(F7UU( bHVP( @WP(WP(WP(WP(WP(WP(WP(1w{WVV"sJ( b4{/--%W9r[n/=W㢶yV Da`/o`e?~T* E fog+`[,31JWB!2U(rڃUo)< \d⑎ %PP( u=dW$0 Mgok/Z-ϓCBP<: .+A8@ T* E9g{;wpPP(`8ƹ?P(eb8ƹ?P(eb8ƹ?P(eb8ƹ?P(eb8ƹ?P(eb8ƹ?P(eb8ƹ?P(e"}Tf;ՄX8ƹ?P(e"e.YYrG\uF 7:'pex>W9G i:&MLL'/BBBȏmp.T 2?nHcK/ʺ_4 F 9y [d3V_տ XrGG@`E1`o#%I$,#eG ނ* yqU(9K|Em>D\dSO}vn$# s!UXӿ8X(~[{P(F_;Vݨfsy{ˋU7'9NPqĵ%ѿ _9o{nntb?Q]?t(4ٗ^a{c?;w =:sB9Ѓ+naɱz*_bd/d޳һ ~qZU(w})~ U7*-.g vOUݜvqd_'F:P(,E_߿/~Ҫr7 \޾0#!cl 2a]V(wwex?}JJ {^QQ?+1W;!Ϟ!풅U7*që -8 &oH_O5U+qëkVsbǹ?P(\|$:{?{^z8տ8 v{{(J }ݵSո`^|8տ8 mI,_`ЮWݮ(ުcc t2xX?_{դw{G[wmks<̼}\7/P_BA~e^tϫ> } btw󟯽Zu:2pX2ynnZo E&:} .y `{G=wkӭc=7o?¿\a:CB /,Egz)7;}IBϞu{ y]b{bbBxmzz֓TơWPM9_׿"β=]խ@f{;77}#1gAo E/?C~eu5ѿ5yן3п Ԑ=XqlcQJ PP(Zf)1ۏ-xIa&mvw+u 4+(\GCBndIB~|wnۏׅ] ,kj%؟ $ᒎWkտqU(-[GG07-| _\[iH)8$GvVkmz#ov>md;tA+dg!\qZ8T* @Io~)[}T+/Dݶf~wVSܑ#G$-|Huݠ7տ paE:^x xm;O]d2Ɇp;iP:yyUPP(|#j˯?34pխ늝/;zM8WR`A G緷vw9_fBm_[ZZrW8Ȱgտ }Ixńϰ̿ q7;cŇV䷷g L_Đ_:אM ^Ǔ~WPWL>u%пǖ_Gp#5{~u@~{ ¥g$۴ȳAc/V/yjl E l8ߥ+5ra$A ƿckoNzV͑mQ± bR WPejLmg\ɿqn=ֵ: ɎFKI趥[/sLPW7ɶPoԲ((n`74?;7T&Ն߮cEZg{;tWЛۭT|]c`[P-=5m oN@2͝㏐&n-ǙN z/=11X=՟viB1g%xkfy(Y>Vdw>,^XpןqK;t,U͋TD%`$'''{^v G]]7h$VJ9|vM.ع8$w|kZs,<~K[uiì|iiilB\ݕ#Z!#mRn 挳1;33311쏧P(P-xlo (7kN$m=y  ޶ܡ{֗+lqI<P(;ɿ`[_uoct>rӝo8C_}¡ qgjaloGI2 D'BhY󏎾 IaM[&dOʒl; 6)4f/yȮH"bʃ dKXTFBqr=JPҕkjo)l`g| +&\-Xg$߸mkǧyqdpG>;Fտ Ř0$XF;W  G>ެw'Ɖ'+i^-ko59Rۚ.Tq:c̠Tm"a9m^ǖEW,}|\YI ~J5AX~daue\j=GUơWgL¯\]r/X!W տVLa[芽[f,R"aqTơWgO1w/muL&IA/dp*1w ?7xL-#FCq D䒼$#&]oqƛ/|AHŊ/?w2.`"f5*oC B9U%!̋eƖƞ(EBojAI_88Bn!Keo̽YOH>ȑ#XÕ;;5u/#띕2L$e!P_b2s<-Lu6[/Hw3oo2AnebHg?=̯Яvjv@i tuzׁT*c 86)g I~ExIǧ2%X| y-t"$0X, W`7k[fS8&dkj"Jӿ<4PP-dHQ+Կ d/݌ŔUvn~Ou&@oMRprM. Slaei-Kӿ,H'pu_տ x6.ľo>cmdR`[&FB3}Vr߭@wdYQdK*Jӿ '8]~A,p οqLϿE|=ڟS(2Vum=dtZolnnJ0VlbICn]|vL4[}1j\vcd,+st%o,}ҸHiPB( мW;7pWo\w3RjWoK?m#)rKD -)ɐxyT3d2Awxk+IjK Ei`#oD'۴=ĉr }{/ 1J%(dD_.`!)8ߝ/qx8hyfw E9y,~F@t;W㽣آ5 zS?2[7t M$W#=kDGw~~. 6!dh^=c b0U& V|?ap%U b>Q lBN,q*X b WsP2|3̕׶?P(bx8Gov>?}JɊtCwq`u 6NϷ[Nt~ oY .=ϖU{ɿ`Қ Ȧak6-8=7E{[U̅5Wqh,_̀KB3@¿?K/<VRP7Xzy&&MZ zv811}jX2& 5=kꍰRQ(M\_\=/nɜBNk'lKә3ko_oۿЃsA%n_,uaas aEئLuRJ=P]YYvͅwKFqEhl {gb 02ǂ姠Ur ~]\xƟ=kEń1qt D巬'ᷤ 昳Sl_'GzD/ΰ:)c0oVs3HulyJ%׶օR{8?0d=h䴷=(y w8,~b#eT=CNW9οh6C6\ xB A%&|Xp=#X|Aswܾ6=]m 7GX]Rj.=a~׽ES,8]"řIgffm & F悋r/؜c֕e4YP Xpfo_jKoFpaZ,ehbFAvu?#18޲G-GÕ5$cI7T>W7} >7eؐ *T,YfP͝޺:|>psiWLGR`jko]%p_(Gϻ] 9<+D c bpm-=#2%^qld#IBrD+KxSo5{5'[^kxr CdoqԶ?P(:_1n(~|DEǞ~u 6w&=pལ~Gρ ST=s/BJ3/bζD-!GjH/ж?ac "?9UN RGG`i$,MS>5|#}eX}a2#wy|x\Sw}ܜ8TcAZ[Fi#zїEvULQp7N<}(*'m|nQ N*wgxe+e1J?H{PLA ko3`U>vXWYGǡ%Ø;nFL1hrpoJo5!#ڹr`- pe#]nߐO\_^4Ŗ񎟀!0M6}g9Z!Jh0gGl8+MYJ= J/Q|ӝ#<{D"~T|; F#CW(E+f)8'D_(ۏ-g&;7_rcxSBRP}mk]*CieˌTyYkr7!Ih@p'Xx1SSl_M4RƟIGyκ[l, ugҪ(pMb1cП e~ ) n-Ǩ Ii0F||],.2۲tMq!,2IM2>SOLT}>p~8DsMNo x75!7 khO+ك(k#ٲՊR;>`T(E0R FSZm3birNӁzuoupd8t-д2p4tןD ExIm_>|' 'A䙥~i#xEpI$ ̎)b4 2u[ s,-gEɡ o]Ƽr(M :%3L?!B'ÜF+ mq?djRοm+(3-,8dεr_QX_^gGfsS8'CZa?ع)C>@WA#S ۥ( [MYH5Be8@?OJ#hl\}a7(msFMOSDvmG-aH{桃A}dtu|#q;~n|~G[`˧ac.Hմ[y'9ֶ֋ڭd{6s6ԗo#/ Dt . & 7zpJtd&8S(h[nds@,jK9?nXJز*;C% qNku[Ȝ@g:<:a/pT-C(4e7@~-nhuҿw{ffµ 'O S凃o7bfw%h _<%҃:C(\( /]#?`/?cbXYu_sӝoAaõm`~,B2o܄n9n Y{6_a.f?5YDܶ ~FBc!YOSSο&s(}̩#==ȱLNNbo٨\?7N8π"=h?m&Ju@[&%kݜe;=+%6Ñg)!ȝ kfp5J_NkK0x_ä`SlL!֞ns` vi¿8b|g U`vj|_,sm'sŜrZa0 @RRZwO\ڎl/so;,jrAwlכ/ɔqrFh?0/qL#)|[{_`|Ͱߖhˊ_ s0˜XmAC2S mݢ~T;JGh o͐" Z_̥j޻152zW];S IVfb=(Y|=mz?j%%GV(]BDd.ZT TmaI6^dNlX}!pߵ% D"MCrEbk[ڏ=w$T-M?H/)]Um;e`_V2W&4x<Kҭ) jboS_v+տ_Xz0_ `|dsSRMw0a&9{{[H:K%3Ԗߤ7±eJi[٧` Ӝv't ıVl@.oW¿q!0K9!wжAM-D+Afff]ŧ;CIOe$u;i E޺%+n]:#'+NPl~doF@.a)T6?6_ߔBa{?d.W0~;WZ@=t8NBrcJy/0JBMc"尣Pi,0ɟYQ cœ0W_NĶ39bٔ WwJïR.Q `N-o8ښ=駒M8m|XiHm!D2[oQ+/UXh.u,OV~?.qq\PF'>>'ƝOV;Cz o^n?r )O"޷l91Av [=%mt\N)(&ތ,yjeo昻ﳳ_vwC01WA##Ak;ww-|!XCL؇DP|1ω Hi_Ig# ҵuwKeK[nTJkNO'88_)'(HտXˋbPn٨axwgjbo;qb ׿1H QXJ0"w$toa|`8F_lq qxt5 93A efr-{ ea}o|Cr$>ɯ]θdNU>P!H|$irp}w*Olf CXoܶcEH +vσ e+6Y_O@LE̐~M?Z7ыmׇrF82pL¹/%͝ _Άg0M=զxX}E\Gq}]dRN(8WBi1{濪:ㄱ 0zAX>7c8Q'؁7Sft}勗qCb7xGFam= CMOO =Ѳύa!B4afX3=Oe8*_spyևN@h'zcErXɌs|g'IxFe 'j-)Z)axǐ7L^bn#w,f{)¿=ݡ?:w.N9 4F^8!:~l/Ę iYG)7fcLY&h(DLZp W#SV._#v#lNcWYx/~ΰ$3,tG#5(;f2جt G=_+(֤;&/N$/s>'6f3?I{0ѿnRe] D"xS'~9ӈoӎǖ#Y_iF tO0}φ29z^t#}yap)x#\`WNm ŋ@܍<=<ك!*Tp_?2 rˇu9Q@wke @lo4X3ސn?&zJ8di?Wߍә3Hㅅޱ9߁gfGoL{[`m~ȿ<FNbNAm q4hҠF9ۼ2\I_.gd.bC:Qs%xpp&a@%x5`9<kPb=42_u u'>\@`y[Fܫ~}|6D-3+=r+kȍqA\mp*X>flbP)^pqio+fab  ]}뻻?kP?z8]$>(*U`&!q9!-}g  =<O,B"en8[$If46jA#+#cO+ldmzHZ;7Iؘ v}w%6Zi2xz^ㅚ{f.sLuU%fn2ސx4<-Zu]ΔeMLt[| ߣ-v;jٶ/#6SstU0nڗGϱ/k '=D9Lyjˈqǖhw*[_^tsm{\m<ʪ\lv~\xa勗9K{UL7@){z3aɷv.C!(S]p)ok?ݞnɞη"hlr/[4;Hhom`Υ%10VboaiRF֗&:reFd@_DTFNTe;;_lpwnZT.Z;Au7P [63 )Jy;A۲[\5 zD$H uӿ86:A_X{z1xQKv<5=!fv ON0_fW8/d)4),bq+AG &vhlCBPUF`Rn\Y~7br*_%A^+mp* T;hxϔpCfpv'N3#wY0Oc!Mɶu`76TxyR+_7%VDq[ƀ;""*$5ϒ;ꍀ+253{N<>_<m NH HOh0ߡ{hµbxr%-4Z OF BC1c΄f#|3 ]XAunI¿ yCq(Ý Hq DcVdZ5?^s+B]yIs3ݠP$%Nx7 &h#Z 6j:kwnJA(υ;vSk2Cg>wvvV5ՄX_ɜKljTJƙsrx*r,,|O̜$ET g6?m_ OIbo {+xq.±' &q1r>eP.Cq33xo.%{S3䓔|n69ɺJ ^æ Gqqiќ7S VKzw!&jp! f3tj0yV6݃B*Qz;th4jG(+ !f {B{Nw /32L?df 5ͣ((ڹcp-}iM">>] W.Abp:xhW x{lO@HG4hڔ9w@|ǀ|w j:f̑@"[IםiCOM/ztK*_2'T[XZZG8\5W'0ev@)NBM$cY?0Hkcc wm;ۃw_2r`@6w8esŜn\_tpV{#Ӆsd,й(,ǐ.mA> 0LxAd&󌖰2=qUPCzG׿'#YZ+͝@)Z6Jֿ{ II'-g^vbœRMܷ7t.翘,PzpzW `ziݫå+Y F ڒ٥T&fu](!QKkx6=qucRk1Cwy@'J/c.>}2ȟAs '8uҍyL&ȉfʯ'''#T@:8JӿtJ &О -D5\RvNF}ņ<áG(}x9{bṚz4 )d9Rhmw"1ݓdҦ 2Px^#+6 >l6vwC.#-ɿu0!;a'g,jL8e^Y͖ ύXIF[{QG ŧSvue>HU#@o#QHں!7pI0ܕ .EWc7\ kB+պɶk|ik[@KlWYryN~wYrLVJ>2p.\La{Xۻ=A?Fz;;6G&|]Ƒs@S8^=jNdpJ;ޣGAC|E2 S'>KXi !80{8]} s\6e'YǸ '1Xj1H{>"e! -,g.ؔwj?eֿ`.D2b<11* ,L]aUk$f`" + ,!y-̃$ۉj:vكu[]>XmFCE3aܒ=:A5Q̐ 85-h,RamS&6l"`e^ a\`ߤ@ u~m}O@yLȈpĒΙÝ3Ca󿬼 A ,2ٷh81v -R0 xfP0XTnN.>3"-y9&3uݛ_ }i񘰱2_'eΔ*ɷWb̜n7d6"qd\#`i2||'t惪vlugl2gs ɷf"Aӂ%ɞ+m9@m2vvaeIS տqDcEq2u$_QM`{<_!x O%&t,:2:w pF{p ? v&gp$uQ* RK sp.