ࡱ> tvs BbjbjVV x<<4  55555III8$I5p1111```g5i5i5i5i5i5i5$7x:55` @```555115rrr`X5151g5r`g5rr0'21 IF1S55051*;^*;,'2'2*;5?4``r`````55\```5````*;````````` : Commissioner of Financial Regulation Advisory nOTICE February 24, 2012 Multistate Mortgage Servicer Settlement Scam Calls and Scam E-mails Maryland residents need to be cautious of scam phone calls or e-mails related to the recently announced multistate mortgage servicer settlement. See announcement here:  HYPERLINK "http://www.dllr.state.md.us/finance/consumers/robosigning.shtm" http://www.dllr.state.md.us/finance/consumers/robosigning.shtm There have been reports of citizens receiving scam phone calls where the caller claims to possess a list of citizens who are eligible for money from the mortgage settlement. The caller requests the consumer's bank account number and alleges that he will direct deposit settlement money into the consumer's bank account. This is a scam! The actual settlement involves the nation's five largest mortgage servicers, Wells Fargo, Bank of America, Citibank, JP Morgan Chase, and Ally Bank/GMAC. Under the settlement, participating mortgage servicers are required to contact borrowers directly regarding loan modification options in some cases. However, borrowers need not wait to hear from the banks. They should, with the assistance of a housing counselor, contact their mortgage servicer to obtain more information about specific loan modification programs and whether they qualify under terms of this settlement. Marylanders interested in learning more details can contact their housing counselor or call: Maryland HOPE hotline at 1-877-462-7555(or visit the website at HYPERLINK "http://www.mdhope.org/" www.mdhope.org.) Maryland Office of the Attorney General: 410-576-6300 or 1-888-743-0023 toll free Marylanders who make, or previously made, mortgage payments to one of the five mortgage servicers may also call special toll-free hotlines. Wells Fargo: 1-800-288-3212 Bank of America: 1-877-488-7814 Citibank: 1-866-272-4749 JP Morgan Chase: 1-866-372-6901 Ally Bank/GMAC: 1-800-766-4622 As we learn more details about the eligibility requirements for the programs and relief available through the settlement, there will be updates on the  HYPERLINK "http://www.oag.state.md.us/" Attorney General's website, the  HYPERLINK "http://www.dllr.state.md.us/" Department