ࡱ> ceb %bjbjSS 4L11pp<d^"~~~~~Yn{\!!!!!!!$$&n"YY"~~"xxx"~~!x!xx!a!~5V-!!."0^"5!,<'B<'a!<'a!h>,xA$ei""H0^"<'p :  INCLUDEPICTURE "cid:E26FE122-7073-41F1-A0D5-91823B5C03BC" \* MERGEFORMAT  APPLYING FOR FINANCIAL AID Applying for financial aid is as important a part of the college admissions process as applying to the colleges. If you know, or even think that you will need financial aid to pay for college you need to learn about the financial aid application process. THE PROCESS OF APPLYING FOR FINANCIAL AID (Taken from the  HYPERLINK "http://www.collegeboard.com" www.collegeboard.com Website) 1. Apply Early - Don't wait until you get a college acceptance letter to apply for aid, or chances are you will have missed the colleges deadline and most grants and scholarships will be gone. If you're applying to college early, your financial aid deadlines will also be early -- usually in October or November. If you're applying regular decision, your financial aid deadlines usually fall in January or February. 2. Figure out what forms you need to complete Virtually all colleges require you to complete the Free Application for Federal Student Aid (FAFSA) to apply for federal and state aid. Some colleges have their own institutional forms, in addition to the FAFSA, while many others require the CSS/Financial Aid PROFILE in addition to the FAFSA to apply for non-federal aid. 3. Keep on top of deadlines and details - Missing a financial aid deadline can jeopardize your eligibility. Save time by gathering all of the financial records you'll need (from income tax returns to mortgage information) before you and your family dive into your forms. 4. Consider completing federal income tax returns first - Income information that you report on your tax returns (IRS forms 1040, 1040A, or 1040EZ) is used on financial aid applications. While you don't have to file your return before you complete your applications, it will be much easier and faster to finish if you have at least completed a rough draft of your tax return. 5. Describe any unusual circumstances that might affect your familys ability to pay for college - If you believe that there are circumstances that aren't reflected on the financial aid forms, contact the college financial aid office directly. 6. Complete all forms accurately, completely, and legibly - Inaccurate, incorrect, or missing information can cause delays in processing your applications. 7. Provide all the information requested on the forms - For instance, if your answer is zero, enter a zero. Don't just leave the question blank. This will speed review of your application. 