=M3H.g\w@;Rɉ-}[w}Y[ }tSvr[앹 mw,<{CqRycxTb RgY0'οObVʡ7&dIʇgGL7nnc񂱭sPm5ndٻ=d>OW"Yϭ%ѻ9hw$hJy~w1-d,3g~ö&ebyYr[f4wS%xHap` `!By%NLNy|F 7Ʃ_i\YY d ߁ޠB| Lw[[cdB~D툉0Faӂ 2Qe"[Lz7wwv .[Cl-VtHB=:R? pnw'l:hgÅhYCkD> )B}) .b}@>l^vÁ{#\ؖt|7m(|ZAo|'u8J%R(M/]Y`F̆\SG^D(W $L}@앒{@qjڃm.uxVz`jkؕ%>B}Qs+̤Yͪ u_)ט9V#h1v9>dOH"J 4 CglkGc]bO\k QU`p<{pzt :_t-tMESz7W.M?2 z6vKE,+]~H>(7L]5|2LcGBﱱGaF1s9/#I#ȑ#QԿ,MDc>+ ]ȝ5p'Ԍ5#2;_l`g#={'?0M{hX,Xč>̩C35459_o5H/Єʔ6'苐,33Ɔb8 *!p}S?=)`u,p$r)dc2f4CbHTZ?xm!,w} ZGn28=TbXi}vş_<f]yppY0GR:T홠c;m&+_yrrߖwH=RX˼yP'9Srÿj ZwG&q9{Qh^tCNҒ'ŪTz,p~!ۀZ aDqm}W3GD?9t#ؠb/<11A_(qr0s◡ߩ.G$̀%°~%GA m /7/1ȋeZW'$X>xA&w9Px֥Gu"`0qk7B=#v ##CVlh}>cѽ4R>8ES|xAod#Xm9gBg@=qn{w9 |ubS<_#y;= T% >`\xwԏ[ksHJĀ*D@*_ M&Ms?pN`͕!(~uXke^e i|B-ZjKq3!5BIS¼|'P3g5KaԿAs '`W*LHN ?alO"SP0Fj>̳п!$0' !x59:Wc|%]ѻʉɉlȿ^pq^կuٰd%:,v.q#J ss_pu'ԑ$]6d)ɗVVproy`Nx *|9M%gf}%SJ!7t(4H7aXo!¹9~<fr/\=ͤf?wX>Js c3t|~(u-58u cT!'vїvSAuN<$s ES$|_I )~^>|+d WÂE%p2%}.Ҙ<W'Coqns6A=3п q/qא(wQU3|ʵut 2(spL_I1+݊B>񱐳'>xi5i&>8voTuGfITq.PXהrMF{ j۶>h}T%SH/ڞm^_^~,F]DI%R̓Nr̉eccD?J / |<3/^fng}({п,r}oKKK{A3%`U?&d,d4ޡ)rPMTjO)T -j84V13_仰.YYj[ѦoHV+ld_&l)f9v[ N_vR:.ng< 7xUٷE\_&:=:AN+ uSܓqBmc>ƶT@=s: $_*uH.A -0pX4PvXX0獝4s"#H촛6Ͷuyd&X;THTLn)[7hɐ=[=Nw|VGs.9 JrVdH~._b\2Ᏺ[h[MWsssjVm IK_N}x'8){ ė._kdKa)& TH!Y󼆘SwyO[k`q9T0S2 ]lSt 6LbL_x:,h3VVV$z3,M5<v]gFd?|%0am {[B.%KC;?ɡ88xUT(BsuoeAI*hHSz^#^aȑ#LD<5u.f>Կ@E׳H>o 8\')P`dtTvŽѠ|A;Hs7X2?W. cqťc qn侰W : XHJ,@~,FaS<.۸%PGssaFnŠ o;AGo*qZXgխRC^xK)F i 8|犔8b# I p[eYĭH^.5ci iJp1ߠ 8ϸhjv`Kxg`qMGDf!idg3͐?/*۵Os&Y]vH;uRc*򅰢S&t8 ^!ǚL۲C8ydW7'1"U>ݡ;np `?V<% -M?ȍ3S&%>x`Կ9!1ߞ |AcmRpd M#2kѤ}e?O fo?&;!W⅝dp&ag #a#5'Ʉԭׯ PX@Tg䅌K-TEb~ P_/hcѝ(*w1 B]Óy2Gaac{<pM[O Wᴀp9k薤HW*=RXd3󸉣[KVߞYBg|n Ղ2տqq.\Ω 8E\ fsjݡ!MiLN4GINHM*\ rߞ |MT{sUG_Q< ęPnBXLXͱ&z_ 7-Ex%ꇦt@ɔG33h=L׍NwIɿ2]+cH1c9#+HU`F,& ߓQUr"K[۞0o/aВ]9/+薘S8yn6)}gU0L)j  3qYR6:KǂU-LнЃmG}=<6abPӃ˽(>hbGjn< +6-@vI(̺ lJ8QMY&"k򲃊G΂eee% 9te츱sSjn(6]7d'ͫnޠ BX:$ gރࡻW,˽'eа^]^TVb>r5dE7G q-a,Vԍ7)j;`*V>Yēn9!6A8P V$ OW|q =:k)]<řswG%]ؐ.Y@EHͭeO.b E1,0ڐ"2&(ac BN{+/u.~RտUWR \3*34i2p3`aj2;lҍYRUD.W)/2~0rGߛ2aq:n<t8:m\uzdbZol8TV&L tsg-oĖň,/& . M8K|I.* MͷVt|ˬ[O}t 2wפἰ{iuv8TVv];WRO^,s6AŭŀM2Fm!:ц8A"W6MTΤg-+EJT%6|'#*21`5I^ 6/MF _ǖA@L\FLBoX@"~TV&K9F54/]ܽ5CܴxU GjQI6-[fmϥls}tC 07vnnSu3aHēU7[Mt59%ADٔ_>c:>29Of.ȶ+տ.+]qTFŶ벹qnE{8K *Z]1-DPu[~W%0nK‡ֽZh݌qg^ 4@$Xwt.cd/W4/ Y _ ~;K6 aʁ$!ܤS Ai<-;j3Y˕زLC|N&n__vz+z|d[pFb؎?DZGbNU[6^[ώWךDbU%_Pzn M78u}]듣=\fatHgm)এcjoGFFpȑf =l)\Lg[pf}hz#5aK)B{ ypϛRWWV}~+F!HMȢGtbd ֟J_py8ME:˺>?_{u _nʖ/Kœ'+ls_shXYJ3XqPxzg:vmw"UcRv.R!FONNNZljY`Iwm.Xڰ>kkJ0Jwrr ,!Go-фQhV_ZP áMf N|-=QP{ eV[Oعiag#1[b Ӟp_{'8 - #q SS! R[O&U]}a-P ;<xce=q#BfT|6=kd*WBxgggs 󔽫# _B(- %=Qhӿ@BPl6Rp n7տ BQ۝/A]L_ տqU(r2C]@荩7տ BQ[Q_B(loUơWP(8[տqsLP(8[տqsLP(8[տqsLP(8[տqsLP(8[տqsLP(8[տqsLP(8ӿq) EioBe 7/wsLP(D{ ʃ(_DsET* E9lo>996h@BBPl}y/?Cѿ%G4ْrU(rW0n_[6xuǜ~տ BQ[1g͢[7X\?r.8_B(-=<?,[ z^j) " ^&{;;??O2k9`ZR;0J3zhg5!ߑѿ88z^c_n\}QgVOKݠ3$îp3̎5Ύt66JWu+ L}e_CW$ۮ-gQ:kVgxuOOOW݊~G *ߖAs F~Cѿ-lf_GFɀx^cd [6JcaIDVus`/+:-=F~%mYY| ɈQҿEvխ( Ep ;K5=P( EWP(WP(WP(WP(WP(WP(WP(1V}7Epu\Ji T ǁķW=sbj'~ˡ+Kx88v|V pz*ő%ލ;_lW{8׈ā]Ox+v;nci~Ƽߺmvv픘  "qo〱ҿ,>x^ץ3֔WFf¢ӑktY6-~OlP$lÉ\9,$L`VgJlx 1Z-:kGğ2BD9nnN'B$^ 1_܍[']tJG̸5d%+#Gv!*Un'wh IX $> 9+#y)+p,#Th 7>Zoqпfa?.F+y 'ΰϿ:`#FG:,f>2l#,plWY-|ܫd<%ǥEx45+v{Ĥacg=%JG)LL:n{t( q 䁋E£ꞁr@+q;<~pp,2W69:|?Y L,-ly"p<}ppܧ"p$,jvF7r" e\Z>{<% pYDWumhۋX0|?p~`5KY6nF+| }]ܓ8Rޱ,_X.Jd;Z>Hsw,"e]gdkÂWܽ" obv+kp?rphC7b٭ZRZNtFEl&߈3`>^zX8.߃썉g>9>>>99ч8(k~<RGd `_eJa! 9S٘|;^}zzRmYWn6_MF)[)e)yaaޞÇ}DlYXnnw_MF:h8P V\c_%K-Ӫcae}\/c8q>oY}޽Wf// ᜜bt%lSZW_מ2 c=TV)O'[_ `Y?tV4Kdp/d/+yFl,&>c6 _ (Ќm^}/>~˾>G!l82{ك}6F*Rp>+6,/@ _?/@ _?/@ _?/@ _?/@  ,hooo)q%(q:Û)gw?<<ԍTzyܻ^Bmr=[sbQwMc|e|u7{jj,6P>]B%b9w [ |Z.TO/Ж>e}Fi==UJiJL\*hA #rmv,-~K_7k~E8nv%h09ͥ_m?'v&Y9bRwz }L/ mx'$v?jZ4uߚ4m.W~W߱oٶ#ƕxuO;,20ä_ vh͸ym<.3kc{QŇi*s[ͿvV#^z++?#Ü'!1h_e<}jc1_Z׋qynOإbj@y}d駹pS-ēA5gД^f|[ߚ Ջ%KFUxVr]9fgH׳P۽W|ɿe"})@k=tibJG4CG#9+Wvk~z oË F>YwRϸ~۩ `W2 |&";[~J[$gvso?{罿) >ˬ+pl/)':}'ǖL__e{2=by _B"1i<\Coٸfϲ/~ ʳ~) EyunS^?l@RJdQ5sj78_v[o.|d8 lU zWn'Ţ/x-&?\s~SwYl jKew㺯 S{+Du~H_cR~ _8w}hUG4~}~;V,i+G8㿣 ~}q{-)Vz/=r$?%@I9LݝWýn-r(Fbڒ㡛"gl> >> endobj 30 0 obj << /Type /Annot /Subtype /Link /Rect [135 262.250000 267 274.250000 ] /Border [0 0 0] /A << /Type /Action /S /URI /URI (http://www.iijournals.com/doi/abs/10.3905/jwm.2013.16.2.055) >> >> endobj 31 0 obj << /Type /Annot /Subtype /Link /Rect [307.500000 262.250000 445.500000 274.250000 ] /Border [0 0 0] /A << /Type /Action /S /URI /URI (http://riia-usa.org/pdfs/rmjs-pub/RMJ_V4N1.pdf) >> >> endobj 32 0 obj << /Type /Annot /Subtype /Link /Rect [493.500000 161 512.250000 173 ] /Border [0 0 0] /A << /Type /Action /S /URI /URI (http://www.davidmblanchett.com/tools) >> >> endobj 33 0 obj << /Type /Annot /Subtype /Link /Rect [249 49.2500000 274.500000 61.2500000 ] /Border [0 0 0] /A << /Type /Action /S /URI /URI (https://www.advisorperspectives.com/newsletters15/Retiring_in_a_Low-Return_Environment.php) >> >> endobj 23 0 obj << /Type /Page /Parent 2 0 R /Contents 34 0 R /Resources 36 0 R /Annots 37 0 R /MediaBox [0 0 595 842] >> endobj 36 0 obj << /ColorSpace << /PCSp 4 0 R /CSp /DeviceRGB /CSpg /DeviceGray >> /ExtGState << /GSa 3 0 R >> /Pattern << >> /Font << /F7 7 0 R /F8 8 0 R /F26 26 0 R /F6 6 0 R >> /XObject << /Im24 24 0 R >> >> endobj 37 0 obj [ 29 0 R 30 0 R 31 0 R 32 0 R 33 0 R ] endobj 34 0 obj << /Length 35 0 R /Filter /FlateDecode >> stream x][o}ׯQ8;Peh 1El:LJD!p8 v,7O_oU~8 +:-oOyeey__bl~i O)OlGr]6yQo?O/H޶ڦL2Go߼0o2Β2ϻ>gtm9/w8{HAγ}/WuuuS?40,{6/Wp{2M.+srT-N1p!;v%C69q5qs YH-&$qH9ihu8'FHa%(a/ft_4(-2|9Z'A5˳.́7)}¶=9ҞJnwQB+0E 3җۦZЁ+x|FW:lNG5qgty|>-[0/@0p 6<1trx> AAXA0TxoG7qnW[2o_!oO??cwp9ubVy}4zz";#{̆՟1hsnƲO!0ZAڋT ߑ?fc 1K"ɌR Ėg/#4@ ;}p g6{in(*O+Ye3臍ZF >v'@MIPnl@ g`{dk`e":8T13ښ3r]L(9Kw:J+B;dD "4j8P?