ࡱ> G 4bjbjَ ).0]\ ))))))))$*,))!!!!))!!%() 08W[oa!R)Classification of Activity/OccupationGroupSub -CodeDescriptionGroupNo.A. AGRICULTURE AND FORESTRYDivision 01: Agriculture & Related Service ActivitiesGrowing of Food and Cash Crops (excluding Plantation Crops)0110101101Growing of cereals0110201102Growing of pulses0110301103Growing of oilseeds including peanuts or soya beans0110401104Growing of sugarcane or sugar beet0110501105Growing of cotton0110601106Growing of Jute, Mesta, Sun hemp or other kindred/ other vegetable textile fibre plants (Includes growing of plant materials for plaiting, padding or stuffing or brushes or brooms)0110701107Growing of tabacco, including its preliminary processing in the farm0110801108Growing of vegetables (Olericulture), Including Singhara, Makhana, Chillies and Mushroom cultivation0110901109Growing of flowers (Floriculture), horticultural specialties and nursery products0111101111Growing of plants used chiefly in pharmacy (medicinal plants) or for insecticide, fungicidal or similar purposes (Includes growing of opium and ganja)0111901119Growing of other crops, n.e.c. (Includes growing of potatoes, jams, sweet potatoes or cassava; hop cones, chicory roots or roots and tubers with a high starch or insulin content; growing of seeds of a kind used for sowing, growing of forage plants including grasses and of crops).n. e. c. = not elsewhere classified GroupSub -CodeDescriptionGroupNo.Plantation Crops including Development Finance0112101121Growing of tea or mate leaves by tea estates/gardens not having their own processing units0112201122Growing and processing of tea or mate leaves by tea estates/gardens having their own processing and blending (including manufacture of instant tea) units. (Processing by independent units is classified under 15406)0112301123Growing of coffee or cocoa beans0112401124Growing of rubber trees; harvesting of latex and treatment of the liquid latex on the plantation for the purpose of transport or preservation0112501125Growing of fruit crops including setting up and maintenance of orchard; activities incidental to growing of fruit crops0112601126Growing of edible nuts including coconuts0112701127Growing of spice crops including: spice leaves (e.g. bay, thyme, basil); spice seeds (e.g. anise, coriander, cumin); spice flowers (e.g. cinnamon); spice fruit (e.g. cloves); or other spices (e.g. nutmeg, ginger). Also includes growing of betel leaves0112901129Growing of any other plantation crops, n.e.c.Other Direct Finance to Agriculture include funds provideddirectly to farmers for0115101151Farm Machinery and implements: Purchase of tractors, harvester, transplanters, pumpsets etc. Agricultural implements & tools, accessories0115201152Farm Transport Vehicles/accessories: Purchase of trucks, mini trucks, jeeps, pick up vans, trailers, semi-trailers, bullock cart and other transport equipment etc. to assist the transport of agricultural inputs and farm productsn. e. c. = not elsewhere classified GroupSub -CodeDescriptionGroupNo.0115301153Soil/Land/Farm Development Activities such as leveling, bunding and reclamation of land, digging, repairs and cleaning of wells and ponds0115401154Farm Irrigation: Lift irrigation, sprinkler/drip irrigation, tube-well irrigation, development of irrigation potentials (credit extended to State-sponsored minor irrigation/ tube-well corporations should be included here)0115501155Construction of pump houses, cattle sheds, poultry sheds etc.0115601156Storage and marketing of Agriculture produce- including loans for construction and running of storage facilities (warehouses, godowns, silos and cold storages) in the producing areas0115701157Culturing microorganism for agriculture related purpose, Bio-fertilizers, vermiculture etc.0115901159Any Other Direct Finance to Agriculture (Financing through Kisan Credit Card should be coded according to the purpose of the loan)(Credit advanced to Bio-gas plant should be indicated against Code 40104 and not here)Indirect Finance to Agriculture0118201182Indirect Finance to Agriculture Excluding the following categories(Credit advanced to the following categories/agencies should be indicated withrespective codes provided in brackets against them)(1)Agricultural Custom Service Units (Code 01409)(2)Loans to electricity boards for Energisation of pumpsets / wells (Code 40102)(3)Distribution of fertilizers and pesticides (Wholesale) (Code 51403)(4)Distribution of fertilizers and pesticides (Retail sale) (Code 52301)(5)Regional Rural Banks (RRBs) (Code 65102)(6)PACS (Code 65901)(7)FSS & LAMPS etc. (Code 65902)(8)Co-operative Marketing Societies and Co-operatives of producers (code 65904)(9)Land Development Banks-SLDBs and PLDBs (code 65905)(10)Agricultural Finance Corporations (code 65931)[Here only loan activity is to be classified. Subscription to bonds issued by REC, NABARD etc. and deposits held by banks in RIDF maintained by NABARD should be excluded as they are non-loan activity. For tabulation, the credit advanced to the categories mentioned above {except RRBs} will be grouped along with indirect finance to agriculture]Farming of Animals, Poultry, Silkworms etc.0120101201Dairying: -Including Cattle (including yak and buffalo) breeding, rearing and ranching etc.; production of raw milk and bovine semen0120201202Rearing of goats, production of milk ; sheep, production of shorn wool; horses, camels, mules and other pack animals0120301203Raising of poultry (including broiler) and other domesticated birds; production of eggs and operation of poultry hatcheries0120901209Raising of pigs and swine; Farming of rabbits including angora rabbits; Raising of bees including production of honey; Raising of silk worms including production of silk worm cocoons; sericultureOther animal farming n.e.c. like raising in captivity of semi domesticated or wild live animals including birds and reptiles, operation of worm farms, land mollusc farms, frog farms etc.n. e. c. = not elsewhere classified GroupSub -CodeDescriptionGroupNo.Mixed farming0130101301Growing of crops combined with farming of animals (mixed farming). [This includes crop growing in combination with farming of animals such as sheep or meat cattle at mixed activity units with specialisation ratio in either one of less than 66 per cent. (Mixed cropping or mixed livestock units are classified according to their main activity)]Agricultural and Animal Husbandry Services0140101401Cotton ginning, cleaning and bailing0140201402Biotechnology including tissue culture services related to Agriculture0140901409Agricultural Custom Service Units Providing Services for Soil/Land operations machinery/equipment services (e.g. services of tractors for ploughing, harrowing etc., well boring equipment, threshers, combines etc. & operation of other agricultural equipment to farmers on contract basis)Operation of irrigation systemsSoil conservation services, including soil testing and soil desalination services.Activities relating to raising a crop, promoting its growth or protecting it from disease and insects(spraying operations etc.). Transplantation of paddy in paddy fields. Horticultural and nursery services.Harvesting and activities related to harvesting, such as preparation of crop by cleaning, trimming, grading, drying, decorticating, retting, cooling or bulk packaging. Includes cotton picking (agro-based service centres like grading of agricultural products etc.)Animal husbandry service: Activities to promote propagation, growth and output of animals and to obtain animal products: artificial insemination, herd testing, poultry caponizing, coop cleaning, dung gathering etc. Sheep dipping and shearing, egg cleaning and grading, animal skinning and related activities. (Veterinary services to be coded under code 85201)Other agricultural and animal husbandry service activities, n.e.c.Division 02: Forestry, Logging & Related Service Activities0200102001Forestry, Logging and related service activities:Growing of standing timber: planting, replanting, transplanting, thinning and conserving of forests and timber tracts; Social Forestry; Operation of tree nurseries; Logging: logging camps and loggers primarily engaged in felling timber and producing wood in the rough form. Gathering of tendu leaves and other wild growing forest materialsForestry service activities: timber cruising, timber evaluation, fire fighting and forest management including aforestation and reforestation; Logging service activities: transport of logs in association with logging chiefly within the forest.B. FISHINGDivision 05: Fishing, operation of fish hatcheries and fish farms and serviceactivities incidental to fishing0500105001Aquaculture, Fishing (including gathering of marine materials), operation of fish hatcheries and fish farms; service activities incidental to fishing. GroupSub -CodeDescriptionGroupNo.C. MINING AND QUARRYINGDivision 10: Mining of Coal and Lignite; Extraction of Peat1000110001Mining and agglomeration of hard Coal and LigniteExtraction and agglomeration of peatDivision 11: Extraction of crude petroleum and natural gas and related serviceactivities excluding surveying1110111101Extraction of crude petroleum and natural gas1120111201Service activities incidental to oil and gas extractionexcluding surveying.Division 12: Mining of Uranium and Thorium1200112001Mining of uranium and thorium ores(e.g. pitchblende),including concentration of such ores.Division 13: Mining of Metal ores1310113101Mining of iron ores [includes mining of hematite,magnetite, limonite, siderite or taconite etc., which arevalued for iron content. Production of sintered iron oresis also included]1320113201Mining of non-ferrous metal ores n.e.c. - includesmanganese ores, chromium ores; aluminum ores(bauxite); gold and silver ores; copper ores; lead andzinc ores; titanium (ilmenite and rutile), niobium,tantalum, vanadium or zirconium ores; tin bearing ores;nickel, cobalt, tungsten, molybdenum, antimony andother non-ferrous metal ores)Division 14: Other Mining and Quarrying1410114101Mining & Quarrying of stone (rock aggregates), sand,clays and other minerals for construction [includesquarrying of marble, granite; slate and other building and GroupSub -CodeDescriptionGroupNo.monumental stone; dolomite; gypsum including selenite;Operation of sand and gravel pits, basalt/porphry, clay(ordinary)], crushing & breaking of stone for use as aflux or raw material in lime or cement manufacture oras building material, road metal or ballast and othermaterials for construction;Mining/quarrying of limestone, limeshell, kankar andother calcareous minerals including calcite, chalk andshale; mining of clays (kaoline, ball clay, bentonite,fullers earth, fire clay etc.); mining of refractory non-clay minerals (andalusite, kyanite, sillimanite, dunite,diaspore, magnesite etc.)1420114201Mining of chemicals and fertilizers [includes mining ofnative sulphur or pyrite and pyrrhotites valued chieflyfor sulphur; natural phosphate including apatite minerals;earth colours (ochre including red oxide); fluorspar,barytes; potash bearing salts/ minerals; borate mineralsand other fertilizer and chemical minerals]1420214202Extraction of Salt [includes salt mining, crushing andscreening and salt production by solar evaporation ofsea water, lake brine or other natural brines]1420314203Other Mining and quarrying n.e.c. [includes mining ofprecious stones (agate, diamond, emerald, garnet (gem),jasper, ruby/sapphire etc.); abrasive materials (pumicestone, emery, corundum, farnet etc.); mica; naturalgraphite; asbestos; vermiculites, perlite and chlorites;felspar and silica minerals including quartz, quartziteand fuch quartzite; talc/steatite; laterite, diatomite andsilicious fossil metals; and other natural fluxes; naturalasphalt or bitumen and other mining n.e.c.]n. e. c. = not elsewhere classified GroupSub -CodeDescriptionGroupNo.D. MANUFACTURINGDivision 15: Manufacturing of food products and beveragesManufacturing of food products1510115101MEAT: Slaughtering, preparation and preservation ofmeat [includes Mutton, Beef, Pork, Poultry and otherslaughtering; processing and canning of meat; Renderingand refining of lard and other edible animal fat;Production of flours and meals of meat and meat offals]1510215102FISH: Processing, canning, freezing and preserving offish, crustacean and similar foods [includes sun drying,artificial dehydration, radiation preservation of fish, seafood and similar food; manufacture of fish meal;processing & canning of froglegs etc.]1510315103FRUITS & VEGETABLES: Processing, canning andpreserving of fruits and vegetables [includes sun drying,artificial dehydration, radiation preservation;manufacture of fruit/vegetable juices, concentrates,squashes and powder; manufacture of sauces, jams,jellies, marmalades; pickles, chutneys, murabbas etc.;potato flour & meal and prepared meals of vegetables]1510415104OILS & FATS: Manufacture of vegetable and animal oilsand fats [includes manufacture of hydrogenated oils,vanaspati, ghee and other edible oils and fats such asmustard oil, cotton seed oil, sesame & sunflower oil,soyabean oil, coconut & groundnut oil, fish oil, animaloils and fats etc.; manufacture of cakes & meals incl.residual products, e.g. Oleostearin, Palmstearin;manufacture of non-deflated flour or meals of oilseeds,oilnuts or kernels] {Non-edible oils are to be shownunder the code 24212}1520115201DAIRY PRODUCTS: Manufacture of dairy products[includes milk powder, ice-cream powder, condensed GroupSub -CodeDescriptionGroupNo.milk, baby milk foods, butter, ghee, cream, cheese,khoya etc.; manufacture of pasteurised milk (plain orflavored); Manufacture of ice-cream, kulfi and otherdairy products] including chilling of milk.1530115301GRAIN MILL PRODUCTS: Manufacture of grain millproducts [includes Flour, Rice and Dal milling; huskingof paddy, flour chakkies; processing and grinding ofgrains; vegetable milling, flour or meal of driedleguminous vegetables of roots or tubers or of ediblenuts; manufacture of breakfast foods obtained byroasting or swelling cereal grains; manufacture ofprepared, blended flour and dough for bread, cake, etc.]1530215302STARCH AND STARCH PRODUCTS: Manufacture ofstarches and starch products [includes sago and sagoproducts; glucose & glucose syrup, maltose, gluten,tapioca substitutes prepared from starch, corn oil etc.]ANIMAL FEED: Manufacture of prepared animal feeds[includes cattle feed, poultry feed and other animal andbird feed]1540115401Manufacture of confectionery product, bakery products,biscuits, cakes, pastries, confectionery products andother bakery products1540215402Manufacture and refining of sugar & sugar products(vacuum pan sugar factories) and by-products includingmanufacture of molasses1540315403Manufacture of indigenous sugar, Boora, Gur andKhandsari from sugarcane or other than sugar cane,candy and indigenous sugarcane/sugarbeet/palm juiceproducts etc.1540415404Manufacture of cocoa, chocolate and sugarconfectionery including manufacture of sweetmeats,chewing gum and preservation in sugar of fruits, nuts,fruit peals and other part of plants GroupSub -CodeDescriptionGroupNo.1540515405Manufacture of semi-processed and ready to eat fooditems like macaroni, noodles, corn-flakes, and othersimilar products1540615406Tea processing and blending (including manufacturingof instant tea) units which do not have their own teagardens/estates1540715407Coffee curing, roasting , grinding and blending etc.including manufacture of instant coffee, chicory andother coffee substitutes, essence of concentrates ofcoffee1540815408Processing of edible nuts1540915409Manufacture of all other food products n.e.c. like grindingand processing of spices; papads, appalam and similarproducts; vitaminised high protein flour, frying of dals &other cereals incl. roasting of nuts; egg powder, sambarpowder etc.; malted foods, common salt, table/iodisedsalt etc.Manufacture of beverages1550115501Distilling, rectifying and blending of spirits; ethyl alcoholproduction from fermented materials; manufacture ofcountry liquorManufacture of wines including fennyManufacture of malt liquors (beer etc.); manufacture ofmalt1550215502Manufacture of soft drinks (aerated drinks, syntheticflavored concentrates and syrups etc.); mineral water;ice and other beverages n.e.c.Division 16: Manufacture of Tobacco Products1600116001Tobacco processing [includes stemming, redrying etc.of tobacco leaves] GroupSub -CodeDescriptionGroupNo.1600216002Manufacturing of tobacco products [includesmanufacture of bidies, cigarettes and cigarette tobacco,cigars and cheroots, snuff, zarda, chewing tobacco,gutka and other tobacco products]1600316003Manufacture of chewing items like pan masala, scentedsupari, catechu (kattha), chewing lime and relatedproducts (not containing tobacco or tobacco products) Division 17: Manufacture of Textiles1710117101COTTON TEXTILE: Preparation and spinning of cottonfibre including blended cotton; Weaving, manufacture ofcotton and cotton mixture fabric [Blended yarn/fabricmeans, yarn or fabrics containing more than 50% of onefibre]; Finishing of cotton and blended cotton textiles[finishing