8. Be consistent on all forms - Use the same name on all financial aid forms. In order to complete your file and assess your eligibility, colleges and the federal government will need to match up your records from several sources. Inconsistencies will slow the process. 9. Keep copies of each form Virtually all financial aid applications are now submitted electronically, however, you should print a copy of your completed applications as you may need to refer to a particular form if the college asks for additional information. 10. Follow through - After you submit your forms, sort carefully through any financial aid material you receive in the mail or by email, such as confirmations or requests for additional information. If additional information is needed, send it as soon as possible. If you find errors, address them quickly. When it comes to applying for aid, time is money. APPLYING FOR FINANCIAL AID Commonly Used TermsFinancial AidMoney provided to the student and the family to help them pay for the student's education. Major forms of financial aid include gift aid (grants and scholarships) and self-help aid (loans and work).GrantA type of financial aid based on financial need that the student does not have to repay.ScholarshipA form of financial aid given to undergraduate students to help pay for their education. Most scholarships are restricted to paying all or part of tuition expenses, though some scholarships also cover room and board. Scholarships are a form of gift aid and do not have to be repaid. Many scholarships are restricted to students in specific courses of study or with academic, athletic or artistic talent.LoansA type of financial aid, which must be repaid, with interest. The federal student loan programs are a good method of financing the costs of your college education. These loans are better than most consumer loans because they have lower interest rates and do not require a credit check or collateral. The Stafford Loans and Perkins Loans also provide a variety of deferment options and extended repayment terms.Work-StudyProgram providing undergraduate and graduate students with part-time employment during the school year. The federal government pays a portion of the student's salary, making it cheaper for departments and businesses to hire the student. For this reason, work-study students often find it easier to get a part-time job. Eligibility for FWS is based on need. Money earned from a FWS job is not counted as income for the subsequent year's need analysis