^c26Vr(xY(S@\Nƨ+0I6npRbʖ+ȓu(㥌OHA77妿 Ƽɛ Ph"#9iTNd\23+^9ĜOx K3XĮ7H;3}yrb"%0T)-Rk ^^C0:|qE@qNZ0R`j&-[ CfX<#Y4$L)+퐕-$u$DM6gzPZ|I/ŔNhm2[cB#0T 0ly4y)c/5꿦f}7GauZ{Yk%6Bq0`|Ke$8Xj}93֏uѭBn*qW?1gdyx6Z NJuz!_=l@-Ty kjR%Ϋƶ3m=C´$ku]j8z*965((|a0q1)&a oK`&S}D4G3+W[gh`9 G$ 3I4R#Cd0l-j/+dvSϧp[ae~FE~XCR>M_O{x泿&;=T@!$Qb֗nu1zkb)1M!,f4hfF͜'m/IbJp:҆KEhԅisd-}q" ,,裸g;/9iH-E<&37cw0]O`\Vd3IqHG?Q)Whv/&R5*BINU+ R$]d7/6b bEolt⾐h O1vWAXDÓ2h-nE;`j븈lp4Q# -iʡ/`TlĒm(Z+ wVکPZc3TeрHvEˏI1 ڜPmK1J<|p:Sd`3-C> f-qȫrIgNxu"g1j8BSB,8 QBTYcOIsq5^^d'؁!:-.` K,^ ݱ?̼2XFO_nt'Ŕ֓RҁV&,fvQBv7RA^ c'Xe6<7FAkL%fZ Ş>a2D{n4vA-+7EJ9Ep:6Qִ[!78##:ʠP bQ81R{ho0柇P4bZAJB'=DR!fF1dT+FzȺPU+1+ hlFE}Jk6= mRSoX"x7t5]5pb^լ'(5ҴeŎb7#SY{5M!yjp 1HaB y}'B.nߌ*C:^c1o^3r'ټ$61碎XC 3gvY{. ]9|pfI=t g ?+pn mC@A+k`O0p ^'ڱ4x>SiCb(FUbSJPִ$n9ȑuKqDRy(Ì:Ar7e0~.!3i2I \dvK<%8T)A9uȋ$rv꿂W|APkb23mf3FsldZgWd+]*vjH{pejZƘ#ds"=}8S_\?ӁC)?/^4wqvF u9v= +i1MPm : T1Lqh+e*0WW(硶Oh)K8ED ™%m3u 1mPP3˻+I1|66B&y9vESy&mVEc¹vX07>fˠj1gKݯTfqOc4$ނBHFzy&pS\ {PIW"l$mS,i&+NټL|IeQG$NM#hsTq{DC CR3'IVL8UxW6b&80Ic@&8 ӪՃ~fTrsҾc6Rr3KXIbye:ƎJrNޠA/Lhp>M C<Rˇc5 8@7=i=;Ƥ \"`$YQL 17ɚz C407`M!yJacxK0UB;VMC ;Q"^UcZ\e endstream endobj 35 0 obj 4602 endobj 39 0 obj << /Type /XObject /Subtype /Image /Width 640 /Height 406 /BitsPerComponent 8 /ColorSpace /DeviceRGB /Length 40 0 R /Filter /FlateDecode >> stream x_oG K袱{/h-o`Ë 7_{h= ڍ:V՜F1^tydKvw JSLfRUT>WȬdVVUֿD1OoDB!@ݮn ׅB1rF B!F%oncc_=B!z[*B!"W\ W!B!DHB !#B!G+BW!B?_!"HWWWm… +++^|gq7Opljfӎ#/BӢrRgv/^WPj;^mmm wvvrx!b*R\qxB1xUO.yZ"}\ avwwCK!2_iK(AhBv_,Mͼ>.v4N^ !90 ܄zcĖbM]^^q6\}j. !ȓ_/Ġ lgT*4E0<5v`#m6u],!bDLP=Wa=׼o؆2pv0b]8Nc9$q\m s!v6,oBj4@;t٧lFūgY[[Yl_=.wnE/;Bt͇_:0 g{5HB0z=i~JҔ6Y7On54ؙBbzY ۊM~m67-1_,o*p'ˇ/ۿ ۏ߬OO_{Oq;SZBIczj>ϴho3nCd#j./#8%Lr -6a_}_L]!."=ӢmX[Ssw@9eo!V2<RGl(#ZURSm{^ĮERέ{ Evf3 !2- 7sjUW|̆kA)ȋQNf>R]{*IJB.~{`ՠfAScco탫/zvP)B$l CgBYcZwb=AL 8B26ii)n(89}׉6kGo v͎l|R<;B ISw@ƮPRh"׺n!gP@Z/G[̵>:EE (3sB77υDnbwwwat#M!r@; _h,PPv 9:hJ@ׯZ6mUkzm]ٽk0g u#)5Oj-gB BXQSy]ө=9ۄ'"Ô;D5yzFz-}h';'#3)t2q :myPSw@Ƣ* aBYs4ͩkCjNVv]Cv6MZ& )-ڄۤ;jr*lA,wsm]9@۬claobBH b= :ۡ_wyv l?{nnٿWqf)NMI%Z{jZwo1aW;r ՆN/5f}^~jvvGqq;vn XGY~p|Ed=DxwDS 1zxDe(NmwwRg>)q\+Cgb.%y~8&>۱ `*M;g1mnw\M9Ac-hox/5mV]y8z>jqZQwH$7EqR5{Q$wN`#$S0g/Udɻ(sH9kwuձCNhL>qjIjB߷~n{c뗧jk֝m5;jLý|!|E/6 ם(3ذ&hnnԧy)g&7C2 jA:岥4k FG/H:[/vzKܵ>i4"N4~ﲷp2 qEx~2.j)8T NYqKvo,'Ot\ǵ= g3˧ :ugi6wݪѾq ٭x\5W=ftgN~RwETc]<#D"TU6Fg?n~܏wq>SXIKq.rv\!S^,j!y6)2lܣqjy e;i&Sݍ=gM@c-R!6r"nlݿ͠vC޴enq6nh;EϽV!qydz~aa&x҉Z+_t钻 <8RrcH[ۊmΝUB*]2:vXXmci>k#BܣY\z tGoݾ[ٱ;hu{;u8>8ƹL͢d6M4sk*wXg_2K<,m';L2=kL.--QyUw#!]^^W_[89WJ;f >/f "mmTApc%܈ mpm6OktvEKyz>CiƗgr]ΩרP~hi;G9[C=TvϨfvW"ooXtYȀޒܞwn1CՂ4LrbCdJb-SN7v4 ]]>{UWyL'[2{݁qt(1aSh:w:;u=O)mg;*,֎w['/r8gZHN0{MꊵDl-Fvԋ=ZT/^~ [xaax1/4+Sg_]]E̶]` #yksWy?wV>b,x.2;yx:7773 8R'z͸d̄K+ & =3M)6o cuٸab klnMn n鬪PmW&Xg\ Qݡnk)9LS<_zUq"9VEksyy9_ΰqO}}ϓgGxW\.?&:S~6OhO<|oE.89W_ dž7ܵTd]B; Ŕw >Qz`9v:/؇Yhc^{x󖖊gl?; [1_|C A+zP.gg˭$'  MrlL0 ]{@c%kWxl.|v{6! *q.cW A݆۟A[Mۚנm}R}bHDk&ݺ莍It吃isxӘv{Ӣ&:M՝{wBTkշ&F>ӫ(-!lDVjWc#}uo ղ6kl:3idnnuPrGTE* 6kDrԑmFf/8Rr=J1 ;3;I2a{G&DMs[uJƯ?c++/}2r_fͧZFd55D-e*4 P<}tpw;\6ڴSr.N'{:#ƖB g :礥@ʆ&SVU/qwttl>O?HB( ֎G楥%[B.OGNIfm:8yvl69DN1H$r^wN,om4->uXfkvuxM~g(1H$YQG ,PQ_L>`SCyƶfOm>v|;]χCbڑH"%Q bNׅ;aS69Z%ԝ&nr!irw@bls]=KM0vgup 9kӮT*47Qg% +\L0GRL8n8GFlk+F~?c9/ 0+8͓=m WK,voTK3{,CHowks]EMʥ'Mf[)=;;Yn6n%Ujr_.mڢt~M`Zi6X!S eÇ>jllυ89;U_Ug;U\{EY~or?ύs(bq6mQݷ 9v>Qxv &&򷜝 ӻg5OrjPڊ t5(cy[MÝ7iIBq#ڼx7(xi`_Dxe=Y\P^cooTy:NQp#0{)ܛGUU&?z`tu|ԛ7nǚCno^g}⥳ Ļt{)p]v7Z\\A?cmwuK~f̵6UHvQҤ̀{s7]wFygw{G`{dOmّ7]˽'Okr3/~ۇ GlEg=ӠmvGR^aHj[S؄uGp JH::St|Zožڷ,//+ľi䨓 }0:qѣ0ؘig6Yy(YB؎wh~7 9jBՖ`Iv#ٰ "-m?H)LyV(xY 1NgKyrP-!=9:Gۈ3e΂jVܮjU&BaB-A㏠ Ž9!/]mFQyYO* M@vX8x^م}ws>GxQ 9klRĬtgx4ztݸ:yJ6fxz{"+8E>µRu†춿1< Cxjb.w]<~n:/4w4PƮ9G*pIBw95tV}vJ|w5o$}hͣ#i32l@56 MM+jR'O~Kt/v9B4ٍK'le2^|+dt8+@XhaMvW>fS{vG6wtG[Nm1*ޗ4GtyCeѝ:f@b`'d65yNeE|bg‚V ST/?sDu̻sv t%9(QjkWiE7σMO$Ggʚp'ڃk^`>__~"_;RB&\<`Ђt:KWp:PsX'Xֳ^$A.Mh Ü=Wj}s{s &|~#+++b2:h lsσbxXD&GķL׽B|&jRB 93>ٍ {0q:Ž@M9+A%MŨ buńoT|%B1fe+(0[3uq pQsm:M30,e7B1 2ZV*s>Oɳ#[aO3iBL/oV~čvwwqrs䣿'&[iBL;/Ký]n䣿{aڀЯ[ƯBL1/n$_yW\!B*gZZZ,jNyV˳B]#$74ZS]4H!f/劲]!v۱;ף3N:ن!Vہ<xƽQH!D䦿0{v+xaaDYMj#X[[xdY]]\Cw< !,kyd+8Bs9B:fe 0:l4~?ߨY!f*p!\Jjhs:uPO< ׈ם繳Bo!b7$8VH*r2WmoP>3~D Lȅ9 _YSm!\no! jzv>'6t,(]q\*N>Y4'Tl0]1 V Ƭ50j|ݵo-H^vy>9VS] 3{ߢ}+YݝOKxD;k9?7ZLjCɴB,\|? w^+r mos iq? ٸ;'5n'M(\fBC*Av Q|q[ "_{BL8f}lݮqn" J]lo~6˽J-V^}^h 1q7qdG)}n%Hs~6-j[os5MV*VGǨ^䄮P3ῐ< t-Ɖ&ܼ)܇Z?oD4Cb]^Eς#2wW Ei3+ 19vTzommFJ ~ϸE d3AOSP4奸s;nb/Y- NE 'j5^7^~׮RwOMR|i_zQ/.6/V9vvv % %5q}c׽˾cسR9b|U :&ZIo?"+->d|X%l4K6jF m/ 2iwczn#j6W]b[rբW:#,677a]ؤb~mo޷e) -;<9 Z|^Xqk4ibښq|&lo3/$״Hbڍ\ڰgSL_îX T^] Bɳ#(٪iE[Bƚ*nH;׮@YWUȀ(mC{wy 2 pGцkTx'59wg@5XİAP|^. D눣MI0 _߳GZAWfvL ?D/uBFP(. 4M<5AyqY[A ex;zvn...}dXtܮ ǃ_SE  :X5 N s tܫj(~ҲCƆ'ymwWk ZKeI%) 0t{|v&>ͧ;HPxln+CF`}ii)Z;|' e_qi+1= !xnObTv_}H@wtRA1m93:G1;1B;H~s6s郟? PB5Ue~Dܮ<;+ ؾwnD" a6iv}iG~)d2oLCޣpL7779A4 ے\ݝzN OkK pY+Nb\t)Kav J YWvo ɸDŽ+ W(uYhAgQvw~/Eڐݖdl倍_:mL> 5W+ĹZ= BVmƦHonW+n9I#Ԗ3]p;%vĊ NA`4l[Ϟ>:! KKK6w(_v?Y cӶ3P8)#هu Fd1DFi{ENQGF}dOfnW071?p.)ںvܒI9}NjwƞQB Q/[r(~GNqܮz/Y !rmLE6ĖK#g&5BLmQgܮ98iMN<[N!<+?s SMN8nW4~?@ @s9(ڒB?9ѣv[KPŗb+- l6?ߘەׄ Ԇeo/3NmCM'%Ĵ6O \x1(Ë!@VVVp{  h∭S==ܻbh4QkWbsdB৏4\\)&OQ+! TaF)d3">8Fq ~K[TD9ߴ_tr!h.]4Jfg5YB鯍ŎvHU"nIjb5 !/O".S~_Nj|G>0gt@|wItzO"B< ƕ!;"[ |)}#Mپj.}KoVɳ#{q; 51W裫)n\ Sq_ׁ= )u񫩞=StyZ!6OTbyn0 OoPj!KY_pT++5\ITJy}rv-t[Ni3@c0C.]B/EEXC*E7AjK87%\cAl],7ΣX*Z/߻sOO&lk{f62#mAHp rٸ/8rqlLTp3]Wc"Vsi9:a ^~op|i 飃b*vv_]3@rQ)Ɠq]ѓ q23 PBQ'kdp;H&h$`9~x'4wh{~p޵3(^SL4#zJgl6/a@6^//ܮ }=@ 7olַ%X5NZJq/TפP.\^^vp#N,.. |Q}E#YOss$wAրU!i!;J%Ȯl]!Dzr_NuEgqkk+lL բSkkk*-dGzO&Y1GńpG.^tgB%7V6A1̓T^M>.щ>j² Bpӯe)O@jJݛaC/!Ĝ2RmHݮ!G)(¯׃ Aخq0 uWS?Sܮ.o'*' 0{9]!uJA/W,L'ώ &|+S! F#0B/%ۜ&4x= BKAh ҄Y[[6xssWu& Wtri$PV[B13l[ؿBI!ʜӣZB[ Ll÷AW+ LfW8}A39||s[1f޸#%Za@'MԾ Z(\]ZZr_Y\\0u uF}(wij$8z%gxk.2!0j6e),>o <5*<,𹼼BZ8 LnƷ&j !