ࡱ> a Abjbjڥڥ 8HR\R\F % %2222222282T842gf4 @:>@>@>@rAfQ|U@‡ćććććć$͌92"XrArA"X"X22>@>@4!bgbgbg"X2>@2>@‡bg"X‡bgbgNx0z>@0Ȼ5(\~y$70gylS^.SHz,:zLS2z( "X"Xbg"X"X"X"X"XbJ"X"X"Xg"X"X"X"XS"X"X"X"X"X"X"X"X"X %> ^1: Better car deals: a buyers guide Contents  TOC \h \z \t "Heading 2,1,Heading 3,2"  HYPERLINK \l "_Toc477781938" Contents  PAGEREF _Toc477781938 \h 1  HYPERLINK \l "_Toc477781939" Disclaimer, copyright and publisher information  PAGEREF _Toc477781939 \h 2  HYPERLINK \l "_Toc477781940" Our partners  PAGEREF _Toc477781940 \h 2  HYPERLINK \l "_Toc477781941" Part 1: Getting started  PAGEREF _Toc477781941 \h 3  HYPERLINK \l "_Toc477781942" What you really pay  PAGEREF _Toc477781942 \h 3  HYPERLINK \l "_Toc477781943" Getting finance  PAGEREF _Toc477781943 \h 4  HYPERLINK \l "_Toc477781944" Rent-to-buy schemes  PAGEREF _Toc477781944 \h 5  HYPERLINK \l "_Toc477781945" Insurance  PAGEREF _Toc477781945 \h 5  HYPERLINK \l "_Toc477781946" Part 2: Buying a new car  PAGEREF _Toc477781946 \h 6  HYPERLINK \l "_Toc477781947" Date of manufacture  PAGEREF _Toc477781947 \h 6  HYPERLINK \l "_Toc477781948" Trade-ins  PAGEREF _Toc477781948 \h 6  HYPERLINK \l "_Toc477781949" The contract  PAGEREF _Toc477781949 \h 6  HYPERLINK \l "_Toc477781950" Warranties  PAGEREF _Toc477781950 \h 7  HYPERLINK \l "_Toc477781951" Consumer guarantees  PAGEREF _Toc477781951 \h 7  HYPERLINK \l "_Toc477781952" Pre-delivery check  PAGEREF _Toc477781952 \h 8  HYPERLINK \l "_Toc477781953" Part 3: Buying a used car  PAGEREF _Toc477781953 \h 9  HYPERLINK \l "_Toc477781954" Service history  PAGEREF _Toc477781954 \h 9  HYPERLINK \l "_Toc477781955" Mechanical inspection  PAGEREF _Toc477781955 \h 9  HYPERLINK \l "_Toc477781956" Check the vehicles status  PAGEREF _Toc477781956 \h 9  HYPERLINK \l "_Toc477781957" Buying from a licensed trader  PAGEREF _Toc477781957 \h 10  HYPERLINK \l "_Toc477781958" Buying from a private seller  PAGEREF _Toc477781958 \h 12  HYPERLINK \l "_Toc477781959" Buying online  PAGEREF _Toc477781959 \h 13  HYPERLINK \l "_Toc477781960" Buying at an auction  PAGEREF _Toc477781960 \h 14  HYPERLINK \l "_Toc477781961" Part 4: Getting your car serviced or repaired  PAGEREF _Toc477781961 \h 15  HYPERLINK \l "_Toc477781962" Service and repairs  PAGEREF _Toc477781962 \h 15  HYPERLINK \l "_Toc477781963" Finding and dealing with a mechanic  PAGEREF _Toc477781963 \h 15  HYPERLINK \l "_Toc477781964" Warranties on repairs  PAGEREF _Toc477781964 \h 16  HYPERLINK \l "_Toc477781965" Recycled parts  PAGEREF _Toc477781965 \h 16  HYPERLINK \l "_Toc477781966" Part 5: Selling your car  PAGEREF _Toc477781966 \h 17  HYPERLINK \l "_Toc477781967" Trading in your car  PAGEREF _Toc477781967 \h 17  HYPERLINK \l "_Toc477781968" Selling your car privately  PAGEREF _Toc477781968 \h 17  HYPERLINK \l "_Toc477781969" Selling your car at an auction  PAGEREF _Toc477781969 \h 17  HYPERLINK \l "_Toc477781970" Part 6: Useful contacts  PAGEREF _Toc477781970 \h 18  HYPERLINK \l "_Toc477781971" Royal Automobile Club of Victoria (RACV)  PAGEREF _Toc477781971 \h 18  HYPERLINK \l "_Toc477781972" VicRoads  PAGEREF _Toc477781972 \h 18  HYPERLINK \l "_Toc477781973" Victorian Automobile Chamber of Commerce (VACC)  PAGEREF _Toc477781973 \h 18  HYPERLINK \l "_Toc477781974" Finance and insurance advice  PAGEREF _Toc477781974 \h 18  HYPERLINK \l "_Toc477781975" Environment and sustainability  PAGEREF _Toc477781975 \h 18  HYPERLINK \l "_Toc477781976" Other contacts  PAGEREF _Toc477781976 \h 19  HYPERLINK \l "_Toc477781977" Part 7: Used car buyers checklist  PAGEREF _Toc477781977 \h 20  HYPERLINK \l "_Toc477781978" Before the test drive  PAGEREF _Toc477781978 \h 20  HYPERLINK \l "_Toc477781979" On the test drive  PAGEREF _Toc477781979 \h 21  HYPERLINK \l "_Toc477781980" Consumer Affairs Victoria  PAGEREF _Toc477781980 \h 23  HYPERLINK \l "_Toc477781981" TIS  PAGEREF _Toc477781981 \h 23  HYPERLINK \l "_Toc477781982" TTY  PAGEREF _Toc477781982 \h 23  Disclaimer, copyright and publisher information Because this publication avoids the use of legal language, information about the law may have been expressed in general statements. This publication should not be relied upon as a substitute for professional legal advice. Authorised and published by the Victorian Government,1 Treasury Place, Melbourne March 2017 ISBN: 978 1 921079 76 4  Unless indicated otherwise, content in this publication is provided under a Creative Commons Attribution3.0 Australia Licence. To/ view a copy of this licence, visit the HYPERLINK "http://creativecommons.org/licenses/by/3.0/au"Creative Commons Australia website <creativecommons.org/licenses/by/3.0/au>.It is a condition of the Creative Commons Attribution 3.0 Licence that you must give credit to/ the original author who is the State of Victoria. This document is available for download in accessible PDF and Microsoft Word formats from the  HYPERLINK "http://consumer.vic.gov.au" Consumer Affairs Victoria website <consumer.vic.gov.au>. If you would like to receive this publication in an alternative accessible format, please phone 1300 55 81 81. Our partners  HYPERLINK "http://vacc.com.au" Victorian Automobile Chamber of Commerce (VACC)  HYPERLINK "http://racv.com.au" Royal Automobile Club of Victoria (RACV)  HYPERLINK "http://vicroads.vic.gov.au" VicRoads Part 1: Getting started When you start looking for a car, motorbike or scooter, the range of makes and models can be overwhelming. Compare prices. The Federal Governments HYPERLINK "http://www.greenvehicleguide.gov.au/"Green Vehicle Guide website provides detailed information about a cars fuel economy and environmental performance. The Transport Accident Commission (TAC)s HYPERLINK "http://www.howsafeisyourcar.com.au/"How Safe Is Your Car website provides information about the safety rating of new and used cars on the Australian market. If you plan to fit a child restraint to your car, you may wish to contact the Royal Automobile Club of Victoria (RACV) for information about suitable cars. It is also worth taking prams and associated accessories when youre shopping for a car to see if these can be stowed adequately and easily. Call 03 9790 2190 or visit the HYPERLINK "http://www.racv.com.au/"RACV website for details. More resources to help you choose the right car are listed at the back of this guide. What you really pay Licensed motor car traders (also referred to as LMCTs, or licensed traders) must display: a single (total) price, usually referred to as the drive away price, somewhere on the car (usually the windscreen). The drive away price includes ALL fees and charges. If the trader chooses to show a particular component of the price in advertisements, they must still provide you with a single price. a cash price, which excludes fees and charges. The cash price will be displayed on a car window display form. Compulsory and standard charges The advertised total price may include the following fees and charges: Registration fees (for new cars) are paid when the car is first registered and annually from this date (visit the HYPERLINK "http://vicroads.vic.gov.au/"VicRoads website for current rates). Transport Accident Commission (TAC) charges (for new and used cars) are paid annually as part of the registration process. Fees vary. Number plate fee for cars sold as unregistered vehicles. Government motor vehicle duty rates vary and are currently: new cars valued up to $60,316 $6 for every $200 new cars valued above $60,316 $10 for every $200 used cars $8 for every $200. Contact the State Revenue Office (Victoria) or visit the HYPERLINK "http://www.sro.vic.gov.au/"State Revenue Office website for changes to stamp duty rates and to calculate motor vehicle duty. Dealer delivery charge this additional fee for new cars may be charged to cover costs the trader incurs in preparing and delivering the car. Registration transfer fee for buyers of used cars to transfer registration to the new registered person. Luxury Car Tax 33 per cent imposed on the GST-inclusive value of luxury cars over the relevant threshold. Contact the Australian Taxation Office (ATO) for details. Operating costs The  HYPERLINK "http://www.racv.com.au" RACV website lets you compare the estimated operating costs of different cars. You can also read car reviews and road test performance reviews. Getting finance Many licensed traders can help you arrange finance, but you may find a better deal if you shop around and check rates and fees offered by banks, credit unions and other finance providers. You should also make sure you are able to pay off a loan. If you are unsure, contact a financial adviser. The Australian Securities & Investments Commission (ASIC)s HYPERLINK "https://www.moneysmart.gov.au/"MoneySmart website has a personal loan calculator that can help you work out whether you will be able to service the loan amount. If you are relying on finance to purchase the car, it is important to make the contract for sale conditional upon finance approval from your preferred financial provider. Before you agree to a loan Read the finance agreement and make sure you understand it. Before you sign, make sure you are aware of: all fees and interest rates monthly repayment rates and due dates the total amount you will have paid at the end of the loan period all insurance requirements. Do not over commit yourself financially. Budget according to your means and only borrow what you can afford to pay. What if you are struggling to meet your loan repayments? Contact MoneyHelp on 1800 007 007 for free, confidential and independent financial information. A MoneyHelp financial counsellor can help you draft letters, fill in forms or liaise with your credit provider. The HYPERLINK "http://moneyhelp.org.au/"MoneyHelp website also has information and tools to help you manage debt, including template letters and other practical resources. Consider taking out consumer credit insurance or loan protection insurance, which can cover you if you are unable to make your loan repayments because of sickness or unemployment. Do your research to make sure this insurance is suitable for you, and budget for it when making your loan calculations. In some cases, such as job loss or unforeseen illness, you may ask your credit provider for a hardship variation. This can involve postponing your repayments for a period, seeking a reduction in the repayment amount, or extending the life of the loan. Visit ASICs HYPERLINK "https://www.moneysmart.gov.au/"MoneySmart website for more information. What if you fail to repay the loan? If you put up property as security when taking out a loan, it will become the lenders property if you are unable to repay the loan. If the car itself is the security, it may be repossessed. It may also be sold for less than you owe. If this happens, you may end up paying the lender the difference. What if the car is involved in a crash and gets written off? You will still need to pay the balance owing on your loan. Gap or shortfall insurance, offered by some financial services providers, can cover the difference between the insurance payout and the balance owing on the loan. Rent-to-buy schemes In a typical rent-to-buy arrangement, you make regular payments (instalments) and have the option of purchasing the car you are renting at the end of the rental period. Depending on your contract, you