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{ : THE COLLEGE OF BUSINESS AND TECHNOLOGY
WESTERN ILLINOIS UNIVERSITY
FACULTY VITAE
NAME Mary P Brennan, MBA
RANK Assistant Professor
DEPARTMENT Accounting and Finance
PRIMARY FIELD OF TEACHING Finance
CBT CLASSIFICATIONS
Full time
Participating
Instructional Practitioner
EDUCATION
Highest degree earned: MBA
Year conferred: 1998
Institution: Western Illinois University
Major field: Finance
Minor field:
Dissertation title:
Other degree(s) earned: BB
Year conferred: 1980
Institution: Western Illinois University
Major field: Finance
Other degree(s) earned:
Year conferred:
Institution:
Major field:
PROFESSIONAL EXPERIENCE
PROFESSIONAL EXPERIENCE
ING Financial Products Financial Services Representative: 2006 - 2008
S o l d i n s u r a n c e a n d i n v e s t m e n t r e l a t e d p r o d u c t s C o m p l e t e d 3 0 h o u r s o f c o n t i n u i n g e d u c a t i o n f o r I l l i n o i s I n s u r a n c e D i v i s i o n C o m p l e t e d F i r m E l e m e n t f o r t h e N a t i o n a l A s s o c i a t i o n o f S e c u r i t i e s D e a l e r s a n d w a s c o m p l i a n t w i t h a l l S e c u r i t i e s a n d E x c h a n g e C o m m i s s i o n s r e q u i r e m e n t s U n i o n T r u s t F i n a n c i a l S e r v i c e s R a y m o n d J a m e s F i n a n c i a l A d v i s o r : 2 0 0 3
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D i r e c t o r o f M a r k e t i n g 1 9 9 8 - 2 0 0 1
E x e c u t i v e o f f i c e r r e s p o n s i b l e f o r g e n e r a l m a n a g e m e n t o f $ 1 7 4 m i l l i o n b a n k w i t h e i g h t o f f i c e s a n d 7 5 e m p l o y e e s M e m b e r o f s e n i o r m a n a g e m e n t t e a m t h a t p r o v i d e d s t r a t e g i c p l a n n i n g , b u d g e t i n g , M & A , d i v e s t i t u r e , a n d p r o d u c t a n d s e r v i c e i n t r o d u c t i o n S u p e r v i s e d a n d t r a i n e d a n e i g h t e e n - m e m b e r l e n d i n g t e a m , a n d r e s p o n s i b l e f o r a $ 1 2 0 m i l l i o n l o a n p o r t f o l i o a n d p e r s o n a l p o r t f o l i o o f $ 2 0 m i l l i o n A nalyzed loan presentations, financial statements, documentation and system inputs for profit, asset quality and compliance, addressed problem loans and facilitated weekly loan and monthly discount meetings (Responsible for all bank marketing to include sales, customer service, advertising, public relations, new product development and introduction, and sales training for all departments
Illinois Department of Financial and Professional Regulation, FKA Commissioner of Banks and Trust Companies Bank Ex a m i n e r : 1 9 8 0 - 1 9 8 5
P e r f o r m e d o v e r 2 0 0 b a n k e x a m s i n a t w e l v e - c o u n t y r e g i o n , a n d c o o r d i n a t e d i n f o r m a t i o n t o a n a l y z e a b a n k s c o n d i t i o n a n d m a d e r e c o m m e n d a t i o n s r e g a r d i n g r i s k m e a s u r e s t o b a n k o f f i c e r s a n d B o a r d s
C o m p i l e d a n a n a l y s i s o f g e n e r a l l e d g e r a c c o u n t s t o d e t e r m i n e l i q u i d i t y , c a p i t a l a d e q u a c y , a s s e t q u a l i t y , e a r n i n g s , l i q u i d i t y , a n d i n t e r e s t r a t e s e n s i t i v i t y
S e r v e d a s t h e r e p r e s e n t a t i v e f o r t h e S t a t e o f I l l i n o i s t o w o r k w i t h t h e C o m p t r o l l e r o f t h e C u r r e n c y a n d t h e F D I C t o d e v e l o p a n e w r e p o r t o f e x a m i n a t i o n t o b e u s e d b y a l l t h r e e e x a m i n i n g a g e n c i e s t o a v o i d d u p l i c a t i o n
L e d t h e o p e r a t i o n a l e x a m i n i n g t e a m t h a t u n c o v e r e d a n e m b e z z l e m e n t t h a t l e d t o i n d i c t m e n t a n d t r o u b l e s h o t p r o b l e m b a n k s
T E A C H I N G E X P E R I E N C E
I n s t i t u t i o n : W e s t e rn Illinois University
Rank/Dates: Assistant Professor: August 2006 present
Associate Faculty: August 2005 2006
Adjunct Faculty: August 2003 2005
TEACHING (List courses taught during the 5 most recent years, dates are not needed)