includes operations such as bleaching, dyeing,calendering, napping, shrinking, and printing etc.]1710217102JUTE & OTHER NATURAL FIBRE TEXTILE:Preparation, pressing, bailing, spinning and weaving ofjute, mesta, hemp and other natural fibre includingblended natural fibres; Finishing of jute, mesta and othervegetable textiles fabrics [bleaching, dyeing and printingof jute, mesta, hemp and other vegetable textile]1710317103SILK & SYNTHETIC TEXTILE: Preparation and spinningof silk and synthetic(man-made) fibres (rayon, nylon,terene, artsilk, etc.) including blended silk or syntheticfibre; Weaving, manufacturing of silk or synthetic fibreand silk or synthetic mixture fabrics; Finishing of silk orsynthetic and blended silk or synthetic textiles1710417104WOOLEN TEXTILE: Preparation(cleaning, bailing, andprocessing) and spinning of wool, including other animalhair and blended wool including animal hair; Weaving,manufacturing of wool and wool mixture fabrics;Finishing of wool and blended wool textiles GroupSub -CodeDescriptionGroupNo.1710517105Handloom textiles and Khadi (spinning weaving dyeing,printing, etc.)1720117201Manufacture of made-up textile articles, except apparelsuch as curtains, bed covers, upholstery, bedding,quilts, pillows, cushions and sleeping bags, mosquitonets etc.; Manufacture of tarpaulin1720217202Manufacture of jute, mesta, hemp and other vegetablefibre products such as ropes, cordage, twine,etc.(excluding coir)1720317203Coir and coir products including coir fibre and yarnmatting etc.1720417204Manufacture of shawls, blankets, carpets, durries,druggets and rugs1720517205Manufacture of thread, including thread ball making,manufacture of nets (excluding mosquito nets);Manufacture of tapes, newar and wicks; manufactureof ropes and cordage other than jute/mesta/hemp andcoir1720917209Embroidery work, making of laces and fringes; Zari andzari work; making of ornamental trimmings; manufactureof gas mantles; manufacture of wadding of textile materialsand articles of wadding such as sanitary towels andtampons; manufacture of made-up canvas goods such astents and sails etc.; manufacture of metallised yarn orgimped yarn; manufacture of waterproof textiles excludingtarpaulin; other textile products1730117301Manufacture of knitted and crocheted fabrics andarticles - cotton, woolen, synthetic etc. textile productsDivision 18: Manufacture of Wearing apparel; dressing and dyeing of fur1810118101Manufacture of wearing apparels, ready made garments(except Khadi) GroupSub -CodeDescriptionGroupNo.1810218102Manufacture of Khadi Garments1820118201Dressing (includes scraping, curing, tanning, bleaching)and dyeing of fur; manufacture of articles of fur and peltproducts; Embroidering and embossing of leatherarticlesDivision 19: Tanning and dressing of leather, manufacture of leather & leatherproducts1910119101Tanning, Curing, finishing, embossing, japanning anddressing of leather: includes flaying and curing of rawhides and skins, tanning and finishing of sole andindustrial leather, vegetable / chrome tanning of leather1910219102Manufacture of leather and leather products (excludingfootwear) like suitcases, handbag, saddlery, harnessetc.Manufacture of footwear1920119201Manufacture of leather footwear: includes manufactureof leather shoes, leather sandals and chappals, leather-cum-rubber/plastic cloth sandals and chappals madeby hand or by any process1920219202Manufacture of all other types of footwear: includesmanufacture of footwear made primarily of vulcanizedor moulded rubber and plastic, manufacture of rubberfootwear, plastic & PVC, canvas-cum-rubber/plasticfootwear etc. including sports footwear.Division 20: Manufacture of wood and products of wood and cork exceptfurniture2010120101Saw milling and planking of wood (other than plywood);Manufacture of unassembled wood flooring, includingparquet flooring; Manufacture of railway sleepers2020120201Manufacture of veneer sheets; manufacture of plywood, GroupSub -CodeDescriptionGroupNo.laminated board, particle board and other panels andboards2020220202Manufacture of builders carpentry and joinery:Manufacture of structural wooden goods (includingtreated timber) such as beams, posts, doors andwindows (excluding hewing and rough shaping of poles,bolts and other wood material which are classified underlogging); Manufacture of prefabricated buildingspredominantly of wood.Manufacture of wooden containers- wooden boxes,barrels etc. (except plywood), plywood chests, marketbasketry, grain storage bins, ration baskets and similarproducts made from bamboo and reed etc., other woodencontainers and products made entirely or mainly ofcane, rattan, bamboo, willow, fibres, leaves and grassManufacture of other products of wood, manufacture ofarticles of cork, straw and plaiting materialsDivision 21: Manufacture of Paper and Paper products2100121001Manufacture of pulp, paper and paper boards [includesprinting and writing paper, packaging paper, paperboard, straw board, hard board, special purpose paper/paper products for computers] except newsprint.2100221002Manufacture of newsprint2100321003Manufacture of corrugated paper and paper board andmanufacture of containers of paper and paper board(includes sacks manufacture and paper bags, cardboard boxes etc.); Manufacture of craft paper2100421004Manufacture of other articles of paper and paper boardlike paper hoops and cones, paper cups, saucers, platesand other similar products; manufacture of dolls from pulp,papier mache articles, wall paper, file cover/file board,similar articles; carbon paper & stationery items etc. GroupSub -CodeDescriptionGroupNo.Division 22: Publishing, Printing and Reproduction of recorded media2210122101Publishing of books, brochure, musical books and otherpublications2210222102Publishing of newspaper, periodicals and journals2210322103Publishing of recorded media [includes publishing ofrecords and other recorded audio media]2220122201Printing of newspapers, magazines, periodicals,journals and other material and allied activities n.e.c.Service activities related to printing like engraving,etching, bookbinding, block making etc.2230122301Reproduction of recorded mediaDivision 23: Manufacture of Coal products /Coke, Refined Petroleum productsand Nuclear Fuel2310123101Manufacture of coke or coke oven products [includesthe operation of coke ovens chiefly for the productionof coke or semi-coke from hard coal and lignite, retortcarbon and residual products such as coal tar or pitch,coal gas, naphthaline etc.), Agglomeration of coke.2320123201Manufacture of refined petroleum products2330123301Processing of nuclear fuelDivision 24: Manufacture of Chemicals and Chemical products2410124101Manufacture of basic chemicals except fertilizers andnitrogen compounds (Heavy industry organic orinorganic chemicals and gases)2410224102Manufacture of turpentine and resins of vegetable origin2410324103Manufacture of fertilizers and nitrogen compounds2410424104Manufacture of plastic in primary form and of syntheticrubber : includes manufacture of synthetic rubber, GroupSub -CodeDescriptionGroupNo.amino-resins, phenolic-resins, polyurethanes, celluloseand its chemical derivatives, natural polymers andmodified natural polymer, other plastics in primary forms(including mixtures of synthetic rubber and naturalrubber or rubber like gum e.g. balata) in primary forms2420124201Manufacture of pesticides and other agro chemicalproducts2420224202Manufacture of paints, varnishes and similar coatings,printing ink and mastics2420324203Manufacture of pharmaceuticals, medicinal chemicalsand botanical products (including Ayurvedic,homeopathic and unani pharmaceutical preparations,Veterinary preparations, Surgical dressings)2420424204Manufacture of soaps of all type, waxes & polishes,organic surface-active agents (surfactants) andpreparations based thereon, detergents, auxiliarywashing and cleaning preparations, perfumes, cologne,preparations for dental hygiene (tooth pastes,toothpowder etc.), cosmetics and toiletries (pre-shave,shaving or after shave preparations, anti-respirantsetc.), hair oil, shampoo, hair dye and other toiletpreparations; Manufacture of agarbatti and otherodouriferous preparations which operate by burning2421124211Manufacture of Matches & fireworks, explosives,ammunitions2421224212Non-edible oils: Manufacture of essential oils,modification by chemical processes (e.g. by oxidation,polymerization etc.) of oils and fats2421324213Manufacture of photochemical, sensitised films andpapers2421424214Manufacture of gelatin and gelatin derivatives, glues ofanimal