ࡱ> -ce6789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abq`9bjbjqPqP .::<<<<<<< ;7777 9$H]2<:HVVVPW+X+X+X$hi<s+X+Xss<<VPWߊߊߊsV <V<PWߊsߊߊV@<< V0: п^Ǝ7~B \,-0] {3 {  &{<0,+X aߊhtm+X+X+XɊ+X+X+X]ssssHHHDw$wHHHP 4 <<<<<<  HYPERLINK "http://www.thebanker.com/" \o "Home" The Banker Awards 2007 - The Banker Bottom of Form   HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5553/The_Banker_Awards_2007_-_The_Winners.html" The Banker Awards 2007 - The Winners In November the ceremony was held for The Banker Awards 2007 at The Dorchester Hotel in London. This year we gave awards in 143 countries and more than 100 countries were represented on the night.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5553/The_Banker_Awards_2007_-_The_Winners.html" More...     HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5343/The_Banker_Awards_2007.html" The Banker Awards 2007  INCLUDEPICTURE "http://www.thebanker.com/images/5343.photo.jpg" \* MERGEFORMATINET  The continuing bonanza for banks over the past five years may be coming to an end, at least for some, following the recent subprime crisis. But for many, strong economic growth around the globe, especially in developing economies, continues to provide a key platform for record profits and expanding profitability. The Bankers eighth Bank of the Year Awards sponsored by Bahrain Financial Services Development reflect the success and financial achievements of the top banks from countries across the globe. INCLUDEPICTURE "http://www.thebanker.com/cp/28/pbahrain.jpg" \* MERGEFORMATINET Our 155 Bracken winners, representing a record 143 countries and all the regions of the world, are the cream of the global banking community and the best achievers in the industry.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5343/The_Banker_Awards_2007.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5344/Global_Awards_2007.html" Global Awards 2007 The Banker Global Awards salute outstanding performances by commercial banks in not only 143 countries but also in all the worlds regions.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5344/Global_Awards_2007.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5366/The_Banker_Country_Awards_2007.html" The Banker Country Awards 2007 The Bankers Bank of the Year country awards acknowledge banks for the best overall performance in their country. Our global editorial team chose the winners based on analysis of the latest results and performance data provided by the banks through questionnaires plus a review of their strategic developments and overall achievements.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5366/The_Banker_Country_Awards_2007.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5367/Afghanistan.html" Afghanistan  INCLUDEPICTURE "http://www.thebanker.com/images/5367.photo.jpg" \* MERGEFORMATINET  Nasreen Sattar Standard Chartered Bank Afghanistan Plagued by war, political instability and rampant criminal activity, Standard Chartered Bank Afghanistan still manages to produce growth and improved profitability.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5367/Afghanistan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5368/Albania.html" Albania American Bank of Albania Established in 1998 to assist Albania in its transition to a market economy, American Bank of Albania has expanded strongly in the past three years and agreement was reached at the end of 2006 with Italys Sanpaolo IMI to acquire 80% of ABA at 3.65 times its net worth. The agreement was finalised in June 2007, when ABA officially became a bank of the Intesa Sanpaolo Group.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5368/Albania.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5369/Andorra.html" Andorra  INCLUDEPICTURE "http://www.thebanker.com/images/5369.photo.jpg" \* MERGEFORMATINET  Josep Peralba Crdit Andorr Profit growth, good RoE and stronger balance sheet are all good parameters to judge a banks performance. Crdit Andorr, once again, has demonstrated good results in all these areas and the full integration of CaixaBank, acquired in 2005, into its books strengthened the groups position on all fronts.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5369/Andorra.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5370/Argentina.html" Argentina  INCLUDEPICTURE "http://www.thebanker.com/images/5370.photo.jpg" \* MERGEFORMATINET  Jorge Brito Banco Macro Banco Macro has proven itself committed to improving shareholder value. It was the first bank authorised by the central bank to start paying cash dividends after Argentinas 2001-02 financial crisis.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5370/Argentina.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5371/Armenia.html" Armenia  INCLUDEPICTURE "http://www.thebanker.com/images/5371.photo.jpg" \* MERGEFORMATINET  Tony Turner HSBC Bank Armenia In 2006, HSBC Bank Armenia celebrated its 10th anniversary with record profits and the announcement of significant expansion plans, the implementation of which has begun this year.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5371/Armenia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5384/Australia.html" Australia  INCLUDEPICTURE "http://www.thebanker.com/images/5384.photo.jpg" \* MERGEFORMATINET  Westpac Westpac has continued to focus on the twin goals of driving strong income growth, while improving operational efficiency in its core markets of Australia, New Zealand and the near Pacific.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5384/Australia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5385/Austria.html" Austria  INCLUDEPICTURE "http://www.thebanker.com/images/5385.photo.jpg" \* MERGEFORMATINET  Raiffeisen Zentralbank Strong domestic results and an impressive cross-border acquisitions campaign have singled out Raiffeisen Zentralbank (RZB) as the best bank in Austria.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5385/Austria.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5386/Azerbaijan.html" Azerbaijan  INCLUDEPICTURE "http://www.thebanker.com/images/5386.photo.jpg" \* MERGEFORMATINET  International Bank of Azerbaijan International Bank of Azerbaijan (IBA) boosted its asset base by a record 59.91%, with an 85.19% increase in net profit. This impressive performance was achieved by strengthening efforts to grow the capacity and quality of its loan portfolio, taking advantage of a more beneficial interest rate environment.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5386/Azerbaijan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5387/Bahamas.html" Bahamas FirstCaribbean International Bank (Bahamas)  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5387/Bahamas.