FIN 331 Financial Management
FIN 341 Financial Institutions, Markets and Money
FIN 441 Commercial Bank Management
FIN 493 Seminar in Banking
MGT 125 Business and Technology in a Global Society
INTELLECTUAL CONTRIBUTIONS (Include only the 5 most recent years from July 1, 2014 to the present)
Peer Reviewed Journals (PRJ) This section should enumerate those intellectual contributions that have appeared in journal-article form reviewed by academic and/or practitioner colleagues.
Other Intellectual Contributions
Examples of other intellectual contributions include but are not limited to:
Research monographs
Scholarly books
Chapters in scholarly books
Textbooks (new or major revisions)
Proceedings from scholarly meetings
Presentations at academic or professional meetings
Publications in trade journals
Book reviews
Published cases with instructional materials
Technical reports related to funded research projects
Instructional software that is widely used
Publicly available materials describing the design and implementation of new curricula or courses
External or internal grants (peer-reviewed)
Serving as an editor for a peer-reviewed publication
Invited research talks at other colleges or universities
Serving as an officer in a recognized academic society or association
Receiving an award for research (e.g. best paper award, fellowships, etc.)
Each research work may only count in one category of these other intellectual contributions.
PROFESSIONAL ENGAGEMENT ACTIVITIES (The 5 most recent yearsJuly 1, 2014 to the present)
(See the last section for an area to provide a narrative describing the impact of your most significant activities.)
Consulting through faculty internship on CECL (Current Expected Credit Losses)
In compliance with FASB, banks are required to change the way they account for credit losses within their Allowance for Loan and Lease Loss. The new program goes by the acronym CECL and stands for Current Expected Credit Losses. All banks must comply and smaller banks have been given an extension until 2020 due to the complexity of this regulation. I am consulting with a 200-million-dollar bank to develop and implement a model for use with smaller institutions. Due to the nature of the regulation, every single loan will have to be evaluated and a reserve set against it throughout its life. In addition to this very intricate analysis, the software is expensive and can put a strain on small bank revenues. I would like to also develop a model in Excel that will satisfy the regulators and alleviate the financial burden for smaller banks. Implementation is set for 2020. 110 hours.
Developing and presenting executive education programs
Significant participation in business professional organizations
Practice oriented intellectual contributions resulting in a significant impact on the public or the profession as detailed in AACSB Standard 2
Active service on boards of directors relevant to the primary teaching area
Participation in professional events that focus on the practice of business, management, and related issues
Obtaining or maintaining professional certifications or licenses
Invited professional public speaking
Sabbatical leave focused on professional development
Administrative roles in the college (e.g. Dean, Associate Dean, Chair, etc.) where ones primary duties frequently require interaction with business and organizational leaders.
Other activities that place faculty in direct contact with business or other organizational leaders
UNIVERSITY/COMMUNITY SERVICE (The 5 most recent years from July 1, 2014 to the present)
(organization & year also indicate committee service or offices held)
Department: Curriculum Committee
College: Discover Western
University: Faculty Advisor, Finance Club 2004 - present
Community Citizens Police Academy 30-hour course to become an ambassador to the Macomb Police Department
Volunteer at Macomb Food Co-op
IMPACT (Write a brief narrative of your most significant activities in terms of impact on students, your discipline, or other external constituents.)