origin, prepared glues and other prepared GroupSub -CodeDescriptionGroupNo.adhesives including adhesives based on rubber orplastics2421924219Manufacture of fine chemicals and other chemicalproducts n.e.c. (including anti-knock preparations, anti-freeze preparations, liquids for hydraulic transmission,composite diagnostic or laboratory reagents, writing ordrawing ink, processed salt (except table salt) andother chemical products)2430124301Manufacture of man-made fibres [This class includesmanufacture of artificial or synthetic filament and non-filament fibres.]Division 25: Manufacture of Rubber and Plastic products2510125101Manufacture of rubber tyres, tubes; Retreading of tyres;replacing of pneumatic tyres and solid or cushion tyre,tyre parts such as interchangeable tyre treads or tyreflaps; camel-back strips for retreading of tyres andtyres and tubes etc.2510225102Manufacture of other rubber products like rubber plates,sheets, strips, rods, tubes, pipes, hoses and profile-shapes etc.; Manufacture of rubber conveyor ortransmission belts or belting; manufacture of rubbercontraceptives, balloons, hot water bags etc.; rubberproducts and components for industrial use (excludingoil cloth and rubberised cloth)2520125201Manufacture of plastic products - includes manufactureof semi-finished products, packing products, bathingtubs, wash-basins, lavatory pans and covers, flushingcisterns and similar sanitary-ware, travel goods(suitcases, vanity bags, holdalls and similar articles),spectacle frames, moulded industrial accessories[including electrical insulating fittings of plastics],tableware, kitchenware and other household and toilet GroupSub -CodeDescriptionGroupNo.articles of plastic; vacuum flasks and other vacuumvessels, plastic headgears etc.2520225202Manufacture of fibre glass and productsDivision 26: Manufacture of other non-metallic mineral products2610126101Manufacture of glass and glass products including glassfibre, float glass and products2690126901Manufacture of non-structural non-refractory ceramicware - includes articles of porcelain or china,earthenware, imitation porcelain or common pottery,including earthen statues, statues and ornamentalarticles of stone and other stoneware, ceramictableware and other articles used for domesticpurposes, including ceramic statuettes and otherornamental articles, ceramic sanitary wares, ceramicinsulators and insulating fittings for electricals etc.Manufacture of refractory ceramic products likerefractory bricks, block tiles and similar refractoryceramic constructional goods; Manufacture of refractorycements; ceramic products that are used in metallurgicaloperations; retorts, crucibles, muffles, nozzles, tubes,pipes etc.Manufacture of structural non-refractory clay andceramic products - includes bricks, non-refractoryceramic pipes, conduits, guttering and pipe fittings,ceramic building material other than bricks: flooringblocks, roofing tiles, wall tiles, flags and pavings,mosaic cubes etc.2690226902Manufacture of cement, lime and plaster2690326903Manufacture of articles of concrete, cement and plasterincluding asbestos cement and its products, hume pipesetc. GroupSub -CodeDescriptionGroupNo.2690426904Cutting, shaping and finishing of stone [includes cutting,shaping and finishing stone for use in construction, incemeteries, on roads, as roofing and in otherapplications]2690526905Manufacture of mica and mica products; gypsum boards;millstones, sharpening or polishing stones and naturalor artificial abrasive products; graphite products otherthan electrical articles; asbestos yarn and fabric; mineralinsulating material (slag wool, rockwool, exfoliatedvermiculite, expanded clays etc.); products of glasswool for heat-insulating; articles of asphaltDivision 27: Manufacture of Basic Metals2710127101Manufacture of Basic Iron & Steel (smelting, rolling, re-rolling, cold rolling, wire drawing etc.)- includesmanufacture of ferro alloys, Direct Reduced Iron (DRI)/Sponge Iron ,Pig Iron (hot metal), non-alloy steelprimary/semi finished/finished long/flat products;Manufacture of alloy steel ; Manufacture of stainlesssteel (primary, semi-finished, finished stainless steelproducts).2720127201Manufacture of basic precious and non-ferrous metalslike copper, aluminum, zinc, brass etc.(smelting, rolling,re-rolling, cold rolling, wire drawing etc.)2730127301Casting of iron and steel2730227302Casting of non-ferrous metalsDivision 28: Manufacture of fabricated Metal products, except machinery andequipment2810128101Manufacture of structural metal productsManufacture of tanks, reservoirs and containers ofmetal [includes manufacture of containers of metal forcompressed or liquefied gas. Also includes manufacture GroupSub -CodeDescriptionGroupNo.of central heating boilers and radiators. Manufacture ofreservoirs, tanks and similar containers of typesnormally installed as fixtures for storage ormanufacturing use of metal, closures, or lined withmaterials other than iron, steel or aluminium]Manufacture of steam generators, except centralheating hot water boilers2890128901Forging, pressing , stamping and roll-forming of metal;powder metallurgyTreatment and coating of metals; general mechanicalengineering on a fee or contract basisManufacture of cutlery, hand tools, small tools, generaland domestic hardwareManufacture of other fabricated metal products n.e.c.(excluding machinery and transport)Division 29: Manufacture of Machinery and Equipment N.E.C.2910129101Manufacture of engines and turbines (except aircraft,vehicle and cycle engines) its parts and accessoriesManufacture of pumps, compressors, Industrial tapsand valvesManufacture of bearings, gears, gearing and drivingelements;Manufacture of ovens, furnaces and furnace burners,mechanical stokers, mechanical grates, mechanical ashdischargers and similar appliances;Manufacture of lifting and handling equipments, lifts,elevators, liquid elevators, conveyors, teleferics etc.2910929109Manufacture of refrigerators or freezing equipments &furniture designed to accommodate it; fire extinguishers,equipment for projecting, dispersing or spraying liquids GroupSub -CodeDescriptionGroupNo.or powders, centrifuges machinery for liquids andgases other than cream separators or clothes dryers,packing and wrapping machinery, weighing machinery,filtering and purifying machinery or apparatus for liquidsand gases;Manufacture of distilling and rectifying plants; heatexchangers; machinery for liquefying air or gas;producer gas or water gas and acetylene gasgenerators; Other general purpose machinery n.e.c.including parts & accessories2920129201Manufacture of tractors, harvesters and other heavymachinery for use in agricultural and forestry2920229202Manufacture of machine-tools2920329203Manufacture of machinery (and parts) for mining,quarrying and construction2920429204Manufacture of machinery for food(including rice, sugar,flour mill etc.), beverage (tea, coffee machinery etc.)and tobacco processing2920529205Manufacture of machinery for textile, apparel and leatherproduction2920629206Manufacture of light agricultural and forestry machineryand equipment including forage press: ploughs, harrows,weeders, hoes, seeders, manure spreaders, thinnersetc. Manufacture of parts and accessories foragricultural and forestry machinery and equipments;Manufacture of other machinery and equipments foruse in agriculture, horticulture or forestry, bee-keepingand fodder preparation (manufacture of hand tools usedin agriculture, horticulture and forestry is classified incode 289.01).2920729207Manufacture of machinery for metallurgy: converters,ingot moulds, ladles and casting machines; metal rolling GroupSub -CodeDescriptionGroupNo.mills and rolls for such mills.2920829208Manufacture of weapons and ammunition2920929209Manufacture of other special purpose machinery n.e.c.including parts & accessories2930129301Manufacture of domestic appliances, n.e.c. - includesoil stoves, hurricane lanterns and oil pressure lamps,gas stoves, cooking ranges and other similarappliances, electric fans, vacuum cleaners and otherelectro-mechanical domestic appliances with self-contained electric motors, such as food processors andjuice extractors etc., domestic refrigerators/freezers &air-conditioners, Manufacture of items based on solarenergy like solar cookers, air/water heating system etc.except cells.;Electro-thermic domestic appliances such as immersionwater heaters, hot-plates, geysers ; electro-thermic hairdressing appliances; electric irons and electric/electronic cooking appliances (ovens, microwaveovens, cookers, hot