of Labor, Licensing and Regulation's website, and  HYPERLINK "http://www.mdhope.org/" Maryland Hope. For information, you may also click on the following link:  HYPERLINK "http://r20.rs6.net/tn.jsp?llr=8hxbm4dab&et=1109318630489&s=-1&e=001bBKn9x6xBGD9Nxzp4Jir3iAJIlKZfGyltAKyNXz1zJldWsURC1wR1LEhQZ4ePDnPC3oZw6YbsiG4jE1dN2PwmhIo91gMBsdZnug97Yt6c05qoBPX9Poifg==" \t "_blank" www.NationalMortgageSettlement.com If you think you have been victimized by a scam call or e-mail please contact us to file a complaint at: Commissioner of Financial Regulation Attention: Consumer Services Unit 500 North Calvert Street, Suite 402 Baltimore, Maryland 21202 You can also fax to: Attention: Consumer Services Unit Fax number: 410-333-3866 Walk in Hours are: 9:00 am - 4:00 pm Consumer Service Unit Phone Number: 410-230-6077 Main Telephone Number: 410-230-6100 or 888-784-0136     '(789JK: ; ̽{o`UH@0HjhFvh>*UhFvh>*jhFvh>*UhFvhB*phhFvh0J5B*phh,0J5B*ph!hh0JB*CJaJph!h,h0JB*CJaJph!h,h,0JB*CJaJphh{hCJ OJQJaJ h{hCJ OJQJaJ hCJ,OJQJh{hCJOJQJaJ4jh{hCJOJQJUaJmHnHtHu'9K  [ 1xx]$ & Fdd-DM [$\$a$gd$-DM a$gd$a$gddd-DM [$\$gd$dd-DM [$\$a$gd$dd-DM [$\$a$gd,$d&dNPgd$d&d@&NPgd   -.01-/OQkmG㿮㔂vءfXXXXXخhFvh5B*\phhFvh0J5B*\phhFvh0J5\"jhFvh0JB*UphhFvh0JB*phhFvh0JB*ph hFvhCJOJQJ^JaJ1hFvhCJOJQJ^JaJfHq hFvhB*ph hFvhjhFvh>*UhFvh0J"1/QmiXm2zzz$dd[$\$a$gd$d x-D@&M a$gddd-DM [$\$gdgd$ & Fdd[$\$a$gd$dd-DM [$\$a$gd$ & Fdd-DM [$\$a$gd GHqr"#013PnoDEghiWXٮٗrj\RhFvh5\hFvh5B*\phhFvh5$hFvh0JCJOJQJ^JaJ#hFvh>*CJOJQJ^JaJ,jhFvh>*CJOJQJU^JaJ'hFvh0J5CJOJQJ^JaJ-hFvh0JB*CJOJQJ^JaJph hFvhCJOJQJ^JaJ)jhFvhCJOJQJU^JaJXm234578:;=>ABhm]jhm]Uh hFvhhFvh5B*\phhFvh5B*ph234679:<=?@AB$a$gd.$a$gd 21h:pa/ =!8"8#`$% neTlI%S((tPNG  IHDRsPLTE111答֭絵ΜތRRccssRRcckkZZJJJJ9911))!!{R{)!{B91)kkޔs1)kcZ91J1!R1)R!s119cRJZ)R!Z)B9R{1R1R)k1Bs1c!{9k1ƄJcJ1cB!{R)΄9JΔJ֔BJ9!{JZBZ{c9J1֔{kB91{R)!RB{cs!cRs{ƥέƵR91sckZε{ks{ֽƽkRZƽccƽ{kJJ1{kRcc9kBBJJcc!sskcss֭ckZ޽ֵJRBƔZcR޵ֽֽε޽֭ksk{{ƵƵRZRBJBssk{k9B9csc!)!1B9{JRR{199ZkkRcckJckkRsZ{!19J)BRckZJR9kR9s9{1R{J!BkB)Z1c)J{1Z!1k)1ZZssZ9Z9)Z19J1Z)s{ƈtRNS@*bKGD IDATxZovb.:vzdꦦԑ]יy>uє0@*K;"1 N]Fʍ0~, Iv`d>ے]^Ŏs;],[%<;ߡlL?tG'LXW_|OW>dKza hEMr ̝#CoHe<r'8Q@|pHBNN ԓÆhHM2WWÔA*58/@Bn#-ȼ i夆B֓n*]n^0HDnBet Y%aYR#Z[ ַٗы{;]ugjuLJtEOVG  7:UjEkûjgx2c:hp >m9R];(MBmQFl>0 5DܩoA]b>_uam0u"U1A:xP4$bBk.NRC'Jyhzy-7kkY Rz^$,(kzry"$"IZCjjV|:UC.uܠdg%*OҲ?'As 'j)٬_}Ef[+_ɥ윪Tm%xf䗸'H8OKN"}Y􈗧3[w鍃4p|f!cVBXVWbix8Jo%I;7Yעl{҆af+Hmm+"Q+t㴺,ła{UC