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5388/Bahrain.html" Bahrain Ahli United Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5388/Bahrain.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5389/Bangladesh.html" Bangladesh Bank Asia  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5389/Bangladesh.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5390/Barbados.html" Barbados  INCLUDEPICTURE "http://www.thebanker.com/images/5390.photo.jpg" \* MERGEFORMATINET  Barbados National Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5390/Barbados.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5391/Belarus.html" Belarus  INCLUDEPICTURE "http://www.thebanker.com/images/5391.photo.jpg" \* MERGEFORMATINET  BPS Bank In 2006, Minsk-based BPS Bank produced outstanding results with a 178.4% increase in profits; and further increases are expected this year. In an expanding market, BPS Bank has shown itself to be one of the most profitable and efficient of the Belarusian banks.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5391/Belarus.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5392/Belgium.html" Belgium  INCLUDEPICTURE "http://www.thebanker.com/images/5392.photo.jpg" \* MERGEFORMATINET  Fortis One of the participants of Europes most debated deals (the acquisition of ABN AMRO), Fortis has had an exciting year. It has grown profitability in the wealthy Benelux markets, which provided a 17% net profit increase, and has expanded its business in Turkey, Poland, India and the US.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5392/Belgium.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5393/Benin.html" Benin Ecobank Benin  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5393/Benin.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5394/Bermuda.html" Bermuda  INCLUDEPICTURE "http://www.thebanker.com/images/5394.photo.jpg" \* MERGEFORMATINET  Bank of Bermuda Bank of Bermuda has taken a holistic approach to business, employment and the community, which sets it apart from its competitors.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5394/Bermuda.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5395/Bolivia.html" Bolivia Banco Mercantil Santa Cruz  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5395/Bolivia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5396/Bosnia___Herzegovina.html" Bosnia & Herzegovina  INCLUDEPICTURE "http://www.thebanker.com/images/5396.photo.jpg" \* MERGEFORMATINET  Raiffeisen Bank Strong growth in all major indicators, improved efficiency in payments and expansion in the business network led Raiffeisen Bank in Bosnia & Herzegovina to have an outstanding year in 2006.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5396/Bosnia___Herzegovina.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5397/Botswana.html" Botswana Standard Chartered Bank Botswana  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5397/Botswana.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5398/Brazil.html" Brazil  INCLUDEPICTURE "http://www.thebanker.com/images/5398.photo.jpg" \* MERGEFORMATINET  Banco do Brasil Last year, Banco do Brasil held its second public offering, which brought about the sale of 52.3 million shares. Foreign and domestic investor participation was well balanced, with an emphasis on individual shareholders, who bought 28% of the shares.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5398/Brazil.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5399/Brunei.html" Brunei  INCLUDEPICTURE "http://www.thebanker.com/images/5399.photo.jpg" \* MERGEFORMATINET  Baiduri Bank Few banks can lay claim to an 81% increase in net profits in one financial year, but Baiduri Bank can, standing out as Bruneis most dynamic financial institution.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5399/Brunei.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5400/Bulgaria.html" Bulgaria  INCLUDEPICTURE "http://www.thebanker.com/images/5400.photo.jpg" \* MERGEFORMATINET  UniCredit Bulbank In the past year, a three-bank merger of the former Bulbank, HVB Bank Biochim and Hebros Bank (all members of Italys UniCredit Group) has resulted in the creation of the biggest and strongest bank in Bulgaria, UniCredit Bulbank.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5400/Bulgaria.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5401/Burkina_Faso.html" Burkina Faso Ecobank Burkina  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5401/Burkina_Faso.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5402/Cambodia.html" Cambodia Cambodian Commercial Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5402/Cambodia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5403/Canada.html" Canada Royal Bank of Canada  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5403/Canada.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5404/Cayman_Islands.html" Cayman Islands FirstCaribbean International Bank (CAYMAN)  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5404/Cayman_Islands.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5405/Chile.html" Chile  INCLUDEPICTURE "http://www.thebanker.com/images/5405.photo.jpg" \* MERGEFORMATINET  Banco Santander Chile For Banco Santander Chile, last year was a period of strong growth in retail banking. Loans to individuals were up 24.6% in the year, with a 29.5% increase in consumer lending.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5405/Chile.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5406/China.html" China ICBC  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5406/China.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5407/Colombia.html" Colombia  INCLUDEPICTURE "http://www.thebanker.com/images/5407.photo.jpg" \* MERGEFORMATINET  Luis B Juango Fitero BBVA Colombia BBVA Colombias 2006 highlight was the completion of its merger with Banco Granahorrar. The merger opened the way for new growth opportunities in the short and medium term, and placed BBVA in the lead position in the countrys residential mortgage market.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5407/Colombia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5408/Congo.html" Congo Stanbic Bank Congo  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5408/Congo.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5409/Costa_Rica.html" Costa Rica  INCLUDEPICTURE "http://www.thebanker.com/images/5409.photo.jpg" \* MERGEFORMATINET  Scotiabank Costa Rica Last year was a landmark period for Scotiabank Costa Rica. The Canadian-owned entity acquired Banco Interfin, the largest private institution in the country, in what was the largest transaction in Costa Ricas history.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5409/Costa_Rica.