process. Important FormsDeadlineWhere Can I Get the Form?FAFSA Free Application for Federal Student AidForm used to apply for Pell Grants and all other need-based aid. As the name suggests, no fee is charged to file a FAFSA. Everyone who applies for financial aid needs to fill out this form. You may not date your FAFSA before January 2 of the year in which you are applying for aid.The online version of the form is available at  HYPERLINK "http://www.fafsa.ed.gov" www.fafsa.ed.gov. You can also get the FAFSA by calling 1-800-4-FED-AID. CSS/Financial Aid ProfilePROFILE, the financial aid application service of the College Board -- a national, not-for-profit membership association. Many of the member colleges, universities, and scholarship programs use the information collected on PROFILE to help them award nonfederal student aid funds. (Some colleges have their own institutional forms. It is your responsibility to find out if any of your colleges have specific institutional financial aid forms.)The 2013-2014 PROFILE Registration & Application will be available online beginning Oct. 1, 2011. Register with PROFILE at least two(2) weeks before the earliest priority filing date specified by the colleges to which you plan to applyIn order to get the PROFILE, you must first register:  HYPERLINK "https://profileonline.collegeboard.com" https://profileonline.collegeboard.com Customer Service: 800-778-6888.  Some Useful Websites: College Board and PROFILE -  HYPERLINK "http://www.collegeboard.com" www.collegeboard.com FAFSA  HYPERLINK "http://www.fafsa.ed.gov" www.fafsa.ed.gov EduPass International Student Guidance  HYPERLINK "http://www.edupass.org" www.edupass.org FastWeb Student Resource Network  HYPERLINK "http://www.fastweb.com" www.fastweb.com Federal Direct Loans  HYPERLINK "http://www.ed.gov/directLoan" www.ed.gov/DirectLoan Resources by State  HYPERLINK "http://www.finaid.org/otheraid/state.phtml" www.finaid.org/otheraid/state.html Financial Aid Information -  HYPERLINK "http://www.finaid.org" www.finaid.org U.S. Dept. of Ed. - http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp Sallie Mae: Provides federally guaranteed student loans  HYPERLINK "http://www.salliemae.com/" http://www.salliemae.com/ State of Connecticut Dept. of Higher Education  HYPERLINK "http://www.sde.ct.gov/sde/site/default.asp" http://www.sde.ct.gov/sde/site/default.asp MEFA Massachusetts Educational Financing Authority  HYPERLINK "http://www.mefa.org/" http://www.mefa.org/ KLMNOPjkln  Z ľwhw\wPwhwh%B*CJaJph333hZAB*CJaJph333hq5B*CJ\aJph333hqB*CJaJph333hq0J5CJ\j hq5CJU\jhq5CJU\hq5CJ\hq hNs\CJ hqCJ h"fhqh"fh0p hwrhwrhwr5B*\phjhcUmHnHuhcjhcUOPlmm n  z)$$d%d&d'dNOPQa$gdv)$$d%d&d'dNOPQa$gdv&$d%d&d'dNOPQgd"f$a$gdwr   5 U*_ }jklʻ磝督督狅zohvh"fCJaJ h"fh"fh"f h%CJh%B*CJaJph333 hZACJ hqCJhq5CJ\hq6B*CJ]aJph333hq5B*CJ\aJph333h%5B*CJ\aJph333hqB*CJH*aJph333hqB*CJaJph333hZAB*CJaJph333*)*jl$If&$d%d&d'dNOPQgd"fs$If$Ifdkd!