My most significant activities revolve around the Finance Club and specializing my classes. I have been a faculty advisor since 2004 and this position gives me the opportunity to interact with students on a personal, professional and academic level. The Finance Club provides opportunities for students to hear about real life job experiences in the various fields from experts in that field. The club recruits finance professional to speak about job opportunities and the skills needed to be successful in various financial positions. The speaker shares what a career in finance encounters and looks at the path to career advancement. Human resource professionals provide advice on career counseling, resume writing, interview techniques, networking, and representation on social media.
An annual trip to the financial district of Chicago, Illinois is planned every year. Students hear from top executives in various organizations. The Senior Economist at the Federal Reserve Bank of Chicago gives a synopsis of the economy and top issues facing the Fed. The Chicago Board Options Exchange introduces students to option trading and allows students to witness live out-cry trading firsthand on the trading floor. Various financial companies are recruited to round out the day. Often times, alumni with banks, insurance companies, investment companies, fixed income trading, and other corporations will host the Finance Club. Last year Standard and Poor Global hosted the Finance Club and after a very informative talk about careers with their firm, they hosted a mock approval process for a municipal bond. These opportunities give students the ability to network with upper level professional in the field and a fantastic experience outside of the textbook and lecture.
Many corporations place an emphasis on philanthropic activities and a university setting is a great place to introduce students to various ways to give back. In addition to Big Pink Volleyball for Breast Cancer and Stuff the Bus activities, the Finance Club is most proud of their micro finance lending through Kiva. Since 2007, the Finance Club has made 105 loans to developing and under-developed countries through Kiva. Students have made an impact on borrowers in 41 countries and 13 sectors. Recently they decided to lend to students needing to fund their college education. The default rate is .54%. Students gain valuable insight to managing a portfolio using financial terms while helping under-privileged all around the world become financially independent $25 dollars at a time. Through these activities the students gain knowledge, experience and interaction that is not available in their texts. One student recently discussed Kiva lending at an interview at a bank and after being hired, was asked to implement the Kiva Micro Lending program on behalf of that bank.
The Commercial Banking class covers commercial bank management that would also apply to thrifts and credit unions. To enhance the textbook and lecture experience, a bank analysis based on regulatory performance guidelines is individually assigned to synthesize the knowledge gained in theory from the lectures. Students choose an individual commercial bank and C Q R V X \ ] d k p s w y z ~ öxk^QDQ^kx h57 h57 OJ QJ ^J h57 hh OJ QJ ^J h57 h{ OJ QJ ^J h57 hy OJ QJ ^J h57 hy OJ QJ \^J h57 hh OJ QJ hB5 OJ QJ h57 h57 OJ QJ h57 5OJ QJ hh 5OJ QJ heD hy OJ QJ ^J heD hy 5OJ QJ \^J heD h 5OJ QJ \^J heD h ( 5OJ QJ \^J h+ 5OJ QJ \^J ' C Q R s - / = > _ ` y `gd{ $ ^` a$gdh $`a$ gd{ $a$gdb gdb gdh $a$ $a$gd ( , - ƶqfYLBLBBL hrva OJ QJ ^J heD hb OJ QJ ^J hb hb OJ QJ ^J hKO 5OJ QJ ^J heD hb 5OJ QJ ^J hb 5OJ QJ ^J h 5OJ QJ ^J hb OJ QJ ^J h57 OJ QJ ^J heD hy OJ QJ ^J heD hy 5OJ QJ \^J heD hPG# 5OJ QJ \^J hh 5OJ QJ \^J h57 h57 OJ QJ \^J h57 h{ OJ QJ \^J - . / 8 < = > T U X \ ] _ ` o p t x y ²ϥϕ{܈q{ܲcVܕcψ h 5OJ QJ \^J hj* h57 OJ QJ \^J h57 OJ QJ ^J heD hy OJ QJ ^J heD h{ OJ QJ ^J heD h{ 5OJ QJ \^J h57 5OJ QJ \^J heD h 5OJ QJ \^J hh hy OJ QJ ^J hh 5OJ QJ \^J heD hy 5OJ QJ \^J h hh 5CJ hh OJ QJ ^J
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