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5410/Cote_d%92Ivoire.html" Cote dIvoire Ecobank Cte dIvoire  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5410/Cote_d%92Ivoire.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5411/Croatia.html" Croatia  INCLUDEPICTURE "http://www.thebanker.com/images/5411.photo.jpg" \* MERGEFORMATINET  Privedna Banka Zagreb In 2006, Privedna Banka Zagreb (PBZ) produced excellent results, posting a net profits increase of 13.7% to reach E116m and a healthy 17.3% RoE.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5411/Croatia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5412/Cuba.html" Cuba  INCLUDEPICTURE "http://www.thebanker.com/images/5412.photo.jpg" \* MERGEFORMATINET  Banco Internacional de Comercio Banco Internacional de Comercio (BIC) focused on the growth and diversification of its profitable assets, as well as the disposal of some of its non-core branch offices, thus reducing costs and boosting profits.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5412/Cuba.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5413/Cyprus.html" Cyprus  INCLUDEPICTURE "http://www.thebanker.com/images/5413.photo.jpg" \* MERGEFORMATINET  Marfin Popular Bank Mergers are challenging at the best of times. When the number of banks merging is not two but three, the number of obstacles and problems escalates as does the number of opportunities.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5413/Cyprus.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5414/Czech_Republic.html" Czech Republic  INCLUDEPICTURE "http://www.thebanker.com/images/5414.photo.jpg" \* MERGEFORMATINET  Ceskoslovenska Obchodnoi Bank Prague-based Ceskoslovenska Obchodnoi Bank (CSOB), part of Belgiums KBC Group, maintained its dominant role in the Czech market and developed a major competitive advantage: bancassurance and asset management abilities combined with a powerful multi-channel distribution network using a variety of strong brands.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5414/Czech_Republic.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5415/Denmark.html" Denmark  INCLUDEPICTURE "http://www.thebanker.com/images/5415.photo.jpg" \* MERGEFORMATINET  Danske Bank Danske Banks competitiveness has been strengthened not only in its home country, where it undertook a series of branch rationalisations, which are expected to produce important synergies.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5415/Denmark.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5416/Dominican_Republic.html" Dominican Republic  INCLUDEPICTURE "http://www.thebanker.com/images/5416.photo.jpg" \* MERGEFORMATINET  Banco Popular Dominicano As market leader in the Dominican Republic, Banco Popular adopted a plan to improve its revenue mix. It is already number one in assets, which rose 15.42% in the year.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5416/Dominican_Republic.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5417/Ecuador.html" Ecuador  INCLUDEPICTURE "http://www.thebanker.com/images/5417.photo.jpg" \* MERGEFORMATINET  Produbanco Produbanco and the whole Grupo Financiero Produccin have focused on high-efficiency standards since operations started in 1978. This search became more crucial after the Ecuadorian financial system crisis of the late 1990s.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5417/Ecuador.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5418/Egypt.html" Egypt  INCLUDEPICTURE "http://www.thebanker.com/images/5418.photo.jpg" \* MERGEFORMATINET  Commercial International Bank Commercial International Bank (CIB), Egypts fifth largest bank with an estimated market share of 6% of total deposits in the local banking sector, produced impressive results in 2006 and maintained its position as the countrys most profitable bank with a return on average equity of 23.45%.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5418/Egypt.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5419/El_Salvador.html" El Salvador  INCLUDEPICTURE "http://www.thebanker.com/images/5419.photo.jpg" \* MERGEFORMATINET  Banco Agrcola Banco Agrcola has taken three major initiatives to improve shareholder return.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5419/El_Salvador.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5420/Estonia.html" Estonia  INCLUDEPICTURE "http://www.thebanker.com/images/5420.photo.jpg" \* MERGEFORMATINET  SEB Eesti hispank On the back of double-digit growth in the Estonian economy and focus on cost efficiency and excellent credit quality, SEB Eesti hispank created new record results in 2006 with a 49% rise in net profits to Ekr1375m ($128,000) and a further 50% net profit growth is forecast for 2007.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5420/Estonia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5421/Ethiopia.html" Ethiopia Dashen Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5421/Ethiopia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5422/Finland.html" Finland  INCLUDEPICTURE "http://www.thebanker.com/images/5422.photo.jpg" \* MERGEFORMATINET  OP Bank The further integration of Pohjola Group into OP Bank achieved significant cost saving, giving the combined organisation a competitive edge.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5422/Finland.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5423/France.html" France BNP Paribas  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5423/France.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5424/Gambia.html" Gambia  INCLUDEPICTURE "http://www.thebanker.com/images/5424.photo.jpg" \* MERGEFORMATINET  Trust Bank With a phenomenal growth that almost doubled the banks profitability and an impressive 47% RoE, Trust Bank is the clear winner in Gambia.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5424/Gambia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5425/Georgia.html" Georgia  INCLUDEPICTURE "http://www.thebanker.com/images/5425.photo.jpg" \* MERGEFORMATINET  Bank of Georgia Bank of Georgia (BoG) has positioned itself as the countrys largest bank, with a 32% market share. Last year, it became the first Georgian bank and the second from the Commonwealth of Independent States (CIS) to list its shares in the form of global depository receipts (GDRs) on the London Stock Exchange, raising $160m.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5425/Georgia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5426/Germany.html" Germany Deutsche Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5426/Germany.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5427/Ghana.html" Ghana  INCLUDEPICTURE "http://www.thebanker.com/images/5427.photo.jpg" \* MERGEFORMATINET  Ghana Commercial Bank Ghana Commercial Bank (GCB) boosted profits by a record 102% last year, thanks in large measure to a sizeable investment in information and communications technology (ICT).  