plates, toasters, coffee or teamakers etc.) ; electric dishwashers, household typelaundry equipment, electric razors including parts andaccessories for electrical domestic appliances; part andaccessories for electrical and non-electric domesticappliancesDivision 30: Manufacture of Office, accounting and computing machinery3000130001Manufacture of computers, printers and other computerperipherals, automatic data processing machines andother computing machinery etc. including parts &accessories3000230002Manufacture of office, accounting and computingmachinery [manual or electric or electronic typewriters,hectograph or stencil duplicating machines, addressing GroupSub -CodeDescriptionGroupNo.machines, printing machines, calculating machines;other calculators; accounting machines, cash registers,postage franking machines, ticket issuing machines andsimilar machines incorporating a calculating device;photo-copying apparatus etc.]Division 31: Manufacture of Electrical machinery and apparatus n.e.c.3110131101Manufacture of electric motors, generators andtransformers3120131201Manufacture of electricity distribution and controlapparatus [electrical apparatus for switching orprotecting electrical circuits (e.g. switches, fuses, etc.);boards, panels, consoles, cabinets and other basesequipped with two or more of the above apparatus forelectricity control or distribution of electricity includingpower capacitors]3130131301Manufacture of insulated wire and cable [insulated(including enameled or anodized) wire, cable (includingCOAXIAL CABLE) and other insulated conductors;insulated strip as is used in large capacity machines orcontrol equipment; and OPTICAL FIBRE CABLES]3140131401Manufacture of accumulators, primary cells and primarybatteries3150131501Manufacture of electric lamps and lighting equipments3190131901Manufacture of other electrical equipments n.e.c.Division 32 Manufacture of Radio, Television and Communication equipmentand apparatus3210132101Manufacture of electronic valves and tubes and otherelectronic components; All type of electronic goods andcomponents n.e.c.3220132201Manufacture of television and radio transmitters andapparatus for line telephony and line telegraphy; GroupSub -CodeDescriptionGroupNo.Manufacture of related specialised parts andaccessories3230132301Manufacture of television and radio receivers, soundor video recording or reproducing apparatus, andassociated goods ;Manufacture of related specialisedparts and accessoriesDivision 33 : Manufacture of Medical, precision and optical instruments, watchesand clocks3310133101Manufacture of medical and surgical equipment andorthopedic appliancesManufacture of instruments and appliances for measuring,checking, testing, navigating and other purposes exceptindustrial process control equipments.Manufacture of industrial process control equipment[apparatus used for automatic continuous measurementand control of variables such as temperature, pressure,viscosity and the like of materials or products as theyare being manufactured or otherwise processed]3320133201Manufacture of optical instruments and photographicequipments3330133301Manufacture of watches and clocksDivision 34: Manufacture of Motor Vehicles, Trailers and Semi-Trailers3410134101Manufacture of motor vehicles - including passengerand commercial vehicles like motor cars, jeeps, stationwagon, ordinary and special purpose lorries, trucks andgoods vans; lorries with automatic discharging devices,tankers, drop frame lorries, refuse collectors, etc. ; alsoincluded over-the-road tractors for semi-trailers3420134201Manufacture of bodies (coach work) for motor vehicles;manufacture of trailers and semi-trailers; manufactureof containers for transport of goods by transport GroupSub -CodeDescriptionGroupNo.3430134301Manufacture of parts and accessories for motorvehicles and their engines [brakes, gear boxes, axles,road wheels, suspension shock absorbers, radiators,silencers, exhaust pipes, clutches, steering wheels,steering columns and steering boxes and other partsand accessories n.e.c.]Division 35: Manufacture of other transport equipment3510135101Building and repairing of ships and fishing trawlers [Thisclass includes ship building and repairing (includes yachtsand other vessels for pleasure or sports) and theconstruction and repair of floating structures, whether ornot used in freight/passenger carriage; ship breaking]3520135201Manufacture of railway and tramway locomotives androlling stock; Manufacture of parts and accessories isalso included here3530135301Manufacture of aircraft and spacecraft - including flyingballoons, gliders, hang gliders and other non-poweredaircraft; Manufacture of parts and accessories is alsoincluded here3590135901Manufacture of motorcycles, mopeds, scooters,scooterettes, auto-rickshaws, tempos (three-wheelers)and cycles fitted with an auxiliary engine, whether ornot with an attached side car; Manufacture of engines,side cars and other specialized parts and accessoriesfor motor cycles, scooters and three-wheelers3590935909Manufacture of bicycles (including racing bicycles andchildrens bicycles), cycle rickshaws and invalid carriageswhether or not motorized or otherwise mechanicallypropelled; Manufacture of parts and accessories forbicycles, cycle-rickshaws and invalid carriagesManufacture of bullock-carts, pushcarts, tongas andhand-carts etc. ; Manufacture of other transport GroupSub -CodeDescriptionGroupNo.equipment n.e.c., including trolleys of various sorts,including those specialized for particular industriesDivision 36: Manufacture of furniture; manufacturing n.e.c.3610136101Manufacture of furniture & fixtures made of wood, cane,reed, metal, plastic etc.3690136901Manufacture of jewellery & related articles (of preciousmetal and gemstones other than diamond) and mintingof currency coins3690236902Diamond cutting and polishing3690336903Manufacture of musical instruments3690436904Manufacture of sports and athletic goods3690536905Manufacture of games and toys3690636906Manufacture of stationery articles like pens, pencils,pencil leads, pen refills, date sealing or numberingstamps, typewriter ribbons, inked pads etc.3690736907Manufacture of imitation Jewellery, brooms and brushes;floor sweepers, mops; feather dusters; paint pads androllers etc.; umbrellas, sun umbrellas, walking sticks,seat sticks, whips, riding crops, buttons, pressfasteners, snap fasteners, press studs and slidefasteners; articles of personal use: smoking pipes;combs, hair slides and similar articles; cigarette lighters;vacuum flasks and other vacuum vessels for householduse; articles of human hair and other articles of personaluse n.e.c. ;3690936909Manufacture of linoleum and hard surface floorcoverings; Manufacture of miscellaneous decorativearticles n.e.c.: articles made from ivory, bones andhorns; artificial flowers; and other novelties andpresentation articles n.e.c.; Making of candles, tapersand similar products of wax ; All other products n.e.c. GroupSub -CodeDescriptionGroupNo.Division 37: Recycling3700137001Recycling of metal waste and scrapRecycling of non-metal waste and scrapE. ELECTRICITY, GAS AND WATER SUPPLYDivision 40: Electricity, Gas, Steam and Hot Water Supply4010140101Generation of electricity: hydro-electric power plants ,coal based thermal power plants, oil-based thermalpower plants, atomic reactor power plants and otherpower plants using conventional fuels (e.g. gas based)Transmission of electricity generated from conventionalsources [hydro-electric power plants , coal basedthermal power plants, oil-based thermal power plants,atomic reactor power plants and other power plantsusing conventional fuels (e.g. gas based)]4010240102Energisation of pumpsets/wells (advances granted toState Electricity Boards for energisation of pumpsets/wells should be shown here)4010340103Collection and distribution of electric energy tohouseholds, industrial, commercial and other users4010440104Generation and distribution of bio-gas energy4010540105Generation and distribution of Solar energy and energyfrom other non-conventional sources (wind mills etc.)4020140201Manufacture of gas; distribution of gaseous fuelsthrough mains4030140301Steam and hot water supplyDivision 41: Collection, purification and distribution of water4100141001Collection, Purification and distribution of water GroupSub -CodeDescriptionGroupNo.F. CONSTRUCTIONDivision 45: Construction[Loans given to borrowers whose main occupation is construction and maintenanceof activities listed below]Construction other than Infrastructure4500145001GENERAL CONSTRUCTION (including alteration,addition, repair and maintenance) of residential buildingsor non-residential buildings carried -out on own-accountbasis (as in the case of construction of buildings by abuilder for sale/lease) or on a fee or contract basis;4500245002SPECIALISED CONSTRUCTION [includes constructionand maintenance of sports stadia and other constructionnot elsewhere classified and specialised construction suchas foundation work, water well drilling scaffolding etc.];Construction and maintenance of industrial plants otherthan power plants[Loans given to borrowers for construction of house forown use is to be shown under housing loans. Loansextended to borrowers for construction of shops, factories,staff quarters, office building etc. should be classified asper the borrowers main activity.]4500345003Loan for Setting up of industrial estates4500445004Building installation and Building completion[CONSTRUCTION CONTRACTORS]Building installation [These activities are usuallyperformed at the site of construction, although parts ofthe job may be carried out in a special shop. Repair ofinstallations is also included.] e.g. Plumbing anddrainage, Installation of heating and air-conditioningsystems, antennas, elevators and escalators; insulation GroupSub -CodeDescriptionGroupNo.work (water, heat, sound); and sound proofingsystems, Electrical installation work for constructionsetc.Building completion [Includes activities that contributeto the completion or finishing of a construction. Repairsof the same type are also included]Infrastructure Construction4501145011Power-Construction / erection and maintenance of powerand transmission lines; hydro-electric projects, powerplants, other than hydro-electric power plants.4501245012Telecommunications-Construction/erection andmaintenance of telecommunication and transmissionlines; telecom projects.4501345013Roads & Ports-includes construction and maintenanceof roads, rail-beds, bridges, tunnels, pipelines, rope-ways, ports, harbours and runways etc.; Constructionand Maintenance of water ways4501945019Other Infrastructure Construction n.e.c. like constructionand maintenance water reservoirs, irrigation channelsetc.G. WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES,MOTORCYCLES AND PERSONAL / HOUSEHOLD GOODSDivision 50: Sale, Maintenance and Repair of Motor Vehicles and Motorcycles;Retail Sale of Automotive Fuel5000150001Sale of all kinds of Motor vehicles [Includes wholesaleand retail sale of new and used passenger motorvehicles and lorries, trailers and semi trailers; Two-wheelers (Motorcycles, scooter etc.) and Three-wheelers (auto-rickshaws etc.)]5000250002Sale of all kinds of parts and accessories of motor GroupSub -CodeDescriptionGroupNo.vehicles, Two- and Three-wheelers. [includes wholesale& retail sale of all kinds of parts , components, andaccessories for motor vehicles, two- and three-wheelers, when not combined with sale of suchvehicles themselves.];5000350003Maintenance and repair of motor vehicles, two- andthree-wheelers [including washing and polishing etc.]5000550005Retail sale of automotive fuel [includes the activity ofpetrol filling stations. This activity is often combined withsales of lubricating products, cleaning and all otherkinds of products for motor vehicles. If the mainobject, however, is the sale of automotive fuel orlubricants, they remain classified here.]Division 51: Wholesale Trade and Commission trade (Except of Motor Vehiclesand Motorcycles)5110151101Wholesale on a fee or contract basis. [Includescommission agents, commodity brokers and auctioneersand all other wholesalers who trade on behalf and onthe account of others]5120151201Food Procurement5120251202Food grains (cereals and pulses)5120351203Tobacco & Tobacco products.5120451204Food and beverages [includes wholesale of fruits andvegetables, dairy products, eggs & edible oils & fats,meat, fishery products, sugar, confectionery & bakeryproducts, beverages, coffee, tea, cocoa and spices,etc.]5120551205Seeds (including cotton and oil seeds), agricultural rawmaterial & live animals5130151301Diamonds, Gems and Jewellery5130251302Pharmaceutical and medical goods; GroupSub -CodeDescriptionGroupNo.5130351303Textiles, clothing and footwear and other householdgoods like toiletry, perfumery, cosmetics, metal,porcelain & glass utensils; crockery and chinaware &household products made from rubber & plastic; furniture& fixtures; watches/clocks & optical goods; radio,television & other consumer electronics; paper & otherstationery items; books, magazines & newspapers;photographic equipments, games, toys & sports goods;leather goods & travel accessories; cleaning materialsetc.5140151401Cotton5140251402Jute and Mesta5140351403Fertilizers (including advances granted to factories fordistribution of fertilizers) and pesticides5140451404Wholesale of solid, liquid and gaseous fuels and relatedproducts.5140551405Wholesale of metals and metal ores5140651406Wholesale of construction materials, hardware,plumbing and heating equipment and supplies5140951409Wholesale of other intermediate products, waste andscrap [includes basic industrial chemicals, plasticmaterials in primary forms, textile fibres, waste andscrap and materials for re-cycling etc.]5150151501Agricultural machinery and equipment5150251502Machinery, equipment and supplies (other thanagricultural machinery and equipment)5190151901Handicrafts5190251902Carpets5190951909Other wholesale n.e.c. [Includes specialized wholesalenot covered in any one of the previous categories and GroupSub -CodeDescriptionGroupNo.wholesale in a variety of goods without any particularspecialization.]Division 52: Retail Trade (Except of Motor Vehicles and Motor Cycles); Repairof Personal and Household Goods5210152101Non-specialized retail trade in stores (Generalmerchandise) including consumer co-operative stores5210252102Public utility services transacted through consumer co-operative stores & private retail traders (i.e. advances grantedfor fair price shops/authorised ration shops dealing in essentialcommodities i.e. wheat, rice, sugar, controlled cloth, keroseneoil, imported edible oil and soft coke)(These retail outlets of the public distribution system fallunder the purview of statutory rationing/modified rationing/informal rationing administered by State Government/UnionTerritory Administrations and they are required to haveseparate physical entity (demarcated premises) andmaintain separate books of accounts and records coveringpurchase, store and sale of essential commodities tofamily/ration card-holders issued by Controller ofRationing/Directorate of Civil Supplies, etc.)5220152201Retail sale in specialized stores of food, beverages andtobacco5230152301Retail sale of fertilizers and pesticides5230252302Retail sale of seeds5230352303Retail sale of Agricultural implements and machinery5231152311Retail sale of diamonds, gems & Jewellery5231252312Retail sale of construction materials, hardware, paintsand glass5231352313Retail sale in specialised stores of pharmaceutical andmedical goods, cosmetic and toilet articles; GroupSub -CodeDescriptionGroupNo.Textiles, clothing, footwear and leather goods [includingtravel accessories];Household appliances, articles and equipment;Other retail sale in specialised stores like watches andclocks, computers and non-customized software,photographic, optical and other stores and supplies etc.,firewood, coal and kerosene oil and cooking gases,books, magazines and stationery, including distributionof newspapers, sports goods, games and toys, flowersand plants; pet animals; wall paper and floor coverings;and other non-food products not elsewhere classified5231952319Other Retail trade n.e.c.5240152401Retail sale of second hand goods in stores(includingthe pawn shops)5250152501Retail trade not in stores e.g. via mail order houses[includes the activity of retail selling through tele-shopping]; via stocks and markets; via Internet (networkmarketing) etc.; by salespersons who go from houseto house or by vending machines or on a fee or contractbasis etc.5260152601Repairs of personal and household goods: includesrepair of footwear and leather goods, householdelectrical appliances, TV,VCR, radio, tape recorder,refrigerator and other similar items, watches andclocks, bicycles and cycle rickshaws etc.