will only own the car after you: finish making all payments pay an agreed sum, or pay fair market value for the car. Rent-to-buy deals may seem attractive (especially to those with a poor credit rating or on a low income), but complaints to Consumer Affairs Victoria indicate the cars are not always mechanically sound and the total costs may be excessive. Familiarise yourself with the contract terms and conditions to avoid problems. Find out: who will be responsible for paying the cars registration and any mechanical repair or maintenance costs during the rental period in what circumstances (if any) title will be transferred if the car registration will be transferred to your name when you purchase the car whether you can terminate the contract and, if so, on what conditions the costs payable at the conclusion of the instalment payments. Most importantly, calculate the total price you will pay under the contract you may not be getting value for money. If you are considering rent-to-buy, consult a financial counsellor or get legal advice before signing the contract. Insurance Insurance protects you against costs and liabilities if the car is stolen, vandalised or damaged in a crash. When budgeting, consider taking out at least third party car property insurance. It may be cheaper to arrange your own insurance than taking it out through the trader. Contact insurance companies to compare premiums and policy coverage. Make sure the car is insured before you take delivery of it. For more information about types of insurance, visit the HYPERLINK "http://www.consumer.vic.gov.au/"Consumer Affairs Victoria website . Part 2: Buying a new car When youre buying a new car, read the contract carefully and understand it before signing it. Take the car you are considering buying for a test drive, and test drive a number of cars to make comparisons. Information about particular car models and test drive results are available on the  HYPERLINK "http://www.racv.com.au" RACV website . Safety information is available on the HYPERLINK "http://www.howsafeisyourcar.com.au/"How Safe Is Your Car website . Before leaving the car yard on a test drive, check your legal liability if you are involved in a crash. Date of manufacture The age of a car is taken from its date of manufacture. This date is stamped on a cars build plate, which is attached to the car when its assembled. Knowing a cars age is important, as it affects its resale value. Trade-ins Understand the total cost of swapping your car for the one you are buying. A high trade-in offer for your old car might appear attractive, but the new car price may have increased to cover the difference. Also, make sure you keep your old car until the new one is delivered. The contract The agreement for sale is a legally binding contract. Read and understand it before you sign. Never sign a blank contract, or one with any unfilled spaces; and insist that all costs are clearly itemised in the document. Do not sign the contract if a delivery date or deadline is not specified; if you do, you may have to wait a considerable amount of time for the car. If the dealer cannot specify a delivery date, the contract should include a date after which you no longer wish to proceed with the purchase. The contract should specify the cars colour and any other particulars or optional extras. If you want to buy a car manufactured in a particular year, specify it in your contract. Ask the trader to delete any clauses in the contract that could have negative consequences for you. For example, listing the delivery date as ASAP (as soon as possible) could mean delivery of the car is delayed, so try to get a date specified in the contract. Should you get finance before signing? You are not required to arrange finance before signing the contract. However, make sure that your contract states that the sale is dependent upon you obtaining finance from a specified company. The following wording could be helpful: this contract is subject to and conditional upon the purchaser being satisfied with finance from [insert the name of your credit provider] by [date]. Alternatively, you can apply for finance and wait for approval before signing. This allows you to shop around knowing exactly how much money you have to spend. Cooling off Cooling-off periods apply to new and used cars (and motorbikes) bought from a licensed motor car trader (LMCT). When you buy from a licensed trader, you have three clear business days (excluding weekends and public holidays) after you sign the contract to change your mind. This is your cooling-off period. The trader must give you Form 4, Cooling-off Rights and Waiving Your Cooling-off Rights, before you sign a sale agreement. This sets out your rights and explains a waiver. If you change your mind on a new car sale and terminate the sale agreement within the three clear day cooling-off period, the LMCT may keep $400, or 2 per cent of the purchase price (whichever is greater). If you change your mind about a sale that takes place off-site for example, if the trader brings the vehicle to your home or place of work the trader may keep $100 or 1 per cent of the purchase price (whichever is greater). You must advise the trader in writing if you wish to cool off. A waiver enables you to forgo your right to the three-day cooling-off period. You should only sign the waiver if the car is available for immediate delivery and you wish to collect it immediately for example, from floor stock of current models. The waiver applies only if you take immediate delivery of the car after signing the form. For more about contracts, visit the HYPERLINK "http://www.consumer.vic.gov.au/"Consumer Affairs Victoria website . Warranties All new cars come with a manufacturers warranty. Study the warranty carefully, because details such as the length of the warranty period can vary between vehicle retailers and manufacturers. The warranty covers any faults or defects. Identify any faults and have them corrected at the first mechanical service, which should happen soon after delivery. If repairs are required during the warranty period, take the car back to your authorised dealer. Scheduled services may be done by qualified, independent mechanics without affecting the warranty, provided the work is performed in accordance with the conditions of the warranty (manufacturers specifications) and appropriate quality parts and lubricants are used. Check the terms of your warranty before scheduling a service. Dealers may offer extended warranties at the point of sale or at the end of a manufacturers warranty, usually at an additional cost. Extended warranties may restrict your choice of mechanic and parts used, and tie you into a service schedule with a specific dealer or group of dealerships. For more about warranties, visit the HYPERLINK "http://www.consumer.vic.gov.au/"Consumer Affairs Victoria website . Consumer guarantees As a buyer, you have additional rights under national consumer guarantees contained in the Australian Consumer Law (ACL). They apply independently of whether there is a warranty or extended warranty from the manufacturer or dealer and cannot be excluded by contract. Consumer guarantees automatically apply to new and used cars purchased from a dealer or manufacturer on or after 1 January 2011. Under the consumer guarantees, a supplier or manufacturer guarantees that a car must: be of acceptable quality this means it will be safe, durable and free from defects unless the defect is made known to the buyer be acceptable in appearance and finish, and do the job the car is usually used for match any description given to the buyer match the sample or demonstration model shown to the buyer. The dealer or person selling the vehicle also guarantees that: you will have a clear title to the car (that is, the dealer has the right to sell the car), unless you were told otherwise before the sale you will have a right to undisturbed possession (that is, no-one else has a legal right to take the car away or prevent its use) there are no undisclosed securities over the car (for example, it has not been used as security for a loan) the car is fit for any purpose that the dealer told you it would be (for example, towing a boat). A manufacturer must also guarantee that they will honour any express warranty they give you. For more information about consumer guarantees, visit the HYPERLINK "http://www.consumer.vic.gov.au/"Consumer Affairs Victoria website . Cars purchased before 1 January 2011 from a dealer or manufacturer are covered by statutory implied terms and conditions contained in the Australian Consumer Law and Fair Trading Act 2012. Pre-delivery check New car dealers should examine the car before you collect it and demonstrate its features to you at the time of delivery. However, it might also be worth inspecting the car yourself. Check: the bodywork for dents and chips in the paintwork the date the car was built the interior trim for cuts and scratches that there is a spare tyre, tool kit and jack the lights and indicators are working properly any accessories or extras you ordered that the features specified in the contract are included. You may also wish to take the car for a test drive with the sales representative to check for mechanical faults. If you identify any, consider your rights under consumer guarantees contained in the ACL. Part 3: Buying a used car Used cars and motorbikes are generally less expensive than new ones, but they are generally older models and may have more mechanical issues. Test drive any used car you are considering and get a mechanical inspection. See the  HYPERLINK \l "_Part_7:_Used" Used car buyers checklist on page  PAGEREF _Ref474503081 \h 19. Service history Ask to see the vehicles service history. A car that has been serviced regularly by a qualified mechanic, according to the manufacturers specifications, is less likely to have mechanical problems. It may also give you clues about future servicing requirements. Mechanical inspection Before you buy a used car, consider having it inspected by: the RACVs independent vehicle inspection service a Victorian Automobile Chamber of Commerce (VACC) member, or an independent qualified mechanic. If a licensed trader or private seller does not agree to this, you should consider not buying the car. If it is not possible to arrange an inspection when buying from a licensed trader, ensure your contract states: the sale is conditional on the purchasers satisfaction with an independent inspection report. When you buy from a private seller, you have less legal protection than buying from a licensed trader. For instance, the car will not come with a statutory warranty. This means it is important to have the car mechanically inspected before you agree to buy it or make a deposit. Check the vehicles status Search on the HYPERLINK "http://www.ppsr.gov.au/"Personal Property Securities Register website to make sure the car: is not stolen does not have money owing on it is not on the written-off vehicles register (WOVR). A person selling a car to you (whether a licensed trader or private seller) must advise you in writing whether the car is entered on the WOVR in Victoria, or an interstate equivalent. A car recorded as a repairable write-off can be registered, subject to additional