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5427/Ghana.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5428/Greece.html" Greece  INCLUDEPICTURE "http://www.thebanker.com/images/5428.photo.jpg" \* MERGEFORMATINET  Eurobank EFG A series of greenfield developments and selective acquisitions catapulted Eurobank EFG to the seventh position among banks in Europes developing countries with a total of 7.1bn in assets, from a relatively small bank with limited exposure to such markets.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5428/Greece.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5429/Guatemala.html" Guatemala  INCLUDEPICTURE "http://www.thebanker.com/images/5429.photo.jpg" \* MERGEFORMATINET  Banco Industrial Banco Industrial developed a number of major initiatives last year that resulted in income growth, improved efficiency ratios, higher profits and shareholder returns.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5429/Guatemala.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5430/Guinea.html" Guinea  INCLUDEPICTURE "http://www.thebanker.com/images/5430.photo.jpg" \* MERGEFORMATINET  International Commercial Bank International Commercial Bank (ICB) achieved a remarkable 63% growth in Tier 1 capital last year, up from 20% in 2005, and boosted its RoE to 49.7%, from 36.27% in 2005, thanks to the success of combining and integrating effective human and customer resources management strategies.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5430/Guinea.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5431/Honduras.html" Honduras  INCLUDEPICTURE "http://www.thebanker.com/images/5431.photo.jpg" \* MERGEFORMATINET  Banco del Pas Banco del Pas achieved an enhanced performance across all business segments last year. As a result, it was able to boost net profits by a record 70.75%, with asset growth up 43.82% and the NPL ratio down to 2.25% of the loan book, compared with 4.92% in the previous year.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5431/Honduras.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5432/Hong_Kong.html" Hong Kong  INCLUDEPICTURE "http://www.thebanker.com/images/5432.photo.jpg" \* MERGEFORMATINET  HSBC HSBC is continuing to implement its five-year strategy plan, Managing for Growth, which spans the 2004-08 period.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5432/Hong_Kong.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5433/Hungary.html" Hungary  INCLUDEPICTURE "http://www.thebanker.com/images/5433.photo.jpg" \* MERGEFORMATINET  MKB Bank The third largest commercial bank in Hungary, MKB Bank, began to implement a new business model with considerable success in 2006, managing to achieve strong results, successful acquisitions and new greenfield ventures.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5433/Hungary.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5434/Iceland.html" Iceland  INCLUDEPICTURE "http://www.thebanker.com/images/5434.photo.jpg" \* MERGEFORMATINET  Glitnir Bank In the small and heated banking market of Iceland, banks have no option but to seek expansion abroad to sustain growth.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5434/Iceland.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5435/India.html" India ICICI Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5435/India.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5436/Indonesia.html" Indonesia  INCLUDEPICTURE "http://www.thebanker.com/images/5436.photo.jpg" \* MERGEFORMATINET  Bank Mandiri Bank Mandiri undertook a reorganisation last year that split the group into five strategic business units, targeting customers in the corporate, commercial, consumer finance, retail and micro banking, and treasury and international banking segments.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5436/Indonesia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5437/Iran.html" Iran  INCLUDEPICTURE "http://www.thebanker.com/images/5437.photo.jpg" \* MERGEFORMATINET  En Bank The first privately owned bank in Iran, EN Bank showed dramatic growth in the year to end-March 2007 in all major banking indicators.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5437/Iran.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5438/Ireland.html" Ireland  INCLUDEPICTURE "http://www.thebanker.com/images/5438.photo.jpg" \* MERGEFORMATINET  Anglo Irish Bank Corporation In current markets, where price competition, risk taking and reorganisation are key to increasing profitability, Anglo Irish Bank stands out for achieving good growth levels while maintaining the same business model and a low-risk approach.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5438/Ireland.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5439/Israel.html" Israel  INCLUDEPICTURE "http://www.thebanker.com/images/5439.photo.jpg" \* MERGEFORMATINET  Bank Leumi In 2006, Bank Leumi recorded the highest profit in the history of the Israeli banking sector, growing by 65.4% to reach NIS3.5bn ($890.6m) with RoE reaching 20.1%.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5439/Israel.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5440/Italy.html" Italy  INCLUDEPICTURE "http://www.thebanker.com/images/5440.photo.jpg" \* MERGEFORMATINET  UniCredit What a fantastic year for UniCredit: more than 60% growth in profit, a successful integration of Germanys HVB and continuous growth both in Italy and in central and eastern Europe.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5440/Italy.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5441/Jamaica.html" Jamaica FirstCaribbean International Bank (Jamaica)  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5441/Jamaica.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5442/Japan.html" Japan Mizuho Financial Group  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5442/Japan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5443/Jordan.html" Jordan  INCLUDEPICTURE "http://www.thebanker.com/images/5443.photo.jpg" \* MERGEFORMATINET  Jordan Kuwait Bank Following its strategic development plan, Jordan Kuwait Bank (JKB) continued to register strong growth and outstanding performances.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5443/Jordan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5444/Kazakhstan.html" Kazakhstan  INCLUDEPICTURE "http://www.thebanker.com/images/5444.photo.jpg" \* MERGEFORMATINET  Kazkommertsbank As a result of two successful investments of common shares and issuance of subordinate obligations during 2006, Kazkommertsbanks (KKB) capital increased threefold.