ࡱ> ('`  bjbj{P{P )::4L$L    61333333$hh6W"W 6lR 611"6 _\d40!i*!!TWWLLL$ pd LLLpLLL  Simplified Debt-to-Income Worksheet Get the Lead Out Prequalification In order to do a quick check to determine whether you may be eligible for an amortizing Get the Lead Out loan, fill in the columns below as appropriate, add them up, and divide the totals to calculate a rough estimate of your Debt-to-Income ratio. If the ratio is 50% or more, you may not qualify for the loan. Gross Monthly Income: Regular income $__________ (if weekly, multiply by 4.3) Bonuses, commissions $__________ or tips, if usual Monthly dividends $__________ or interest earnings Government Assistance $__________ or benefits Other______________ $__________ Total Income: $__________ Total Monthly Debt: Mortgage payment or Rent $__________ 1/12th real estate taxes $__________ (if not included in mortgage) 1/12th hazard insurance $__________ (if not included in mortgage) Other house debt $__________ (sewer, water, trash fees, etc.) Car loan payment $__________ Education or student loan $__________ Child Support $__________ Credit card payment, $__________ minimum monthly x 2 Installment loan $__________ (i.e., furniture, appliances) Other debt____________ $__________ Total Debt: $__________ Now, do the calculation: Divide the total monthly debt $_________ into the total monthly income $__________ to find the Debt-to Income (DTI) ratio of ._________, or _________%.  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