[Repairs and services carried out by individual orcompany other than the manufacturer is to be classifiedhere. Repairs of capital goods are classified in the sameclass as the units that produce the goods] GroupSub -CodeDescriptionGroupNo.H. HOTELS AND RESTAURANTSDivision 55: Hotels and Restaurants5510155101Hotels, Motels and Resorts; camping sites and otherprovision of short-stay accommodation [Restaurantfacilities operated in connection with the provision oflodging remain classified in this group. Also includedare the operation of sleeping cars when carried on byseparate units]5520155201Restaurants, bars and canteens; Caterers-includingdoor to door services; [Sales through vending machinesis classified in 52501]I. TRANSPORT, STORAGE AND COMMUNICATIONSDivision 60: Land Transport; Transport via pipelines6010160101Transport via railways [Includes passenger and freighttransport by inter-urban railways. Also covers relatedactivities such as shunting & switching]6020160201Scheduled passenger land transport [Includes activitiesproviding regular urban, suburban or inter urban transport ofpassengers on scheduled routes, other than inter urbanrailway transport. They may be carried out with motor bus,tramway, trolley bus, underground and elevated railways. Alsoincluded are the operations of school buses, town-to-airport/station lines, sightseeing buses, aerial cableways etc.]6020260202Non-scheduled passenger land transport by man oranimal drawn vehicles like cycle-rickshaws; animals likehorses, elephants, mules, camels etc.; Bullock-carts,ekkas, tongas etc.Freight transport by man or animal drawn vehicles likecycle-rickshaws, hand cart, porters, coolies etc.;transport by animals like horses, elephants, mules,camels etc.; Bullock-carts, ekkas, tongas etc. GroupSub -CodeDescriptionGroupNo.6020360203Non-scheduled passenger land transport such as taxioperation, auto-rickshaws, scooters, rental of privatecars with operator and other occasional coach services6020460204Freight transport by motor vehicles (trucks, buses,tempos etc.) including refrigerated vans6030160301Transport via pipelines [Includes transport via pipelinesand the incidental activities like operation of pumpstations and maintenance of the pipeline.]Division 61: Water Transport6110161101Ocean and coastal water transport6120261202Inland water transportDivision 62: Air Transport6200162001Scheduled air transport6210162101Non-scheduled air transportDivision 63: Supporting and auxiliary transport activities, activities of travelagencies6300163001Warehousing6300263002Cold storage6301163011SUPPORTING SERVICES TO LAND TRANSPORTsuch as operation of railway stations, bus stations,highway bridges, toll roads, vehicular tunnels; parkinglots and left-luggage facilities at the railway stations,bus stations; and traffic control activities6301263012SUPPORTING SERVICES INCIDENTAL TO WATERTRANSPORT such as operation and maintenance ofpiers, docks, pilotage and loading and unloading ofvessels.6301363013SUPPORTING SERVICES TO AIR TRANSPORT such GroupSub -CodeDescriptionGroupNo.as operation and maintenance of terminals, flyingfacilities, radio beacons, flying control centres and raderstations etc.6301463014Activities of travel agencies and tour operators; touristassistance activities n.e.c.6301963019Activities of other transport agencies [Includes cargohandling, forwarding of freight, organisation orarrangement of transport on behalf of the shipper orconsignee, receiving and acceptance of freight,transportation document preparation, consolidation andbreak bulk of freight, freight brokerage, custom housebrokerage, bill auditing and freight rate information,brokerage for ship and aircraft space, packing andcrating and unpacking and de-crating, weighing andsampling of freight etc.]Division 64: Post and Telecommunications6410164101Post and courier activities6420164201Telecommunication services: includes the activities ofSTD/ISD booths, provision of value added telecomservices like paging, e-mail, video conferencing, Internetetc. (This includes cyber cafes); Activities of the cableoperators6420264202Provision of basic telecom services including cellularphones; Maintenance of Telecom Network; (erection/construction of telecommunication lines covered under45001)J. FINANCIAL INTERMEDIATIONDivision 65: Financial intermediation except Insurance and Pension Funding Banks6510165101Commercial Banks6510265102Regional Rural Banks GroupSub -CodeDescriptionGroupNo.6510365103Co-operative Banks6510465104Local Area BanksCo-operative Institutions and Land Development Banks6590165901Primary Agricultural Credit Societies (PACS)6590265902Farmers Service Societies (FSS) and Large sizedAdivasi Multi-purpose Societies (LAMPS)6590365903Apex Co-operative Housing Finance Societies6590465904Co-operative Marketing Societies (including loans toco-operative banks for re-lending to co-operativemarketing societies) and Co-operatives of producers(for example, Aarey Milk Colony Co-operative societyconsisting of licencee cattle owners)6590565905Land Development Banks-SLDBs and PLDBs6590965909Other non-agricultural credit societiesNon-Banking Financial Institutions/Companies6591165911Development Financial Institutions (e.g. IDBI, IFCI,ICICI, SIDBI, NHB, EXIM Bank, DFHI, SFCs, etc.)6591265912Housing finance companies/corporations, otherspecialised institutions granting credit for housepurchase (including those accepting deposits)6592165921Factoring/Hire Purchase Finance Companies6592265922Chit funds/Kuri companies6592365923Saving & Loan companies6592465924Nidhis/Mutual benefit financial companies6592565925Non-operating financial holding companies (Investmentcompanies)6592665926Financial Leasing companies (Equipment Leasingcompanies) GroupSub -CodeDescriptionGroupNo.6592965929Other NBFCsOther financial intermediation6593165931Agricultural Finance Corporations6593265932Mutual Funds including Unit Trust of India6593365933Shroffs and other indigenous bankers (include pawnbrokers, private money lenders)6593965939Other financial intermediation n.e.c.Division 66: Insurance and Pension Funding, Except Compulsory SocialSecurity6600166001Life insurance [This class includes life insurance(including reinsurance) and other long-term insurance,with or without a substantial saving element, includingthe collection and investment of funds]6600266002Non-life insurance6600366003Pension funding [This class includes the provision ofretirement incomes, including activities involving thecollection and investment of funds]Division 67: Activities auxiliary to Financial Intermediation6710167101Agro-industries Corporations6710267102Securities trading companies/broking firms6710367103Industrial Development Boards/Corporations/Federations including all State Development Boards andother Developmental Institutions (e.g. Tea Boards,Coffee Boards, Khadi Development Board, etc.)6710467104Merchant banking/Financial services companies6710567105Loans for activities auxiliary to financial intermediationexcept insurance and pension funding [likeadministration of financial markets, Security dealing GroupSub -CodeDescriptionGroupNo.activities by stock/share brokers; Loans to financialadvisers, mortgage advisers and brokers, bureaux dechange etc.]6720167201Loans for activities auxiliary to insurance and pensionfunding [like insurance agents, average and lossadjusters, actuaries and salvage administrators.]K. REAL ESTATE, RENTING AND BUSINESS ACTIVITIESDivision 70: Real Estate Activities7000170001Real estate activities including leasing of Real property(construction is classified in division 45).Division 71: Renting of Machinery and Equipment7110171101Renting of land, water and air transport equipments7120171201Renting of construction and civil engineering machineryand equipments. Renting of office machinery andequipments [including computers]; All other renting andnon-financial leasing of machinery and equipmentsn.e.c.7130171301Renting of personal and household goods n.e.c.[includes renting of all kinds of personal and householdgoods, whether the customers are household orindustries]Division 72: Computer and Related Activities7210172101Hardware consultancy. [This class includesconsultancy on type and configuration of hardware withor without associated software application.