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5444/Kazakhstan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5445/Kenya.html" Kenya  INCLUDEPICTURE "http://www.thebanker.com/images/5445.photo.jpg" \* MERGEFORMATINET  Barclays Bank of Kenya Barclays Bank of Kenya delivered record financial results in the Kenyan banking sector, led by a rise in net profits of 20.5%.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5445/Kenya.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5446/Kosovo.html" Kosovo  INCLUDEPICTURE "http://www.thebanker.com/images/5446.photo.jpg" \* MERGEFORMATINET  Raiffeisen Bank Kosovo Last year was Raiffeisen Bank Kosovo s most successful year to date with net profits up 56.8% to 10.8m accounting for 44% of Kosovo s entire banking sector profits.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5446/Kosovo.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5447/Kuwait.html" Kuwait  INCLUDEPICTURE "http://www.thebanker.com/images/5447.photo.jpg" \* MERGEFORMATINET  Kuwait Finance House Following on from several significant initiatives, including expansion into various foreign markets, Kuwait Finance House (KFH) produced another stunning performance with strong growth and profitability.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5447/Kuwait.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5448/Kyrgyz_Republic.html" Kyrgyz Republic  INCLUDEPICTURE "http://www.thebanker.com/images/5448.photo.jpg" \* MERGEFORMATINET  AsiaUniversalBank AsiaUniversalBank (AUB) strengthened its position as the leader of the Kyrgyz banking sector last year, increasing its total assets by 13.5% and deposit base by 16.4%, accounting for more than 18% and 27% of the entire Kyrgyz banking system, respectively.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5448/Kyrgyz_Republic.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5449/Laos.html" Laos ANZ Vientiane Commercial Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5449/Laos.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5450/Latvia.html" Latvia  INCLUDEPICTURE "http://www.thebanker.com/images/5450.photo.jpg" \* MERGEFORMATINET  Hansabanka The largest bank in Latvia, Hansabanka had a strong year in 2006. Net profits were up by 57% to 91m and there was outstanding growth in all key indicators: Tier 1 capital up 62% to 370.6m, total assets up by a stunning 71% to 5.5bn and RoE a solid 26.8%.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5450/Latvia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5451/Lebanon.html" Lebanon  INCLUDEPICTURE "http://www.thebanker.com/images/5451.photo.jpg" \* MERGEFORMATINET  Bank Audi Expanding both its regional and domestic networks, Bank Audi produced outstanding results for 2006 with a 55.1% increase in net profits to $164.1m, 23.4% growth in total assets to $14.2bn and a massive $600m increase in shareholders equity to reach $1.7bn.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5451/Lebanon.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5452/Lesotho.html" Lesotho  INCLUDEPICTURE "http://www.thebanker.com/images/5452.photo.jpg" \* MERGEFORMATINET  Standard Lesotho Bank Last years highlight for Standard Lesotho Bank (SLB) was the smooth and successful merger of Standard Bank Lesotho (SBL) and Lesotho Bank. The merger resulted in a number of increased efficiencies.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5452/Lesotho.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5453/Liechtenstein.html" Liechtenstein  INCLUDEPICTURE "http://www.thebanker.com/images/5453.photo.jpg" \* MERGEFORMATINET  VP Bank Trying to separate commercial banking from private banking in Liechtenstein is difficult. Nonetheless, a predominantly private bank that fits The Bankers criteria for inclusion in the Top 1000 World Banks ranking must also be considered as a candidate for our Bank of the Year competition.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5453/Liechtenstein.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5454/Lithuania.html" Lithuania  INCLUDEPICTURE "http://www.thebanker.com/images/5454.photo.jpg" \* MERGEFORMATINET  SEB Vilniaus Bankas Part of the northern European financial organisation, SEB Group, SEB Vilniaus Bankas (SVB) is the leading Lithuanian bank in most market segments and it provided some outstanding growth figures in 2006.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5454/Lithuania.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5455/Luxembourg.html" Luxembourg  INCLUDEPICTURE "http://www.thebanker.com/images/5455.photo.jpg" \* MERGEFORMATINET  KredietBank Luxembourgs banking market is a fertile environment for private banking operations, whether these are carried out by traditional commercial banks or pure private banks.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5455/Luxembourg.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5456/Macau.html" Macau  INCLUDEPICTURE "http://www.thebanker.com/images/5456.photo.jpg" \* MERGEFORMATINET  Seng Heng Bank Seng Heng Bank has helped to make Macau a world-class finance and IT centre and is using it as a distribution channel to offer wealth management and investment banking services to customers in the region.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5456/Macau.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5457/Macedonia.html" Macedonia  INCLUDEPICTURE "http://www.thebanker.com/images/5457.photo.jpg" \* MERGEFORMATINET  NLB Tutunska Banka Part of Slovenias NLB Group, NLB Tutunska Banka is the third largest bank in Macedonia by assets and continued to provide strong results and strong growth in key market segments in 2006.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5457/Macedonia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5458/Madagascar.html" Madagascar Bank of Africa Madagascar  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5458/Madagascar.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5459/Malawi.html" Malawi Standard Bank Malawi  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5459/Malawi.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5460/Malaysia.html" Malaysia  INCLUDEPICTURE "http://www.thebanker.com/images/5460.photo.jpg" \* MERGEFORMATINET  CIMB Group The figures speak for themselves, with Tier 1 capital, assets and net profits up between 47.64% and 64.04% in the year.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5460/Malaysia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5461/Mali.html" Mali Ecobank Mali  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5461/Mali.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5462/Malta.html" Malta  INCLUDEPICTURE "http://www.thebanker.com/images/5462.photo.jpg" \* MERGEFORMATINET  Bank of Valletta Not new to this competition, Bank of Valletta has once again shown notable growth. Its net profits have increased by more than 44%, assets have grown by 10% and shareholders have received a good 25.2% RoE.