$$Ifl4#H$04 laf4ytcrstzstu{"")Sp-DFźŭř}qbhq5B*CJ\aJph333hqB*CJaJph333hQ\hqCJaJ hqCJhchqCJaJ&hch 5CJOJQJ\^JaJhchaU0JCJaJhchaUCJaJjhchaUCJUaJhch CJaJ hqaJhq5CJ\ hqCJhqCJaJhq&stz$Iftkd"$$Ifl0#X04 laytct$Iftkd"$$Ifl0#X04 laytctu{$Iftkd#$$Ifl0#X04 laytc"$Iftkd#$$Ifl0#X04 laytc"$Iftkd$$$$Ifl0#X04 laytc"#)OSpsmgggggg$If$Ifkd$$$Ifl4F$C 0$6    4 laf4ytaU- !l!m!`ZTKBBB $IfgdaU $Ifgd0p$If$IfkdK%$$Ifl4\$B  0$64 laf4ytaU    + / I J M N c !!!!/!C!D!j!k!!!!!!!!!!!!!!нƲ~wi~j&haUhqU haUhqjhaUhqU hwrhq hq5 hv5hvhq5h%h%5CJaJhqhhaU0JCJhaUhaUCJjhaUCJU haUCJ hj29CJ h0pCJ hQ\CJ h CJ hqCJ hcCJ hwrCJ'm!!!!!!"I""#WUUUUUUUkd%$$Ifl4\$B  0$64 laf4ytaU $IfgdaU !""""4"5"6"F"G"t"u"""""""""""""#####F#G#H#]#պ௨xպm_mRhwrh"f0JB*phj)hwrh"fUjhwrh"fUj )hwrhqU hwrh"fhQ\hq0JB*phjG(hQ\hqU hQ\hqjhQ\hqUhwrhq0JB*phj~'hwrhqUjhwrhqU hwrhqjhaUhqUhaUhq0JB*ph ]#^#r#s#########$$$!$"$#$%$4$7$x$$$$$$$$˾{t{gUHhwrhwr0JB*ph"jhQ\hwr0JB*UphhQ\hwr0JB*ph hQ\hwrjhQ\hwrUhQ\hwr>*hQ\ hwrhwrhwrhj290JB*phj+hwrhj29>*Uhwrhj29>*jhwrhj29>*U hwrhj29hwrh"f0JB*phj*hwrh"fU hwrh"fjhwrh"fU#_###$y$$%%gdwrgdj29$ %%%&%'%_%`%%%%%%%%%%%üï"jhaUhwr0JB*UphhaUhwr0JB*ph haUhwrjhaUhwrUhwrhaUhaU0JB*ph haUhaUjhaUhaUUhaUhQ\ hwrhwr21h:pc/ =!"#@$%  Dd<  C AR GFRSՔD(FGFRSՔJFIFddDucky!Adobed    #%'%#//33//@@@@@@@@@@@@@@@&&0##0+.'''.+550055@@?@@@@@@@@@@@@" 056@1P!"$4% !1AQa"20qB#R34 brstC$@PSd% ! 1AQ"0qPa@`2BR  =|k 5iƬz*t?1@GgO͗rniZ|̹w/䅹?zϋZ½6~ӗ|ÖM=Mz(KQcS]x厨9]~X@F 0^En[,Ś2NQڍ{ʽ=V,[uZreh4@"5TZ 7SgЍWWtz9ً_^i*%ӜۡoU!T{ZD6kFh(]ͺvC=.e5#,Hh{n X"x=]IB+2>VUDUD~ۑLDLDETN?2u{z?lrb/Eĝ<^x^ѩ8pˏcy$EEEjs?ͧ'Mb5Y*dW$/YSAXA%au7`1/@6|lc0o49cmz*go%LDhW[\Cfuwe#L"%I)C~0{D:jٞ >i?zpm29Mdt8PF$cc#V>"ƣ$5{ T ,ثƞ b&_oo Z>u{.Ͳe *WqaX}J'0\vpUQݱqy"Q` iugZFmwK:H k4:;ktmB{Sߏ_02~==tsY}YH,VvitΆ(%hgڗ۰Գv rw HsϮovQDF89=odzd#ɧ8Mix֣SԂihìE PQ9kV<|6X &u$ MN95 l=_xzEઈ6x37y}//?_M,&.P>?v ap%Yͽ r^@6lփ)Xh^umZ,=(HQ"y  #F=/8GX~D>|u3͂WEeӝE93|T|P35tYtRD,e2b3A(nf0Y.બQXJyM:+o lE7s@DX3EB|ʘzF?UGQD'Jj:bV9j>u߃<}wg~[}>};oqx>u༐^F;NX~܅U,M_ͲF$NTҼEi'a;1,V3JiΞؠ~ T2J8-&TJTI=֨M$Ed0TR,iܷqF*u˘4ܘZ8_}k㏭q>qֿ8Z80db Ac%ܲȧ|]Ckʊ>SP>4rybRf$^:Қ&TzU?jȍ\_0[EOrorPmEAZ<aް.ڸxTq7 9bT25Nyɿq޸"/0]UEK:ΌEs2REeTPN`FpADO\T@YȠ3$0cYEôI"C0Wk[Dk4/#k~kHC5-3EFݵ-J + *x>!Ncyd"TO4p."G M5S=9ޞ%=[}8\Zo-9ʏ=u؎0; AȎr\+ҵ(,@(*7a񔉤 > FRᳶD>\/$uQm#c v[%GqR/EOӎiܐ,zK119NN$=M#cu+%.C,71z BX/n3`1 "ACv]XpI(;Fz2,)рA9avÏ u,w s7.Z2@FVкG~{w`#ԺeCюwEZ{6!"T@ AnB m'hxEZj~@͏F4#IJAlI ƚM>x4e=@W3Nv!