inspection requirements. A car recorded as a statutory write-off cannot be registered and returned to the road. Registered cars on the WOVR have been through an inspection process to verify their identity and repair them to standard. You can confirm a cars registration status by searching the Victorian Vehicles Register on the VicRoads website, using the cars registration number, vehicle identification number (VIN) or chassis number. Go to the HYPERLINK "http://vicroads.vic.gov.au"VicRoads website and click on Check vehicle registration. Buying from a licensed trader It sometimes costs more to buy a car or motorbike from a licensed trader than a private seller, but you have greater legal protection. Benefits of using a licensed trader include a: three-day cooling-off period three-month/5,000 kilometre statutory warranty if the car is up to 10 years old and has travelled less than 160,000 kilometres. A licensed trader must also disclose to you in writing whether a vehicle is on the written-off vehicles register (WOVR). Licensed traders must display a licensed motor car trader (LMCT) number. If you have any doubts about whether a trader is licensed, check the public register of motor car traders at HYPERLINK "http://www.consumer.vic.gov.au/motorcartraders"consumer.vic.gov.au/ motorcartraders or call 1300 135 452. You can also visit the HYPERLINK "http://www.vacc.com.au/"VACC website to find a new or used car trader who is a member. For more information about your cooling-off rights, see  HYPERLINK \l "_Cooling_off" Cooling off on page  PAGEREF _Ref474503223 \h 7. Notice of particulars This important notice should be displayed on the cars rear side window. It will tell you: if the car is covered by a statutory warranty the cars build date the cars engine number or the serial number on its registration label the cars model designation (any words, letters or numbers specified by the manufacturer to identify a particular model series) the year the car was first registered the cash price (excluding statutory charges) the name and address of the previous owner, if the last owner was a trader that the name and address of the previous owner (other than a trader) is available upon request (so you can contact them to ask about the cars condition) the odometer reading (you can verify this by phoning the cars previous owner) your cooling-off rights whether the car is a repairable write-off and on the WOVR in Victoria or an interstate equivalent your rights under the ACL, if the car comes with a statutory warranty. When you buy a car, you must sign the notice of particulars and the trader must provide you with a copy. The contract The agreement for sale is a legally binding contract; do not sign it until you are absolutely ready to do so. You may have to pay a deposit when you sign the contract. If you cancel the contract for a used car during the cooling-off period, the trader is entitled to keep some of your deposit ($100 or 1 per cent of the purchase price, whichever is greater). The trader should refund your deposit in full if: the contract is conditional upon the mechanical state of the car, and an inspection by a qualified mechanic shows this is not satisfactory the contract is conditional on getting finance to your satisfaction, and finance is not approved the contract is conditional on gaining approval from another person, and approval is not given any other contract conditions are not fulfilled the contract contains unfair terms see the HYPERLINK "http://www.consumer.vic.gov.au/"Consumer Affairs Victoria website for information about these. Useful wording for your contract Consider including the following in your agreement for sale: This sale is subject to and conditional upon the purchaser being satisfied with finance from [insert the name of your credit provider] and being satisfied with an independent mechanical test report by [insert name of tester]. Cooling off Cooling-off periods apply to new and used cars (and motorbikes) bought from licensed traders. When you buy a used car from a licensed trader, you have three clear business days (excluding weekends and public holidays) after you sign a contract to change your mind. This is your cooling-off period. The trader must give you Form 4, Cooling-off Rights and Waiving Your Cooling-off Rights, before you sign a sale agreement. This sets out your rights and explains a waiver. If you change your mind about buying a used car and terminate the sale agreement within the cooling-off period, the licensed trader may keep $100 or 1 per cent of the purchase price (whichever is greater). You must advise the trader in writing if you wish to cool off. A waiver enables you to forgo your right to the three-day cooling-off period. You should only sign the waiver if the car is available for immediate delivery and you wish to collect it that day. The waiver applies only if you take immediate delivery of the car after signing the form. Statutory warranty A licensed trader must include a statutory warranty in the contract for sale if the car is not more than 10 years old and has travelled less than 160,000 kilometres. The cars age is determined by the build date stamped on its build plate (see HYPERLINK \l "_Date_of_manufacture"Date of manufacture on page  PAGEREF _Ref474503256 \h 6). A statutory warranty lasts for three months or 5000 kilometres, whichever occurs first. It does not apply to commercial vehicles, motorbikes and cars sold at a public auction. A statutory warranty does not cover: any item listed on a defect notice with a reasonable estimate of how much it will cost to repair tyres batteries radios, cassette players, CD and MP3 players, MP4 players, DVD players and video display panels telephones and in-car telephone kits global positioning systems and navigation systems power outlets, including cigarette lighter sockets keyless entry systems and remote key pads that are not standard to the car car aerials non-standard body hardware non-standard rear window de-misters clocks light globes, sealed beam lights and non-standard fog lights tools (other than jacks and wheel braces) wear and tear or damage caused by misuse or negligence. A licensed trader must repair any faults covered by the statutory warranty during the warranty period in order to ensure the car is in a reasonable condition for its age. Any faults known at the time of sale and not covered by the statutory warranty must be listed on a defect notice. This notice must also include an estimate of the cost to repair the listed faults. You will be responsible for the cost of repairing the defects listed. If the notice contains a vague list of defects and does not explain specific problems, do not buy the car. Statutory warranties apply under the Motor Car Traders Act 1986. You also have rights for all new and used car purchases under other consumer laws: the Fair Trading Act 1999 applies to sales before 2011 and the ACL for sales since. For more information, see  HYPERLINK \l "_Consumer_guarantees" Consumer guarantees on page  PAGEREF _Ref474503279 \h 7. Repairs under statutory warranty If your car requires repairs while under statutory warranty, contact the trader from whom you bought it. They will either advise you to return the car to them for repairs, or authorise another repairer to carry them out. If you do not contact the trader before carrying out repairs, you may void your statutory warranty and have to bear the costs. Second-hand parts may be used as long as they are of appropriate quality. The time it takes to repair your car is added to your warranty period. If you cannot drive your car due to a warranty defect, the trader must pay any towing costs. However, the trader or mechanic does not have to supply a replacement car while your car is repaired. If you cannot contact the trader to authorise repairs, or the trader refuses to fix a problem, contact Consumer Affairs Victoria on 1300 55 81 81. Buying from a private seller It may be cheaper to buy a car from a private seller than from a licensed trader, but you have less protection under the law. For example: there is no cooling-off period the car is not covered by a statutory warranty If you are buying from a private seller, it is a good idea to check the car does not have any money owing on it. You can do this by searching on the HYPERLINK "http://www.ppsr.gov.au/"Personal Property Securities Register website . Check vehicle status online Search the Victorian Vehicles Register on the  HYPERLINK "http://www.vicroads.vic.gov.au/Home/" VicRoads website to confirm the registration status of a car, by entering its registration number, vehicle identification number (VIN) or chassis number. You can also check a cars registration, security interest or if it has been stolen, at the  HYPERLINK "http://www.ppsr.gov.au" Personal Property Securities Register website . Private sellers in Victoria are required to advise you in writing whether the car is on the written-off vehicles register (WOVR) in Victoria or an interstate equivalent. Transfer of registration Once you have bought the car, it must be transferred into your name. For this to happen, both you and the seller must sign a transfer of registration form. You must send the form and a roadworthy certificate (not more than 30 days old) to VicRoads within 14 days of purchase. It is important to remember that the name on the registration certificate is not necessarily the name of the owner of the car. It is a good idea to call VicRoads (13 11 71) six weeks after you have bought the car, to check that the transfer has happened. Roadworthy certificate If the car is registered, the seller must provide you with a current roadworthy certificate. This is a general safety check conducted by a licensed vehicle tester and is valid for 30 days from the date of issue. Never agree to obtain a roadworthy certificate yourself, as the car may have hidden problems that could be costly to repair. Unregistered cars If a car is unregistered or the registration has been cancelled, it can be sold without a roadworthy certificate. If you buy a car in these circumstances, you will be responsible for arranging and paying for a new roadworthy certificate, registration and registration plates. You may also have to apply for an Unregistered Vehicle Permit from VicRoads to drive the car. This permit will be issued only under strict conditions; typically, it will only allow the car to be driven to your home or to a licensed vehicle tester during set times of the day. Buying online When searching online, be wary of buying a car you have not seen. If you decide to buy a car advertised online by a private seller: check its registration status on the Victorian Vehicles Register at the  HYPERLINK "http://www.vicroads.vic.gov.au/Home/" VicRoads website ensure the registration plate, car identification and engine number match this information physically inspect the car and take it for a test drive before you buy it. If you are dealing with a licensed trader online, follow the advice in  HYPERLINK \l "_Buying_from_a_1" Buying from a licensed trader on page  PAGEREF _Ref474503468 \h 10. If you buy goods online (including cars) from interstate or overseas, Victorian consumer protection laws offer limited protection. For more about buying online, visit the HYPERLINK "http://www.consumer.vic.gov.au/"Consumer Affairs Victoria website . Buying at an auction Buying a car at auction is often cheaper than purchasing one privately or from a licensed trader. However, it carries more risks and is best suited to people who know about cars. If you buy a used car at an auction, you will not have a statutory warranty, some of the consumer guarantees, a cooling-off period, roadworthy certificate or registration. The auction house is responsible for ensuring that no money is owed on the car and is therefore sold with clear title. If the auction house is a licensed motor car trader (LMCT) and you buy off the floor and not during an auction, you are entitled to the usual benefits offered by licensed traders. See  HYPERLINK \l "_Buying_from_a_1" Buying from a licensed trader on page  PAGEREF _Ref474503468 \h 10. Inspect the car Generally the auction house will not let you test drive the car. However, you should inspect it and arrange an independent mechanical inspection. Be prepared to make a down-payment Expect to make a down-payment of about 10 per cent, or $500, at the end of the auction. You usually make this payment by cash or bank cheque. Your responsibilities If the car is registered, it is your responsibility to obtain a roadworthy certificate (RWC). You must provide VicRoads with the RWC within 14 days of buying the car in order to complete the transfer of registration. When you buy a car at an auction, the same transfer of registration process applies as buying from a private seller. See  HYPERLINK \l "_Transfer_of_registration" Transfer of registration on page  PAGEREF _Ref474503508 \h 13. If the car is unregistered, you will need an Unregistered Vehicle Permit (available from VicRoads) to drive it. You also need to get a RWC to register the car. Dummy bidding Dummy bidding at public auction is illegal. A dummy bid is a false bid made or accepted by the auctioneer. This can include bids made by a non-genuine bidder and fictitious bids pulled out of the air by the auctioneer. An owner or their representative cannot bid at an auction. The auctioneer may make a bid on behalf of the seller (also called the vendor) if the auctioneer makes it clear before the auction starts that such a bid may be made. The auctioneer must declare a vendor bid before making it. Part 4: Getting your car serviced or repaired Regularly maintain your car to protect the investment you have made and to keep it in good condition. When you leave your car for servicing or repairs, tell your mechanic to contact you before any unscheduled or unexpected work starts. Service and repairs Whether your car is new or second-hand, it may have come with an owners handbook that sets out scheduled services and maintenance work required at each service. Follow the maintenance schedule to keep your car in good condition and to avoid breakdown or expensive repairs. If it is still under warranty, check warranty conditions regarding choice of repairer and manufacturer specifications. You may be able to have your car serviced by an independent mechanic (rather than a dealership) without affecting the manufacturers warranty, as long as repairs and parts used are consistent with manufacturer standards. When youre booking a service, clearly explain to your mechanic the type of service you require. Different costs are associated with different types of services. If you do not have a handbook and are not sure what your car needs, ask the mechanic to explain what is involved with each type of service and its associated cost. If you have a problem with a new car that is still under warranty, refer to your warranty and talk to the licensed trader who sold you the car. Finding and dealing with a mechanic Make sure staff working for the mechanic you choose are qualified and the business has the necessary equipment to do the job. Look around the premises before handing over your car. A clean and well-organised workshop is a sign of an efficiently run business. Ask friends and relatives to recommend reputable mechanics. You can check if a mechanic belongs to associations such as the RACV or VACC, whose members must abide by a code of conduct. Visit the  HYPERLINK "http://www.vacc.com.au" VACC website or the  HYPERLINK "http://www.racv.com.au" RACV website for your nearest accredited automobile repairer or licensed vehicle tester. Help the mechanic to find the fault Clearly explaining what is wrong with the car will help the mechanic. If necessary, go for a test drive with the mechanic so you can point out the problems as they occur. Diagnosing a cars problems is not always easy; intermittent faults are often difficult to identify. Your mechanic may need to keep your car overnight in order to pinpoint a fault, and may also find other faults before starting repairs. It is important to keep in mind that these problems may not have been included in the original quote. Get an estimate of cost Ask for a written estimate before you agree to any work. This should detail the repairs and the cost, including parts and labour. It should also include details of any agreements or promises, and information about warranties on both parts and labour. Make it clear to the mechanic that you must be called before any repair work you have not authorised starts. Make sure that you are contactable in case you have to authorise extra repairs. Be wary of mechanics who ask for up-front payment. Warranties on repairs If you have a problem with a new car still under warranty, refer to your warranty and speak with the trader who sold you the car. Remember to ask about the manufacturers warranty on the parts used and the mechanics warranty on work done. Make sure any warranty details are noted on your invoice. Recycled parts Second-hand parts can be used by mechanics and may help reduce the cost of repairs. However, it is not recommended that second-hand parts be used for safety-related items, such as seatbelts and brakes. Any second-hand or recycled parts should only be purchased from a licensed auto-recycler. To locate your nearest licensed auto-recycler, visit the  HYPERLINK "http://www.vacc.com.au" VACC website . Part 5: Selling your car Trading in your car A trade-in may be the quickest and least stressful way of selling your old car, as you do not need to advertise it or show it to buyers. However, you may not get as much money for your car as you would if you sold it privately. If you want to trade in your old car, find out the total amount you will pay to leave it and drive away in the purchased vehicle. Selling your car privately Get an idea of your cars market value by checking advertised prices of the same model, in similar condition. Then: write an advertisement choose a print or online publication to place your ad provide a roadworthy certificate (RWC) that is less than 30 days old if you are selling a registered car. You must advise the buyer in writing whether the vehicle is written off and on the written-off vehicles register in Victoria or an interstate equivalent. You should also ensure the car does not have money owing on it. You can check this by searching on the HYPERLINK "http://www.ppsr.gov.au/"Personal Property Securities Register website . Never let a potential purchaser drive your car without first ensuring they are licensed and you are adequately insured. Always accompany them on the test drive. Transfer of registration Ensure that you transfer the registration of your car to the new owner to avoid any future fines. Provide the buyer with a RWC that is not more than 30 days old and complete and sign the transfer form. Selling your car at an auction You could consider offering your car for sale at a public auction if you do not want to sell it privately or trade it in. An auction house may charge commission for selling your car. Part 6: Useful contacts Royal Automobile Club of Victoria (RACV)  HYPERLINK "http://www.racv.com.au" RACV website Motoring Advice Line (for RACV members): 03 8792 4006 550 Princes Highway Noble Park North VIC 3174 VicRoads HYPERLINK "http://vicroads.vic.gov.au"VicRoads website Phone 13 11 71 113 Exhibition Street Melbourne Vic 3000 Victorian Automobile Chamber of Commerce (VACC)  HYPERLINK "http://www.vacc.com.au" VACC website Phone 03 9829 1111 Level 7, VACC House 464 St Kilda Road, Melbourne 3004 Finance and insurance advice Financial & Consumer Rights Council (FCRC) HYPERLINK "http://www.fcrc.org.au/"FCRC website Phone 03 9663 2000 Financial Ombudsman Service Australia HYPERLINK "http://www.fos.org.au/"Financial Ombudsman Service Australia website Phone 1800 367 287 Environment and sustainability HYPERLINK "http://www.epa.vic.gov.au/"Environmental Protection Authority Victoria website Phone  HYPERLINK "tel:1300372842" 1300 372 842 The Green Vehicle Guide HYPERLINK "http://www.greenvehicleguide.gov.au/"Green Vehicle Guide website Other contacts Australian Taxation Office (ATO) HYPERLINK "http://www.ato.gov.au/"ATO website Phone 13 28 65 How Safe Is Your Car HYPERLINK "http://www.howsafeisyourcar.com.au/"How Safe Is Your Car website MoneySmart by Australian Securities and Investments Commission (ASIC) HYPERLINK "https://www.moneysmart.gov.au/"MoneySmart website Phone 1300 300 630 MoneyHelp HYPERLINK "http://www.moneyhelp.org.au/"MoneyHelp website .moneyhelp.org.au> Free financial counselling service: 1800 007 007 Personal Property Securities Register HYPERLINK "http://www.ppsr.gov.au/"Personal Property Securities Register website Phone 1300 799 523 Transport Accident Commission (TAC) HYPERLINK "http://www.tac.vic.gov.au/"TAC website Phone 1300 654 329 Part 7: Used car buyers checklist Take this basic checklist when you shop for a used car. Be aware of what you will need to pay to repair or replace any of these items. If necessary, ensure the costs are written into your contract. Before the test drive Electrics Do the following work properly? parking lights indicators tail lights hazard lights horn instrument lights number plate lights brake lights headlights windscreen wipers Exterior Check: paintwork for ripples/unevenness exterior for loose body panels, signs of rust in doors/sills/body/floors and boot Note: checking cars at night or on rainy days is not recommended. Tyres check the wear of the tyres make sure there is at least five millimetres of tread check the condition of the spare tyre ensure there are tools and a wheel jack Windows and doors do they wind up and down? do the doors sag? do all the locks work? does the car come with two keys/working remotes? Interior Check: seat springs seatbelts air-conditioning radio carpets and upholstery Service history Ask the seller for information about the vehicles service history. It is better if the vehicle has been serviced regularly and a service log kept. On the test drive Engine Check: the engine for rattling, knocking or irregular running while driving that the water temperature gauge remains within the safe range at all times under the car for pools of oil and water when it is parked that no warning lights illuminate on the dashboard Clutch and gearbox check the gearbox by doing a hill start there should be no shuddering if the car is a manual, check that it goes into gear easily and smoothly if the car is automatic, make sure the gears do not slip when you accelerate, and