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5462/Malta.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5463/Mauritius.html" Mauritius  INCLUDEPICTURE "http://www.thebanker.com/images/5463.photo.jpg" \* MERGEFORMATINET  HSBC HSBC locally incorporated in Mauritius last year to enhance its customers ability to take advantage of the groups global network and enable access to the extensive double taxation treaties that Mauritius has in place.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5463/Mauritius.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5464/Mexico.html" Mexico  INCLUDEPICTURE "http://www.thebanker.com/images/5464.photo.jpg" \* MERGEFORMATINET  BBVA Bancomer Bancomer has built a unique business model that caters to specific market niches through specialised business units.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5464/Mexico.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5465/Moldova.html" Moldova  INCLUDEPICTURE "http://www.thebanker.com/images/5465.photo.jpg" \* MERGEFORMATINET  Moldova-Agroindbank The Moldova-Agroindbank (MAIB) remains the largest bank in the country and in 2006 continued to produce three-digit growth in all main banking indicators.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5465/Moldova.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5466/Mongolia.html" Mongolia  INCLUDEPICTURE "http://www.thebanker.com/images/5466.photo.jpg" \* MERGEFORMATINET  Khan Bank Khan Banks reduced liability costs and enhanced asset base resulted in an extraordinary acceleration of the groups net interest margin and earnings power, establishing a new base for future growth and competitiveness.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5466/Mongolia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5467/Morocco.html" Morocco Attijariwafa Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5467/Morocco.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5468/Mozambique.html" Mozambique  INCLUDEPICTURE "http://www.thebanker.com/images/5468.photo.jpg" \* MERGEFORMATINET  Standard Bank Mozambique Standard Bank has rolled out a consistent strategy to reposition the groups image from one of selectivity to inclusivity of the markets that meet its strict risk criteria.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5468/Mozambique.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5469/Namibia.html" Namibia  INCLUDEPICTURE "http://www.thebanker.com/images/5469.photo.jpg" \* MERGEFORMATINET  Bank Windhoek Bank Windhoeks sound risk and credit management procedures resulted in a 0.2% decrease in provisions for NPLs, which fell to 1.7% of the loan book last year.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5469/Namibia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5470/Nepal.html" Nepal  INCLUDEPICTURE "http://www.thebanker.com/images/5470.photo.jpg" \* MERGEFORMATINET  NIC Bank NIC Bank posted a record 73% increase in net profits last year, on the back of a reduction in its funding costs from 4.68% to 4.19% and an increase in net interest income by 31% and non-interest income by 42%.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5470/Nepal.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5471/The_Netherlands.html" The Netherlands ING Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5471/The_Netherlands.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5472/New_Zealand.html" New Zealand ASB Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5472/New_Zealand.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5473/Nicaragua.html" Nicaragua Banco de la Produccin  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5473/Nicaragua.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5474/Nigeria.html" Nigeria Oceanic Bank International  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5474/Nigeria.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5475/Norway.html" Norway DnB NOR  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5475/Norway.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5476/Oman.html" Oman Bankmuscat  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5476/Oman.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5477/Pakistan.html" Pakistan Standard Chartered Bank Pakistan  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5477/Pakistan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5478/Paraguay.html" Paraguay  INCLUDEPICTURE "http://www.thebanker.com/images/5478.photo.jpg" \* MERGEFORMATINET  Banco Continental Banco Continental drastically increased its paid-up capital and assets last year, obtaining impressive growth in market share, particularly in the middle market and agricultural sectors.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5478/Paraguay.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5479/Peru.html" Peru  INCLUDEPICTURE "http://www.thebanker.com/images/5479.photo.jpg" \* MERGEFORMATINET  Banco de Crdito del Per Banco de Crdito del Per (BCP) took a strategic decision to focus its operations on more profitable lending products and distribution channels to satisfy customer demand.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5479/Peru.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5480/Philippines.html" Philippines Banco de Oro Unibank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5480/Philippines.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5481/Poland.html" Poland  INCLUDEPICTURE "http://www.thebanker.com/images/5481.photo.jpg" \* MERGEFORMATINET  PKO Bank Polski In the highly competitive Polish market, PKO Bank Polski (PKO PB), the largest and only domestically owned bank among the major institutions, performed strongly in all banking indicators in 2006.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5481/Poland.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5482/Portugal.html" Portugal Banco Esprito Santo Acquisitions are not necessarily the best way to grow a business. Banco Esprito Santos organic growth strategy in its core business has brought good results and secured it a healthy 50% profit growth in 2006.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5482/Portugal.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5483/Puerto_Rico.html" Puerto Rico  INCLUDEPICTURE "http://www.thebanker.com/images/5483.photo.jpg" \* MERGEFORMATINET  Santander BanCorp Santander BanCorp focused on three main initiatives last year, all of which were aimed at improving shareholder return.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5483/Puerto_Rico.