؁knWz}_fjU CٸoA!D"=:jftZq^;_Dg+;nRY a.sQPcV0 n_]?l1/Gq颷.+~5!RPYr`c 9͙-[[[A)ٿ+!f\h-?ki?a360ޖ&B&7%#_!~,}޼kˠ;X6+rSE7xB|xB~|u6Zs^8Y1TRi(VᔝrGE l$j.E9V{lhq&s~酟H39 !&QۿK!Ah.&_BdK3 !0X5c90oDybmqVsbҙ_Dճ9-Qe9o 0tB@;>>:|Q{bZY2(˃<36zl7Έf߱}+qGJ! O̐QAǎ7oڝ Lxu !"6^ؼE8>7˓7gMl`=!"fy# 5HsG/uۜxݯne\6K!Nϋdp_L~u޷'-5; !Q/ J\heeG2窢Pn?QH-UbrpйqҐ[,V%w@#kqH!èڴsm(.__vMBa/ CW|_y=3B9o\ƕWWW6;s":H7^mUכZH1[䩿\h\JgV8UŢw ejH8HHqu/az}"k" q?\ĥ+P9tKP,yco;|iJ;RBekk+s_dr_\jɃbZi"_: ɖj0v ! ,MfX*{9׮|x\!ESS43]}OSF+_fzk_ѕbh{ 4@_Z`O .Q8Ψ%g!_K!悕a_zP[C0HNL_o%k_Go~՚!aW1_䦿r \5`W \)4`ES/x}K* k1&o_tzb]W!2G' ͕ MnΦ`"֕Lf2ۨt; Mww4ΰ!sʨwo! RؼmZ;.--A*p:ӛJIUz].lFR[ufg+sFN5\jMI>IӀ:~U K!|&u!y !2jlmO8͂bǧw76;е|B`L_AbM#BXrbȵ8J_]L ^Ch;FB1A䩿B!w%XYBx䦿j+TUHQ BDrz^*8r sK[V6WD h;"8Eq& lRxkv<wbGa`V*7&aDCs!]XX> [[OgŠ G?\]>_]v +׮h=_!HC+W 4S4%[[[\\!BV\0j.W$ĉKa2;`Ϲ|xGw#!r_htAZ >4e^Pd1Aknͥ++B䦿#͟ Ie+7v7 \b]*p㊥y$`^ovyK ㎗B D1B݉i՚]徧%2n"0`Egm5Nߘ'Jൡ V%<6j uMÕo׳.--_s w*KgA 8O0x !@C n9hz[֤>WP_؈5_I[[[1g 6g/~#%ǨdLf ti6,`ܤ]p._h.}A8vJNü/W5o5ɤBd` eS‚&,K r+8=:[.{Zk0\o1ė>W{8 !Ĵ2jT #-zȥ);X1yR2?{jdrwI&"39/msOe /:ـm-ϐK&@H`͍Jo~RW|U!zu -!WeNk‚\nBAeӮ}eșygwmI9< !P&L{5}zwCs9< !ĠZk[lnn&ch.}qH!f濚UfXAkW(?QZk B! Yߓ`Ok;FB1SHdVk3vP5;C|<wbj _a 3E6gqsO_hiJ:5 0[@c}"g]W wii se62>WVV}E`#/u|!5$B1]+ [[[AHj^t5Ȑ`WLH9V8|Bi X2][7ObSH召;wH{b̀AG/uV`#%w@&Ya>}t`K K'ߎ;^B!2[/3s#%w@&S?z pU#,w@&Pu׮XTh*BIA; JovM|!z}B# _j_Wuލ?9yv4 !A; ޵Myݮ/VB!A; F ޷.Yk*G!D_̰Azu}{߻䩿p2/C͏x]/8SJBy%"gfUkBY\\eW7Ub{~mrk}Pi\X!料]*UUKtRGv!bNfxۂ8zCp\kWl\$yZ;vk!L/ \$LE2aa˳azHsA!qzyycZ"2Y(׷.$nò۷K ]fTݖ !1{ 1x@h1%X,Bg!>D08R*.Wh:{jqYTU۠f؍S7?^pRJ!It钵-C8n/lV$+xڰm :dH/;jZnnww`87;nzbf=5J*Kc_QOAH ¤X]]etz F/)n0áll!nk&b&7KKK8m4[1y/i cѥTzommW{ž|+l[[[.[!ETB#01s{||_@ţZ;SjHqGd @B!Ӎ;Sr_JrEa7 $5v <&]H!RF^0Tq R[+ARa#b*BIo&yvҥhzM !0l,7RlL ^y/Usr_JPJ!<7?+BX'D0?c 9}H JozR"Mw(?4ZsvJ9SsPpJŢJ4 i"iPKr_JH+ 77wkkX} . H(iJJV; })QK EՈSۻ& D[[[DCZM/- +Ӈ%p LC죆3'9x7t|+n卆PH"kB/cq-Az>0AEϑt34"žHr @9>[νT炤h}}݊A#eY `8af]D<$X僳KWfZ}U7+u LGֲ15v1q:ju7>ѱʳ3~ldE0Y6@bJЭXYglgB DXXz/X*wlahhx$Pc2W4Uºk8o A,(AX.Q/f2/ OpBy,x^x`L徠k##U>TViѻؠkؚWIǴedRdX<2d$o2H _VCc:SXFGy(;l+&30fUfm:q翴P̺5Vų!=_:(h~ifOR 'xq5'"W5Li2Xr4Y,s-[Y:U Y sp"nB̬u{R_?b*Zlcì^P\I_h4f>& s[@F0H8c&֊뽜V0/ՌH6"jb%[ddC7͘-/_8mx=rou|cHk/3SAbq4f{-u6 =^Dc <95FP`4mڲ\Rɪ8>9bb}EXlz#RшF!F+=3 łߢX}H(>Ŵ9/ErUK5Cf?;nIuÏesM&73<,l,h=@0M\h Y:Y䀭&+(*ͩσit ^J-<ӨzՇbob0K qfz 5o5gً+~)20Z9+E١{g=Oh|f;ѐ7gY@B1۲a9e)PǶq,LS ¯ B<3}`ONJy zHlʳnxc{u\Xwdaakk+΄["י%&-^QTbF%]e>-Բd5Mfyw0;AU˰vYI .B-_/PlSXyDŽK*-Lk"ҥI:It93/S}MsN@mɉ?93cDŅЋE6*D= i;cWT*q"C3ٛ5>LbtO4lFDXnfl^S׸oHث&9ِV>COHNIzo^ 4q0jfgUł畖<+AEmTDjV.ru[́a]I x"\ pss#HhvB We.Jؿ+!5 ]֡JR0~"c; z\O^R-_!rfwwZ[w]9[-W-ޅy.%YC.,,0e~e!& 9c]@6DƄCm_ZZ]j7`;37+ׅ"Ax%/B_X& <{M `v^(pΌt |:k LjawGyyXHZL;_!rrSqV X4ՐڇSl}G-۔c(WJ6/ub3.2kejim~E q<˝`G3(:wUI,|me#3c^C/4_E%~+Y[@HDקӺ u־2e8n¿1.D!"gz/T(. B5ek\W 4PbmCtfb/n>^٘L;#I'*|"~eV<(]eY.-DH_HNHvfѢa/ kY :QFfj:/n|Frmv_^͍b쪧gْ̺22¬Pmy]BL_!rװJeLڟ-pk:˦]z{%l.zN 3yqp=n}Ц_w_*ٿ$&9s"GK^6^][ <4NYrlK-ՌMA#^R Q6XgD5 P5jB 9cQEE2q@@w,SH:LmntR4i_ev6u[9)}g4nWo]+s*s4""gzuUdZ 2%ڼHV!Rp &mh3R2mm; \\о ݩゐ8 ŊqY|pD cA'DQc^h."̡F˻#–5MC噼BL_!HۡWk5Ɇ; xHN!,$kS !ƋW [__lJB۫Ȓ .!ƈW!B?_!"B!DHB !#B!G+BW!B?_!"B!DHB !#B!G+BW!B?_!"B!DHB !#B!G+BW!B?_!"B!DHB !#B!gwgg\.7MxZ.Ɠwl۸`vߨ"8qww;XTp?1O7D yc;9~:rR \n`nu?q lvd^G$At+żʅ w|aa-@l7sii hW ...U5pqDŋ8WFK.%ˀ`1R'2r'j8+<] {/O4\zFfssӎ#)P(xǙc.b7]]]fpxx{U,!CW^kkkAь("M+KE0{=-M=fȞeh(Wݷ \wo4Op8VE#k wa $WIEn({"Wː=Q*z\eEde<^QH_ưPlCFL =],뮘}ؿ[0 ,_Cg>7z /Yj v!n;R պƢbҀfLzOkX(pGLjP@ f"C@+|(hrtBlʞW7e Y.XT:xcJ[[S |a:#@P ƻVR|qf ++_uT^dقFȞnD-3"#qٿ"7,=YE'k=oY)fOu=yjJ CELFIߠmlkJ5Vu{ٿn_ װg|˼ "0Ow-Y5|(oPHq9t;mgݹkHfO|M=EEkٓ]w'o _X+jXC46}/XR"e(2#)_H9Cz8Kf[V{ٿ<iN_)/#Q}&Z^f=@Y+r#eO]/{j̞|Iي{eO\yJ,,lO%"LH8bV_W煳YBa/e͜)¼o^,H*m-Mцw3ɜ%Y &hZ61kTB#OOyYf gR$kIf/럽gjeOwV7{Jpnde4wIf.V A¾$3kN&E_%ϋo^5%6bj{+_M.AסGC!-]v0=j;7]»Jcui&fX^='-TnW}^u*"b=x]L>{ʾe'`(^jD{F>2"҉qSWCM#Zaƒzy_!"P͐A.?g6PL _! ¾De=NN-:uHbp= Y]-w !xl;;;}-&B?_!"B!DHB !#B!G+BW!B?[[[щR׹4Oz]aggij&..}D)ajY pMlE\T3r}|st=$;^7)⦃Sv{MGI 8K R)b\koz!;𧌮!6#$xy0Ӂ蒾|6~Fý0oo,0jߑF';x z-0ʵLla[,"t-#'R[yS#,icpf =ո׿"<7>WXdȉ>Y<lmk)#c1BE݆8PC)8m%Gus v |q+coD r}.D_n2Ȋj ӣH4Yn&J{mlHq |-'8 =O_ 2Y?&r`SbK,^Uj@P5RRqKp(`K\Y0Ե7F' DѨR :o>UwLUJ3Y+S įHݗ ֽW3 5>ܧ됥;4),3+ Wd^MftQU8*`[f';fa ߆zA3ī͠!32NddO_-׽uu׬C¾UCjy?4PGkI5 K/3UčsorKl u gē(dC=~fbUOGB=& 8X8lbCgįԍ^Be%lLíN)Iu;jA*,c4G%&A`5RyhTғ4 Aԍt1 >Rj{aB HnݤdH "`c=2VѣGdCf7:N1md?{%Oh%k'O.>~ۏ-P"Y+߰<$؞b*ez[A3μ3et;z֍wvdOm!qb.(xR9<]gE5Z' jQFp[UqdqI7osULݱ~tJ234.jluGg&ٳO~uϛo?vJsqÞ})%JU1*1e]%;۬pRBU;2E7Cpn}"$͍6.N #y~s(u%55H׽=0]-Vcb6x6+!0v]˱j8WxϯU>q߾gPDHQME@,Q*f)gj ;6JಱxػYUT]LP/&4a؆jy)zLJ2'E 3lj1 5~Po1];;.Mh3p<Ōw]^>?{oߪ\;]Vj੉$00`Eeih܌l_:#pr-?=4wqg%EKcfzÿO㶝ɿ^ mxxAw%Qg([HUwƍa6iMl͙l:u;,vdfJӞqc(tf[s9z5xff]7urߥ[ô,HƗjF dtZ˿?{Ox8ΠbES%vz:aKk]Y"XjC)Nwh1o/ 8&h:?Eu@Ygbx 0u?2#KfnA*5lO?ǹ~߱://? un|6c+{ GTgvYwho] Iå^UtsqmH$@_XdET'R,]KK~,)=6e~y ~ [*3) ;hhgj˻[ʫ.*1={ 6G=t3O1lH,X_<"S A=4f5:E@k˽|#׳PpBu TB( naAxCz=G K6~>vw]Y+c;y}vn*"4x5 a5b 0'ٰ R /'Ym1H]5793w6 սnO-t W/}(Zc$Z#3. N\g+JfB,Z@?yپC=ؤ_Y P@&k!V:.@a=@3͚ʍ|;=oC6K])رk6zv!,3L&ProuX긽pTƿ3J)u*y *F#TI-jrmFצ4¯R|I>`es4F%osSj~p9yu?K/]Mp}fy)eԶp6Clp+yF#:t?*HHjlZ#_ԡljfAX7SyKR7k\[oj|-[ =Se:[ഩ'M/R~ɗNoQ+ o EC#@X. ÿA3% 8-7&_ yDOع N݊ n'¿AAp| A #AG7 oA  8>¿AAp| .AA<ַ>~aAW&   kAAAAAAAŷ endstream endobj 40 0 obj 32071 endobj 41 0 obj [2 /XYZ 36 419 0] endobj 42 0 obj [2 /XYZ 36 75.5000000 0] endobj 38 0 obj << /Type /Page /Parent 2 0 R /Contents 43 0 R /Resources 45 0 R /Annots 46 0 R /MediaBox [0 0 595 842] >> endobj 45 0 obj << /ColorSpace << /PCSp 4 0 R /CSp /DeviceRGB /CSpg /DeviceGray >> /ExtGState << /GSa 3 0 R >> /Pattern << >> /Font << /F7 7 0 R /F8 8 0 R /F6 6 0 R >> /XObject << /Im39 39 0 R >> >> endobj 46 0 obj [ ] endobj 43 0 obj << /Length 44 0 R /Filter /FlateDecode >> stream x]nWpm`(V@`Ӓd`0d;aMxIJ&OuX3M}?