ࡱ> ac` @ bjbj00 1>RRk7XXXXXXXl4*4*4*8l**lJ++++++++@@@@dAE-J$LROQJX3++33QJXX++fJj6j6j63X+X+@j63@j6j6R:XXS>++ < ]4*4^>>|J0J5>O65O<S>llXXXXOXS>0+-Xj6%/90+++QJQJlld(dT6ll( LOBBY NOTICE REQUIREMENTSNOTICE / POSTERAVAILABILITYSPECIAL INSTRUCTIONS0BTAIN FROMFDIC Member For all banks: FDIC 328.1 OCC 12 CFR 328 [D/Up not exempt] [W/Up not exempt] [ATMs exempt] [Recmd for New Accts]POSTPost at each window or station where deposits are accepted. [Black on gold; 3 x 7]Compliance Department or Marketing Compliance or Marketing: Order from FDIC - FAX (301) 772-8360 glueable 2-sided decals decals with base (plastic) decals with chain (to hang)CRA Notice OCC 12 CFR 25.6 OCC 12 CFR 345 FDIC 345.6 POSTPost in lobby of main office and each office public lobby, including those lending areas separated from main lobby. Bank must adhere to regulatory samples. Office defined by FDIC and OCC as a facility that accepts deposits [FDIC- Appn B #2; OCC Bulletin #BB-93-11]. Includes loan production centers that accept deposits as a courtesy to customersLegal (proforma) Compliance (proforma) Marketing (sign)CRA Public File OCC 12 CFR 25.43 FDIC 345.43Main bank: Public File (Comments, public section of CRA evaluation, branch list, branches opened and closed, list of services, map, modified LAR, and other bank info.) Branches: Public section of CRA evaluation and list of services. Provide modified LAR as requested.To be available to requestor at no charge. Update annually. Keep all issues for last 2 years at main office.Bank Financial Disclosure Notice OCC 12 CFR 18.7 FDIC 350.7 and .7(b) POST Post in lobby of main and branch offices. Compliance (proforma) Marketing (sign) Finanical Disclosure StmtContact Comptroller.Update annually. First copy to be at no charge.Cashier/Comptroller Dept.Equal Housing Poster OCC 24 CFR 110.15 FDIC 338.4(a) & (b) F/R 12 CFR 338  POST [Rev. 3/89]To be prominently displayed in public lobbies and special lending areas where deposits are recd or R/E secured loans are made. [11 x 14]Compliance Department or Markting (signs) Compliance or Marketing order from: FDIC, 2009 Beaver Rd, Landover, MD 20785 (202)898-7390; OCC Communications Dept. Washington, D.C. 20210 or FAX: (202) 874-5263Home Mtg Discl Notice 12 CFR 203.5(d) for all banks in MSA. FDIC 203 if in MSA-Appn A POST In lobby of main and branch offices. Legal (proforma) Compliance (proforma) Marketing (sign)  LOBBY NOTICE REQUIREMENTSNOTICE / POSTERAVAILABILITYSPECIAL INSTRUCTIONS0BTAIN FROMMtg Loan Disclosure Stmt & Data 12 CFR 203.5(b). FDIC 203.5(b) 12 USC 2804Contact Legal DepartmentDisclosure Stmt: Updated by FFIEC annually based on our tapes to them. Provide w/n 3 days of receipt from FFIEC or w/n 10 days at one office in additional MSA Modified LAR: If request made 1/1 to 3/1: by 3/1. If request made after 3/1, w/n 30 days of request.Legal (Statement) Mortgage (Modified LAR)Expedited Funds (Reg CC) 12 CFR 229.18 and Commentary for all banks. FDIC 229.18 [D/Up exempt] [W/Up not exempt] [ATMs not exempt] [Recmd for New Accts - if deposits taken] POSTPost in conspicious location - where deposits are accepted...which describes time periods of availability...Includes ATMs, new accounts, lobbies. See definition of office in CRA, above. Compliance (proforma) Marketing (sign)Customer Identification Pgm (BSA) 31 CFR 103.121(b)(5) [New Accts posting is preferred] POST or ORALThis describes the identification requirements of this bank and provides the notice in a manner reasonably designed to ensure that a customer is able to view the notice, or is otherwise given notice, before opening an account. 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