ࡱ> AC@M bjbj== EWW l8 0h< t.v.v.v.5./S02 64lS0S0nh0nnnt.nt.nfn"r-Th. \4-h. ~000-z4.@4h.nPersonal Finance WVEIS Code 1451 XE "1451"  Personal Finance is a multi-disciplinary approach to personal financial management for high school students. Standard 1: Interrelated Roles (1451.S.1) Describe the interrelated roles of job seeker, wage earner and employee. Interrelated Roles Objectives The student will: 1451.1.1 Explain job search strategies. 1451.1.2 Describe effective tools for securing employment including resume, application letter, interview, and follow-up. 1451.1.3 List examples of employee and employer responsibilities at the workplace. 1451.1.4 Discuss employee benefits, labor unions and professional organizations. 1451.1.5 Identify ethical character traits, such as honesty, integrity, compassion, respect, responsibility, citizenship and justice. Standard 2: Analyzing and Interpreting (1451.S.2) Analyze and interpret decisions that contribute to financial stability and personal satisfaction. Analyzing and Interpreting Objectives The student will: 1451.2.1 Prepare financial planning documents and describe types of contracts. 1451.2.2 Prepare documents used with checking accounts, and compare consumer banking services. 1451.2.3 Explain purposes, types and history of taxes. 1451.2.4 Prepare a short form tax return. 1451.2.5 Give examples of savings options, discuss the need for and purpose of savings and compute interest on savings. 1451.2.6 Discuss investment options, the need for and purpose of investments and the criteria for choosing investments. 1451.2.7 Identify principles of risk management. 1451.2.8 Describe benefits of major types of insurance. Standard 3: Credit Planning (1451.S.3) Describe credit and plans for using credit in terms of present and future needs and income. Credit Planning Objectives The student will: 1451.3.1 List advantages and disadvantages of credit, types of credit and sources of credit. 1451.3.2 Discuss the concept of creditworthiness as it relates to credit records, credit ratings, credit reports, and credit laws. 1451.3.3 Compute the costs of credit. 1451.3.4 Discuss methods of reducing credit costs and responsibilities of consumer credit. 1451.3.5 List major causes of bankruptcy. 1451.3.6 Identify the advantages and disadvantages of bankruptcy. 1451.3.7 Discuss bankruptcy laws and their purpose and understand how to solve credit problems. Standard 4: Economic and Consumer Responsibility (1451.S.1) Describe common economic problems and consumer responsibility in the marketplace. Common Economic Problems/Consumer Responsibility Objectives The student will: 1451.4.1 Discuss characteristics of the marketplace and the free enterprise system. 1451.4.2 Identify fraudulent and deceptive practices, and prescribe wise consumer behavior. 1451.4.3 List consumer Legislation, sources of consumer protection, and describe how to contact public officials to express opinions. 1451.4.4 Describe the court system available for use in consumer redress and list other ways of finding remedies for consumer problems.  !,--?Bl _ j<UaJmHnHuaJmHnHumHnHujUmHnHu mHnHu.-?g4B+c D l R &%R V " _ S5&C 000P4/ =!"#$%0$Dd\  C *ABD21518_"@@b\5gTߧ~(Dn\5gTߧ~(PNG  IHDRysRGBPLTEff̙33̙3f3f3" cmPPJCmp0712|m.tRNS@fKIDATWc`  ;"`LV@> FollowedHyperlink >*B* ph.U@. 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