ѿ_=_wI\dI':|}:ɣ2ɣkRk>utoQC*OY?~JtUuwѷ2I:ϟtؔ*Y۾:~mwM:kstiyt Jbr|~czmWE:;bWs%?^1qe+e\V{T$J+ޓqjt6dT+ i !+S _lnв6L*%PHpĖ%O0y<(>, {`4 S,01Cf^@e ~Oo=Z*4 dՈxnlf!dA }) kxB͈ O[{ ̲SH^TTtvج\jtSz,Òe'/]/}K鉱]@:DE*~<& fƪXz0A˚ ̓m2HI;Q>@C~n4`ؕ%H 0:jF5Ƽʥf]f_fϘM"b.}J8aao!6.yP~-5s_pF,+` e]kzS/".9g$WHB|bTB_bܡ"YJp_eIN:*{ ;d[$}ɨ8Xof usP,Eܣ|l[,8, 7ut̗1p bق 0 L ~Բhӽi8c_&$!Z+uT袲aYe{R\Fe; ɤ8``]P4a@ O/k BEZv̸RD8SDnL S*+<"wY,ز%kns8Tאl:^^v^ߔ>,*Eѩ'beWk䢛39YLo_Uȭw q Cp9Lxr4JcMw n]84e|S'A!"Xnc˰F_mZD廬o 0 :$,ا7$G-?p`,dY,pm}ʁxK'jUe?>D8Ed b3^U+UCpp$!<E:gR<%ReƓؔXQ³pS3?[ÄEh4YJQ,R@h5seO66Uӎ~Gl!<#GHX 2a,?!a@,aOOKrlo)N)evB:j2$ټ} s4":(3zL w9 lJ/4sNZIB;Z]Qj5z%m(̾4 ݘLw P)fߖYa2ș3{Q13$*Q(M0[Zo!캔:4Z6BP 4-1>|֝QI72"2LYm&Wk~h%DI Yehms[zjΩ&&ۛH8:ؗ:^H4%@?NȢ$^ jiV'3xA/ 4 0ƛ a!΍0`0zkif*r&;pJpHś;HC$h%NdBDkzI2I#1 Zij9M<\OzNb9Tfk)LeKHq|nU2VB@nT E@C-4 hQH3}BXö=) JU7µB+h ӜJr֜Dp?WXvzO\iq"9#|n̪  *| ,]oyA˻vV+hݓC4vQy֦<9 VӪOgj; itO Ac| uE\3K'DNBE_)NuIH3DPUcXܟhzG rnay4o_*W qaڡPe]!kRh9׻[Wb62* o0}njbޡVazE"jX ,gF%1+"\Q%=dS Ž$CU- ULRnJųx/_5I+4&z5(ϱ>r$|lmF22cdlDW_}F)>!Ž+LygƞJXfqHN*iӱ^6 RU&] %?!yX(}J6P)sMm63YТ9#̩Em61"|4)̜f eΩI=htCg7DBns{4 +1)6GG}eYN_km$G'_ׄDjB_FIaol˫> stream x˕:P2d28 fNrx,%.=@!pnw:/uRJ@] uLHKO1OՌ}e眭,POM I'bz\fzAaIhERgEB xh6tJŏ{f윚^DULŵ{RY&VyR8Z]ܑ) şbXl J>X^sn]M9aܨԭ@z|[b _wlPbU-(ZY=%vz4l-V_ܵ(h:ѐI?ȣ\FB5\54RSzTjZ4ªZjR T4aQIj&-xht jP$em)ʂP* ;DXQ=-^H\-w;%HRUNSbJBS:%hĴ >!Y!5ݒpV|*k뎚A\+ї,;5,ɊV휚q$W\&@?H4m 3dj\TFT^ajkV͜kJJM7v+C_O&l E)vtdX5]IJR݀N& &p,x0Y'ƣ5"!^Oߡ{MUSi͜L֋ R̢j*FjPkrQS{]C ~\j`?|&ݪ TCRS4aFt*ݰCj`hp8!HMKʙpߟnlpIf7g$3\ a.a -[ѫCkif:2~=|y]d-TURhol_eImɾDsXHMl?~|wY\n&nt"67EVF[C8q~6=D1mmk9"!ZK=Սڲ֋o f}$^WLkK Y%6"XpT\f{M3K25H4?$//j~ӻ!l Rv;B֟=HKUOfNs$f{MIM:î~&@gAsK_97a'5LGoؐoO9yZ+][!P7!bw;"ՌolpIf7g$3\ a.0dv0 C1`Ƃ40X3b Rxf{P XcAjϑT+7U^~Cɺӽn˹s-3+3"ށ#Vy\[tY%d0.{22㬱$2}_(վ?bl £ߝmķWn~19 lT*H؏a=F"n!]fGOԤ= ǹs-s@ؼjf l$ԏcUoDp m(~/OMs-3:ln䩂d`/p"~Gm\ 'YGJ߫6B CZG3w*.jRߋkwyuWS=xˌOcɴ1 rJ:u)DeGj\S;2ca8Ui Ind ĠƯ~)Yw;2cLArtC<9N"B[ğn Ժ!mveZ7*H@`0qkF.y^)8P'Pk(So3q{`( 5g/ ŀ5Ƃ40X3b RYR3?|(~TxfevJlnS)>M?p*e<2ڕaX/j/B-GQ[[*,&6C SR`GШ [-6zVyy%`K~|Ρ ,OM١r) h}iQylQ\!ې̳WHLXqӧ0DY*LMu6N2[v~W0R*YZlNܗ ْ>a_4w̺|_;uj)@;tL1"UAT+RzZ!= ?޹ۼ-`oRi.rXIJG ݪ(H;{ 2#hTvqַNa|6k۸w.TuڽLQ@K6K2MM_B2脧G-Xh8$CyYڡk0*Z a\ISQ8"cjbA5Lkz= %韚\.^X9UjjLWuZyAyʛ[Vg2UHu>">:VRjJQ@<t/?5'-~ܟ >_AxW*͒_F*Kk١r 0S-52/P7R5 )7^QHW2qOCa蘚J)jK_T {]_Nx}j" m KkmJخ`[EiG|s=wtSOtk0jRӶKÀ.MSj ZEO5&LoLznOk .EN/q[l˔uZSXS']E.% ʎ:ó=|v|}RqKHs÷=qa'/ХTuZSퟚAY؍zx@MM]?&7:H&<8\c8KvqbC` R2 >YԢRSRS#x5_W0Urww?'X85jVv}&znLNk7p,ZeG]Y?`] ٫uR{7 W/shLYYڡk0eItu{M>5ܤ X jjru)9'EtlJ`9y?6bWGyYۡk4StLMmhW6 *ʎ:aZd1o`k=v'wwbO[)(p;4y HbPj$} I$4`NMTnBz/O䦫C)|ؒ}}Y oj mOK7d}"l|SӍZc!zcnYo'@mRutMMW| I+x'ĢuovJJϳZ)s;e'k}kՖo!5G`L`O'R3?|(~E:\;x?[ RC>`Bu{RWavBa\*Z ca5^NH8zn{0qQitFbً/4҃nTuڽS g^+o5lCڞEp['0>Jom\~F؉;b*:^(1tQa[~T4:i!;o3!o{u4yC5b m;-ʸkAz}Q%sn] +"-͎CXFOC ) nݩV.xFopXWCz#|>'jZלߑl#nvuZSTbfۗjeM.h/|C0wHgB+?8$֟T~XURZvhLQg}Zm_6R&7jx *Y{0DΊNĂn#J:^)BVM?p*e<2f[g%?h;V{nJ1?$Ckk2_68;J38NzKqfK RSaJM\XLKWN<5NM^=y=qgjq( Kj\SƵ&6fR4}ձc딚bmj+\[ |EG 1:xz ?SMwRUUDFbe(Rl51[iUxeeAzVnW_!??Qﯾ|OwCOXQ%"weX iDţief?5׼w&fo^Jԕm^c4UԤvjR{ņƼDmzXfā(5DFV)v==}Dl퍴Ž uԔS{Vx+ӕ $Jb4ӴXi'F䈰$ۤ(0{<5WA&k3x<<)NG)UM9Ыsy k/4kR3j | Jb$xtuJE]6oddX2ir2IUțl)NM̞S׿ouSQ'ۑ*2i/%4Fnd}=Ha45JJyGY2d_: ܟ?k˿:SmQ^v]p X+$=y{@K\txw螲 tM@0m.3N+MMBTj3:7!35,vuĀrpvjZvPUT)7r`P5}pi#F+5i%cn_I'#Z!EǐF2s@o\ woQ'nΖ䦦')9a;=Ln[IMn:FİR+j\HY5vUSȍX~{RS_+NQLznW w_9̏:i^9 $Nj3Rj,kcpFdAԧ'@`q лK ,މP0dv}f{K2?= %pߟnlpIf7g }ek^S^D];TQM?БY sCXzv2kZ!5qQ=+S!XHMl?~|w]noE$In`ڌƇpDlf{PTkl@%e!FQUŁ 7E3o]lBS2[s]pyyFY_r!k gdjY+"h~"o?VuU!un3oBԴPggEz\?~vR/O]$hAsK_97a'5LG(YiЀ B0oB:5-{,<;oh7v6E$>O4?nlpIf7g$3\ a. `/> zM C1`i<=|`( 5g/ ŀ5Ƃ4#.CWnt $"u{ݶsZf5WfIs; uEσGu4K`(Ywm]deYc75'He(tA!Qث}|7G;?Po,b(s-s@ب69ULkhzDB~I{KsZ怰y؞#Hohh߈dk |k;Pj^j+ZftXS6 ^D$۸_O6ZwWOMS-3:lO$ΏfT\ԤU:<# %뮦&zm Li-c8=6uR1j6NݵweZþ)p \?A@NCA_RS:weZ% eיy rD~3~?#݆Щu7-C,ˌo^L}WLWVLUصHɩLE-FܱF$mDP[ IZhK$i}iT&ƥ&-|;>w]D[9]Ֆ);&1}J-Nh$Zm1ElЗFexjr-#'wT^3:5.*ӝ*Φ+NV*!Cf)%X (z{ۼ@U2KQ*~ ^jɔzG AY kZ2ܷ&dluK]p鉅!jCHˤV1}AcW5+w`j]u(ږEx2EBQ{M蘚iӪD135uya75Q792n\O k/3{pjn&VjYlm2:6 Z)F&znL䧦F[" !J4`JYgH7$b_-%QPJ& 3O*aWfIj⵨+ע"5UˬvQjJ7jq/HwءIStMMSk&eŒ@}QS4OMƤ'rp_oX2>L~7O2Pe ZԔHjAFTLT'("aݳjS$1#HJcjhCIpiq`jJR++BWU{v cc2)Q)-TSf4j^mHM2&c)e2yObPj9L,.Hi 2:5ykR1|S aK:ar'&>F2ȶ%~?-ݐ$ИFF@SӍZhuDo-sx'ԃ@~WFj+>JbѺ7O%%RSY{Ma-?ѲT >jK7鐚]PۣL0Tg&ET0'eS)>M?Т H-HnJzd4}ǎ*Ll=#3%W1MV[FʔhL"^j甘"z]׀l$&m0ca5^N4eG垳'V{2PP]"2RfTWeztZ{@Xdt$ _moUh)xwYF6ОT#TBh]&y2}6 ;W&QnzU^zIl0jemm&J`VIH#Er;,S!3KjlLZ=-ӵio^/ћ)+HHjy[$k#袌!vJ0sB~1|JKߤ7ʌTt%n MIwHj-ӵItxOHf<=+s@0K]A2ĬV17]\x.5Fz5vefa0(UdY&6RaE9~:E /[vY'bۃ$MuN2d*لkr!dL8MvzorrGe%Z2 Xg6KbW"**&֘!HҴd(C&sKsMaxGtԦyz_QEܵBtr}- nivdȡo9ʬɲ OEFjj $m;ʸ;wM/g7K]ܝw*S(s;%aP UfeLg%j[h~EdĮU-H4۾T+v~_TI:F~u!AzLucDŖg*@^U"jFβk[nnEsJؗIJ9HR4۾T+#-&7Ԩn97AgT/S&mr%n٠T3le,տ2]5'v_͸.Ablr*e< (cvJlnS)>M?p*e<2Ng?D endstream endobj 49 0 obj 10599 endobj 50 0 obj [3 /XYZ 36 632 0] endobj 51 0 obj [3 /XYZ 36 238.250000 0] endobj 47 0 obj << /Type /Page /Parent 2 0 R /Contents 52 0 R /Resources 54 0 R /Annots 55 0 R /MediaBox [0 0 595 842] >> endobj 54 0 obj << /ColorSpace << /PCSp 4 0 R /CSp /DeviceRGB /CSpg /DeviceGray >> /ExtGState << /GSa 3 0 R >> /Pattern << >> /Font << /F7 7 0 R /F6 6 0 R /F8 8 0 R >> /XObject << /Im48 48 0 R >> >> endobj 55 0 obj [ ] endobj 52 0 obj << /Length 53 0 R /Filter /FlateDecode >> stream x]ˎ+4YW,n`A'`IgE[uJbQ]n=-d=n=㟾#/I~di?χ*i*yN777%&K߯}/8DŽ113`ނ- y3xO_ɋMSƆW:yK֓Y=h{Fg-#Vw be-j琺(NOV>L?bf&hb;A(_= |*5\qdHعxӏ߃&t0_2ARL [̨)Ȩ!xѪHZz OYfE~~b"52ZLo:t,tom+͖QYQ$֝MS(i#bp c)p#1 ,4l21:yb5ZXJbȆǚ!J3.