that it makes no rumbling or whining noises Steering Check: that the steering doesnt pull or wander on straight roads that there is no clicking when the car is turned to full lock Exhaust Check: for blue exhaust smoke when accelerating it indicates engine wear for fumes and noise in the cabin when driving there could be holes in the muffler Suspension Check: for sounds when going over bumps Consumer Affairs Victoria  HYPERLINK "http://www.consumer.vic.gov.au" HYPERLINK "http://www.consumer.vic.gov.au/"Consumer Affairs Victoria website Phone 1300 55 81 81 (local call charge) HYPERLINK "https://www.facebook.com/ConsumerAffairsVictoria"Facebook page of Consumer Affairs Victoria HYPERLINK "https://twitter.com/consumervic"Twitter page of Consumer Affairs Victoria HYPERLINK "http://www.youtube.com/consumervic"YouTube page of Consumer Affairs Victoria Services from Consumer Affairs Victoria are also available at Ballarat, Bendigo, Box Hill, Broadmeadows, Dandenong, Geelong, Mildura, Morwell, Wangaratta and Warrnambool. Our mobile service regularly visits rural communities. March 2017 TIS Translating and Interpreting Service 131 450 TTY Textphone or modem users only, ring the National Relay Service (NRS) on 133 677, then quote 1300558181. *+,TUVWstuv~        0 1 мзيzзmيjwhUjhVh0JU+h%h5CJOJQJaJmHnHtH j}hUjhU hjhVh0JUhhVh0JjhVh0JU hp(5jhp(5U hj*hp(hp()"+ a  c  b  S K Qoedq7~Egdedq7~Egdedq7~Egdp(edq7~Egdp(1 2 3 ? @ A [ \ ] ^ _ ` a b c   Խ٣ٓԆ٣vijehUjhVh0JUjkhUjhVh0JUh+h%h5CJOJQJaJmHnHtH jqhUjhU hhVh0JjhVh0JUjhVh0JU)      / 0 1 2 A B C ] ^ _ ` a b c d e  ˷˲˕˲x˲jhVh0JUjYhUjhVh0JUj_hU hjhVh0JUhhVh0J(h%hCJOJQJaJmHnHtH jhVh0JUjhU-        % & ' ( @ A B \ ] ^ _ ` a b c d ׹׹ׂ׹r׹ejG hUjhVh0JU+h%h5CJOJQJaJmHnHtH jMhUjhVh0JUhhVh0J(h%hCJOJQJaJmHnHtH jhVh0JU hjhUjShU'       " # $ % 1 2 3 M N O P Q R S T U q r s t ~  Ѻ֥ш֥xkj5 hUj hVh0JUj; hUj hVh0JU(h%hCJOJQJaJmHnHtH jA hUjhU hjhVh0JUj hVh0JUhhVh0J*     ) * + E F G H I J K L M i j k l ƲƕxjhVh0JUj)hUj hVh0JUj/ hUj hVh0JUhhVh0J(h%hCJOJQJaJmHnHtH jhVh0JU hjhU/ /01KLMNOPQR׸׸ׂ׸r׸eׂjhUjhVh0JU(h%hCJOJQJaJmHnHtH jhUjhVh0JUhhVh0J+h%h5CJOJQJaJmHnHtH jhVh0JU hjhUj#hU'RSopqr    -./0LMNhiѺ֥ш֥xkjhUjhVh0JUj hUjhVh0JU(h%hCJOJQJaJmHnHtH jhUjhU hjhVh0JUjhVh0JUhhVh0J*ijlmnopq6789fghƲƕxjvhVh0JUjhUj|hVh0JUjhUjhVh0JUhhVh0J(h%hCJOJQJaJmHnHtH jhVh0JU hjhU/$%&@ABDEFGH׸׸ׂ׸r׸eׂjhUjjhVh0JU(h%hCJOJQJaJmHnHtH jhUjphVh0JUhhVh0J+h%h5CJOJQJaJmHnHtH jhVh0JU hjhUjhU'GNe,xKep0_edq7~Egdp(edq7~Egdp(edq7~Egdedq7~Egdedq7~EgdHIefgh}~+,-Ѻ֥ш֥xihVh0JmHnHsH jXhVh0JUjhUj^hVh0JU(h%hCJOJQJaJmHnHtH jhUjhU hjhVh0JUjdhVh0JUhhVh0J)-GHIKLMNOPlmnoַַցַqַdցjhUjLhVh0JU(h%hCJOJQJaJmHnHtH jhUjRhVh0JUhhVh0J+h%h5CJOJQJaJmHnHtH jhVh0JUjhUjhU h'!"#$BCD^_`bcdefgйЇqaj: hVh0JU+h%h5CJOJQJaJmHnHtH jhUj@hVh0JU(h%hCJOJQJaJmHnHtH jhUjhU hjFhVh0JUhhVh0JjhVh0JU&   %&')*+,-.JKLMUVWqrsuvwxyz  ιι{ιj"hUj."hVh0JUj!hUj4!hVh0JUh(h%hCJOJQJaJmHnHtH jhVh0JUj hUjhU hhVh0J.   ()*DEFHIJKLMijklԽ٤ٔԇ٤wjj%hUj%hVh0JUj$hUj"$hVh0JUh(h%hCJOJQJaJmHnHtH j#hUjhU hhVh0JjhVh0JUj(#hVh0JU) BCD^_`bcdefg˷˲˲rj'hUj'hVh0JU+h%h5CJOJQJaJmHnHtH j&hU hj&hVh0JUhhVh0J(h%hCJOJQJaJmHnHtH jhVh0JUjhU'  1234MNOijkmnopqrԽ٤ٔԇq٤aj)hVh0JU+h%h5CJOJQJaJmHnHtH j)hUj)hVh0JUh(h%hCJOJQJaJmHnHtH j(hUjhU hhVh0JjhVh0JUj (hVh0JU&_dijv}\^׹׹Ž{wwogchht:jhp(Uj+hp(Uh~^h hh/Mhp( hj*hp(jhp(5Uju+hUj*hVh0JUhhVh0J(h%hCJOJQJaJmHnHtH jhVh0JU hjhUj{*hU$_jzD !###J$z%% &Q&edq7~Egdp(edq7~Egdp(edq7~EgduZ $$edq7~Egdp( edq7~Egdht:edq7~Egdp(edq7~Egd7eedq7~Egdp(jlLNz   45ɾɰП|umi^mUmhUhp(0JjOhUUhUjhUU hUhp( h{>h(/h(/h;dhp(0JjNh;dUh;djh;dUh7eh7e0JjNh7eh7eUjh7eh7eU h7eh7ehp(hQ hht:hht:hht:hurhp(0Jjhp(Uj5Mhht:U!5CDEmnowxz< = m n o )!*!Y!Z![!w!x!y!z!!!!!!!="`"d"e"7#8#[#ûû÷Æ~zzûh@hp(mH sH h!7hp(mH sH jQhbU hbhbh!7hp(0JjPhbUhbjhp(Uhp(h>( hGh(/h(/hp(0Jj=Ph(/Uh(/jh(/U hUhp( hUhU-[#\#]#^#a#i#j#l#w#x###I$J$&&&&&&&&'''(( ) ) )()))*)+)9);)4+5+Y+νΚΉvmibi hh hh hh h*?hp(0JjThh 0JU hh 0Jjhp(0JU hGhGhGhchp(0Jj[ShchG0JU hG0Jjhchp(0JUhYhp( hbhbhb hp(0Jh hp(0Jjhp(UjRhbU&Q&)'''&(X((()*z* +0++ ,,2...a/}///0edq7~Egdp(edq7~Egdp(edq7~Egdp( edq7~Egdh !edq7~Egd> edq7~Egdht: edq7~EgdGY+Z+[+\+_+g+h+i+j+u+w+6-L-M-k-m-n-o----------..f//000 1 131|1~111111ǽًْٝللللuj[Vh Uh  hohp( huZhp(hY hh hh hh hl7khp(0JjUhh 0JU hh 0Jjhp(0JU hF=hp( hbh+lh+lhp( hp(0Jh hp(0Jjhp(UjTh%U+0u00~1A2m34516n6L7b7L8g8}8899k:::=;};g<q</== edq7~Egdht:edq7~Egdp(edq7~Egdp(edq7~Egdp(1111111v4w4444444444O88::A>B>m>n>o>>>>>>>>>>>>ֺ렜}th_hp(0JD\^JhYm'hp(0JD\^JhY0JD\^Jh>( hQhQh^hQ0JjWhQUhQjhQUhY hht:hp( hh h hl7khp(0JjWh%0JU hp(0Jjhp(0JU h h h hp(jhp(Uhj*hp(0J%=>>>"?@#A7ABB/CIJII}J+KLMNmNedq7~Egdp(edq7~Egdp(edq7~Egdp(edq7~Egdp(>"??? @ @ @ @@@@@&@'@P@Q@@@@@@@@@AAAACCIIIIK7L:LLLLM3MiMN羳羣th hp(mH sH hp(mH sH h?hp(mH sH hYhYhY hp(@ h h h!7hp(0Jj_Yh Uh  hbh+lh+l hp(0Jh hp(0JjXh%Ujhp(Uhp(hYm'hp(0JD\^J+NNNNNNNNNNWSXSSSSSSSSS`UaUYYYYYYYYZZZZZu]]]]]]]]=^>^^^^ԳԥԡԓԀjhp(Uhp(0JD5\^JhN7hp(0JD5\^Jh>(h,hqthqt0JE] hp(0JE]j[hQUhYjZhQUhp( hQhQh^hQ0Jj0ZhQUhQjhQU/mNNOePR2SSSTaUU9VVVV0WW^^^ _`'`c````-bCc^cccdGdd edq7~Egdedq7~Egdp(edq7~Egdp(edq7~Egdp( edq7~Egdht:^^^^^^^^^^^^^```````lcmccccccccccdd*d-dFdGddeQepeggӿ߻ߴ߰ۥەߎߎ߇߁tjhchp(0JU hp(@ h+1hp( hFhp( h h hbUhp(0Jj]h Uh hhhYhmHnHuj]h Ujh Uh hp(h;hp(0Jjhp(Uj\h%U*de;fggchhiyijYkkkYllllcmmmnnnoeoopedq7~Egdp( edq7~Egdht:edq7~Egdp(edq7~Egdp(g:g;gUhY h{>h{>h{> h.0Jh)/Thp(0Jj^h Uh jhp(U hU+hp( hYhYh. hhp(hD hGhGhGhp(jhchp(0JUj>^hch%0JUhchp(0J' k kkkkkk%k'kYkkkkkkkkkkkkkkkkkqqesfssssssҷƪҢ|xplapXph^hQ0JjahQUhQjhQUhYhmHnHsH ujah{iUmH sH jh{iUmH sH h{imH sH hj*hp(0JmH sH j`h%UmH sH jhp(UmH sH hp(mH sH  h{>h{>h{>hp(jhp(U hp(0Jh hp(0J"p"ppqqHrrs8ss tGt+u7uuavwxx8yKyU{z{{{edq7~Egdp( edq7~Egdht: $edq7~Egd>(edq7~Egdp(edq7~Egdp(ssssuux3xix?z@zdzezfzyzzzzzzzzzzT{U{Wqwʀ߀45[\]pqz{ҽyumujh^ ,Uh^ ,ht]hp(0Jjhch%Uhp(0JE6@]hp(0JE@]hmHnHujbh{iUjh{iUh{i hp(0Jj`bh%Ujhp(Uh hp(mH sH hp(mH sH hYhp( hQhQhQ'{{K|p||| },}G}k}r}}}~~2lƅedq7~Egdp(edq7~Egdp(edq7~Egdp( edq7~Egdht: ݆ކ89klm}~z{Έψш܈݈734fѹͲߧўߚ߈ͲwshYhp(mH sH hbUhp(0Jjeh%U hGhGhGhbhp(0Jj)eh%U h^ ,h^ ,h hp(0Jjpdh^ ,Uh^ ,jhp(U hp(@hp(hmHnHujh^ ,Ujch^ ,U, ߈7΋1Yg6Ɠr! edq7~Egdht:edq7~Egdp(edq7~Egdp(edq7~Egdp(fghxy{6=}~ɑʑ’ÒĒ춮Ԏvogch~h4A%hp(5 hQhih^hi0JjhhiUhijhiUhmHnHuj hh^tUh^tjh^tUh.hb[hp(0Jjgh%U hp(@hp( hGhh hh h$"xhp(0Jjhp(Ujfh%U%ƕǕȕ ̘͘789;<\ɚ}=>bcdeǿǴǙǕNJ|ǿqhh hp(0Jjckh%UhcEhp(0JD5\^Jhp(0JD5\^Jh@ hchp(jjht@UhPhp(0JjQjh%Ujhp(Uhp(hmHnHujiht@Uhb[ht@0JjQih%Uht@jht@U(!֖dzS>ޙ}}àSwz:edq7~Egdp( $edq7~Egdp( $$edq7~Egdp(edq7~Egdp(edq7~Egdp(edq7~Egdp(ehpqrs~ȣʣ* ()*+,4E=DR|}*+,Y孩開hbUhp(0Jjmht@Uht@ hohp(hp(mH sH h@ hp(@jlh%U hp(@ hbh+lh+ljlh%U h{>h{>h{>hp(jhp(Uh hp(0J hp(0J3:8PK;QӨ{+EY=ڬNej $ edq7~Egdht:edq7~Egdp(edq7~Egdp(edq7~Egdp(edq7~Egdp(YZ\ghıűܱݱ+,-29:;FGHpq}ܲݲ޲谬萇wqmfm hGhh hh hh 0Jjohch%0JUhchp(0Jjhchp(0JUh$QhF h/Mh/MhGfhGfhGf5 hbh+lh+lh hp(0J hp(0JjGnh%U hmOhp(h@hp( h`xh`xh`xjhp(U($ ıݱH~>nijBedq7~Egd6oedq7~Egdp(edq7~Egdqedq7~Egd[eedq7~EgdGf $edq7~EgdGfedq7~Egdp(edq7~Egdp(edq7~Egdp( =>noijسBCfghmtuw߾߶߲뢞}uqmmh#h6ohGfh6o5 h`xh`xhPihp(0J hp(0Jjzph`xUh`xjhp(Uh$QhFhf;hGfhq5 h{>hqh hq0J hq0Jjoh%UhqjhqUhp(h[ehGfhGfhGf5(#$01PQwxyĵŵƵ ;<=XY[stȶˤ{h'hp(0JjPsh`xUjrh0Deh6oU h0Deh6ojh0Deh6oU h`X0Jjqh`XUh`X hfhfh6ohGfh6o5hp( h`xh`xh`x h#0Jjhp(Uj3qh#U-1P ur *{Ҹ5Hlƹedq7~Egdp(edq7~Egdp(edq7~Egd6oedq7~Egdp(ȶɶʶζնֶض 89:VWYpq  *+STUfghyz{¾ٳξ٨٘ƾن٘jrvh`xU hw h6o hw hp(hw hp(0Jjuh`xUjth`xUh6ohexhGfh6o5hp( h`xh`xh`xh:hp(0J hp(0Jjhp(Uj#th`xU2{ҸӸ%&(345:;GHlmƹǹ!кgy>"8䩠zzzz hB<hp(hfhp(0JD\^J hrhp(h@hGfh6o5hj*hp(0J hp(0Jjwh`xU hjhjh6o h`xh`xhbUhp(0Jj5wh`xUh`xjhp(Uhp( hw h6oh6oh6o50ƹƺк $);O\gy>D`edq7~Egdp(\ hT^T`edq7~Egdp(edq7~Egdp(edq7~Egdp( $edq7~Egdp(edq7~Egdp(`"9jszϽcu|ȾQedq7~Egdp(edq7~Egdp( $edq7~Egdp(edq7~Egdp(\ hT^T`edq7~Egdp(8ijszϽc|Q(5=D*+WXYZ޸ï֫vjhihGfUmH sH hAnhp(mH sH hp(mH sH hAnhp(5mH sH  h,rhp(hW\h^hi0JjvyhiUjhiUjxh%Ujhp(Uhi hfhp(hfhp(0JD\^J hB<hp(hp(-Q߿(5=D*{dedq7~EgdGfedq7~Egdp(edq7~Egdp( $edq7~Egdp(edq7~Egdp(\ hT^T`edq7~Egdp(&'(RSz{|HIdFKPy@-@9@F@S@T@U@vo h7hZhp(0JD@\^JUhp(0JD\^Jh~^h/Mhihp(#j{hih%UmH sH #j*{hih%UmH sH  hihGfhihGf0JmH sH jhihGfUmH sH #j?zhih%UmH sH hihGfmH sH (dFQUU@W@X@Z@[@\@]@_@`@b@c@d@e@f@g@@@@gdZedq7~Egdp(edq7~Egdp(edq7~Egdp(Callers who use Speech to Speech Relay: dial 1300 555 727, then quote 1300 55 81 81.     Better car deals: a buyers guide  HYPERLINK "http://www.consumer.vic.gov.au/renting" consumer.vic.gov.au Page  PAGE 1 of  NUMPAGES 23  U@V@X@Y@]@^@`@a@e@f@g@@@@@@@@@@@@@@@@@@@@@@@@@@@@@AAAAAʺӳ࡚wp hn hp(j}hp(Ujhp(5U\*huQ5\mHnHu* hp(5\jhp(5U\ h)jhp( hhp(j|hLhp(0JWUhLhp(0JWjhLhp(0JWUhp( hUhp(h:hShA7jhA7U+@@@@AAAAAAedq7~Egdp(gd AA h7hZ61h/R :p. A!n"n#n$% }DyK _Toc477781938}DyK _Toc477781938}DyK _Toc477781939}DyK _Toc477781939}DyK _Toc477781940}DyK _Toc477781940}DyK _Toc477781941}DyK _Toc477781941}DyK _Toc477781942}DyK _Toc477781942}DyK _Toc477781943}DyK _Toc477781943}DyK _Toc477781944}DyK _Toc477781944}DyK _Toc477781945}DyK _Toc477781945}DyK _Toc477781946}DyK _Toc477781946}DyK _Toc477781947}DyK _Toc477781947}DyK _Toc477781948}DyK _Toc477781948}DyK _Toc477781949}DyK _Toc477781949}DyK _Toc477781950}DyK _Toc477781950}DyK _Toc477781951}DyK _Toc477781951}DyK _Toc477781952}DyK _Toc477781952}DyK _Toc477781953}DyK _Toc477781953}DyK _Toc477781954}DyK _Toc477781954}DyK _Toc477781955}DyK _Toc477781955}DyK _Toc477781956}DyK _Toc477781956}DyK _Toc477781957}DyK _Toc477781957}DyK _Toc477781958}DyK _Toc477781958}DyK _Toc477781959}DyK _Toc477781959}DyK _Toc477781960}DyK _Toc477781960}DyK _Toc477781961}DyK _Toc477781961}DyK _Toc477781962}DyK _Toc477781962}DyK _Toc477781963}DyK _Toc477781963}DyK _Toc477781964}DyK _Toc477781964}DyK _Toc477781965}DyK _Toc477781965}DyK _Toc477781966}DyK _Toc477781966}DyK _Toc477781967}DyK _Toc477781967}DyK _Toc477781968}DyK _Toc477781968}DyK _Toc477781969}DyK _Toc477781969}DyK _Toc477781970}DyK _Toc477781970}DyK _Toc477781971}DyK _Toc477781971}DyK _Toc477781972}DyK _Toc477781972}DyK _Toc477781973}DyK _Toc477781973}DyK _Toc477781974}DyK _Toc477781974}DyK _Toc477781975}DyK _Toc477781975}DyK _Toc477781976}DyK _Toc477781976}DyK _Toc477781977}DyK _Toc477781977}DyK _Toc477781978}DyK _Toc477781978}DyK _Toc477781979}DyK _Toc477781979}DyK _Toc477781980}DyK _Toc477781980}DyK _Toc477781981}DyK _Toc477781981}DyK _Toc477781982}DyK _Toc477781982C!Dd ; |  C DA,Creative Commons logo#"  bs  0J3H0O 6,nG 0J3H0PNG  IHDR<IvgAMABOPLTE~~~}}}|||{{{zzzyyyxxxwwwvvvuuutttsssrrrqqqpppooonnnmmmlllkkkjjjiiihhhgggfffeeedddcccbbbaaa```___^^^]]]\\\[[[ZZZYYYXXXWWWVVVUUUTTTSSSRRRQQQPPPOOONNNMMMLLLKKKJJJIIIHHHGGGFFFEEEDDDCCCBBBAAA@@@???>>>===<<<;;;:::999888777666555444333222111000///...---,,,+++***)))((('''&&&%%%$$$###"""!!!   pHYs.#.#x?v$tEXtSoftwareQuickTime 7.6.6 (Mac OS X)_tIME ,2"IDATx<tVK =+( D@!It"UP4CtH>BMPB[BIB IHwݽy9'ݹ;;3ZTTTl|uXݪ+I(g Cݪ+$P@οM'_ê_j_L**}ŪlImm E۷}ۃ6t%M3!s\s_>>noKa-4wy>g eܜqeXV^i lqlyLbk?*%#˻ʕMjYy|ΛӣR~4(G Pw ->kqrr|՜?SN$ksƐ<Ρ0)=щ2T{OHͷ.A!Y.NPKx( `m-#ҳ_hّٙwBg@?;c>N+팵,6k{H 1qعEY~$z)Uruã @Ӯ]@) 6"q^N{N8Q9HSr;|υV6'+fPzM`F")y[m }E_Pb::,%s'"9Z~~IB%r?z{VoGR3e dFHG-)fJc[ %Jx!i<$CՋL8K)/ zUUZwgvCL;5m2xV5 Oi:&_^ί8yZξfR9F6 sݯ&3+tgm" Ji3R;)lcتDXv YW쒇09Zxx%g-IDžQdeӧAA񐐴@*i˗>n]xOK}82.>;~yifb ,j{#f v![NH<-4 W,v7'lr U/caִW0)ⱡ9syaQja£B3b1KD l!\fϞiQ}C_(2׋ RO-Cxƥk MȋߡK`WB/Y!1d lÜ* JcaxLm)7mXTƙgL ԬqL+\RGXl}P?bb;ץ&lQ!'A<^-XSF*颸!dLklUůbLw@/6sy+]Jķ&OTm6Xea`8@Sm2p'W?9P W%\[#;@s3oSn5L^rGwwBm[@2 ;2b*["S!{*w w67({ ՗ _"^^jbU#]n58յdOz>"U/ m\nl_4b8׭\JrV8oӣL)qHe+6+2 )%;ts=3.quV_5GX\ˌ&񶉪4^O⟹.06HR ]h tim 3ɸ(E} EVnU)\2]ߘhψr{a^d};}9 쑉e3>MBoJH뮳*YR&n=&)%Օͺ<ƨ" N $eȍDb:#!coMCRXUOə 77OO=@ <)P#ĽV6 sC)%" KOInkK~G ۷l1`ڋd#7:gkteP7 ܳk֝{Nu*6H%Cٖ hGڏuoD{CQDn0V7 /$L# \>O n92J|}'Q淋ȝ}yW0Ad3MoC](sK̭H29x2XXJN`uR7 RyE3r/ss )/xˍ{ķ "Nx۬tum/L`az os!5{HJ)ԠO Y)%;( vbZW˜5=GM&/mfWInorxm%M7{ ˛1+y?Nћ@x,Ӓ^ aȀ`OEt!TepM|1ӣ_>}ZytA~{nZkxF@ɓ!