╨╧рб▒с>■  )+■   (                                                                                                                                                                                                                                                                                                                                                                                                                                                ье┴3 Ё┐bjbjГ╬Г╬ "сдсд      lHHHHHHH|Ъ Ъ Ъ Ъ ж <|a Єю ю ю ю ю ю  р т т т т т т $S sJ H ю ю    @ HHю ю  @ @ @  Hю Hю р @  р @ ь@ , HH, ю т `z╓ж╗╩|Ъ * , , ┤1 0a , ╜@ ╜, @ \nHHHH┘Funding Fee TablesPurchase And Construction Loans Note: The funding fee for regular military first time use from 1/1/04 to 9/30/04 is 2.2 percent. This figure drops to 2.15 percent on 10/1/04. Type of VeteranDown PaymentFirst Time UseSubsequent Use for loans from 1/1/04 to 9/30/2011Regular MilitaryNone 5% or more (up to 10%) 10% or more2.15% 1.50% 1.25% 3.3% * 1.50% 1.25%Reserves/ National GuardNone 5% or more (up to 10%) 10% or more2.4% 1.75% 1.5% 3.3% * 1.75% 1.5% Cash-Out Refinancing Loans Type of VeteranPercentage for First Time UsePercentage for Subsequent UseRegular Military2.15%3.3% *Reserves/National Guard2.4%3.3% * * The higher subsequent use fee does not apply to these types of loans if the veteranТs only prior use of entitlement was for a manufactured home loan. Other Types Of LoansType of LoanPercentage for Either Type of Veteran Whether First Time or Subsequent UseInterest Rate Reduction Refinancing Loans .50%Manufactured Home Loans1.00%Loan Assumptions.50% 48'(gh^_░▒∙ўЄўўOJQJ5Б 5Б6Б\Б]Б 34╟╚╔┘цї'їыысыШ|ОООО  & F$IfI$$IfЦl4╓0Ф TР$└<ЎЎЎ╓  ╓  ╓  ╓  4╓ laЎ  & F$If  & F$If  & F$If ¤'(9?VbhntЕЛМЦеРРЖЖЖЖyyyyyyРаЖЖ $ & F$Ifa$  & F$Ifo$$IfЦP4╓\╕\ 4zЯ$д╪ F%ЎЎ$Ў╓    ╓    ╓    ╓    4╓ PaЎек┴═╥╪▌шюєЇїїїїшшшшшшytj  & F$If & Fo$$IfЦP4╓\╕\ 4zЯ$д╪ F%ЎЎ$Ў╓    ╓    ╓    ╓    4╓ PaЎ $ & F$Ifa$  & F$If "@^_pv~╬╔┐┐┐hА^QQ $ & F$Ifa$  & F$IfW$$IfЦP4╓F╕┌U└$" { k Ў╓    ╓    ╓    ╓    4╓ PaЎ  & F$If & F1$$IfЦl4╓TР$<Ў╓ ╓ ╓ ╓ 4╓ laЎ└ ~ЧЬдеж>?@иШЮССиМВQO1$$IfЦl4╓TР$<Ў╓ ╓ ╓ ╓ 4╓ laЎ└  & F$If & F $ & F$Ifa$  & F$IfW$$IfЦP4╓F╕┌U└$" { k Ў╓    ╓    ╓    ╓    4╓ PaЎ @AVWd░▒█їызhЭЭT─J  & F$IfH$$IfЦP4Ф,╓0╕ЕР$═  ЎЎ$╓  ╓  ╓  ╓  4╓ PaЎ  & F$IfD$$IfЦl4╓0Ф TР$└<Ў╓  ╓  ╓  ╓  4╓ laЎ  & F$If  & F$If█▄ст·ЄЄй|ЯЄй\ЯЄйЭ  & F$IfH$$IfЦP4Ф,╓0╕ЕР$═  ЎЎ$╓  ╓  ╓  ╓  4╓ PaЎ $ & F$Ifa$ 1Рh░╨/ ░р=!░"░#Ра$Ра%░ i8@ё 8 NormalCJ_HaJmH sH tH ^@^ Heading 5,Block Label5$7$8$9D@&H$ 5БCJaJ<A@Є б< Default Paragraph Fontj■j Block Line@ДддЁ$d(d5$7$8$9DH$N╞ R╞ ^ДдaJ<T@< Block Text5$7$8$9DH$aJИ■И Continued On Next PaB$Дд$d(d5$7$8$9DH$N╞ R╞ ^Ддa$ 6БCJaJd■"d Map Title. ContinuedдЁ5$7$8$9DH$5БCJ OJQJaJ<■O2< Table Text5$7$8$9DH$aJ&■OB& Note Text@■O1R@ Table Header Text$a$5Б       аzЩ34╟╚╔┘цї'(9?VbhntЕЛМЦек┴═╥╪▌шюєЇї"@^_pv~ЧЬдеж>?@AVWd░▒█▄ст·лL0ААйL0ААйL0ААйL0ААйL0ААЩ@0ААйL0ААйL0ААйL0ААйL0ААЩ@0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААЩ@0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААйL0ААЩ@0ААШL0ААйL0ААЩ@0ААШL0ААйL0ААйL0ААйL0ААЩ@0ААйL0ААйL0ААлL0ААЩ@0ААйL0ААлL0ААлL0ААЩ@0ААШL0ААйL0ААЫ@0ААШ@0ААйL0ААйL0ААЩ@0ААйL0ААйL0ААЩ@0ААйL0ААйL0ААйL0ААЩ@0ААйL0ААйL0ААЩ@0ААйL0ААйL0ААЩ@0ААЪ@0АА'е~@█   tableЧЫЧЫ  LGYKBURG-H:\LGY-26\262A\Kirsten\Funding Fee Tables.doclgyjbevi2C:\AWeb_files\docs\faqpreln\funding_fee_tables.doc╚╔┘цї'(9btЛМе═▌єЇї"@^_pv~ЧЬдеж>?@AVWd░▒█ст·ЮЮЮЦЦЮЮЦЦЮЮЮЮЦ @ ААwP@  Unknown            GРЗz А Times New Roman5РАSymbol3&Р Зz А Arial;&Р Зz А Helvetica"ёИЁ╨h"уЖ"уЖЧa!Ёа┤┤ББr0&┘2ГQЁ  LGYKBURGlgyjbevi■ рЕЯЄ∙OhлС+'│┘0pРШд░─╨▄Ё  , 8 DPX`hф LGYKBURG Normal.dot lgyjbevi2Microsoft Word 9.0@@Т`└ж╗╩@Т`└ж╗╩Чa■ ╒═╒Ь.УЧ+,∙о0ш hp|ДМФ Ьдм┤ ╝ ╔фvba&#  Title ■   ■   ■   !"#$%&'■   ¤   *■   ■   ■                                                                                                                                                                                                                                                                                                                                               Root Entry         └FPж╓ж╗╩,А1Table            ╜WordDocument        "SummaryInformation(    DocumentSummaryInformation8             CompObj    jObjectPool            Pж╓ж╗╩Pж╓ж╗╩            ■                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           ■       └FMicrosoft Word Document MSWordDocWord.Document.8Ї9▓q