+usĒyjr*̘T-4s+C}K&$2lu9mqMYtmB`"3vqIN4aNEl0T W%4?qɡXpmKD:$Tl_]`ށ5kܘlf$  )DY:u,c_2˶|7OfPBւa$ޣ>xa;AΌ]ÓfRp8T$Pz ,w$pEY$ Ld:X_17gEZ^+Iuctzk//oyT}ܯa\X'@.xW`5NG D x>$Hibv$Iy*JNnylgytB9] j!g%Ϋr khUHCkWfOKu,Lն^+ oSSf/@*O ^Ɩ}BȈzO 1cXֺ@OE#ūk86پ &HB1) Ԧ9 H%a`'<#ZKFT7k ,s;z_' 1 ض>1Un t4ZPF~* X-*JHE{ځ-lԯR|SMG"_XjF2g:H20-_8&b[+E7H1ќMJ!wf8Ëkhj2jwI 2H|%{GLܞsą r\)z?pj,B\QkWGxe#Is?]C:VBI5AbS"Ë*g6bMM$IaGv(R96c`qY&LcSc,J/߅Tdy+O[3GjCҍ.{MܥPHHAIŘ!)+M\Q2yeX 6-<Y/gS6klgUD2TYt {|-YܙgKP̵T}3}K=SNt,V%K,ڄ7OPԑc0P -ť||t}×o6/rj$FI)_ oWAϥI6GFtW(0orKtɎlQ˅!kM~~aK|YbiU *PMyR nAV,K<=Ibe2<*4XuLTR|I9ixE@Z jk(F^>s`ywM9&H ,I[\03^> gd?mVYxj2OJQVC)ؼA?e]}}i#!_Y%m/uc2KX#0:ɡ$mfv@/"Yxb $^ w,*K+cᙼY-:O%)Ē"Ĺ捩iT@g95N™,_t(7g7b§@ݞg^m~8o{iE}(Rku:30jݢ}|gї Q}o]V`&˖SQL0w|,<8vóWԲ xp>4} 6L\7xe~5t,"1uS 2jSPPz9-.?V endstream endobj 53 0 obj 4637 endobj 57 0 obj << /Type /Annot /Subtype /Link /Rect [158.250000 671 172.500000 680 ] /Border [0 0 0] /A << /Type /Action /S /URI /URI (http://corporate.morningstar.com/us/documents/targetmaturity/LowBondYieldsWithdrawalRates.pdf) >> >> endobj 58 0 obj << /__WKANCHOR_2 11 0 R /__WKANCHOR_4 12 0 R /__WKANCHOR_6 13 0 R /__WKANCHOR_a 14 0 R /__WKANCHOR_8 15 0 R /__WKANCHOR_c 27 0 R /__WKANCHOR_e 28 0 R /__WKANCHOR_g 41 0 R /__WKANCHOR_i 42 0 R /__WKANCHOR_k 50 0 R /__WKANCHOR_m 51 0 R >> endobj 61 0 obj <> endobj 62 0 obj <> endobj 63 0 obj <> endobj 64 0 obj <> endobj 65 0 obj <> endobj 66 0 obj <> endobj 67 0 obj <> endobj 68 0 obj <> endobj 69 0 obj <> endobj 70 0 obj <> endobj 60 0 obj <> endobj 59 0 obj <> endobj 71 0 obj << /Type /Catalog /Pages 2 0 R /Outlines 59 0 R /PageMode /UseOutlines /Dests 58 0 R >> endobj 56 0 obj << /Type /Page /Parent 2 0 R /Contents 72 0 R /Resources 74 0 R /Annots 75 0 R /MediaBox [0 0 595 842] >> endobj 74 0 obj << /ColorSpace << /PCSp 4 0 R /CSp /DeviceRGB /CSpg /DeviceGray >> /ExtGState << /GSa 3 0 R >> /Pattern << >> /Font << /F7 7 0 R /F26 26 0 R >> /XObject << >> >> endobj 75 0 obj [ 57 0 R ] endobj 72 0 obj << /Length 73 0 R /Filter /FlateDecode >> stream x\o6y@>$J a@;; 麡Xy=ߟ,ϔvI6MO/$D׿7 a{/>n^ߧՇ/_xLi)_÷R(2͊s1~[5B҈{&$y^Fj'_6_>G-c!eRet{//Rw?yU^4 :/Sр=E^qU_q}  tnXxbwc$7Lx!^4}?ER%nR3"fHR G4ɚ_l0C3,5E>#դNTGH8rߎ~(Ade1^kϡرZF1LaxN||VMPd-c,IaEspa*bڌɀsuJ9FidƗWf><,|h_t1Z`9 D LjDٌtA,Q-JR$&|6& V[oBk V*=\)aZ[[L #huFƀh20a]v4Ab5x=)f[;u0pէJ״Bʞ9<9=1Еm:jvV\v'!BGhkDa0` =\%+ Sc?I'2i.9b'3vJʄ#cD0NClE3NbUQۀjlՋV]"sXERw`c0p(2g Oq.uK)֬o <f=*:`0rRȴ0{)Ǧ95<f5;eJs]]bQRpR0Kr`;ceÑA0%(88`sv%U dWwUWNsNly8}3뗘\;C]S=| 5*Ӳ:+˲cf^8lyTNBNJH L_J9#p:3Or SMòh-[ٚqy&/wdHFs0#!܊1Sł<ދ4GYAGE)8f ua>40MR̙>Dj_Yϐy, W?פ&% endstream endobj 73 0 obj 1890 endobj 76 0 obj << /Type /FontDescriptor /FontName /QYCAAA+NimbusSanL-ReguItal /Flags 4 /FontBBox [-178 -284 1139 979 ] /ItalicAngle 0 /Ascent 979 /Descent -284 /CapHeight 979 /StemV 50 /FontFile2 77 0 R >> endobj 77 0 obj << /Length1 4736 /Length 80 0 R /Filter /FlateDecode >> stream x}WyTTg MZ؊*U*PUb aG%"ƍTm8c8dtdҶ4Iw=tr=#Q^Q9=3xw~w[!I(bh-_;%$ێ֦r 9kN D:gp l"=ܴlyBӴs%HQ6C?'n O1E4quzK8E\!MVMJ? 4Y\8V1Ε6sQԷKD +!0j(X,ZZѨ 8_c,2(:1>C%|}AqE)"Hc#ô WL*L蓙4MAb}LzSJ M4y@y0SCNϜ\E*Lr<FK3+ _<*"NPTs cDu'gǖȆ\'EBcH[WPFK 樋E"Q~Q> mR\ kIN lD¶[Y)m3I^X\ 6 Ӂ^0Vw.#Qdj~&-ia_n4E}9S_Ɨ'OdkРVX8fIs*]`?1 YZA~M]_t=,jm= 9%o NhX7NDNj?`Mߕn2z#H wգF s>R]<$2*C\kw`D*N42 1AJߢo ]ߺߟ̧Oˠp,p&=< ʋz`soMk~-˨o w@ *vc[a[,5Uɞ"3co+L*/sER3k6Z ueSK(zDebyFUH"Y#潧 fP1B{ IIFY؆HBB|?Ve~RD22ip}W1>-*T#慯Ty"A8:N)I JubhxAmN#$PTJሉ\[jAˎH @jƔ3K`{wYz'T[aνN{N>ǚMn9yXbe8ٹxoUj:K45_ nl i'Eܖ*?ԾnRWɑkſ^&cἈ!n[gK'w}{06 \w z DO(<)N3e̞)aTkP9zO+<"~7t0>,o =&U|SV HNZ+3c֥NrIR}20H嫉)* W+l]z%QYp)|Y%"5K zт"z~s=>-ݰ: bHIh Z~`?ԺJh6:UP{#QVsu|bR{.;(v\0F*&ĬQKS4P ~r@<(|L뽚@CɁ(VUɃcܿ5z*SxM?xm԰wիY:-b(\[LZ\&3OWP&I97%zNqzb4}(m6?s/&Rc:pװ/fpvE ;{dH c."BrkLM@SPJE>. {s=vXyPḫ;u}資{_c1M_|r*ͣypPK:"80tye,`O]3D|tY|]R?,AjCCjF^[~ 0ko~Tح& {g4D\i"on|W{Co"_}gSx^p? Sʍg l'`'yrd\G0=VL@~;q}^8]"fɻǹ18Y{f}[}HELdG^Ws ~ I٩N>D# s]7o8+:Gg % xODd#beʈ=HGMw^MH+.EJ<nszk:lX?gq wu 5i"-i{suVg';q696> /FontDescriptor 76 0 R /CIDToGIDMap /Identity /W [0 [496 496 552 552 330 552 552 220 276 276 606 220 496 662 552 936 552 276 552 826 826 716 662 552 496 496 552 716 276 662 276 716 276 552 731 ] ] >> endobj 79 0 obj << /Length 602 >> stream /CIDInit /ProcSet findresource begin 12 dict begin begincmap /CIDSystemInfo << /Registry (Adobe) /Ordering (UCS) /Supplement 0 >> def /CMapName /Adobe-Identity-UCS def /CMapType 2 def 1 begincodespacerange <0000> endcodespacerange 2 beginbfrange <0000> <0000> <0000> <0001> <0022> [<004A> <006F> <0075> <0072> <006E> <0061> <006C> <0020> <0066> <0046> <0069> <0063> <0050> <0067> <0057> <0065> <0074> <0068> <004D> <006D> <0052> <0041> <0064> <0076> <0073> <0070> <0044> <002E> <0042> <002C> <0043> <0049> <004C> <00AE> ] endbfrange endcmap CMapName currentdict /CMap defineresource pop end end endstream endobj 26 0 obj << /Type /Font /Subtype /Type0 /BaseFont /NimbusSanL-ReguItal /Encoding /Identity-H /DescendantFonts [78 0 R] /ToUnicode 79 0 R>> endobj 81 0 obj << /Type /FontDescriptor /FontName /QDDAAA+NimbusSanL-Regu /Flags 4 /FontBBox [-174 -285 1022 953 ] /ItalicAngle 0 /Ascent 953 /Descent -285 /CapHeight 953 /StemV 50 /FontFile2 82 0 R >> endobj 82 0 obj << /Length1 8436 /Length 85 0 R /Filter /FlateDecode >> stream x}Y @W֞sg E y$P%DE"Z֪hRjEuw}U]aBIP'^̹s0fCڦ?5 3e}UyIYŢrW _8(%~UƆU'0S7ncɪL.S0^]Wb,}z>B~%pEG"z΋B{x?0] ~TSYNh4ZWW7WW>iW"6!0[ af87Ody$9mSّVwVPPeP9.f;3YqRU+b/jl .C2Q6%w[-eΊ9ޓskfLƔ+Ím7wß=6%1&#)? <>^,KMv O64eՂuWtT%<'y& FB qtqoP?Rq0&a!RA: Si4*C*䍲n~Xva&lHu1@SMc/ ߔkH׸*\S".3"ϝµٍ[ni<ԴivN3vHA042lR}kbWz@ܐ0mdcv``qG|q{z(G[ccX˨ EhvD]Ԑۯ*>EfmB k3' c YZB_u(W4~303P벀sZ(SƢ(FЪFe3z+5%%*(ݟ2˯Y];SrbnC G>coڨPM\E`[fLJZ3)2mfeJ߼lk {%{WjWM?;1~m$¾'D?ނt}j}vie\d}>7ڞx~qbãf<Èzpz9rvL}r[ȋ>‡&6xM:Cn ThMr T}}tDu2FTȸ 4rJ#u6@-VPǜݾ3>'\;8ɅcȒ/m@|J^GMyٰ+H 6(];Uu'ǛO.}a֚N,cHF=mu˥>#dku h@3~W!