(Similaractivities carried out by units selling computers areclassified in class 30002).7220172201Software consultancy and supply . [includes activitiesin connection with analysis, design and programmingof systems ready to use. This usually involves the GroupSub -CodeDescriptionGroupNo.analysis of the users needs and problems, consultancyon the most economic solution and producing thenecessary software to realize this solution. Alsoincluded is the simple writing of programs followingdirectives of the user. Specifically these activitiesinvolve development, production, supply anddocumentation of order-made software]7230172301Data processing and Database activitiesData processing. [This includes the processing ortabulation of all types of data. Provision of such serviceson (i) an hourly or time-share basis, and (ii) managementor operation of data processing facilities of others on atime sharing basis; on a fee or contract basis].Database activities. [This includes data basedevelopment, data storage and data base availability.The provision of data in a certain order/sequence,accessible to everybody or to limited users and can besorted on demand].7250172501Maintenance and repair of office, accounting andcomputing machinery7290172901IT placement Services7290972909Other computer related activities [for example activitiesof development of multimedia presentation on accountof others, maintenance of web-sites on account ofothers etc.] (cyber cafe, communication through e-mail,internet & data transmission are to be coded at 64201)Division 73: Research and Development7300173001Research and experimental development on naturalsciences and engineering.Research and experimental development on socialsciences and humanities. [Market research is classifiedin class 74101]. GroupSub -CodeDescriptionGroupNo.Division 74: Other Business Activities7410174101Professional services (except Medical) (Medicalservices to be coded at 85102 and engineering/technicalservices at 74201)Legal activities. [Legal services such as those renderedby advocates, barristers, solicitors, pleaders,mukhtiars, etc.]Accounting, book-keeping and auditing activities; taxconsultancy.Market research and public opinion polling.Business & management consultancy activities.[Includes the provision of advice, guidance or operationalassistance to businesses. These activities involvepublic relations other than by paid advertisements,welfare and charity affairs, politics, lobbying. Activitiesin connection with project management, planning,organisation, management information etc. Arbitrationand conciliation between management and labour.Also included are the activities of management holdingcompanies.7420174201Architectural, engineering and other technical activities.7430174301Advertising and publicity concerns7440174401Merger, Acquisition and Re-structuring of companies.7490174901Labour recruitment and provisionInvestigation and security activitiesServices like building cleaning activities, photographicactivities, packaging activities not covered elsewhereOther business activities and services n.e.c. like GroupSub -CodeDescriptionGroupNo.Auctioning activities, Business brokerage activities,Photostat, blue-printing, Xeroxing, copying ofdocuments, ammonia printing and cyclostylingservices, Fashion design, Services rendered by liaisonoffices etc.L. PUBLIC ADMINISTRATION AND DEFENCE; COMPULSORY SOCIALSECURITYDivision 75: Public Administration and Defence; Compulsory Social Security7500175001Activities of Union, State, local and quasi-governmentagencies that provide healthcare, education, culturalservices and other social services, including socialsecurity - this includes Municipal corporations,Municipalities, Housing boards, Water Drainage andSewerage boards and such public utilitiesM. EDUCATIONDivision 80: EducationEducational Services rendered by schools/colleges/commercial institutions/universities:8000180001General Primary and Secondary education8000280002Higher education8000380003Technical and vocational educationN. HEALTH AND SOCIAL WORKDivision 85: Medical, Health and social WorkMedical and health services8510185101Hospital activities. [Includes the activities of generaland specialized hospitals, sanatoria, asylums,rehabilitation centres, dental centres and other health GroupSub -CodeDescriptionGroupNo.institutions that have accommodation facilities, includingmilitary base and prison hospitals].8510285102Medical and dental practice activities. [Includesconsultation and treatment activities of generalphysicians and medical specialists including dentists]Other human health activities [Includes all activities forhuman health other than by hospitals and medicaldoctors and dentists] - Activities of Ayurvedapractitioners, Unani practitioners, homeopaths, nurses,physiotherapists or other para-medical practitioners,physical fitness centres, independent diagnostic/pathological laboratories, independent blood banks,independent ambulance activities etc.8520185201Veterinary activities (clinico-pathological and otherdiagnostic activities pertaining to animals & birds)8530185301Social work- community and welfare services organisedby individuals or organisations including NGOs andclubsO. OTHER COMMUNITY, SOCIAL AND PERSONAL SERVICE ACTIVITIESDivision 90: Sewage and Refuse Disposal, Sanitation and Similar Activities9000190001Sewage and refuse disposal, sanitation and similaractivitiesDivision 91: Activities of membership organisation9110191101Activities of business, employers and professionalorganisations [industry associations, chamber ofcommerce and similar federations, association ofwriters, painters, lawyers, doctors, journalists and othersimilar organisations, trade unions etc]9190191901Services rendered by religious, political and othermembership organisations GroupSub -CodeDescriptionGroupNo.Division 92: Recreational, Cultural and Sporting Activities9210192101Motion picture and video production and distribution9210992109Other Entertainment activities likeMotion picture projectionRadio and television activitiesDramatic arts, music and other arts and relatedactivitiesOther entertainment activities n.e.c. [Includes activities ofball rooms, video parlours, discotheques, amusement parksand similar attractions; circus; puppet shows and productionof other kinds of entertainment not elsewhere classified.]9220192201News Agency Activities9230192301Library, archives, museums and other cultural activitiesLibrary and information centres ; Archives activities;Audio/video cassette and CD ROM librariesMuseum activities and preservation of historical sitesand buildingsActivities of Botanical and zoological gardens and naturereserves.9240192401Sporting and other recreational activitiesDivision 93: Other Service Activities9300193001Artisans and craftsmen (advances availed for pursuingself-employed activities by carpenters, masons, brick-makers, potters, tailors, jewellers, hair-dressers, black-smiths, cobblers, washermen, plumbers, electricians,weavers, etc.)9300293002Services such as domestic, laundries, saloons, beautyparlours, portrait and commercial photographic studiosand other self employed persons GroupSub -CodeDescriptionGroupNo.Division 94: Personal Loans9400194001Staff housing loans (excluding, loans to staff under NHBScheme) including the loans to co-operative housingsocieties of staff9400294002Housing loans under National Housing Bank (NHB)Scheme (including, loans to staff under NHB Scheme),Other housing loans (excluding staff) including the loansto co-operative housing societies9400394003Loans for purchase of Motor Vehicle by individuals forpersonal use (motor vehicle including two-wheelers)excluding those given to staff members9400494004Loans for purchase of consumer durable goodsexcluding those given to staff members (loan availedby a doctor for purchase of refrigerator for his domesticuse should be coded as 94004 whereas a refrigeratorto be used in his clinic for professional purposes shouldbe coded as 85102)9400594005Education - loans to individuals for pursuit of studies(loans to educational institutions should be includedunder division 80 and Not here)9400694006Loans to staff for purposes other than housing includingthose against FDRs, shares etc.9400794007Personal loans other than to staff members- loansagainst shares, debentures, Government securities,fixed deposit receipts, real estates, etc. (Such loans toother than individuals should be coded as per borrowersactivity/occupation).9400894008Loans advanced through credit cards9400994009Other personal loans (other than to staff members)include loans for domestic consumption, medical GroupSub -CodeDescriptionGroupNo.expenses, travel, marriage, death and other socialceremonies, loans for repayment of debt, etc. (Loansagainst FDRs/Financial securities In the case ofindividuals should be coded as 94007)Division 99: MISCELLANEOUS9999999999All other loans not classified elsewhere or activities notadequately described (this code should be usedsparingly) LIST FNATURE OF BORROWAL ACCOUNTSr. No.Nature of Borrowal AccountCode1.Artisans/Craftsmen; Village/Cottage Industries; Tiny 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