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Reporting Period:
Financial Year End:
Date of submission to Senior Management:
Adequacy and effectiveness - AML/CFTR 2.3.8 (2)The report must assess the adequacy and effectiveness of the Firms AML/CFT policies, procedures, systems and controls in preventing money laundering and terrorist financing.
The AML/CFT policies, procedures, systems and controls are: FORMCHECKBOX Adequate FORMCHECKBOX Partially adequate FORMCHECKBOX Not adequate FORMCHECKBOX Not assessed yetComments: (How the adequacy assessment was conducted, areas of inadequacy)
The AML/CFT policies, procedures, systems and controls are: FORMCHECKBOX Effective FORMCHECKBOX Partially effective FORMCHECKBOX Not effective FORMCHECKBOX Not assessed yetComments: (How the effectiveness was assessed, areas of ineffectiveness)
Suspicious Transaction Reports - AML/CFTR 2.3.8 (3) (a), (b) & (c) (in line with Chapter 5)The report must include:
the numbers and types of internal suspicious transaction reports made to the MLRO
the number of these reports that have, and the number of these reports that have not, been passed on to the FIU
the reasons why reports have or have not been passed on to the FIU
Internal STRs made to the MLRO FORMCHECKBOX Yes FORMCHECKBOX NoComments:
If yes, the number & type(s) of Internal STRs made to the MLROComments: (detail the type of reports refer to the FIU Guide to ML/TF Suspicious Transaction Reporting)
Internal STRs passed to the FIU FORMCHECKBOX Yes FORMCHECKBOX NoComments:
If yes, the number of Internal STRs and reason(s) why the Internal STRs have been passed to the FIU
Was the Regulator informed in writing that the Firm has made a report to the FIU as per AML/CFTR 5.1.7(6)?Comments:
If no, the number of Internal STRs and the reason(s) why the Internal STRs have not been passed to the FIUComments:
Breach reports - AML/CFTR 2.3.8 (3) (d)The report must include
the numbers and types of breaches by the firm of the AML/CFT Law, these rules, or the Firms AML/CFT policies, procedures, systems and controls
The number of breaches by the Firm of the AML/CFT Law, the AML/CFT Rules 2010, or the firms AML/CFT policies, procedures, systems and controlsComments:
The type of breaches by the Firm of the AML/CFT Law, the AML/CFT Rules 2010, or the Firms AML/CFT policies, procedures, systems and controls FORMCHECKBOX AML/CFT Law FORMCHECKBOX AML/CFTR FORMCHECKBOX Firms AML/CFT policies, procedures, systems and controls FORMCHECKBOX OtherComments: (article/section/division, reasons, remediation action, prevention plan)
Improvements - AML/CFTR 2.3.8 (3) (e)The report must include:
areas where the Firms AML/CFT policies, procedures, systems and controls should be improved, and proposals for making appropriate improvements
Area(s) of improvement FORMCHECKBOX Policies FORMCHECKBOX Procedures FORMCHECKBOX Systems FORMCHECKBOX Controls FORMCHECKBOX no need for improvementComments: (how the areas of improvement were identified, what were they)
Proposal(s) for making appropriate improvementsComments: (type of improvement, action plan/timeframe, resources needed, senior management engagement)
Training - AML/CFTR 2.3.8 (3) (f) & (g) - in line with Part 6.2 AML/CFTRThe report must include:
a summary of the AML/CFT training delivered to the firms officers and employees
areas where the Firms AML/CFT training programme should be improved, and proposals for making appropriate improvements
The Firm has ensured that an appropriate training program has been delivered to its employees FORMCHECKBOX Yes FORMCHECKBOX NoComments: (how did the firm determine whether the training was appropriate & aligned with AML/CFTR 6.2.1? if no, why not, what is the remediation plan?)
The Firm has delivered AML/CFT training program to: FORMCHECKBOX the totality of the Firms employees FORMCHECKBOX most of the Firms employees FORMCHECKBOX to a few number of the Firms employees FORMCHECKBOX AML/CFT training program has not been delivered to the FirmsComments: (who received the training? who did not? why not? remediation program in place)
Summary of the AML/CFT programmeComments: (summary of the program, how did the program assist the Firm in discharging its obligations under AML/CFTR 6.2.1(2))
Areas where the Firms AML/CFT training programme should be improved FORMCHECKBOX Yes FORMCHECKBOX No areas to improveComments: (if yes, what are they?)