*-ũyyn8~.NG,զBQ66U_A^-= }*7Ql֘^p.'OB@܍=JzZ!f(qhQĦl x8 h HZ.zUAڥQ1Wo"3Tiח[=Ym{I<7;!!l7jB=|}0PffՓW{iVl+uDlcBZlrvbֲlWŞ:ncdxQ1j7enmZp,25aI`Xr]]ch"43?`I!Ps[G95|\9T#(&wǒ޶[ B@Syyd}xܼrڦX3N .; o/[1xrՆqR#%RP&.]qe^ʬ\-9QY .z0oSq_.' Y{П$L4jAER~$>!ϟ'~v1XǓL$y@'T*`dw\R`'UT',7eoտ`Ԭ FIV@b$ H$2 n(NRfTt Y93*@= "Si' kSKk-zuiͬ' WRCR"&n4N9pIDNr"Wt))p/HJ~wvQe[]|*s,>?@BWpqu΂2tMo >UF8"w:Y@hWY mZR ,ĐB1S[8k9- 1u -\/*ח}3țWCV|wb^Wa~.vلPH{|2K?D|OPIT'J(V8lڂ-_~8׬NGbS 1?׸ë{_g*ό" E}C'-hYVCrKаdk2MSMP30[QOʗZ,@gз=@ CGqϜe*W$2S/,2PlYs i}e&R{F6d&9:;=Ti}vOoQɧÊQ4A9r:WZEOj# "JLVkӮ#Ym]VG*@,fDO 阿:ȟLk_%?3Hh9뵋,cb.Qߘ?3B*\%e40+_(l?3?<@qk=—(#rX:£8qV}X?>{?q%>V̥0iJOKG~ʟ濲@uC26tp7PA4\|J(i0^dnDpSGfʰYvhwN$φj3MgϞnZ7wjHK*֔inoZPK稼E{sb(LA! JՀzD~LJ6|;vZ~%!qe;ZH2i$eDYQ,LFb!8k =G\4K9;KwS#|"\eX9BPt([T ho׮"n.𐻌%}̚@e;W,E6niK^7-TW`[.]JBxƷol*|F@bB|"\3EeeT0!\l/]F17QfOϮXRdķ}\W-{%!J݂}RNK9_5Ο!7\Tw֭w#&560=ܐLèl POgPsGW[!=UbѰ>Xm9Ar= r??!!=+ڰsLWnOih`'ϯX- Foq@:v|cRvAl8ydm;{Te"d;B}hGqŸ,jKqoNBht UFc|Mqj׌sj^iI[y`2^Zci2co Aj<}r3#*ڈiNT7CV>װo@DAcri^ܙ|n(Pr=A2[u=%kHɜd򃆒+f:dEֿnoE?ͻ5l"}yC;@{CB].&掄\KZrkjvrO#qqG~ L!0*6zfTVeLUQi,F2aR?K<ѨYXK# 1ZW[i5& jSٵqS!b^SjFA qauYmWѡș`=9sӉ[xnL6KWQA 9 #WD6$%g-E..O\{IStAP^*2=U=#Gr_L DV Ӄ<}w?Јl"CT$.x | Wy3Yކ2N+qtB(Ώhqk/V]3/꡽t5 `E{4V뇉RMp],${ n ͡53Um>s{юJ-w_I~61OSgr!L'qԾl[k:[~SuQۆey+:j솢]݃En] >z3{AFGcSR`mee 9rk/<2p#\ !:?{Kw:/]>pT orm- {|IJǽ/!\8J@Uy{r^4wrHKi{[=ۥֹ*)Wu႕9bZf5J7Dt `l!ӕ[jfX1K-ϦQ)Zx}s5?YꭎL7V4ٙPkg겳U>X;|sÅV#j|^WH7t=%%4[XFÆVjtuJ9HO+Ѐj)قׯkO/ "ML阽4CS剖=%$//^6l0)(f̪Q嘸gJ`,҅{C-HY_[vܜpeUܐl 佔Nʄ3zCZ £.,&aBJI^tӵG giT%z-+0 [hq۾G*et<10t"M00]d*~ Vj?ARY[ JV |_uVF}KƲ>*wJ2MaR:j 0/_U !/oxjDͱ|CT0MCcy87%K :L2Y]V.oM Qcq͏k ykj jB&ڣxbO 3Esb u~H)ILL B|`r lt 3n¶[4tf<\aڑbN+Щ?S|~swmwaY:6㸽Oc2iF}%LҼ4W8w~/k[Hǖ58O5>#ӆr~]v[Xcmc qRle¸93Vr 7IYJC X5=Z9_nWn% VvΉ>{#zqx$i&&k Oxr̻cMڸq8;N9Ã+o;^'jS@Z~{0γ p4f:1SdfTcib1L%S40B&QcƵmOOGoHL)~{˙:| YVو:5$ש_5Tb po)_9]-Ydad5R/řW+OX /V[OuJ5rQʬ֘3 L9X _7/8}Go endstream endobj 85 0 obj 6279 endobj 83 0 obj << /Type /Font /Subtype /CIDFontType2 /BaseFont /NimbusSanL-Regu /CIDSystemInfo << /Registry (Adobe) /Ordering (Identity) /Supplement 0 >> /FontDescriptor 81 0 R /CIDToGIDMap /Identity /W [0 [276 606 552 552 330 276 552 496 552 552 552 552 716 220 276 496 220 496 552 826 552 276 276 662 496 552 662 330 552 552 552 552 330 826 552 276 219 662 496 662 276 662 936 552 276 716 330 276 716 276 716 662 220 552 552 662 496 552 882 552 496 716 276 606 716 731 552 552 772 496 552 330 330 552 552 ] ] >> endobj 84 0 obj << /Length 882 >> stream /CIDInit /ProcSet findresource begin 12 dict begin begincmap /CIDSystemInfo << /Registry (Adobe) /Ordering (UCS) /Supplement 0 >> def /CMapName /Adobe-Identity-UCS def /CMapType 2 def 1 begincodespacerange <0000> endcodespacerange 2 beginbfrange <0000> <0000> <0000> <0001> <004A> [<0054> <0068> <0065> <0072> <0020> <0061> <0073> <0062> <006E> <0067> <006F> <0077> <0069> <0074> <0063> <006C> <0079> <0070> <006D> <0064> <0066> <002E> <0050> <0076> <0075> <004B> <0028> <0032> <0030> <0031> <0034> <0029> <004D> <0035> <002C> <2019> <0045> <006B> <0053> <002F> <0041> <0057> <003F> <0049> <0055> <002D> <003B> <0052> <003A> <0043> <0042> <006A> <0039> <0038> <0026> <0078> <0033> <0025> <0071> <007A> <0044> <00ED> <0046> <0048> <00A9> <004C> <0037> <004F> <004A> <0036> <201C> <201D> <0024> <2013> ] endbfrange endcmap CMapName currentdict /CMap defineresource pop end end endstream endobj 7 0 obj << /Type /Font /Subtype /Type0 /BaseFont /NimbusSanL-Regu /Encoding /Identity-H /DescendantFonts [83 0 R] /ToUnicode 84 0 R>> endobj 86 0 obj << /Type /FontDescriptor /FontName /QIDAAA+NimbusSanL-BoldItal /Flags 4 /FontBBox [-177 -309 1199 953 ] /ItalicAngle 0 /Ascent 953 /Descent -309 /CapHeight 953 /StemV 69 /FontFile2 87 0 R >> endobj 87 0 obj << /Length1 6076 /Length 90 0 R /Filter /FlateDecode >> stream x}X \W?d&EB!! /BYDDD|Q۵VZk]ۺx_^[/mvm~3 zd9sΙ|߄!DBR E׶y]̈́H\ߴ#GO̭)`ֵ7~p`B{Wc},ȷb~c71bfC&wBX !BuuT8@MPԭٯ_l@ڹnڍDjp_| *H⾈m=\{\B7H%:X"ƏRP( u 1rBͱ*e q訐mk?EfX`mUIl6Tc-m\3VaXONTtXv)!Qc-U*,$jCN @{h4ye}\yX VBboMbϺ3l17V"5g54e@y^}![补(Zj6cJiB:ua?I(޷Tޖ-  6u{y5 #,f:5Th|UW(1-Dt'wUkEIjHF8kZ I1Dޞ -Ybs#݉{v&f@sPtto4  B㠎ʜЃPpcҋ8dNsv {XX஦BM:BaE=5G=XwERS="^ѻ fa]Z>KTrq6>Xy[b2[ eCywͦ8YvA!qOy4Uug/Y*"X"Kn⣺k *,fG}ڠLݲ'5d頢n߅M))<i!/+<r>y` sƅՉJDf<ॴ|ؾ٨$հJ@aɺ(PPo+CRm`ό ɖe qJߥeJg-k[V=TYgbWO7w[A$Z^{[+le:HVܭMQ?[ +6DG{-粠z |iw٠|4hj룊%M'uX ؒd`Vd Zɖt3aI!!<YNB%D-"D(zE4<%tep4|cyw4.p"8ܿ/$۸,wg*1H\ a.ѶҢVyȤo/ GgxRq!28ukIdPҶTR0<6kQ<G=M}yA/||EBK( $G%u:59zy*+KX\߶hS*-n8ҕEu/pw _c>$q-U|I(kɪcJH{vIpZ}Ϗt1TnmbFՎ8hz͡6˗UPwéXT5;?y`H}{{Tλ7毉˙d: J !*!.DF0rs|Y*G~;S݈zɱ̬6KD Mxpԛ7+;gG{gΞN`Tld0b m6;9TdC"]f/HDM?*.+7uX;4ixFW$ Kf~ /Z` ]n1k=R }<PoJݸuk/0rCBJ'q\鷟箢{?N+P(d_$XB5zЬxf0}z,* 0; 7Q=E穐R$2ݫ{jLb>}${>v CۋkVV  }\ _QKEרc)|;~Ajd>G E8J*$}RLi!2797 QX! 3DZc'pE]8 &nS5`-nC(Aaa]@RNoQe9ޱ1WNmjbEKܯ*vn^ F#"W0a;Eˤ 1.ȁ^V+U5 2'2*@qrawǿ)1Ay䃬"pYO, bӣn2,I_/[&Ӛ^|>rٶy١=y:kBi$7>$rUl}8 r~1vy{W{ \pS5rqeP'_{wEmVn-7Nq3K7Be}v`{(~UpHWa>ջ4DU]=0Lfm\m5mq}AKM]\| G )6`Ԁzn=ͺ1gG;؞Rr5!C.U@_s[t~Q,~Ը'AuyQ"P辝s;DC<7 W0_D8ni Az8q"we2@1 qQQѿpӐ EpXpQW3I)g_w v[t'F?^yb{.t$Ħƚ֕Qӊ:%c'u>(>Ŝc`/-G˗wW+w)KaeBZVZ5` J#tZS_r9!.gЌ(3Cbgso n"'t bgq}g2|)\況7cgsv?