=̒"Rtѕ"m8dK2dd2'?Hg9V95lDcS0/٤| $5h^u'z*|Hcb.bFFg$jΘ3Lhff4UQ`]2 *1 {xjzwzU6iQMtkmd,2;9IdosE`L߄^B)LmeqgƑO#Ob 2wS<$b^i,;y}ᗊD;-Rh ڠ=^./.kݜ5WLW#HEGL^3[:$#+6P3θF[Ci#cLPDn(clE>)=A1ҵmPG a^tv Ir;[o^2@iMͺ,K%J y>AtHĉ{v;`Z5&)aCa/9؝"L0DYAckGy,N -k aOw4eHI:#!^֮\ WK\БQub̶׃{kr r$ 'K27Sn!|hu ޗ H6m+SL1ƥ9JOnD:TЀ6MarJ"o)2Hv Hh4:# *3MZ:ѷ66fHqW ;n&y6vJx+s(x<m"߫hD"Uq0*r>ai ļיIŞ$b$cON^q(w!t Wb$cy(6[LfRX7ҧSQv'{8-d,]ýu$-TFmSҵ, ](e̎Ncn2L["V& ΂.PW,K?7z|6bUP [Ep0}eWILQpQ/dWUوIͣsFb_sw56|&YtRI?bvn-C-"k)=qN*CNN,W!RdIem"wɾ`6ȡjħNhgE3Ų]!Af@@gBK!t;0d\PL݌ ȲDK q~MpaNܫVZnpis u)>Mvl+R)L{ˤU<)Uu]1@ki{p1Uݯ{ ,l7¤Tන(d䌁" թ؟]}I?.hY;~`nM{P򴬒SiS;uSJTXXֱًKpkAAn85ks|ܣɁcċ4^)WM5#Vhј/_F^ܞ..shoٸiW%wMdWl4Avb8nQFP^ViI 5 =N$@ κH*rlSii ۉi|t7'nYw $4؀ ^SiqQ L/̈́l@Ia<|pn%X?@*w nnn# g=tf_T`iWp.Jubfqp 0XEҜa.9MĂ!} o:'8]\C)q5ȼ3S(ۺīyu ROz0<)m@P#:i.Hշg*јǴ١ SXXhR8{[1sE+ѩf#I 2_%+s:0SKi#+i巳BХGjqӁ^衐 E]#}VF0Ccl\6Î[%W4$_\YL۹HxIj(=J;_b;[t E΂HeRe;F.erJ#Zm1Vkm$4ܠ>l[3Vx~$yTya:nmyr4R;tH@I,5)Uj 6q0hIN˄k9Rb̵8rFӋs^8]#׋?GbOHLV441\rd"^5<d,2^ObO:jJw];뺘^o؜ XS upjf09ļVIt) ۷ B ,[I<#ݚS)TƘJS:S+ĊWYVwjѽ`Ӟ^eG ğE<iVF33#*M[6r̉1֑f ܰ*lZ鯤gOozF4 xgA-Xid}B;"˭MΞO1\H&R\f];c\-]GW!Rd|F1̮dX.ȆV`Y\#H ]{@|\b.fHL!e!U``u2@F 2㘬$FpjP5oa9,)|L$W%1@Drd?2rϣvxC!rVTs۱N% vm:*ʔa᧖'uG= q̹K^5R8­wb)gEdH ePIj\ <&`T@&/Mul#RZIN\l6 J4& Oe"<cDHkQ_ X#2lᥳ69Ru4 EgܡA!ɠQF 26X.Hx:#x5Ij NU\|eQ,%e4\Pգ F]on"ԸD\ s<Wv6vAzdI[ݎSl%k^4! @ GjPuWw^A%X. K! Y]ˬCżS#MG)MIq!t,׳Ƭ٥`Z|{Zimut|'i_B^Ujk_DyK www.collegeboard.comyK :http://www.collegeboard.com/~$$If!vh#vH$:V l405H$4f4ytc$$If!vh#vX#v:V l05X54ytc$$If!vh#vX#v:V l05X54ytc$$If!vh#vX#v:V l05X54ytc$$If!vh#vX#v:V l05X54ytc$$If!vh#vX#v:V l05X54ytc$$If!vh#vC#v#v :V l40$65C55 4f4ytaU$$If!vh#v#vB #v#v :V l40$655B 55 4f4ytaU$$If!vh#v#vB #v#v :V l40$655B 55 4f4ytaUDyK www.collegeboard.comyK :http://www.collegeboard.com/DyK www.fafsa.ed.govyK 2http://www.fafsa.ed.gov/DyK www.edupass.orgyK 0http://www.edupass.org/DyK www.fastweb.comyK 0http://www.fastweb.com/DyK www.ed.gov/directLoanyK :http://www.ed.gov/directLoanDyK $www.finaid.org/otheraid/state.phtmlyK Vhttp://www.finaid.org/otheraid/state.phtmlDyK www.finaid.orgyK .http://www.finaid.org/^ 2 0@P`p2( 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p8XV~_HmH nH sH tH @`@ NormalCJ_HaJmH sH tH >@>  Heading 1$@& 5CJ\H@H  Heading 2$$@&a$5CJ\aJJ@J  Heading 3$$@&a$5B*\phDA D Default Paragraph FontVi@V  Table Normal :V 44 la (k (No List \^@\ Normal (Web)dd[$\$B*OJPJQJ^Jphfff6U`6 Hyperlink >*B*phFV`F FollowedHyperlink >*B* ph@B@"@ Body TextB*CJaJph333PK![Content_Types].xmlN0EH-J@%ǎǢ|ș$زULTB l,3;rØJB+$G]7O٭V$ !)O^rC$y@/yH*񄴽)޵߻UDb`}"qۋJחX^)I`nEp)liV[]1M<OP6r=zgbIguSebORD۫qu gZo~ٺlAplxpT0+[}`jzAV2Fi@qv֬5\|ʜ̭NleXdsjcs7f W+Ն7`g ȘJj|h(KD- dXiJ؇(x$( :;˹! I_TS 1?E??ZBΪmU/?