}cNl<Q8Seؼ]@SzSAQnDpT_ёF)K1)_k$C@y~"&S\ݦ zF`=Voر>XoL S#OXߢ `$q*~;C]&s65cЕyR0ELE hRy9OOmXT=XBg0ȐT8b֢[VoZ(2aagV\.=Cd08yQL;VL0{3kt}_R=4OfRy#[~T6wGj(Ӥv)m{cQ }aګRzjAI#w!R3ZI?a) Y1-oB,&5-x} ng) X|Fxf߹T<ɴeʋ)r;SQ|BٖB[C|%TxD!i)ÏB-_|v]}NÌO2N/${:G侔Lnh*vn6+6KOGܘ]jfXJ؅LEe `.m!X|LڢkV =fMC47دOUsL>}N{bD ݽk):O*vB-'Y 8)c`16VOU4rӥh(gq"CmxO .N|Lp\ >үkcDJ15.܅ؓOa{\X}7VQa;5PVAN$vX@2| F;8aP:a!̥ 7ɹ֚F =Dn^'M)|*-ļR;+ss1_fF5}-d @ H0ڌQ\ o( Eڧ_/f~W')QpiZk4F>cDh7곽8s$IdCB M;7*J*i ־clZ^n2VIj8tFXɍн (i8TNvYaɣW4tBXuSVl$/BDŽ mPIij\7)ais qn)~=N{?S`+i^~ofS;:kxvª?ڌWB"M[REKԨir1nsfC܎*fŅ Fǀэb1`ٰ Kt2V"`x@:l&}6z@_cƮFN:Ѝy3Db;XMW4@/꽡 ;Anl$Ǖ*xR e8lV_ M{l ]ܲ,bkJ^ 7%!m˔ta#U2V O,/Wvl+$p(kՒGtDQē19.W)(0I8f:̙dNu[Ungaf̓Z>7Kj{;Y pXR|13ֱ5w=VEu6ewO,0~+TGr%)S)C9Y-&v&lmjV0xMqmu, L6D%7^8Z^An8_|4 b5)7~?*XqpEHyMt]ݷhD  wxHnPV %"tHZ6‰q1tkՕcDBp7*=lu-xv^+D;޼kzyDpYn!p Pn\< 'qKr3Cky{_IqN\HmPE%:Tqw@n5%vٱ{Y\F%e6rcʱzb_$-@G f#fxTNk?xQ͜1sG:< Os |vdZt8ZdeˍBqfHVwf1GqaOe yX'1K6Gر%쪝]2 RP As*&;5AY]seB஢̲$U6X] ĘtG\5nhULDļ됣7i<r3Z7"/,xof}܃Ts.Z _tj޼;a0|mAcَ7ryR+Gp$ QјpBV Ǜ>3i[~D+V|~kRԃg>d$TbJ&&4=yn B="6dm:5+zV 9ӵ6<7Mg5[1+nє?[jը%i f5̨^5ﰴ?X)M۳*x;ly{k@ө^Ka)<\n>9)d}B+* iI"Pu`~'q{?b;Tnl4?? r[bXNW!/׆}w8ΓwLLnzl>}gO6!ǭٕ/@.ʱt U@y8=U8]gܤ9)==M rsvr?Co4tYZsS<Mq$LRF*W ̯]AU/ѣXj5*f@^\Ruv}6/ˬCSL<>˿*˟)XrIENDB`DyK yK thttp://creativecommons.org/licenses/by/3.0/auyX;H,]ą'cDyK yK Phttp://consumer.vic.gov.au/yX;H,]ą'cDyK yK @http://vacc.com.au/yX;H,]ą'cDyK yK @http://racv.com.au/yX;H,]ą'cDyK yK Phttp://vicroads.vic.gov.au/yX;H,]ą'cDyK yK bhttp://www.greenvehicleguide.gov.au/yX;H,]ą'cDyK yK `http://www.howsafeisyourcar.com.au/yX;H,]ą'cDyK yK Hhttp://www.racv.com.au/yX;H,]ą'cDyK yK Phttp://vicroads.vic.gov.au/yX;H,]ą'cDyK yK Nhttp://www.sro.vic.gov.au/yX;H,]ą'cDyK yK Hhttp://www.racv.com.au/yX;H,]ą'cDyK yK Vhttps://www.moneysmart.gov.au/yX;H,]ą'cDyK yK Jhttp://moneyhelp.org.au/yX;H,]ą'cDyK yK Vhttps://www.moneysmart.gov.au/yX;H,]ą'cDyK yK Xhttp://www.consumer.vic.gov.au/yX;H,]ą'cDyK yK Hhttp://www.racv.com.au/yX;H,]ą'cDyK yK `http://www.howsafeisyourcar.com.au/yX;H,]ą'cDyK yK Xhttp://www.consumer.vic.gov.au/yX;H,]ą'cDyK yK Xhttp://www.consumer.vic.gov.au/yX;H,]ą'cDyK yK Xhttp://www.consumer.vic.gov.au/yX;H,]ą'c}DyK _Part_7:_Used}DyK _Ref474503081DyK yK Hhttp://www.ppsr.gov.au/yX;H,]ą'cDyK yK Phttp://vicroads.vic.gov.au/yX;H,]ą'cDyK yK vhttp://www.consumer.vic.gov.au/motorcartradersyX;H,]ą'cDyK yK Hhttp://www.vacc.com.au/yX;H,]ą'c{DyK  _Cooling_off}DyK _Ref474503223DyK yK Xhttp://www.consumer.vic.gov.au/yX;H,]ą'cDyK _Date_of_manufacture}DyK _Ref474503256DyK _Consumer_guarantees}DyK _Ref474503279DyK yK Hhttp://www.ppsr.gov.au/yX;H,]ą'cDyK yK bhttp://www.vicroads.vic.gov.au/Home/yX;H,]ą'cDyK yK Hhttp://www.ppsr.gov.au/yX;H,]ą'cDyK yK bhttp://www.vicroads.vic.gov.au/Home/yX;H,]ą'cDyK _Buying_from_a_1}DyK _Ref474503468DyK yK Xhttp://www.consumer.vic.gov.au/yX;H,]ą'cDyK _Buying_from_a_1}DyK _Ref474503468DyK _Transfer_of_registration}DyK _Ref474503508DyK yK Hhttp://www.vacc.com.au/yX;H,]ą'cDyK yK Hhttp://www.racv.com.au/yX;H,]ą'cDyK yK Hhttp://www.vacc.com.au/yX;H,]ą'cDyK yK Hhttp://www.ppsr.gov.au/yX;H,]ą'cDyK yK Hhttp://www.racv.com.au/yX;H,]ą'cDyK yK Phttp://vicroads.vic.gov.au/yX;H,]ą'cDyK yK Hhttp://www.vacc.com.au/yX;H,]ą'cDyK yK Hhttp://www.fcrc.org.au/yX;H,]ą'cDyK yK Fhttp://www.fos.org.au/yX;H,]ą'cDyK yK Nhttp://www.epa.vic.gov.au/yX;H,]ą'cDyK yK 6tel:1300372842yX;H,]ą'cDyK yK bhttp://www.greenvehicleguide.gov.au/yX;H,]ą'cDyK yK Fhttp://www.ato.gov.au/yX;H,]ą'cDyK yK `http://www.howsafeisyourcar.com.au/yX;H,]ą'cDyK yK Vhttps://www.moneysmart.gov.au/yX;H,]ą'cDyK yK Rhttp://www.moneyhelp.org.au/yX;H,]ą'cDyK yK Hhttp://www.ppsr.gov.au/yX;H,]ą'cDyK yK Nhttp://www.tac.vic.gov.au/yX;H,]ą'cDyK yK Xhttp://www.consumer.vic.gov.au/yX;H,]ą'cDyK yK Xhttp://www.consumer.vic.gov.au/yX;H,]ą'cDyK yK zhttps://www.facebook.com/ConsumerAffairsVictoriayX;H,]ą'cDyK yK Xhttps://twitter.com/consumervicyX;H,]ą'cDyK yK ^http://www.youtube.com/consumervicyX;H,]ą'cDyK yK Nhttp://www.consumer.vic.gov.au/renting Dd^   S A<4CAV_Brandmark_BLACK 13mm highConsumer Affairs Victoria"`b >a凇]8X9l }n >a凇]8X9l PNG  IHDRR3# pHYs\F\FCAiCCPPhotoshop ICC profilexc``$PPTR~!11 !/?/020|pYɕ4\PTp(%8 CzyIA c HRvA cHvH3c OIjE s~AeQfzFcJ~RBpeqIjng^r~QA~QbIj ^<CU*( >1H.-*%6CF>,ƳLLEXXXYXxئ+opYɵۉO 92~y7턿M%>C"\R\5[(nRjRQQSzNmzF#}:u d >2:ndiYo67lO_0qSsKk[{GEEEeu]S[wD`dxT|tzLAle\s|_¬eIO._@bI{nt^~~kE'(,׮pLQR݇F& ڮN]wDI>K̛zbڧ3=g^8?D-\s|׭ظj5>km[fҦƸjGε^Qok?rq'Ϝ9wv¹KD/F\sUkYzvSG?Xc'O<rݫo 2016-03-15T14:56:15+11:00 2016-03-30T14:07:54+11:00 2016-03-30T14:07:54+11:00 Adobe Photoshop CC 2015 (Macintosh) xmp.iid:d446c971-3373-465d-a995-0d824e04afc8 xmp.did:5A92B6874F2068118ED2E7D848338487 adobe:docid:photoshop:f366274e-36b2-1179-a6a8-8c0580d6e4bd proof:pdf xmp.iid:87197467-7d97-4df4-aa07-b4fe0fd460aa xmp.did:87197467-7d97-4df4-aa07-b4fe0fd460aa xmp.did:5A92B6874F2068118ED2E7D848338487 proof:pdf converted from application/x-indesign to application/pdf Adobe InDesign CC 2014 (Macintosh) / 2015-11-18T15:28:51+11:00 saved xmp.iid:28af550d-9112-4584-9abc-1d54556eac1d 2016-02-24T09:39:56+11:00 Adobe Illustrator CC 2014 (Macintosh) / saved xmp.iid:3e57f33c-95bb-43ec-b90c-7bc3bc4be11d 2016-03-15T14:56:15+11:00 Adobe Illustrator CC 2014 (Macintosh) / converted from application/pdf to application/vnd.adobe.photoshop saved xmp.iid:87197467-7d97-4df4-aa07-b4fe0fd460aa 2016-03-30T14:07:54+11:00 Adobe Photoshop CC 2015 (Macintosh) / converted from application/pdf to image/png derived converted from application/vnd.adobe.photoshop to image/png saved xmp.iid:d446c971-3373-465d-a995-0d824e04afc8 2016-03-30T14:07:54+11:00 Adobe Photoshop CC 2015 (Macintosh) / image/png Adobe PDF Library 11.0 False 1 False False 190.000000 60.000000 Millimeters Black Default Swatch Group 0 Black PROCESS 100.000000 CMYK 0.000000 0.000000 0.000000 100.000000 Document 1 Dot Gain 10% 1 6000000/10000 6000000/10000 2 65535 1106 307 cHRMz%u0`:o_FIDATx]wE=$ݠʚsDŜsq59p%)bN`Z׬k9q3V+͛uﭞoޛ驮pԽ#"""b ]k4O?ɸ?GwZۉPo Z,z ZG~gxWוW@[hsjZeƤάN """Sx*ݐ睩$e.ނ܂i-ߙ .ӮV)B/f/ҟΪuk-V;@|Vw\08rfPTR"""2ơXV`.lРPյ~!QGn{c4R. 4!-v~26 }Gb+6]J[L],~cfVASl)_X;}[{-ZT.Kě륦bΕOSߎI=?" -Wo|ս 8E s6h{U'JABאP;kwaDn_rE *n+^բX"'#2sxi׽;E!oTԀui KI2h婃VAأuZSGvH;1N^W/|r8 rw| x: y“ց jFȜ?EFT0`(R~p,Bu'd^!#EJJDDDD#9狽XdcB! t S-`S=!Hc%twyBm߰JʛJta !0J0z8.g,侎c'vF%i&. NMLvTM@|̠ﱐrb""\<Kl2E35:!iP&J $^3{>HR""""&IYchS)_\>SW!luKH'Eg%AA^ bIRBw!pҥjstl% n8Z"IH? uKd܉ LM]8;4r7`7*Xk"%!nῇL >b*F(uX8V"IZʲ<4~@#L')wv9b : \wI~PuTI`䇭w-&jvJ3j2\bYᛄF)DDDDL rv, ϴ]e @ޟzL0-hqWM/A址@n8M8 کЖ" =)G,,+sݭqD1-HZL~8% :I9MxwϫLB"]*$]sy2P 5= (-\>hW>kQ9ͦqIJt<ԝcok7ͻS:'fGOFy~O Ր1f#~|՜1{ôCs {@~1iO$( ǽ_Y`*.a= Ԟ"8+f=!q6 kM14|@62HR#]6J.b0NhiavXWy CȤ1~ԙT%rO{ԥ)VêX'}ox_g=}5X]VbÅׇ1랜|.r@5tnޛ>A7]k&M{CedK-QjÄ(ÇQ2{ex -7Lz؍l:/nãnrNpawޙ@7`{q-jޓhwaC; ܽFu+`L [{:#%'<ɏ]|$vvnb*ۮZ<Zٓ}܆o:Xfw6X) `.E$^3tђO0?»x2oۻo^-yؑ5O -t%N)w׽ܸRTiQ۳wF;8'_!A#W>ħ`0k/ 8>s%z%`@n/݆[Mv%aCad܎xXWRN!8QMu,vPX5JBZ@Pt ֪aTt!k"mz )4B. &xb[g͝:-E547 [ҵ0LO GDb(6XY ŨSj#< b$bOԥ&Mn9{Vr!PO!x7}093kGK຿?{Q^ I╟ϤKO!Wx/>#%jЂӽ=Rȹ'FVΆp:F[~H]H-}GT~ۑwƃx7>wE ?$MKkT)7oXJ3"yŸ[_~O%U'7kiO=UoeS'\KU2&gGIJm:!^B~"￬@˔B֤͊Oct>¿0oHdHCvg[%[sC/%m}bYgH{!9q"G*HoNŋR˒GޕY,-e rW"م+itHO'xj=]MnYdҽJIԕk6djI7tO oi-",/,]WwK-{5X ~6{yq2ő>Ej=o[%!uE[ht,T!Z%goDl{ .t$)œ(TDc{ dF쵏ﾡUYV-Ҵ̟+*W]IP?N 7T^ qÅ7],7H iYJA㓍Md ͅ LlOsIR,._ ;&Xtww&er}ѱ0kdj;*kܤ8=TSH+U~jGHџW(1AzӇfO'j$ZvrZ(k\}!xpBEc{2r cӰK|E)zSj j2U啝䷍,Xa$4&izi>?Oj>.XhI$kdk†njS 5]8HL˸p*R*(,f'4ތsAR҄ 26S*IPղJ@V;D]%څEڱ)l5W&̭\l )VL '3CoM=+[9fOjZ`";Vxb{sXӡCJRlBVYD$1].N3=!e_Hb'IDX Np >vw2 t^"Xyw%cAL*+Zc|M7Y*ZC,ٓfe[E%&)|)Vw\4IJˀ':$F{υÎtwZ&X2'`F&udIJʳZ5mFRqȔ$F%U:9dos9 )aWxFU D†$*r俅=J%J&ߊOCrI2WE-v~Rwܖ^_'\@6NJSB.J.I39X;mVEhknٖARڵln2.ߓR{_'q qSm+˳2y>Q=,GB!/#<"˰#25:Ӧpji`ߪ(EƖB:Rz쭮;4.IIL+w$Sw^\ hp`ډ9|cf`П j)rV~{ߚ^߲ҰV6{yOE8؎ɸ? [FI%EKaGQVnʣsKkH:{r5] 5-nRh39id{Y-B3#ղ?' [~dFOJć!{3Z-r6O=Me.'WPYX [m%A-ϬF$^_=<[n-BQ1 Oz0\0k3ۭjdWgW6F)eir29Uj-UENT#-$Z]QD4yNF9W88$QBx.١|]TPȖU8n5x3چnax{zguh^Y`0djO=6Iޯki1K*藁c}bkb?$,G~t8k줔jٯ T1aCpˏH!tՑ\Xhzv!sf%cTco `}ݰp{q:/U,VQ",vءUDGO(1n<Gc5t^pX ;xmuqzL/<;->.6C-+pE7 .ž`z!+o-5k^WXI.I m>e,Ihݨ艔%,]g= ?pVJt!dRR#O xZV@O=5A̿ng|1VBG=Y9\TmڻYhNƶlمJJ $yd7GԮqVLv]B(g8)vDl,7UdR1k~jVW *4QEQՄERn/2wRh w0 7洆o3oc^|#]=ټ b-|&]]|'pIhcK¬=T'+= g,= 2խj1T, !]Gtƍ2Gxfxr=>dOJFND2E˒*l,u,XK 쮅Z?v *HIthETS'7vZrOOͅqw0Uu:W28b{ŻI7}0ڟz@f̰iVyeW>mm!Ǧ%)Ӄe1,錎e~*lJ\#ZTzAHBYiIٽִZSQ:`D+(Z'#8Kdz厦NX.dCg_C:Å:T\Y#=ba?\jYxR|/}XV[J3pMJsj"Ɏx7/E|S俫k,ld  03,acfE֬R*9"x9y6O&)w{[w#,6k'A+u, zVFȈ< P,/HgtU\#IIѯ75$!0u#] ^Z|- f?϶᚟3TX]lg7Ťiw{bR5tЂ°2dj٭@<5]ߖ޿~}.EBdX /Kq0!L6ig~ mUS^KdMIU.P,U*8rqGR7I+I#驘sv`-K4l>_[P5~ںp:P!} ?MrVR߆S]UEEeEor6O^w{ͳߙ.m)`d<c2wqv6o Yir`ѯ&po<]X; gc ΎHog%j-^ړ|o^Q^g=z=ESJE,=fpxh/ N+Oeu-:!R3݊?Ν%yKΓm /e \0Wt ].j nlZ|j9C'Wyja0IIjvp=aS<7;μXvߌ?ֽK{vd{;i3ԑIGʓm'k *)bHh{fajVS ?"(PE޸ `6*\G I0M]dZ~5DrਧgC7bgNMUk[0K%XsJBDžr^O\n',JLF_6yY_VPrcdH3LsS ϴ 8+΋Kr>\MT}qY=4!_dLFQt`葼? V¬+^0`?c*`-^|{7)}99҄ڦԂ,~qQ%-c%Ü\sO&xw`Eu4Bз'kP;+#T<8N-Q&S}to/q%}n>l,pp\s]a(yؕq兰=YႠf4Y챊z'~d {v%1/ab_Vq,wq2H={Uo8J4'?6I%: ;'ҵC.tqA+%urwrXh#TgeAMl!Jދ>CoszQA<~Qn;˰v8R#%G_qlqn"/UK:?ަ;*:J U%ŕSi_z$wۘ󚏖uֵ8/Yc]˙ fYW\'Mufm$Ni&=\vg]m&Mc'G)XsA{d PuT57KtJKxơg@O/6@:Q%S[QbDb9YXu)0*٬NkYc=/a7`U!8$}GЍY J/C/F# 7X e`bl6QLMRx-@P·sKIoc/XڴO{:y ޚ&)\b AtQd'x?|P2,p#}糧z ڔG{wW2 eO%C[!2j-PĞ~p/צz="MdI6>s19Nߧ" SkU`4]W˂D<֢2\<H.%Z|8l= gY.""'2EW00xSrfz9tPeN{Zv4U6ӆ5gxbnp<̭]n @z(Z5}0dnUܼ˕D i\'CʃH%kV-b *jT.~:!{Og@U׸fUIV,5JiV,TE٨cUT.Q% ܷ]P XQrk5_ K*9`Wha+܎?%s%֝n)$*:>i@%DNִFߣ(Hm_иGHb!_ohBM[e^^yCr@uX0œ +2;W t %p 9V&SSB`kX^.QJoU szUMs`0t,&Pu2bX-|,G]>)ǫݽY l\;nZ$I"q6(ggY >;C}aLr} *S}n'Z/QH5VB䁰ҐI.xL6~TK(I5xU٫q1| N]]&?{+|س);w|C&0(6s^ JW%^a~z)B|Z#aiZN75HMxH\hTL$S_bPuDdqF&K;oE%pv}b>|+(tUmիhHs=6hVzLRvcܟi!ڃ\i5%a"'Ӻ7hѢFThIN,5h""Imʸxz{*\RDE]kAŠju2V.`2OCy ~t: %k: d$M)_`FnX<2G(T d>e~^])7/ai|7wn9 w gSaƢXOGk-v@] ɡ>',EɊLt72>窓zj'27pjLVB}{".!tI+Ի%N 0<=}jj5qREB3sP3s99 Q>$V@K~bZs+v~@YfK2tr+)&Aj}O`%r\6Rzv`a1pfJ}g7*wkaSUcܒzzʏ WFiM~.{GܟVDM F߻z*g:y=S =GN qDINbԽ-P$ܘ;ok X~bG*X/?$b;$>! 7c ;) Z%|@] XOA{B)}LR5B r2mۙ멚JO&c,)֗8Fzt8lPr_:0dVbt(AL‚K+:{fW&sjA:Xg%E*Ib\͇n-D8kG_ ۗ@$lxxGN(֊uѶZdLiD>O !{}6^ˌ"R &Ay=2,M‰O{ }X44U@X\ӮM63Br7 ƨddb GAĜee!{$O,Z$W7S&i3GC]흿`Mx$d|,i|3֥,_I^tU">hնe۰>^O?JJZj*}RR~%!~|v, 㽣(ָ'"}NÒwVQ@8RyRADȨ@mӡwnpD!Io%c֓Lceܐ𴔿CMT%Ȃs!X}F'3XhUW&|"v{RT0Bߴ?-j-Te( !<|/BZBE$M!$,Q Dy+0V*oYΤm,%:,KHjeKc1NAɫp&-9+Z%ץo:dGC2c ܜ`=Hf(M^DD@IkUQSx1Jz7V%ӬAžuR5 /lG6h^-֜u7^ ##w~htr{ufZ"3gP EPՖ!ҍM*x $mb&&VFyP~'p Sm:LJTX~p+&=?\Rbڹ:ӓygoņc-{0x״ I#:Y"MM^1 8I9ej,.pD B6v<'VZDyb˂QN8pΕfb6{_k*XID.:(Som-Tg {僗I(VƇ VRbi7ܖkN?l*$٦B 34p#]TDɈörn Հf6yK< FlC ېOCVrc+uwuPP@3ĸG )rmjJʻ};Io'kc~oC{/HJF^#Sv4ʋ1jYQkP(G*I7:%b2rtǦBS;kީrG|8^#S9D ",V>yrw0".W{2N+7>W|RWm>9H&>kA ;KA6іl{ ;8hcӛ@=D)X?GѲ*eb4^Zޝ}I[a&' #ud?XwIiV,"O OA`/7yNVt}lU{U:PO\@m3XƘdhr.r+񺸦9'fvR64bFY@ÁSi܏q Nhp4'ə#ܨK;䴘N1m%Ѿv5Jđ#T_Nwvv;%s } M|@6Mb h$yXJez{cA.~Үd2d:1'DB\Ϲk[-Ȯ.)[K%k:Oo).; pDmt.R5ZpOڏIWOڍWQ6ƴocXԔF8M-ݡԿ頁U/%dn:!_n,1Xa%_B ގa]W1W~ b q>ݏn_~Ћc) ԝ lG{.;FD4[/4 4 wt?Y}%Z(.h9"60lV~0N15zdyQ_벞0ϔ2L90Q#N™q(IR6NiOCqJVr}ͼ{;&G̍k=BЮ%/bjAૐc@ AǮoOrNj ̮emRO{!@JՖU1# Vt}9ŋbuOk_H)k3s5 J- 9tވ!m_^U$Iw]=n$)H `/zBR (FM-T.,$J(BRgL/"t o.'lZw˲-*=ȼ=pGn]qFLf,Ob5~MRDfDK[[ ؊'/ͯ"PFV{QDb,k1@)HZSO‹q`KάUE eHh-!Z%~.x:2]̞142S,פ`^]"~-em<,ENxШAq8^OHJtG|ohap|:,D+9{/.I 1X%zge/ϣ'MJ:ޏwu5>ӒrCVk|ؙ bIq}?(C"弊{Ϧ$&6z^Lae݃~  @ ҁvʾKV6{:Gn }(Sp vV|ykYzJh܈lObbq<4Լ.UiиFERg̢zpGޓ,Ts-=i8^H,9_ۍ4ܗ.YtNMzd~JKE;Uȥ>߇r=/nu=Zkpw.m =6vPX4rff5XL\PImGgѦ:ͣi4Fhq:g_O{- ED%:DA뎤bV~ĶҜ̚Q'&T~MonMC f;|w g ^wv-ޒ\ Fzah̖O`-J!7&={V&r!!