# <{S]IʢT?![r7|#vZo)-ppso,f JӶ;"1Ξ-1cL>% ?P8G0VtWpCM|^u^y(bD:&o襎 8Ssၫ׷$եidWPOH3Ou9憝E _ ŗ'ξV>S>WЫW!Ud*ʿ#CLMvfrG =6m1׹+brVO?Mrxe|U@ѽdS+> /FontDescriptor 86 0 R /CIDToGIDMap /Identity /W [0 [496 606 276 606 606 386 552 276 552 330 330 716 606 552 716 552 606 606 276 276 716 552 716 552 662 716 662 662 552 662 826 276 882 330 552 882 936 606 772 772 552 552 606 606 606 772 662 ] ] >> endobj 89 0 obj << /Length 686 >> stream /CIDInit /ProcSet findresource begin 12 dict begin begincmap /CIDSystemInfo << /Registry (Adobe) /Ordering (UCS) /Supplement 0 >> def /CMapName /Adobe-Identity-UCS def /CMapType 2 def 1 begincodespacerange <0000> endcodespacerange 2 beginbfrange <0000> <0000> <0000> <0001> <002E> [<0046> <0069> <0067> <0075> <0072> <0065> <0020> <0031> <003A> <0074> <0052> <006E> <0073> <0042> <0061> <0064> <006F> <0049> <006C> <0043> <0032> <0048> <0063> <0059> <0041> <0050> <0045> <0033> <0053> <004D> <006A> <006D> <0066> <0034> <0025> <0057> <0068> <0077> <004F> <0076> <0030> <0062> <0054> <0070> <0047> <0056> ] endbfrange endcmap CMapName currentdict /CMap defineresource pop end end endstream endobj 8 0 obj << /Type /Font /Subtype /Type0 /BaseFont /NimbusSanL-BoldItal /Encoding /Identity-H /DescendantFonts [88 0 R] /ToUnicode 89 0 R>> endobj 91 0 obj << /Type /FontDescriptor /FontName /QNDAAA+NimbusSanL-Bold /Flags 4 /FontBBox [-173 -307 1097 979 ] /ItalicAngle 0 /Ascent 979 /Descent -307 /CapHeight 979 /StemV 69 /FontFile2 92 0 R >> endobj 92 0 obj << /Length1 4620 /Length 95 0 R /Filter /FlateDecode >> stream x}WyXW?$, b00 I" Y"lEER[2SL(uZc۱q6oviyhL0S{^!=_B}_NwyBJ5 4FU %įygsKufi#?ˑ{_`9˓m u9Yװ',;"kI!+c9}_&\F\!@ߕLr\ 42cLH vJZ6ZR)YɠVIeà؋L5Fomj=kL?qZM!1 *:^MT Sp7NCY X=N7HQ*p -JuXf5j20;~q 3csk)c*%\8i?5P|OxM[eFc# aH&ĬUYmV&ʅ :-hQI+/.3uͩ{]`NU%1${[E\ǫ[3;޲@Q fG=ݎFۘ2hcfzZDžU*l11 z[fR>4c+.%k4 Ѱ֗Wz L΄OZwKY\w$*_Tʣ#A7MϔLolVŮhC,q5t,l Eaf|V{"2/lu8=!Z*|s>lZ"郳A?׼pHra+|P@7Zܨ ]а8h }1fbhZրp- yݧ925T@Yh̬͌P4ɡOOg?,3$TVL5c5 (]&J+StN̝ t6+<;{bӾ_'@{?ukdO;'^;W0n]PӆǕrA>` BlB(ɘ2W+LTւh jsoި\H m}U o<)X"o-HO!6^atMNGthz&&NoJM d27ۧ,񎹗% R5_G1~re40r6NR[v: ($nNfކh9Jl-yt bk29Lmkc>LP&sM*cQyeTX8Qy : {>EhE9"mR)2Bɐ֢D"ZQ.+SIΨggE`jQ[ّ@y_}Udu=9SOZV ,((;nRDiLrK`[zcXcL|Nl|j]u~!@H7*&K(ݶJ='̧Z. zc)kyj$X`Hj*x}M7VA3É=}j\0TV&f4?wh)2œM B[eqɤh=]hEtZ>e)EC9ZؼWџ˹Bޛgπގ=[[.lHm5%<׀I%D2Z%͵L ywߘp^aĬTHeEcKSׄG,aZ-j[Fb>HZסJ'L#^/;zj9: ﻞ MiF9ְm[|T\\cQ$~++$7Dma|KTלŶ{Txvj_S2}tO?uOk,l>:F$ #ȳU3jD; TU}];ya_n>f8ܟO$g,@=,{koȁ5qϬ4V׈;Ѳ%0>Et1o @-,| lc$@Ʋ:Qv.·3]ӎ pMz87oE[V)|> !X8-(c%8a7pBrrĒX.n;Q*ބxH$_ᫍ2I3!=?F3ɘ6ȵ\3tsS?)S,)U$TS%XV^<M(9RBdf:`pn6EϽdx -Պ4a8 ApɌ'SC)IOXXK"!2,&ɴ뾣*~ghJ/x71\g~%Y`9"or ̂Qx(?>˒dz?@q{?k6`cn_(À&=1i'4aRr9>}iՎh"c՞?d_\݉A ᣿{&$ĘٮÕ͸[gQm | f]r%yx?tqٹ/qB!K ]|(aF!zVɗwi6Udu zc^ ^=T,ܖ J3ےR$.1lD2QKzKo~tӺ w/5y.ͣт90#NŚO> ?#{LK(/H|taނu} eaJGY;FF9,c[2qlc1ٰ~ ~:v9vr縇_ó*tY7> NCA$QmOҟ{5Go_K$&I3t4SECc(8?\#a3FĞ<`,ZO$O^J¡l" 9&L*of6 7 G c;ajgn\jǖMum! XӄՌsD:w'ŕc]|8{w}KLM׈;g!8(;\.j%YPoi>OG)ڈ8 endstream endobj 95 0 obj 3439 endobj 93 0 obj << /Type /Font /Subtype /CIDFontType2 /BaseFont /NimbusSanL-Bold /CIDSystemInfo << /Registry (Adobe) /Ordering (Identity) /Supplement 0 >> /FontDescriptor 91 0 R /CIDToGIDMap /Identity /W [0 [496 606 606 552 276 716 552 330 716 276 606 552 552 276 606 330 386 716 606 552 552 276 552 552 606 552 716 552 606 826 552 662 330 662 606 606 716 662 662 882 ] ] >> endobj 94 0 obj << /Length 637 >> stream /CIDInit /ProcSet findresource begin 12 dict begin begincmap /CIDSystemInfo << /Registry (Adobe) /Ordering (UCS) /Supplement 0 >> def /CMapName /Adobe-Identity-UCS def /CMapType 2 def 1 begincodespacerange <0000> endcodespacerange 2 beginbfrange <0000> <0000> <0000> <0001> <0027> [<0054> <0068> <0065> <0020> <0042> <0073> <0074> <0041> <006C> <006F> <0063> <0061> <0069> <006E> <0066> <0072> <0052> <0070> <0032> <0031> <002C> <0030> <0035> <0062> <0079> <0044> <0076> <0064> <004D> <006B> <0050> <003A> <0059> <0046> <0075> <0043> <0045> <0053> <006D> ] endbfrange endcmap CMapName currentdict /CMap defineresource pop end end endstream endobj 6 0 obj << /Type /Font /Subtype /Type0 /BaseFont /NimbusSanL-Bold /Encoding /Identity-H /DescendantFonts [93 0 R] /ToUnicode 94 0 R>> endobj 2 0 obj << /Type /Pages /Kids [ 5 0 R 23 0 R 38 0 R 47 0 R 56 0 R ] /Count 5 /ProcSet [/PDF /Text /ImageB /ImageC] >> endobj xref 0 96 0000000000 65535 f 0000000009 00000 n 0000173107 00000 n 0000000239 00000 n 0000000334 00000 n 0000030487 00000 n 0000172966 00000 n 0000161853 00000 n 0000167997 00000 n 0000000371 00000 n 0000029532 00000 n 0000029554 00000 n 0000029598 00000 n 0000029642 00000 n 0000029686 00000 n 0000029723 00000 n 0000029767 00000 n 0000030019 00000 n 0000030260 00000 n 0000030846 00000 n 0000047368 00000 n 0000030608 00000 n 0000030805 00000 n 0000085409 00000 n 0000047390 00000 n 0000084215 00000 n 0000153658 00000 n 0000084237 00000 n 0000084274 00000 n 0000084318 00000 n 0000084569 00000 n 0000084775 00000 n 0000084982 00000 n 0000085165 00000 n 0000085797 00000 n 0000090475 00000 n 0000085531 00000 n 0000085742 00000 n 0000122843 00000 n 0000090496 00000 n 0000122740 00000 n 0000122762 00000 n 0000122799 00000 n 0000123184 00000 n 0000127497 00000 n 0000122965 00000 n 0000123164 00000 n 0000138393 00000 n 0000127518 00000 n 0000138290 00000 n 0000138312 00000 n 0000138349 00000 n 0000138734 00000 n 0000143447 00000 n 0000138515 00000 n 0000138714 00000 n 0000146412 00000 n 0000143468 00000 n 0000143708 00000 n 0000146245 00000 n 0000146055 00000 n 0000143961 00000 n 0000144087 00000 n 0000144236 00000 n 0000144395 00000 n 0000144804 00000 n 0000145013 00000 n 0000145200 00000 n 0000145497 00000 n 0000145626 00000 n 0000145907 00000 n 0000146308 00000 n 0000146739 00000 n 0000148705 00000 n 0000146534 00000 n 0000146712 00000 n 0000148726 00000 n 0000148939 00000 n 0000152645 00000 n 0000153004 00000 n 0000152624 00000 n 0000153804 00000 n 0000154013 00000 n 0000160404 00000 n 0000160919 00000 n 0000160383 00000 n 0000161994 00000 n 0000162207 00000 n 0000166852 00000 n 0000167259 00000 n 0000166831 00000 n 0000168142 00000 n 0000168351 00000 n 0000171902 00000 n 0000172277 00000 n 0000171881 00000 n trailer << /Size 96 /Info 1 0 R /Root 71 0 R >> startxref 173233 %%EOF