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5484/Qatar.html" Qatar  INCLUDEPICTURE "http://www.thebanker.com/images/5484.photo.jpg" \* MERGEFORMATINET  Qatar National Bank Qatars largest bank, Qatar National Bank (QNB), had another outstanding year, reflecting the strong economic growth in the region. In 2006, net profits rose by 30.4% to $550.7m with assets up 43% to $19.7bn and Tier 1 capital up 22% to $1.8bn.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5484/Qatar.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5485/Romania.html" Romania BRD-Groupe Socit Gnrale  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5485/Romania.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5486/Russia.html" Russia  INCLUDEPICTURE "http://www.thebanker.com/images/5486.photo.jpg" \* MERGEFORMATINET  Sberbank The biggest bank in Russia by a wide margin, Sberbank produced very strong results in 2006 followed by a successful $8.8bn share offering earlier this year and a strong first half performance.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5486/Russia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5487/Rwanda.html" Rwanda  INCLUDEPICTURE "http://www.thebanker.com/images/5487.photo.jpg" \* MERGEFORMATINET  Banque Commerciale du Rwanda Banque Commerciale du Rwanda (BCR) achieved a marked improvement in all key growth and performance measures last year.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5487/Rwanda.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5488/Saudi_Arabia.html" Saudi Arabia  INCLUDEPICTURE "http://www.thebanker.com/images/5488.photo.jpg" \* MERGEFORMATINET  Samba Financial Group Leveraging its well-known franchise and the regions strong economic fundamentals, Samba Financial delivered excellent results across all businesses for 2006 and continued the growth trend into 2007.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5488/Saudi_Arabia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5489/Senegal.html" Senegal Ecobank Senegal  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5489/Senegal.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5490/Serbia.html" Serbia Raiffeisen banka  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5490/Serbia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5491/Sierra_Leone.html" Sierra Leone Standard Chartered Bank Sierra Leone  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5491/Sierra_Leone.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5492/Singapore.html" Singapore  INCLUDEPICTURE "http://www.thebanker.com/images/5492.photo.jpg" \* MERGEFORMATINET  DBS bank DBS Bank has proved its resilience and demonstrated to the market that it is capable of sustained high performance, even in the face of strong margin pressure.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5492/Singapore.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5493/Slovakia.html" Slovakia  INCLUDEPICTURE "http://www.thebanker.com/images/5493.photo.jpg" \* MERGEFORMATINET  Tatra banka Among strong competition, Tatra banka, which is part of Austrias Raiffeisen International Group, produced healthy growth across all key indicators in 2006.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5493/Slovakia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5494/Slovenia.html" Slovenia NLB  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5494/Slovenia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5495/South_Africa.html" South Africa  INCLUDEPICTURE "http://www.thebanker.com/images/5495.photo.jpg" \* MERGEFORMATINET  Standard Bank Standard Banks commitment to sustainable development and ethical business practice is premised on its belief that the only way to grow shareholder value and manage business risk is to meet the needs of its stakeholders.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5495/South_Africa.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5496/South_Korea.html" South Korea Woori Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5496/South_Korea.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5497/Spain.html" Spain  INCLUDEPICTURE "http://www.thebanker.com/images/5497.photo.jpg" \* MERGEFORMATINET  BBVA In a year when risk taking has punished the most adventurous with losses and write downs, BBVAs conservative approach has paid off with good results.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5497/Spain.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5498/Sri_Lanka.html" Sri Lanka  INCLUDEPICTURE "http://www.thebanker.com/images/5498.photo.jpg" \* MERGEFORMATINET  Commercial Bank of Ceylon Commercial Bank of Ceylon made strong progress on all fronts last year, with net profits up 17% on a normalised basis, after discounting the extraordinary items arising from the sale of Investment and Restructuring Pension Scheme.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5498/Sri_Lanka.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5499/Swaziland.html" Swaziland  INCLUDEPICTURE "http://www.thebanker.com/images/5499.photo.jpg" \* MERGEFORMATINET  Standard Bank Swaziland Standard Bank Swaziland (SBS) introduced new and innovative products last year wholesale and retail deposit-attracting products that enabled the bank to achieve the industrys highest market share in liabilities.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5499/Swaziland.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5500/Sweden.html" Sweden  INCLUDEPICTURE "http://www.thebanker.com/images/5500.photo.jpg" \* MERGEFORMATINET  Handelsbanken High RoE, consistently growing year after year, and an exceptionally low NPL ratio have characterised Handelsbankens past year. The banks good profit growth demonstrates that cautious management decisions can go hand in hand with profitability.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5500/Sweden.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5501/Switzerland.html" Switzerland  INCLUDEPICTURE "http://www.thebanker.com/images/5501.photo.jpg" \* MERGEFORMATINET  Credit Suisse Everyone loves a turnaround story and The Bankers judges could not resist the charm of Credit Suisses phenomenal come back.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5501/Switzerland.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5502/Taiwan.html" Taiwan  INCLUDEPICTURE "http://www.thebanker.com/images/5502.photo.jpg" \* MERGEFORMATINET  First Commercial Bank Despite rapid changes in the market and the competitive environment, First Commercial Banks (FCB) main business lines, such as corporate banking, foreign trade finance and trust business, performed well last year and drove stable operating growth.