|_zGrڬ~ƒ>AHvO/#bU~#ld/HW(~e*Tҷ"nHH:\;7ĴR>m,ѡգo'*\NZجwc%C/Ъha8]Uzr=T5 A~Kκ!s"S1E1D#g8Mݸ;Y -Dmg"ö.I= oD[{< bxRժykHi{2[MUƯ)/SOkG`榮_+wn{iA[ƻ5H;lVv\iY}[p'pgt-܂y70֚}r)%9MԓUSc3.P>PS_a9nq򆤈 /Z/՗p#]^ y862ƩR&gӸJڙkg,w^e_L&D5bZDDaTꕯc_8]8BA[?Nhq፨[I?Gls<z{-7 ϯCmo$6Do{%Uӛ;b@sŒ@F>)DQr{jseb+=2؅bD  u~Ƹ*j|>v]B4qooh'YפM8_07 "׎rxH#DE lV}`K}xY~VMzʝ/At˦Y[s f,tT£S=kpp2_g*&\`@2ʥt)iE L|g\v#A.*y0|9ϯIٞU+vB CpcQA&B!W3Rb~ ]&ރIèUI+忍W3֡A|^ŷiKDk+6P0J\ ޴3Npǎ3pC69p h]5 ֦0 Ԯ"4L, Nz-q ΐ2boN\Ez@&B֘a n* h@gC@b*5MZDEY0;c2Iٽ|8o"Pܚ6݁fm̧d֑~ OG/iLt26^: [Fw >ÞnJ劽au-Kԫ2nA%3ԃ:/$kx)ӵO Pg?Sgc QSd_vаz})R,"4F<$MuJ:@}R-m2,MilY^Iy'TΫ)eo0&?~p]ǓXZ5r\݈6#vqllz~7g2.Ѡ2=,x}e,^A,vUJQi%h @+$=qUKcH |[ HژF;7D[Nm98y韷eXlؗ5T>j%ƵJ-vR͎dXWG<1 ׶n+UC|H"HbY!-\Jܷ|^ YZ\&eK2h7}JY}휟76Rђa:ߋ߉uf(KJOym%h=T䰎Tu(U>G2DD_BeXU0a)gXh`cF{oݩ+Pus}2nwG&P1IR$ɣq疨ݓ"[ijy%]])c/?jEi&B4*T @лx5U]~Pa. &UTLLł;8*(#يб>VYc0 ibwysBSI7т!>B&p,fAcG4$pw` )U"*pFOk^'.rxlF7$BE,9_fr9ݡK9~q/Ϟ|%!IspR-I\6Yp 3X"́<]_< 2:ڣNMfx]&n,b\vkI]çuW盪B74R8 yg~RKN͆Cl3".yb ]J?濕́<ݛun|\p#DR8~ܸ}:^F6;诘"w᾽=RKϋX-{_+0XboΊ*T06/vsPxl\M7-WdQaJ®+1 rXHXD_Weu!yآ73Bf[iBOLOS-W/G*շ<" QTϚ uv%MvH#& Rq$>./atضeAV3ΊmDI >*ʝn2Uigl}Wfy ߅arW0٘zv:ՙTVNTbfdyZE UF^2MkmlB_A + KWEη]l=Ok[=q^MZ (X-đx _jj^A|q^+:%czˤR'k[EaY(q>M"nBv q=MQHҗڞ Gu}ۈ +DG$#1XRz kgHk~M!TO~߭0oSdξ| qA5,]KT(wƆw/HYUBW}Z#{%w Lf!{2Ȩ. E@I28rN*YV5d#y}`2m gp{6%RoeCw{Y0I6BbJ󤇽S Zm ƟtDVR~< SMr`OI#c>6$MXh!B!IPQ j6MJ~*?"Y}RWlHoD[vؾ_sV}ϯx3 l8ٛndCeH'V//Zf{rWaMnٶ/837LFZR#xJ.P[c{msҴR.xw{Zd Ӈ*SD&_d,xacIU6W"M :`>HsYVˁ2^kOb.$g74" Ձ19f>l^J'ܤ=NF kN>䎤1xIukas~SmnW42wWSky&Q*۷v,&PZ/VC8p%PWkذ{'QT&ɦTSg7j2pǥ2k/; 'fwekM* '6ݖsn[Z]';FZ n;85.FR {Ka82k8Yuq7~_ܸxvg64N>>I f'db`nN 15A *n/T$s>QwV=U~gd#0:˸ڄ1n'Mb?﵎nh@$K22T/B>@ZK9?C<ӳ O7j%h5}]/L\%3HX.}tφ}LJzHc~gT GZ""ډ@;}p/XsoX7[֝{gy>:)ՓH1|&.p?~_MB jw|sƺanU,n=JhnXMlrvKRNl+1+!v#S,rm'+$GP}Ox{էB-q7<ˉ8;Zʗ 7d(l=R[#Zߴt,̯ $YYRf+<=7Iw[+b`mJ иFTRFX~rrK ~0{w|7>J$퀾X+`YE/{;g8wD:b ly%%ݨ\R$E+/pLFe{_ґf|W-1ݥGe Ϡ4ɒ.%JgmȦ!WA %ݬzC~nY#?FqSǓ9eĞKLMB1UIJ2 Ҽ0u<u8o>(4%hxP^Џu2twFD1Ӕx3˾hyr%"*!U {YTHtDHk&aRr mPd>\fґi&rPvqľIJDDĬNR3\taUԉV>Tź6Rh*&MC_p= tqxN M}3"HS&RGGlLAĂ(&(2!] B{`bXYN_pNgE]*ldDDDD 3]\y2COe^uhcS2˾k+y3J_k&`[6;F icbDDD pE M%_J_ ҷb/$H 呔ͪp]H3JHSϫAG#igCx>>TiDD%%"""y/ n]nʿz_vsdl(G)lHk9YR!xTASgI}/p ]>SO!y,}2"Jmz|bRXe MՊ Lzc_U Ѣ죟P, >a2IAm̖{dD$)-K*cK@pi EK U.Y/D#4@Pa#ia#""IT#p~FB MS^PL'YLRƃѕQ&/I 7p 7F1:`~bK$)Z荅hAdx<}Z!Q0jCztE|{mO*4"9!FkLJ:Vl bq,UfKnSE`ʫ( JMb a7[ NX%PH0նbEou=" m]t!`M-n6{&RW-5wL1Gz/=VvjP{ "IdEzHr"8!X 'FyA|}MWK?aP'Zk].~ß%m8l(#٩_qb!͌:´{26YSHL*-,61V0r X|zzQ6IXr*P7߁OӞmaJH7jP)Цv4 yx=\Aw-Z|Bor`;kC76xk,&EX= Z 6w{%G[(obۉ ] -H>)6gʟ}g(i'>ΟQ H̄#˅nI]>׬hd &rPZ[J[=JGe{ :INAK|kiL@{{X0E_=`^>NHђFd~E%\Uyjh{<> - v$oQVG2c62'Aݠ/0<~VP1};$z])#>{^(`u$$=[7G\]'[ {!aNi{7d jwo:*dp̓"Ih =ؽ=VB#{m~ d̩! O$s:M !qgh8!IJېI\90B Ҹ蛣pKO94|[1`{hwظ~禸w!@4-$ bsjS-͓R#r9<30boi,c[ZDo jL,M]6Ur>$mP#IW2H6l¹ ZHK &_#b+wR ImTRdHŊKJ O?r11&aX auQ/EY1 6󵽅|Ex.w_N+wvi/L߰;HM#+!Sᴒ-Ͷ̒KjqD#fG%*dl"N 6gw,Hz VHKunU."IhZ:Z2T(@?|ELl+\a e[lJ6*)i75ޯ|IYN #e/sbODZb@W[sWLf[Q=^X'; <vpwgFq dž<$N Q A<*?Iz.lּ:u|$[d@ƾvpzdnz&)Is}Al,Qju9 tFeQ޺~xل7V]˒\r^:2"bޖ!bNM*W6]OUtZTcIH!9#.SoU4UUp?#3bQ `ԢvxCNRWdVx>Rgmjjc`t=U3Z%'>I* "2Ot}c kl\ZB$Y3;=E~:zJSq/,mO5wبlCZkޒޔcU:J,'sѣkEӅS/`/ܔw‡HU-l#x>+COD~6aU I͢2ԔƋwbg壋ze"riLu4uNhỊMYO|^9&m]8 0O PkVQ#ظH!mdn մ#'c'")ڷwg'%UgdZ>I.?9;۲J^(sH&SsGҿ<]E`E˶ @&^ g݊H"DV2%22_N"䳊a{aGĴ4a&3+QZ%<R@oжOS`ha󰧈2PNcZtY(zVs ~qpS򭐝; \2&H&oyYlr۞m?+ΰ@y\ ?CsJfc':-yڰQbvCw<D2{ƥ :~qCz.W~ֱ:^4S-#*#Zm3>V\^Vmg1>ӨrW"U}sXwTl w -Гn=W>ee:Y^wO{e,Ni Wh 'D &j) }}UEc f}+Rfr.r%G wv6&+_g\e,%;9'"&l^\_z֖}B~=gh[(wh&<",~f%kSIIJ0 Np Gɏ1)3 =/tiVI6k~aA|uXNSG7vhCWK7iTpAwZk0]̛Q*;_J2c/CQKQ{\qjw8$E!Hާ;*UV"2G:5tvšx7=,5o,]4 BӑEƊ3Z3hmCIwsQ 5˗rec9KhNk:Mq_YK7ޖEإO$efQSMRI֦[rtm d\g[,D 26o-Efnѓ=\jY *Tz^!ZM:N'=r81)mӴ*QO(yç p#ptH'-l[8L/dUKR=`ԡ{עMYIQn>:" ;nPRj7xφW׌I̠̽9ZmzMC7B?aԞ(~ï*a#xtŶG!Qb $7xvUPՔ%ҹZxg_KɁ \spJW㴔*[{GN襶ߜqP8NW(HݍW~v?9'_;0be p_7~e͛Q5l,EElSWM7$eVQ:cRRp@K}O#NL m.<ݖ\ڢ[4>a2bR9d,)>}< ʉN<2}&Ɓ(KNݫa&u9,&Co,(_w4ys'Cܧ!)60vC2HGsuՓp:}XT[' & D}{zfO*m`6H])Iʌ= `vj. >]S9,3'hSUMٓӱZ,܆Kji0a~ExLA^Sj`ަYŎϫchg_@RC pq!=ߣ*cLF-PmvRVk1 vv[. UiFvjl1ĕMU6 Ǵa;\c&~J"H*?-[hPմn Y(=:U2gd'|SiM0?aWG];6'^HHIfnP_~0d?Ywfo$0^֙\A\Ea{r;G8z Q|r= ]"5>椠-$2oM'p0V:ВYΡo˪r~D {auY &3kTfZJ$)38hkko0T_ӫL{h+M5+lK9}Da6I(E> :Tį+h=ߤ)MS淽\.?RMI7֓lmB;G, AI{̞,Ke'_ ۋ flw͛8A>MQ*LVW0>Es-]D3jO k!GnO`L}SU#KPpj5LLÁkƫO.S؜_~8ԩt0K Jl.;(v)=tO9*9l?eaњeO֦p- J?X=d,Խ$S9f5yu 'H#HRfzk E٥rݵzZkr%AN+3I6l K(;*?ZIRub+҄5̵)GBC% sXtv](H:݌::P}䷼;NHG=tjl=-TV.o2}i[%߸ /CbkiIk췰zbU#F+r%8= .#õ0%!TU5K%&d8V=<^WHmUbH6f# F2ǔn$Á[,r&/pG*caw6i;2aK +9uwxr-Վ[Yɷb&w5ذPF-BF;p=ՖG fx3Oۋ(+m+-Jxނ+ji»QMF2iHSYm~ #gZjqH RR"Iu;?9VǮ긴jŚU@_Huu:2Tۺk֜{~~AtVR |0(9~x!+vq7>K5Uu;ǽQ\8cԽ!xd_7W3ȣ*2[ߓeIŀ8'׿eEV{wA깇O{k f 9&"4.< Ƥ aGyj4ϑiHRfn b!~xXЫ {#n#n)N|P|$QDBb#Wo!~͊ 5։\^by8 KKˉ&+oʴ_itzfki)T۬lQ<ֺ۬DǛYRlyMl[8ʦgX+:Ӌ4@7d^{޸_(ˌtY# Ѽ犕,2/ E5+1PJ]$eQždy $4%U_7 kfE_; XG-EZk|VDM~hXZԄT{r{Һ_nrJ@^*2H}Zy*MSy]X0j.UYxɷmdΉD$xQ.ְF_0/`OzAf+@*hUr \9K}HP?T{ﭜ;`!K{qIMu9|4X( 5|WV.rBOyBk@][1*52bw&#27U}WE!:WJ R|=2bZ Jxݾ]0>fcr,Ԣԋ.OoK{N~ oJٱV%ߴgk QĒ &ӏ[[^Zͻ UȜvͱB-/a,f̨:8h2U/x)}5ʹL~z( qK((\^'W6=fB-sY}`_/%*}wVyݕjE74!,^Mw] o~^Y|=98];Jk+Ӆmy)yЕu|BAV]sSy=cyuTɜ;s>"<;-V-/e{}npV }+\ڧ`G2`-dp%֟$*M2{puouR/]{۲^u|"xV60*sok@F m^̷5"HZ![cRVK4rH# y52O^PfBJY/14?JK6Q]=5ohѳ8jRe4sZt;TFx<% ]C @bKud {KV,ttַ}珼<ʟW5jFE2c<4},_kX2sd gQחoNjj:;Ur_( ReD `YSp+KK_ÙZ2˅ovd:mH .J8GsH̸P-ېQěK~*J˘7).2Iʌt@*<9S_w|AF~ByZ@X6\To[@gLimH@7xŎj<;M\Va޹tޢ|$No{ {}4J8]eB,$`Β4j6=<&ጺѰBrMH]={| @ LMʁ#sAd7?aN 1Ŝ|oe菣퍏w`5$ a ރ9w1A/䟰]ߴJy$PYQU!DV?%?!/FNOjr(߆*!&cCdh5-`. H9n#׋Xg]Ky3Kl s{Y1NJ_YE*x'23*ڍbii'$ӷˍUBSWcrᚚX:Y= ׬*2շmKWg@s^Ne^%]" <$dn;ue7XBX%1Eqfa*֍Ayd*啪&+Ga,p,AA=zbyTz==] ϖZ< }e/ІG|\$)3ui?D;ҏ"kJȒ^l7A۹#t@';9[' #!5yZ I}2d[Y]hg2Q׃O)X [׃sY7s0;KeȆytm8sZ)ZZk l]7a7O^ݭc.G;Vv?]gS *_>qW1XjSMڋ'J\x\r:Wֲa%?t< NMΫOCK^Sq)3Qï;_z Ył\jx#%W`FQ :i/R>UϯO]yDj-{ߍD o ǶgGqx'%?0sM#2>Ҏ\H-yKZB~ʦ28k)SP"֘J Lf]9XؔiK2^W5p?{ߜN+7[[q)(X3R!gYɵ .PO tY.L;mR, ^lv0 9d@Vd"[T'D;ki}x&Xͪ/<1$W$yI`lRIOg¯7mdS"Ž}E8q#{tvl#/ldhEBun:Qvbn١[ <(WnzWҾ7FFYfd|{Hk#?M^_"lHd0_ VڀT8l[U5ԝPffΧ*MhX^%Y^O_ÊR3Uw?=v߉$eF@`Z9B]K;e37e2q \02 ܛ.`Ǜh>S@-=pU6ZcGV&TVبƶt6l#9 ԝ;=hehJ,\FT{r:ZIJ8D+ e#XMNcT3jLiiZ^EhP\_[/=t)1J?'s{ښ oD}2 9YXoxFSjݞm+}g%N1-&Ex@c*Gd xͤϹG[7^Kn·S$[+2/"]EĦ) #ZJ@zuU<i Wv81^⮲{VST2OI|(4Ǣd߂Mm-_Rָv^DnC?. B`*=NѾEA98DpOhW5wx{MU8PWtAvd΢yZzrcPVuKM/ ҕVlQ:ue՛ҧfu͆tdciyN.NeVIWJ,cYz h:JO;!? CLH]FӉFAO`v"(HzѡZ=2dT 1keU#/CRt<0$w iP?ꄲ+lP|LmC=S˒mg[kP{c'[֏a[P65#Q]:G?żiw?=mmρ8QS6ĐQ7fBb|t]8VdR嵃S H:@)@e'?PXtqn= յiE);=};G7.Md[$5+VμV: c|_S*>O(*}tkJ^9ioO&bJCj$+zAH^?M?VTk^s&@6!;UztJƭll|5=OlnVi]Ҏ8%HmI,zE8sO7]iHٶqeT0ɦy(?PX|2 %/mgG2(]hx<'5 .u;YI2h6΍' sap7^=-OZEjpٖ!W4 a ˽ lE{N5dptcraCz{0\{ъa]z" v͇>۪R,!R?%KHAͣ0epNvN'U@ǯ82[KKqIcD64MQtz]>(60x`=tύt&Mѻk/;JsSaeJ؅JV#Z_'>^IOJ[9Q2b[ied C9-="meOgC9A.K׎$eEҁ\=ma.dr,6T%b4 v$MOf[u''wwd]qZJz0v^v-`zcpğݤi7&8r6 H䵋2}g]8^Gd,WnlD[P6~c//QzX}`p7 q?cCף_ Ƚzq/4o>.m K/Rˁ:r$v?"s!E2~GK*Cv! I_Ԝ狴O2_SjSV0ԐC ?'O(V&opK'2@cO,Y*oU-.-%YgW#ѨdǤs?·Hr ^Z//yhZVsp'ݟܸk(%fF@0dX{2݊%eMJ+E茓܄233&d87n#ܺ/irgٞ,aP@Vv˝{f AO-YG~!-ȝ1 -az%>IjmM-mt19M>@Nh7ssnt[D;`.#;=kUB[PGgHR3s]񏺵7p I @M&dJKy%NGq|\I8~LGrwZo~F1l͆6 oa Ϧg5>-&ׂW8;J̍chm&HRf8$l$2l,d B_rr64HU<5bcc6hay6*aɡݘH:bidb(m/92=}S9kj~}/s6^k>w tom僪R4ba?TԨMrݻi >FZ"rv}y{Zc[Ewa#(p\cez%-Ѽt"+׏ȜQQwKb}k 1S}q_.Zv9-]ns_ T1{P0_08\ÊV(jֆGIt.pe[dm9DDa?:1}L.YJ7 >GP φ+3%cmָ ST\'Xij͋YͯܫWPlD{8)͟3X'L*׏2/M-#W@K93  ؚsz58\I2<Q&ϑ-D8'{ޢ`ufdڝBGR6l%L;a'٘ܔWDMmur-%W)3e˖if#{57`T^ u߿˖S0XZֽGw"kqOܙO,C|[EϞiJG8HlH3)$e`ޗTXҗÙeOჍ lr~ 'lǰ)qGvE˔h֭n7XRu t^$?\وaHGB4[x UV2:g9 QaWW;]~El[kg[U \_]=5]pY" 9ShAWLnTd($갟H^yO$)32'._;nR7KmvB^5q4Io>.!/f{ }S)ha )hzJR#SFG}p`8w`fw/]Wi6&^,Fz )Ri:@SPJ,F2v6$'6&ĽQ; gn({4?RT0Ď^%qHԐaX. )]C@Lp.J7p ?ƭ '^ghmUDF%ACXd:zIِ@)E"{6.f04ďïHʮʆlShce e.uZOzdw L4nh+k^B-[؊Y [ףnK(ݔ Jܨb%JLd ZѪ8& Wf},sY4vmL:JeZ W?uih&4]Mhh|b]دVQ:#uB=n뺟(JJU>oUJH9a37#<.( *xY @Axlzȩ\Vc2-lOA'γn'LvWOƹ4:'l&(Jw|g2"W?|{]GrWsROf}J3\<7{[N?f貰<ۤ}C\J@xȈ|;*>ҜzB g9}~#F"|eY(Bj&AZZVce4P7' =dߤ\4]0k-+V)͆s٦IL 6nrGasIqX4w~wy% .%73UdZs'+ZZl6 -[\Ug܀/BޑzL:J' D$;[8έ U'Z<_T{Y;EO4&1`^"\upi0\YH~P}Ptn`=i7&|L>UzW؍L5[GIUGa2 + ֧bx> _zg.R-P_ .K*R5Ou@-D\ lT|#2kڏй(CI#Ǧب S"Qdh7,lƉ4ݔqNi)`d{v~m@e,k}#j* $A;л;)J.G KVv4]pw>Q$sU[$LR>NffV]2W]kTm%լ* :\]I. 61]>_ϭd8SdCz2=sg8 &_>o3W˜o"InUt璦>.+.sZR܄5F[ k}[ȑ Xs;rr2ښ'h>VkTqd%N&in bh2Mx=_ 3k7} *_HmHҋȵ%q׸VV?`Q.PЀqjr&v]dUx˗6LYT 5Vujs]H4_k\W쁂 )L?],K+ sFK[i*ڦ3#"""b)`u,2X2~Ƴꦺzn%r ; lؽ^DcG@o`wfE+^Ǎx/_k'=h}ޒvĂr75϶Hȃz]~3 [;k OwaY~? )!^XN6η>LFW [>kS?j!#IV;\]+~DcupbJwPP٠CZK粪oE- x}q4IJgCo͋XpPXތuh9,űfi?s|x_~rB$)Ŭ29Zsa,@22L0wr'OyF&L'GDDDDZ喪tB2u=EᰚxqRzLF>+?kUz=>1+ 3cefVH) ~i>q[̈HQ""In&i:.õSMs8m I)*T.?2N܆lHR"""".7n5Bun y'k}*#+|PYEq>*" JT(H]02"".dAUkU/ 'O%Z $ɫZ5rA]j1>bB PH{b4ϡB_aP s0^w6>=m=/KܷGLoJJDDD#::E'OA<`"8w=hI{ųDLJJDDDt| Y32D;JM uz+5e3G k15nl[O M /#BJR3}Ȩ,Ӛ٨u~ (7a"Y1dWj"#X8P+0V3n8GD1" j@uk=&HO8U{]> 2>T߳D{HR""""f$,ޒBSU}:j|-@FaxՙSq.ke;ħ1=Slvޑ'bDTR""""pϦ͋d> S)p DOdE4^pc"^0:sUN%bzETR"""" n`hoZtFǷ p}gRH7|m63u]3ZM9bDTR"""" H^ji(D {eIĔiR3ŽI8B}Iq$V2Ό%bETR"""" H+GNBοª*'uqnso(%E܏GLJJDDDD1nûUz,>%,Pdk6#?I^6-Ͳ8/RQIt\΅G.ő%!C6Y # ˲A#h?a!]|DDDD̸$  To ~>:TvN ~n}b.|Lw\|DDDD4hkzVt>Uj>@N=¦%$,>6"IBcxN=MU*(b"BRG$sAܟԵ.q'IJDDD OS[bP]ѕ2wxX0NV#"T0rs$%"""b')=Slï@%tDYg#l+?jD$)3M!@Zń HXqU>wd~W+XֻUW3$%"""b )⣦ǜBf1ni}?tvEg]_A{:>шHR""""f2"Ec'&0E}IW#J ;0{<>ψHR""""f(>@GGBB@~hg3t'Suu҅?9k{#%lO`n4#"I\M{"kI|z ùNEp4v@8PHW㳌$%"""bBitaRh3k eE],r Zũ?b@,0Q`'x_a:wɊ,G4rh,L )D(JJDDDDH3V1rďW?JޖthڂISpV>p>Dk|3Qܳ؈㰆l{X(.˳ q$ OhN"EanNAūt>|I-k0e*EF(JJDDDD]p/)y`XB8\Cy툣xCxCgq2ſS쳲HQ"f D%%"""N$2.>hfj:T-7=T1 /QV>h^L1}tu>@|xHR""""f~r4c9&ҍ8=ߟl@GQ;/T>_U$,>-"$9eFG$ bzgq$V(~C5.yc$(_ZD$)M68[k(K;Z?СTƼ\N|fDDDDHzҧ<;9@|z5as: 2Q!9ڶ'B2XD$) ҡ(p\}؟(w +'"""IeKkE͸.໳),G~2o!h}"Z6O+"Y >~~ׁi1=vlaPPQ,1XɦYED1K!Y᫲礃Пk>A_td!Nv˽yf|RDDDDD ]Gbc +&-!٠K4n{mDD1K#L𑴮V> ȃ-~I-;M&bD,02Q? u Ӭf?>V6%M[^GF1"*)m%(kQ>u,j<1iKQIhndlT-#-m 9!"gIJDDDDj }DK h,^AFNO3tcS$%""""D AHS.9t'5Cҝ<,>HR"""""p)_٠T@- A^tw6[f Up}q| DDDDD܏8+ &US}r?)9|\QT13 EDDD4i/C|"aYVovBF̀DDDD4{m,WH THG,"fD%%"""aH'k!Bfh }IT,pƏs'1s *) #IIKk 9!EM!Ur[<Q"fD%%"""HhGYF XI_H^l"fD%%"""pp3 S7ߓ'*XG?-* y5tBS3y"YA&%gV'}ܔ "fD%%"""^{|'эSi12N%bfBTR""""t=||ږ1pQ(DDDDDayz! "G2|#{.EL\h<"r/EhRG7\`|VylHR"""""JM3(t(B[p'DDDDD]Dդg$4,hɹwܘIJDDDDDiq~3Oc9% +\:b&%19"""O[>X&@|ݽn3'npxFt T/DŦTpJl爙QIhG #tλÕ?oO)y|!prl㈙QIhWKݦٯ}#f^D%%"""^r"O3< EGH%/)J̍DDDD; h )\rY?"X9SEcF̈JJDDDD=g!Pm!$HS7 Ί%bfGTR""""q[U}*J>6%1k̍DDDDL]f1WRmXxD&*)S^tCE 7M#fvD%%"""bFip=Q+-i~-.%"!8~V$3"-DzOIt e]>IJDDDDD2>;OC‚y{Rl؊ 1%DLJn> jT؆1U.ģЙ,?9GW*>[3`ĬDDDDLUOZ_EA?\BDRJJDDDTF ELE 4x ;7/bATR""""2;H޿LDZJJDDDTG:甒'$VAcxv1^bXuKaUnG;,RY QIH7C-$ea0k,n1 b?#E$%""""b^DJK1g$%""""bBGZBe: Fq""I*pS08桼%tvlHR"""""Z|LGsDi[g[+"W k#~1Aov2mIJDDDDeusLJaOPDDDDDLU grJJN*[DDD4Dғ>AW3!RĬDDDDLCdpa4<9QĬDDDDLS$s'蚧'򂏹b E̺JJDDD4E%.qGitUbE+n:21>TMCV9%MĬDDDDLs 1i9}ܔ621>5RYQIg: F]"fmD%%"""b:{MHQ""1] 5E܏M"fuD%%"""b/HQ"""I~p #""=bcDDD1MM3b[DD1p6"""b:Bp;4DDtM1MLOc;DD4*B*OJQJmH phsH FV F L0FollowedHyperlink >*B*phN/N LHeading 2 Char5CJ$OJQJ\^JaJ N/!N LHeading 3 Char5CJOJQJ\^JaJN/1N LHeading 4 Char5CJOJQJ\^JaJR/AR LHeading 5 Char5CJOJQJ\]^JaJd`Rd}pTOC 1$ %d <<*$"5OJQJ_HmHnHsH tH uh`bhLpTOC 2# %d ((*$^OJQJ_HmHnHsH tH u.ar.LpTOC 3 7^7T`T /L0Header  %*$ CJOJQJ_HaJmH sH tH V `V 0L0Footer %*$ CJOJQJ_HaJmH sH tH `> ` 'LTitle$$*$@&*5CJ,OJQJ\^J_HaJ(mH sH tH Z) Z L0Page Number,Header/FooterCJOJQJo( L Table GridD:V0a|4 CJOJQJ./.LBulleted FXB`X &L0 Body Textd *$OJQJ_HmH sH tH JJLStyle Outline numbered F n0`n :A0 List Bullet" & Fd ((*$^OJQJ_HaJmH sH tH j6`j A0 List Bullet 2! & Fd ((*$OJQJ_HaJmH sH tH d1 "d A0 List Number" & Fd ((OJQJ_HaJmH sH tH h: 2h L0 List Number 2# & Fd ((OJQJ_HaJmH sH tH N/AN LHeading 1 Char5CJ(OJQJ\^JaJ$P;RP L0 List Number 3% & Fd ((CJ</a< L0Body Text CharOJQJF/qF L Title Char5CJ,OJQJ\^JaJ(B' B L0Comment ReferenceCJaJ:/:Style Bulleted) FHH +L0 Comment Text * OJQJaJ>/> *L0Comment Text CharCJp/pF40Colorful Shading - Accent 11,OJQJ_HaJmH sH tH PP .L0 Balloon Text -CJOJQJ^JaJN/N -L0Balloon Text CharCJOJQJ^JaJ>/> L0 Header CharCJOJQJaJ>/> L0 Footer CharCJOJQJaJX/X Heading 2 Char1!5CJ$OJPJQJ\]^JaJT/!T Heading 3 Char15CJ OJPJQJ\^JaJ@j@ 4L0Comment Subject35\J/AJ 3L0Comment Subject Char 5CJ\6"6 L0Caption5$$5\0b0 bL Table Text6ZrZ 8L0 Footnote Text7<<^` CJmHsHP/P 7L0Footnote Text CharCJOJQJmHsH@& @ ~v0Footnote ReferenceH*D/D A0List Bullet Char OJQJaJj/j\>z0Medium List 1 - Accent 41;OJQJ_HaJmH sH tH @Y@ =g0 Document Map< CJOJQJN/N <g0Document Map CharCJOJQJaJtH .X . L@Emphasis6]~~ 0 Body Copy+? dd*$7$8$9DH$%B*CJOJQJ^JaJmH phsH p/ph70Colorful Shading - Accent 12@OJQJ_HaJmH sH tH b bn0Light List - Accent 3AOJQJ_HaJmH sH tH h "ht0Medium List 2 - Accent 2BOJQJ_HaJmH sH tH @/1@ L0Hyperlink blue >*B*ph,oA, L0Bold 5OJQJ6oQ6 L0Italic6OJQJ]^J *W a* L`Strong5\ZrZ 0Table_Caption (Tables) G9 B*ph%)FF LpTOC 4HX^XOJQJaJtH FF LpTOC 5I ^ OJQJaJtH FF LpTOC 6J^OJQJaJtH FF LpTOC 7K^OJQJaJtH FF LpTOC 8Lx^xOJQJaJtH FF LpTOC 9M@^@OJQJaJtH DTD L Block TextNx]^@P@ PL Body Text 2 OdxCJD/D OLBody Text 2 Char OJQJaJjMj RLBody Text First IndentQdx*$`CJaJ^/!