ࡱ> 574q bjbjt+t+ "$AA]PPPPPPPdddddd3 6  $ X P PP2PP ddPPPP  > PP  dd Investing--  HYPERLINK http://www.sec.gov http://www.sec.gov EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system, performs automated collection, validation, indexing, acceptance, and forwarding of submissions by companies and others who are required by law to file forms with the U.S. Securities and Exchange Commission (SEC). Its primary purpose is to increase the efficiency and fairness of the securities market for the benefit of investors, corporations, and the economy by accelerating the receipt, acceptance, dissemination, and analysis of time-sensitive corporate information filed with the agency. ( HYPERLINK http://www.sec.gov/edgarhp.htm http://www.sec.gov/edgarhp.htm) Also, learn how to invest wisely and avoid fraud on the Internet from the Securities and Exchange Commissions publication entitled SEC Road Map to Saving & Investing" ( HYPERLINK http://www.sec.gov/consumer/secmap.htm http://www.sec.gov/consumer/secmap.htm) in which one can refine one's investment choices based on one's goals and personality. 2. NPFE --  HYPERLINK http://www.npfe.org http://www.npfe.org The web site is a portal to a broad array of financial information. The search mechanism allows an individual to search for financial information based on a particular topic or by a specific organization. Topics include: retirement saving, home financing, financial education resources, debt and credit management, laws/regulations and fraud protection. Also interactive tools are provided via linked websites that calculate for example, retirement, saving, some financing and debt. Retirement Planning  HYPERLINK http://www.ssa.gov http://www.ssa.gov Begin planning for retirement by computing your estimated Social Security benefits online at the Social Security Administration. SSA's home page also provides information on obtaining a Social Security number as well as information for employers on reporting earnings. This website has a retirement planner as well as educational information. ( HYPERLINK http://www.ssa.gov www.ssa.gov) Retirement Planning  HYPERLINK http://www.dol.gov http://www.dol.gov At the Department of Labor's website, employees and employers both can find information ranging from tools to help one save for a secure retirement to information on benefit rights and responsibilities under the law to help to make informed decisions for their plan account. The Department of Labor also provides an interactive website to help small employers understand the options they have for setting up a plan and helping to select the best option for them. This tool is being expanded, working with the U.S. Chamber of Commerce, the Small Business Administration and Merrill Lynch, to provide even more information to help small employers interested in helping their employees save for retirement. ( HYPERLINK http://www.dol.gov/dol/pwba http://www.dol.gov/dol/pwba) Home Buying--  HYPERLINK http://www.hud.gog http://www.hud.gov Buy your first home with help from the Department of Housing and Urban Development HUD's web page provides a comprehensive homebuyer's kit, complete with searchable databases of HUD homes for sale, condominiums and developments approved for FHA financing, and HUD approved lenders. It includes information on buying, selling, improving, and refinancing a home. ( HYPERLINK http://www.hud.gov/buyhome.html) http://www.hud.gov/buyhome.html) 6. Savings Bonds --  HYPERLINK http://www.savingsbonds.gov http://www.savingsbonds.gov To find out how to purchase savings bonds or to get an EasySaver application. ( HYPERLINK http://www.savingsbonds.gov www.savingsbonds.gov) 7. Federal Reserve  HYPERLINK http://www.federalreserve.gov http://www.federalreserve.gov This "Consumer Information" page contains information pertaining to credit cards, home mortgages, vehicle leasing, complaints against banks and credit protection law. ( HYPERLINK http://www.federalreserve.gov/consumers.htm http://www.federalreserve.gov/consumers.htm) U.S. Department of Agriculture ( HYPERLINK http://www.usda.gov www.usda.gov) The United States Department of Agriculture/Cooperative State Research, Education, and Extension Service has two websites that specifically provide financial management education. The "Investing For Your Future" site contains an 11unit homestudy course developed by a consortium of six landgrant universities, the USDA/CSREES, and the Securities and Exchange Commission for beginning investors with small dollar amounts to invest. ( HYPERLINK http://www.investing.rutgers.edu http://www.investing.rutgers.edu) The Money 2000 website provides information on a Cooperative Extension System program designed to help people increase net worth significantly through better spending and saving habits. MONEY 2000 participants receive encouragement and assistance in their efforts to increase their financial wellbeing including use of interactive activities and financial calculators on the website. 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