~xY'y5g&΋/ɋ>GMGeD3Vq%'#q$8K)fw9:ĵ x}rxwr:\TZaG*y8IjbRc|XŻǿI u3KGnD1NIBs RuK>V.EL+M2#'fi ~V vl{u8zH *:(W☕ ~JTe\O*tHGHY}KNP*ݾ˦TѼ9/#A7qZ$*c?qUnwN%Oi4 =3N)cbJ uV4(Tn 7_?m-ٛ{UBwznʜ"Z xJZp; {/<P;,)''KQk5qpN8KGbe Sd̛\17 pa>SR! 3K4'+rzQ TTIIvt]Kc⫲K#v5+|D~O@%\w_nN[L9KqgVhn R!y+Un;*&/HrT >>\ t=.Tġ S; Z~!P9giCڧ!# B,;X=ۻ,I2UWV9$lk=Aj;{AP79|s*Y;̠[MCۿhf]o{oY=1kyVV5E8Vk+֜\80X4D)!!?*|fv u"xA@T_q64)kڬuV7 t '%;i9s9x,ڎ-45xd8?ǘd/Y|t &LILJ`& -Gt/PK! ѐ'theme/theme/_rels/themeManager.xml.relsM 0wooӺ&݈Э5 6?$Q ,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{P8g/]QAsم(#L[PK-![Content_Types].xmlPK-!֧6 0_rels/.relsPK-!kytheme/theme/themeManager.xmlPK-!0C)theme/theme/theme1.xmlPK-! ѐ' theme/theme/_rels/themeManager.xml.relsPK] L !]#$% "#%st"m!#%!$KMCj5FtG]r!&_CXXXXXXXXXXXXX8@0(  B S  ? _Hlt520811763 _Hlt311015998 _Hlt311015999 _Hlt311016390 _Hlt520811739 _Hlt520811740 _Hlt520811756 _Hlt520811757 _Hlt311016372 _Hlt311016477 _Hlt220400896 _Hlt271042433 _Hlt220400833 _Hlt220400863 _Hlt220400827 _Hlt271042446 _Hlt220400804 _Hlt220400805 _Hlt220400812 _Hlt271042340 _Hlt271042341 _Hlt311016591Tttrr77@@@@@@@@@ @ @ @ @ @@@@@@@@@T^^"yyadvbdvcdvddv =*urn:schemas-microsoft-com:office:smarttags PlaceType 8 IP 3NijZ   }  //IJMN +-3455Xxyy &NijZ   }  //IJMN +-3455Xxyy &%ڡ^`CJOJQJo(^`CJOJQJo(opp^p`CJOJQJo(@ @ ^@ `CJOJQJo(^`CJOJQJo(^`CJOJQJo(^`CJOJQJo(^`CJOJQJo(PP^P`CJOJQJo(%:,c nZUls [tψ dn6 xO j29Q\Ns\"fHrwr0p ZA%vc9qzaU@@{@UnknownG*Ax Times New Roman5Symbol3. *Cx ArialI. ??Arial Unicode MS?= *Cx Courier New;WingdingsA$BCambria Math"qhF2:f2y6y6!@243QHX?Ns\2!xx  Financial Aid Dolph Clintondeleteme Oh+'0  0 < H T`hpxFinancial AidDolph ClintonNormal deleteme6Microsoft Office Word@#@t-@/\I@8y՜.+,D՜.+,D hp  Pomfret School6 Financial Aid Title 8@ _PID_HLINKSAN\S'http://www.mefa.org/te$+http://www.sde.ct.gov/sde/site/default.asp[!http://www.salliemae.com/49http://www.finaid.org/,2+http://www.finaid.org/otheraid/state.phtml]Yhttp://www.ed.gov/directLoana%http://www.fastweb.com/k!http://www.edupass.org/Ahttp://www.fafsa.ed.gov/]W http://www.collegeboard.com/b' (https://profileonline.collegeboard.com/Ahttp://www.fafsa.ed.gov/]Whttp://www.collegeboard.com/  !"#$%&()*+,-./0123456789:;<=?@ABCDEFGHIJKLMNOPQSTUVWXY[\]^_`adRoot Entry F=@VfData ',1Table>L'WordDocument4LSummaryInformation(RDocumentSummaryInformation8ZCompObjr  F Microsoft Word 97-2003 Document MSWordDocWord.Document.89q