^ QLBody Text First Indent CharCJOJQJaJHC2H TLBody Text IndentSx^R/AR SLBody Text Indent CharCJOJQJaJTN1RT VLBody Text First Indent 2 U`b/ab ULBody Text First Indent 2 CharCJOJQJaJ4oq4 L Footer URLCJaJJ/J LHeading 6 Char5OJQJ\^JaJ<5< LList 5Y^`m$T7T L List Bullet 3Z & Fd ((CJaJr ro0Colorful Shading - Accent 1[ CJOJQJ_HaJmH sH tH TOT [\List Bullet Checkbox\ & F << 4A70Disclaimer Body.] dq*$7$8$9DH$%B*CJOJQJ^JaJmH phsH  4A70Contacts phone(^ d9*$7$8$9DH$%B*CJOJQJ^JaJmH phsH HH 4A70Contacts phone final_qR/R 4A70Hyperlink blue bold>*B*OJ QJ phL Ly/!> 6ypwTable Text CharOJQJ2 p(0[Basic Paragraph] cd 1$7$8$9DH$%B*CJOJ QJ ^J mH phsH tH </A< 7e0MentionB*ph+Wq PK![Content_Types].xmlN0EH-J@%ǎǢ|ș$زULTB l,3;rØJB+$G]7O٭VvnB`2ǃ,!"E3p#9GQd; H xuv 0F[,F᚜K sO'3w #vfSVbsؠyX p5veuw 1z@ l,i!b I jZ2|9L$Z15xl.(zm${d:\@'23œln$^-@^i?D&|#td!6lġB"&63yy@t!HjpU*yeXry3~{s:FXI O5Y[Y!}S˪.7bd|n]671. tn/w/+[t6}PsںsL. J;̊iN $AI)t2 Lmx:(}\-i*xQCJuWl'QyI@ھ m2DBAR4 w¢naQ`ԲɁ W=0#xBdT/.3-F>bYL%׭˓KK 6HhfPQ=h)GBms]_Ԡ'CZѨys v@c])h7Jهic?FS.NP$ e&\Ӏ+I "'%QÕ@c![paAV.9Hd<ӮHVX*%A{Yr Aբ pxSL9":3U5U NC(p%u@;[d`4)]t#9M4W=P5*f̰lk<_X-C wT%Ժ}B% Y,] A̠&oʰŨ; \lc`|,bUvPK! ѐ'theme/theme/_rels/themeManager.xml.relsM 0wooӺ&݈Э5 6?$Q ,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{P8g/]QAsم(#L[PK-![Content_Types].xmlPK-!֧6 0_rels/.relsPK-!kytheme/theme/themeManager.xmlPK-!R%theme/theme/theme1.xmlPK-! ѐ' theme/theme/_rels/themeManager.xml.relsPK] 9H 571   RiH- 5[#Y+1>N^g ksfeYȶ{8U@AAcefghijklmopqrstuvxyz|~_Q&0=mN[dp{!:$ƹ`Qd@Adnw{}+TUu 2@\^_a 1B^`ac'A]_`b$2NPQSs*FHIKk0LNOQq   /Milmo8g % A D E G g ~  , H K L N n   # C _ b c e & ) * , L V r u v x ) E H I K k C_bce 3Njmnp.i 4Dnw<n)Zw7\i (4!Z!g!n###'''v***A4n445 66P666DDDWIIIOOOTTTTTTlYYY];]L]/`k``` aaaaaaaaeiii?pepypppp4w\wpwzwww|||8}l}}}z~~~3gx}ɇÈNj ̎8;=cp +Y,9ݨnBgtPxū <Xɬլ9V*TfҮ%l*XY'R{ҹH X%X%X%TX%X%X%TX%X%X%TX%X%X%TX%X%X%TX%X%X%TX%X%X%tX%X%X%X%X%TX%X%X%TX%X%X%TX%X%4X%tX%X%TX%X%X%TX%X%X%tX%X%̕XXXXXXXXXXXXXXXXXXXXX%XXXXX%XX%X%XXXXX%XX%X%XXXXXXXXXXXXXXXXXXXXĕXXX7mX!@ @H 0(  0(  B S  ? _Toc225931675 _Toc375053155 _Toc375053627 _Toc477781938 _Toc225931677 _Toc375053156 _Toc375053628 _Toc477781939 _Toc375053158 _Toc375053630 _Toc477781940 _Toc477781941 _Toc225931680 _Toc375053632 _Toc477781942 _Toc225931681 _Toc375053633 _Toc477781943 _Toc225931682 _Toc375053634 _Toc477781944 _Toc225931683 _Toc375053635 _Toc477781945 _Toc477781946_Determining_the_date_Date_of_manufacture _Toc225931686 _Toc375053637 _Ref474503256 _Toc477781947 _Toc225931687 _Toc375053638 _Toc477781948 _Toc225931688 _Toc375053639 _Toc477781949 _Cooling_off _Ref474503223 _Toc375053640 _Toc477781950_Consumer_guarantees _Toc225931689 _Toc375053641 _Ref474503279 _Toc477781951 _Toc225931690 _Toc375053642 _Toc477781952 _Toc477781953 _Toc225931692 _Toc375053644 _Toc477781954 _Toc225931693 _Toc375053645 _Toc477781955 _Toc225931694 _Toc375053646 _Toc477781956_Buying_from_a_Buying_from_a_1 _Toc225931695 _Toc375053647 _Ref474503468 _Toc477781957 _Toc225931696 _Toc375053648 _Toc477781958_Transfer_of_registration _Ref474503508 _Toc225931697 _Toc375053649 _Toc477781959 _Toc225931699 _Toc375053650 _Toc477781960 _Toc477781961 _Toc225931701 _Toc375053652 _Toc477781962 _Toc225931702 _Toc375053653 _Toc477781963 _Toc225931703 _Toc225931704 _Toc225931705 _Toc375053654 _Toc477781964 _Toc225931706 _Toc375053655 _Toc477781965 _Toc375053657 _Toc477781966 _Toc477781967 _Toc225931708 _Toc375053658 _Toc477781968 _Toc375053659 _Toc477781969 _Toc225931710 _Toc375053660 _Toc477781970 _Toc225931712 _Toc375053661 _Toc477781971 _Toc225931713 _Toc375053662 _Toc477781972 _Toc225931714 _Toc375053663 _Toc477781973 _Toc225931715 _Toc375053664 _Toc477781974 _Toc225931716 _Toc375053665 _Toc477781975 _Toc225931717 _Toc375053666 _Toc477781976 _Toc225931718 _Toc375053667 _Part_7:_Used _Ref474503081 _Toc477781977 _Toc225931719 _Toc375053668 _Toc477781978 _Toc225931720 _Toc375053669 _Toc477781979 _Toc225931721 _Toc375053200 _Toc375053670 _Toc477781980 _Toc225931722 _Toc375053201 _Toc375053671 _Toc477781981 _Toc225931723 _Toc375053202 _Toc375053672 _Toc477781982""""HHz!!!L-L-L-g2g2g24#7#7#7#7#7#7888/9/9/9>?>?DDIIIIIPPPSTTTVVVCYCYCY]]]]]]zzzYYYSSS8;;;{{{+,EççŧݧݧݧHH>1uuuǯcccQQQQ  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ\[]^_`abcdefghijklmnopqrstuvwyzx{|}~**** /// " " "a-a-a-p2p2p24#7#767676767888;9;9;9>?I?EEIIIIIPPPS U U U&V&V&V]Y]Y]Y]]]]]]{{{fffvvv9OPPPDXX٢٢٢ ħħܧmmmOOOŰŰŰttt))))TTTT*de}~56DxyHJKL$$$$000044449999U?V???BBBB_KaKfKgKTTVVVVZZZZEZGZHZIZ__``````aaaaggggkkkkjpkpppSqUqVqWqewfwzwwu}v}~~pqɇ΋ϋ<hi12}~0101&'KLEFHIKLMNPQSTUVy{}μؼܼ@_BaA`2Q*I0O Mmg% E ~ , L  C c * V v ) I CcNn5DxTTaappzwwɇ<EFμؼܼ""+_dHz5DxIJ$$004499J?J?????BB`KaKTTVVZZFZGZy_y_____````aaaaggkkdpepppTqUq[w\wzwwk}l}~~fgɇƋNj<bc +,q}ܨݨ$0WX&'FKEFVy{}μؼܼ""+tu1201&'#$rsjkpq./78 f g   m n " # K L j k 23_dHz5DxIJ$$004499J?J?????BB`KaKTTVVZZFZGZy_y_____````aaaaggkkdpepppTqUq[w\wzwwk}l}~~fgɇƋNj<bc +,q}ܨݨ$0WX&'FKEFVy{}μؼܼ|8}fM~ժc%X #34JZ!2b"y g+ \ c,VNJXi`l"XވDSw"Xވ^`.^`.^`. ^`o(hH) ^`OJQJo( ^`OJQJo(^`OJQJo(hH^`OJ QJ o(hHo T^T`o(hH.`^`OJQJo(G)B*CJOJ#QJ#sH tH ph^JaJ_HGCJOJ#QJ#sH tH aJ_HhH 0^`0OJ QJ o(q ^`OJ QJ o(o p^p`OJ QJ o( @ ^@ `OJQJo( ^`OJ QJ o(o ^`OJ QJ o( ^`OJQJo( ^`OJ QJ o(o P^P`OJ QJ o(^`CJOJQJo(^`CJOJQJo(pp^p`CJOJQJo(@ @ ^@ `CJOJQJo(^`CJOJQJo(^`CJOJQJo(^`CJOJQJo(^`CJOJQJo(PP^P`CJOJQJo(hh^h`B*OJQJo(ph ^`OJ QJ o(o pp^p`OJ QJ o( @ @ ^@ `OJQJo( ^`OJ QJ o(o ^`OJ QJ o( ^`OJQJo( ^`OJ QJ o(o PP^P`OJ QJ o(^`CJOJQJhH^`OJ QJ ^J o(hHopp^p`OJ QJ o(hH@ @ ^@ `OJQJo(hH^`OJ QJ ^J o(hHo^`OJ QJ o(hH^`OJQJo(hH^`OJ QJ ^J o(hHoPP^P`OJ QJ o(hH^`CJOJQJhH^`OJ QJ ^J o(hHopp^p`OJ QJ o(hH@ @ ^@ `OJQJo(hH^`OJ QJ ^J o(hHo^`OJ QJ o(hH^`OJQJo(hH^`OJ QJ ^J o(hHoPP^P`OJ QJ o(hH c,DSw~lg+Xi`}|u        р         @ @ @ @I0q7~E3~ q7~EyF-q7~Eq7~Er~lqq7~ED@.BXrk,nz=Hyk6o2MwX`Vl r#e)Ea ~+L89dWtzvVO`! = C i  X 9 I h v ]  ! BC :F 1 n M!2SfoyG*&P}2AhEoCU]r5HKajqgfj4BE|n(sRjruz;@-Bxy\Z&o( 3&>k)36IjwP C2 6 NT Et ~ f!9!"B"I"5+#B#4`#$>'$($W1$C$%j%\%%-%U%M&d6&}F&y&!'4'B(>(?#(3(h(p({(* *0*'B*UT*Y* 1+wZ+V,^ ,U7,i,w-*-8Q-..;q.~.S/(/YP/ b/}/?011R18:2e3 5 5Ez5\{56!6{P6`6t67'7(7/74A7Ey8t!9Cg9 :+5:9@:eh:ht:Y;f;m;Q<=*=o=v=>f>1>a> >`G>$?;W?i@kAPAwA BeBZBC&CrCwCDDy%F+GW4G5GIGXG?=HMHTcH&)I`IgJ_9KNKSKLDL/M\MeNO}O Os:OrO4~O"cPQQ$Q ,QRQuQ/{QS R R;NR_RmSTT/T-T5TUN,UOU|Vm'VWFW*LX`XY% Y9Y1ZFZw[#,[2[e[ \|\\B:\K\~{\w ]D<]z]i^l^x^_0`l`sab)bzbcc /cFcdc;dIdndud e7e+exPe[ed}eGffUfg h i_iijz { {({|XI|Q|u|}/&}-)}+}N}#n}k3~8P~F[~o~ H 2WF]  )t@c`qi=k.v'{1 >D1ab6zf{,4rV]|Y%@eteSUV[[cUf+l9u|?+_-RYY}]z|i&teG<iQnnqJ1RXfi]nVNhpq)@q.w:O4OOI?hW\}K C$\ vh 50,9<5FYgw mWpr Q&![yB%ZZ~nzD)Mhz.JRhX* W#j|w> ;1 \w--!Mr#@(-C[a<| G9V#iBI3WPXg9U[ &3n2jAQVw{VOHen`+tk[Kf$gJ%3e%<>zf88"?6+-)uP3FENad,*]aSjG_T #h7>oAq>Q n9zqZ$l)P^fj|HdrC}`y(t4H2O6Z,15[\ _fO u4=+H\(),%y4jHqYFZ"(r %e&>_d{i ]e[~A#d:$TV{yF9V}T(4VeyP>WkamE{0o7?Sd2>}g}>ENYcqXL9a>v"K^bex=A7;FNQ uZ.Kh7+/A6Z t#fWs\*?w^)@EhM Jqt';Vl #7nn;~^09-70VV\rAJu$@WB A6&[~^!:CM*X:8EbcfVFLWpt4Ynay:}+PYpc{>8@OvHU_Rop^ttv*\t$4;"=[FH@4@<@@UnknownG.Cx Times New Roman5Symbol3. *Cx Arial7.@CalibrieMStoneSansITCStd-SemiBoldArial5. .[`)TahomaG=  jMS Mincho-3 fgS  PLucida GrandeCalibriKM StoneSansCalibriqMStoneSansITCStd-MediumItalicCalibri]MStoneSans-SemiboldCalibrieMStoneSansITCStd-MediumCourier?= *Cx Courier New;WingdingsA$BCambria Math"NhSS1L-`U-`U!nn41 2qHX$Pb#`2 xx !Better car deals: a buyer's guide Motor carsConsumer Affairs VictoriaKaylene LatimerH         ) Oh+'00 HT t   $Better car deals: a buyer's guide Motor carsConsumer Affairs Victoria Normal.dotmKaylene Latimer2Microsoft Office Word@@_L@tr5@tr5-՜.+,D՜.+,Tx   6(Department of Justice and RegulationU` "Better car deals: a buyer's guide Title(0ow(_PID_LINKBASE _PID_HLINKS LanguageAA(|-1#http://www.youtube.com/consumervic>s https://twitter.com/consumervicCH1https://www.facebook.com/ConsumerAffairsVictoria6k http://www.consumer.vic.gov.au/6k http://www.consumer.vic.gov.au/lvhttp://www.tac.vic.gov.au/"2http://www.ppsr.gov.au/Yhttp://www.moneyhelp.org.au/?{https://www.moneysmart.gov.au/1%$http://www.howsafeisyourcar.com.au/>zhttp://www.ato.gov.au/T%http://www.greenvehicleguide.gov.au/,atel:1300372842}ehttp://www.epa.vic.gov.au/8xhttp://www.fos.org.au/98http://www.fcrc.org.au/=$http://www.vacc.com.au/ehhttp://vicroads.vic.gov.au/( http://www.racv.com.au/"2http://www.ppsr.gov.au/=$http://www.vacc.com.au/( http://www.racv.com.au/=$http://www.vacc.com.au/5_Transfer_of_registration-e_Buying_from_a_16k http://www.consumer.vic.gov.au/-e_Buying_from_a_1B}%http://www.vicroads.vic.gov.au/Home/"2zhttp://www.ppsr.gov.au/Bw%http://www.vicroads.vic.gov.au/Home/"2thttp://www.ppsr.gov.au/*=n_Consumer_guarantees?h_Date_of_manufacture6ke http://www.consumer.vic.gov.au/ _ _Cooling_off=$\http://www.vacc.com.au/lbY/http://www.consumer.vic.gov.au/motorcartradersehVhttp://vicroads.vic.gov.au/"2Shttp://www.ppsr.gov.au/QwM_Part_7:_Used6kJ http://www.consumer.vic.gov.au/6kG http://www.consumer.vic.gov.au/6kD http://www.consumer.vic.gov.au/1%A$http://www.howsafeisyourcar.com.au/( >http://www.racv.com.au/6k; http://www.consumer.vic.gov.au/?{8https://www.moneysmart.gov.au/5http://moneyhelp.org.au/?{2https://www.moneysmart.gov.au/( /http://www.racv.com.au/},http://www.sro.vic.gov.au/eh)http://vicroads.vic.gov.au/( &http://www.racv.com.au/1%#$http://www.howsafeisyourcar.com.au/T %http://www.greenvehicleguide.gov.au/ehhttp://vicroads.vic.gov.au/q http://racv.com.au/d$http://vacc.com.au/okhttp://consumer.vic.gov.au/I.http://creativecommons.org/licenses/by/3.0/au2 _Toc4777819822_Toc4777819812_Toc4777819802_Toc4777819792_Toc4777819782_Toc4777819772_Toc4777819762_Toc4777819752_Toc4777819742_Toc4777819732_Toc4777819722_Toc4777819712_Toc4777819702_Toc4777819692_Toc4777819682_Toc4777819672_Toc4777819662_Toc4777819652_Toc4777819642_Toc4777819632_Toc4777819622_Toc4777819612_Toc4777819602_Toc4777819592z_Toc4777819582t_Toc4777819572n_Toc4777819562h_Toc4777819552b_Toc4777819542\_Toc4777819532V_Toc4777819522P_Toc4777819512J_Toc4777819502D_Toc4777819492>_Toc47778194828_Toc47778194722_Toc4777819462,_Toc4777819452&_Toc4777819442 _Toc4777819432_Toc4777819422_Toc4777819412_Toc4777819402_Toc4777819392_Toc477781938fy'http://www.consumer.vic.gov.au/rentingEnglish  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghiklmnopqrstuvwxyz{|}~Root Entry F0Ȼ5Data A1TablejWordDocument 8HSummaryInformation(DocumentSummaryInformation8H*MsoDataStore0W50Ȼ53ESN0D3TB1W==2 0W50Ȼ5Item  2PropertiesUE00LOCXL4LPB1Q==2 0W50Ȼ5Item  2PropertiesUCompObjr    F Microsoft Word 97-2003 Document MSWordDocWord.Document.89q