l!Eֱ,?7 D<4%xUעYY\ha6"$X򈨹|ucc,.m}VM;y`;:-Tdݓ?5B]}N(Zôq:ȻL1nh[?js Y-]Nh u@Mrk9~ (2{4Cy >^c̫2lE}+HާjuR\c.aޤ ~(Rە7?TA쾣Ӥ˘Á;p>hű܉nom}X2RW ((3:MTJ@Bpr؎kS|Q75o7[w얷/JEp%vڱcؠ݉v쮖y8H,~@CJ[EICKKø݁6 Bۆ\˥ꤹ\BXYoY/|‚+~G/RꗇoBZmP 0Vm[hbJ>Z>J^%HJ7iSt| ַ[H,/ەwϜJeyVl' 8C1\#Cۀ< QP4ʏ焠k~` CC݊שB@yUͥʶH(KېU   ;nhXҝIHR#ן D$ќHAF $aX? pXm̈́ڷl](V*EMsry3v-- k(^0t,ə>?J(L NuǺ Uvj*5ۃHTB?f#$C!>bܒ4uӺ!Q,;:0`tX\S>jy4TAM!9;J8#YjU{PZbʁ9I^_hXdsk5)=9BӳN;Sc("ɇ+P04MB0z~UC n 5&+Ԋ@<""ɈKu6htXP>->#?{ox߬ X{ sx lH lP3.pH-ʋacب s&;\o&;IIgj +@ڼ>ϟ^.Ɔ{J+,r9"2+})wSyu>!LQޱmE6n:?bLfa7`$XB̤%,h3= NA on256vNeS %\O~XH%uxi&So._X^5]{m\]SCNur*|y/?6ȉܩn^Ww-Nٹt AYHgB:rݎ;;"p دұYpxb @{<͐wmY7 97ғ(Bq-@ ~]7ɵtvflGbllj|؝oyYwȊi~2@$A6Bu}|*Z4Gg XrY*(/;1/Qs攒H nLQZ\>BhI`II$mA(KhέVyP[@x܎ԓ.%2Rf7z_a"ĭ0q?^Pn Bv6t/ӿAЦH*̩d.[X0ʵFwtn4HdgYdDكi9EK B%Zj,d"BrϫeF& "Ab4f37ӱ1s6UH4~4_@;w峉ės_]H_7I9&Hłȏ _`echI]o,نmˉL̥ Kj.ߩ癙-/ڀW_E4m'HDDԕx. fb~;sZݹ Ufd21; ϛL/c_7l`Ye`q0kM|1P4䮖Ѩ9nn:XpRHjbN ӵ==&_c2q5Uh1*٘9J}$צod3ɉ/lʗJ5S4yuUb>!rK"pc>םF-!$P[#.jGչe&"Χj`O]im3%Rḏ|<-H&T wn-F%I(I%r劒Hj fM0:Ne 1zP 5z),If_~>URT$Q l|{{X1Qл$/*,H6S2ՉD2U( x:4DM Hʕ!h?Ljx1JІ0_z\GBYFQ;Z𣩯>Յz3bJ6@81bv \`sbx)?ʢ|%Ru*E+:?LLJ&NJ2P.$frM@֢+s"z_`Tރ̢ؖn>ă{$4qq=E0#4][G#)yt@RPDD$󹒈fsW!*:/\E f3Ll@3sN;s9SA%舴Z{Nk2='m^BRђ̵3VVk2R[ I!Ɇ$A Bs걏ŎUL~nDQ!߽^ߵ~Z"n[! ɦ=.궻Mxcá_6v ZPVj(cOI'CG"٤Ͱ7;XCpV~Ț{JA=mHs q_l`=Xvқc!![] tz]>.V2=vdeT8Q D ,䉥V@3a) N YdwP$+%(]d8AA:m[m] mmmnlv<]&wWnor]Ndw\j%`+}ć r5ݛZܫd΄U Ƚ!}fq=]U% +t¢nL ٸ'nliFֻ+W{$t܉,t#Db#%o} gWŤr$6ҁg-,#f.(\@^x",ln?NϮf KJn wW9x#P lɝȘZ"mmz4=iF@44i55?N[RR*rA/*kĘ#EnR73!,c >\V?lYp4boۛ ]x~~4 W`pH@4hY+IYʗ-f loy 1|;S&1f ˠ`8wzA.r{ݞ?_׿dN(wؽv+ަ( ﳃ?w:Od-oHgAތ.+u;THFn}w>x{pț,\WLrR )nҌD^޽EHv%I&hx< ϴn(BQ3pEC=?5?Y‡~'6N᡼o H; =fs/W&IP=V{t@9O5 wVr(T)nٵ yY0.&E(H`v ޚ_۲j EzOd\5^*ODΓy cl\6 '6L܇υ5Hׅ ~g_N$@ 4r"/l 7@D5I S6修|<3.13;KW{po\U37L:ExHldk7[_~zu&}rg|z". ~ `˕qs bZ!rM~{2j J֘ҫ\7]2PkAͨXUq5f@*ElNtumu"}0myyh<9ϼi3um1 aس*{`Kon3;/i&WD ńY TѰ$)f:A DBnTI7X! 8^ t_Û=|̵]cWIk Z:HR/<9WWu4$WL@10<Z7ۑzm BT؍ -d,@J\]JC 6e(OKF#SȻ$ bdVxOxZDt%OXSe5/+swX> =VSiU*QSd&Im  j`+`M}o wyw\"\cm}S[S 5FZXkQDy_?;!`0"EK-_b]dOUUԽvp^?"!GD)Ӫ;;*_bUWkvlVkn C= w{}xؙ4(OcRYY 6AfTc,t"FS/ӡAx=2=cTI- IDAT/^xŊ[U.ɢ+?׎nFL% XlwgsI q/ph6/#V=HWZ>8DZ{:{)AysS^SכLH j CpyH>?=eKX _OEA[$f'!$~q@E{ɳ'Eaۏ݅sssg5BqɢFi5(S@KϐTj\k ~ ʊ%X =ݯ@1wc`#?N{=\_2\NiB׿Tv>'wP}A<4+ (YZ*` :*Ev]dAWR 9BEPdɒ-^4 lOV,^Ź7~ռF#Y#D*}}7v=NO_SO:yl>8@Ν:yhAo2 p tOZk8W>o&Jg? 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