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5502/Taiwan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5503/Tanzania.html" Tanzania Standard Chartered Bank Tanzania  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5503/Tanzania.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5504/Thailand.html" Thailand  INCLUDEPICTURE "http://www.thebanker.com/images/5504.photo.jpg" \* MERGEFORMATINET  Bangkok Bank Bangkok Bank has implemented a focused growth strategy to expand its regional branch network and capitalise on the high potential in the Association of Southeast Asian Nations (ASEAN) region and China.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5504/Thailand.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5505/Togo.html" Togo  INCLUDEPICTURE "http://www.thebanker.com/images/5505.photo.jpg" \* MERGEFORMATINET  Ecobank TOGO Ecobank Transnationals net profit rose by 70% last year, the biggest increase among its peers. One of its major achievements was its listing on three west African stock exchanges, a unique event in Africa.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5505/Togo.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5506/Trinidad___Tobago.html" Trinidad & Tobago Scotiabank Trinidad & Tobago  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5506/Trinidad___Tobago.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5507/Tunisia.html" Tunisia Banque de Tunisie  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5507/Tunisia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5508/Turkey.html" Turkey  INCLUDEPICTURE "http://www.thebanker.com/images/5508.photo.jpg" \* MERGEFORMATINET  Yapi Kredi Bank Following Kobanks acquisition of Yapi Kredi Bank (YKB) in 2005 and the resultant complex merger of the two banks, YKB re-emerged from a difficult period and returned to profitability in 2006 after losses in previous years.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5508/Turkey.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5509/Turkmenistan.html" Turkmenistan  INCLUDEPICTURE "http://www.thebanker.com/images/5509.photo.jpg" \* MERGEFORMATINET  State Bank for Foreign Economic Affairs Acting as a bank that specialises in rendering services to the government and corporate clients, the State Bank for Foreign Economic Affairs believes that serving individuals is also one of its basic operational objectives.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5509/Turkmenistan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5510/Uganda.html" Uganda Crane Bank  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5510/Uganda.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5511/Ukraine.html" Ukraine  INCLUDEPICTURE "http://www.thebanker.com/images/5511.photo.jpg" \* MERGEFORMATINET  Raiffeisen Bank Aval Acquired in October 2005 by Austrias Raiffeisen International, its new Ukraine subsidiary Raiffeisen Bank Aval (RBA) is the largest bank in the country in terms of paid-up capital and the second largest in terms of assets.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5511/Ukraine.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5512/United_Arab_Emirates.html" United Arab Emirates  INCLUDEPICTURE "http://www.thebanker.com/images/5512.photo.jpg" \* MERGEFORMATINET  Emirates Bank International Emirates Bank International (EBI) has undertaken a series of transformational changes in the past 12 months or more, including the announcement and start of a groundbreaking merger with National Bank of Dubai (NBD), which will create the largest bank in the region, Emirates NBD.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5512/United_Arab_Emirates.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5513/United_Kingdom.html" United Kingdom Royal Bank of Scotland  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5513/United_Kingdom.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5514/United_States_of_America.html" United States of America Bank of America  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5514/United_States_of_America.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5515/Uruguay.html" Uruguay  INCLUDEPICTURE "http://www.thebanker.com/images/5515.photo.jpg" \* MERGEFORMATINET  ABN AMRO Uruguay ABN AMRO Uruguays focus in 2006 and in previous years was to grow the value of the local franchise rather than focusing exclusively on the current years results.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5515/Uruguay.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5516/Uzbekistan.html" Uzbekistan  INCLUDEPICTURE "http://www.thebanker.com/images/5516.photo.jpg" \* MERGEFORMATINET  Pakhta Bank Pakhta Bank is continuing its long-term strategy of providing accessible banking services to the core industry of the Uzbek economy, namely the agricultural sector.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5516/Uzbekistan.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5517/Venezuela.html" Venezuela  INCLUDEPICTURE "http://www.thebanker.com/images/5517.photo.jpg" \* MERGEFORMATINET  BBVA Banco Provincial BBVA Banco Provincials growth strategy last year was to strike for a continual improvement in shareholder return, which was achieved within rigid parameters that include interest rate floors and caps for deposits and loans, as well as loan portfolio fixed segmentation.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5517/Venezuela.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5518/Vietnam.html" Vietnam  INCLUDEPICTURE "http://www.thebanker.com/images/5518.photo.jpg" \* MERGEFORMATINET  Habubank Hanoi Building Commercial Joint Stock Bank (Habubank) exceeded all its performance targets last year, with growth rates of 80% to 250% across the business segments.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5518/Vietnam.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5519/Yemen.html" Yemen  INCLUDEPICTURE "http://www.thebanker.com/images/5519.photo.jpg" \* MERGEFORMATINET  National Bank of Yemen National Bank of Yemen had another successful year with a series of distinguished achievements in all items on the balance sheet.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5519/Yemen.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5520/Zambia.html" Zambia  INCLUDEPICTURE "http://www.thebanker.com/images/5520.photo.jpg" \* MERGEFORMATINET  Standard Chartered Bank Zambia Standard Chartered Bank Zambia delivered record results in 2006 and created substantial value for shareholders by undertaking a number of strategic initiatives.  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5520/Zambia.html" More...    HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5521/Zimbabwe.html" Zimbabwe Stanbic Bank zimbabwe  HYPERLINK "http://www.thebanker.com/news/fullstory.php/aid/5521/Zimbabwe.html" More...    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