Proposals in place for making appropriate improvements FORMCHECKBOX Yes FORMCHECKBOX No proposalsComments: (if yes, what are they?)
High Risk customers - AML/CFTR 2.3.8 (3) (h) - in line with Chapter 3The report must include
the number and types of customers of the firm that are categorised as high risk
Customers of the Firm categorised as high risk from a AML/CFT perspective FORMCHECKBOX Yes FORMCHECKBOX No high risk customersNumber of high risk customers:
Comments: (further details)
If, yes, the type of customers of the Firm that are categorised as high risk from a AML/CFT perspective FORMCHECKBOX Individuals FORMCHECKBOX Corporate FORMCHECKBOX Financial Institutions FORMCHECKBOX OtherComments: (further details)
Assessment of the Firms (QFC entity) AML/CFT risk
FORMCHECKBOX High FORMCHECKBOX Medium FORMCHECKBOX Low FORMCHECKBOX AML/CFT risk not assessed yetComments: (refer to AML/CFTR 3.1.1 for further details)
The Firms approach to mitigate the AML/CFT risk that it facesComments: (refer to AML/CFTR 3.1.2)
Action Plans - AML/CFTR 2.3.8 (3) (i)The report must include:
progress in implementing any AML/CFT action plans
The action plan was subsequent to: FORMCHECKBOX The AML Self Assessment FORMCHECKBOX The Previous Annual MLRO report FORMCHECKBOX A Risk Assessment Visit undertaken by the regulator FORMCHECKBOX OtherComments:
Progress in the action plan implementationItemProgress made
Quality Assurance - AML/CFTR 2.3.8 (3) (j) - as per AML/CFTR 2.1.1 (d) & 2.2.2 (d) for exampleThe report must include:
the outcome of any relevant quality assurance or audit reviews in relation to the Firms AML/CFT policies, procedures, systems and controls
Type of independent reviewer FORMCHECKBOX Internal audit FORMCHECKBOX External audit FORMCHECKBOX Independent review by Compliance FORMCHECKBOX Other independent reviewerComments: (period, examiners, scope, methodology, MLRO & Senior management comments on the findings, action plan )
Outcome of independent reviewsFindingAction Plan
Risk Assessment outcomes - AML/CFTR 2.3.8 (3) (k)The report must include:
the outcome of any review of the Firms AML/CFT risk assessment policies, procedures, systems and controls (other than the one mentioned in the previous section)
Type of reviewer of the firms risk assessment policies, procedures, systems and controls FORMCHECKBOX MLRO FORMCHECKBOX External consultant FORMCHECKBOX Other internal reviewers FORMCHECKBOX Other external reviewersComments: (period, examiners, scope, methodology, MLRO & Senior management comments on the findings, action plan )
The outcome the review of the Firms AML/CFT risk assessment policies, procedures, systems and controlsFindingsAction Plan
Other mattersComments:
Submitted By:
[Name of MLRO, Authorised/Licensed Firm]
Date:
Signed:
Senior Management consideration - AML/CFTR 2.3.9The Senior Management of a Firm must, within 4 months of the year end
consider each report made to it by the MLRO; and
if the report identifies deficiencies in the Firms compliance with the AML/CFT Law or these rulesapprove an action plan to remedy the deficiencies in a timely way (2.3.9)
Senior Management consideration of the report FORMCHECKBOX Yes FORMCHECKBOX NoSenior Managements comment(s):
Senior Management approval of an action plan to remedy the deficiencies in a timely way FORMCHECKBOX Yes FORMCHECKBOX No FORMCHECKBOX Not applicableComments: (what are these action plans, what are the resources allocated for implementation, what are the deadlines set)
Agreed By:
[Name of SEF/ Senior Management of Authorised/Licensed Firm]
Title:
Date:
Signed:
ANNUAL MONEY LAUNDERING REPORTING OFFICER REPORT
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