ࡱ> ] Sbjbjzz 1\1\-3JJJJJ1RNY0[0[0[0[0[0[0$h47H0QJ0JJ0 JJ.pY0+| -ò:1,.001C,f7#f7$ - -f7J-001f7> : Project Title: The Budget Board Game Project Idea: Students will collaborate to create a personal budget board game. Entry Event: The students will create a board game to learn about personal finance topics and issues Content Standards: Standards Directly Taught or Learned Through DiscoveryIdentified Learning TargetsEvidence of Success in Achieving Identified Learning TargetTCS.9-12.3 Locate and collect resources from a variety of sources and organize assets into collections for a wide range of projects and purposesDetermine issues regarding personal finance for young adults and families Students will use their skills to create a board game with various expected and unexpected expenses and income.  HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS10.doc" \t "_self" Project RubricSS.C.31 Evaluate income lifestyle, and career opportunities based on education and financial aid decisions Construct, utilize, and monitor a budgetUse resources to justify means to complete the board gameStudents will use a variety of financial calculators and internet sites to get unbiased information in order to create a budget board game.  HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS10.doc" \t "_self" Project rubric  HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS7.doc" \t "_self" Group Contract  HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS4.doc" \t "_self" Collaboration RubricSS.C.31 Evaluate income lifestyle, and career opportunities based on education and financial aid decisions Construct, utilize, and monitor a budgetWork together to Students will work in groups of 4 to create a budget board game. They will obtain information from Insurance companies, banks, and various other sources.  HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS7.doc" \t "_self" Group Contract, HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS2.doc" \t "_self" Banking Form, HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS8.doc" \t "_self" Insurance Form, HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS10.doc" \t "_self" Project rubric. Performance Objectives: Know Income tax rates Interest rates Insurance rates Bank fees Average utility costs Income for various careers Mortgage or Rental Fees Do Analyze and monitor a personal budget Identify different types of taxes Identify different types of insurance Iidentify different types of banking services Calculate income and expenses Predict unexpected expenses and extra income Driving Question: Assessment Plan: Major Group Products Board game including instructions Daily Reflections Sheets  HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS3.doc" \t "_self" Checklist Group planning documentation and HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS7.doc" \t "_self" contract Major Individual Products Charts ( tax rates, bank interest rates, insurance rates) Journal entries Budget Game Living on a 20 square Salary (see link)  HYPERLINK "https://wvde.state.wv.us/counselors/links/students/documents/Lesson11.30BudgetGameHandout1.pdf" https://wvde.state.wv.us/counselors/links/students/documents/Lesson11.30BudgetGameHandout1.pdf  Assessment and Reflection: Rubric(s) I will use: (Check all that apply.)CollaborationXWritten CommunicationCritical Thinking & Problem SolvingContent KnowledgeOral CommunicationOther (See below for combination rubric)XOther classroom assessments for learning: (Check all that apply) Quizzes/ testsPractice presentationsSelf-evaluation (Living on 20 Square Salary link) XNotesPeer evaluationChecklists/observationsXOnline tests and examsConcept mapsReflections: SurveyFocus GroupDiscussionTask Management ChartJournal Writing/ Learning LogXOther Map the Product: Product: Knowledge and Skills NeededAlready Have LearnedTaught Before the ProjectTaught During the ProjectApplication of Basic Budgeting skillsXX2. Use of Financial calculators(insurance, taxes, mortgage, and automobile financing)X3. Understanding of Utility PaymentsX4. Knowledge of Savings and Investments OptionsX5. Career and Income knowledgeX6. Understanding of expected and unexpected expenses and income.X Resources: School-based Individuals: Media Specialist Technology Coordinator Economics Instructor Technology: Various Internet Research Sources Financial Calculators (see financial calculator form)  HYPERLINK "http://www.collegegrad.com" www.collegegrad.com  HYPERLINK "http://www.wvtreasury.com/Education/Personal-Finance" http://www.wvtreasury.com/Education/Personal-Finance Community: Various Local Banks Various Insurance Companies WV State Treasurers Office WV Junior College Materials: Art Supplies Poster Board Construction Paper Manage the Process: Students will be divided into groups of 4 to create their board game.Each group must create a contract outlining individual responsibilities relating to the checklist and project rubric.Each group could include included students with special needs and they will complete similar tasks but will receive accommodations when and if needed. Below is a sample flow chart of events for the project (terms underlined will have documents found below): Entry Event - The Educational Toy Company has asked you to create a realistic board game to teach high school seniors how to manage a personal budget using various career, banking, and taxation and lifestyle choices. Play various board games such as Monopoly, Payday, and life in order to give students ideas. Groups will Create and sign HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS7.doc" \t "_self" Contracts(see group contract template). Budget review- individually, plays BUDGET Groups will begin planning out their project. Groups begin HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS5.doc" \t "_self" Daily Reflections sheets. Once game directions are decided, groups leaders will individually meet with the teacher to present their ideas. Complete HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS8.doc" \t "_self" Insurance Form, HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS2.doc" \t "_self" Banking Form, and HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS6.doc" \t "_self" Financial Calculator Forms. Board Game should already be started (including, Money, game pieces, good and bad breaks cards, and Instruction booklet). The teacher will meet with each group to finalize game boards and instruction booklets. Students will actually work on games (remind them to complete their HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS5.doc" \t "_self" Daily Reflection Log). Groups will present their game to the class as well and other individuals from the community Groups will set up the game to be played. Groups, Teachers, and community members will rotate In order to play each game. Collaboration and Final Game Rubric Complete PBL HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS9.doc" \t "_self" Budget Game Project Evaluation Handout. Project Evaluation discussions Project Reflection and Evaluation: Once everyone has had a chance to either observe or play each game and complete the HYPERLINK "https://wveis.k12.wv.us/teach21/cso/upload/UP3313WS9.doc" \t "_self" PBL Budget Game Project Evaluation Handoutthey will meet back for reflection.They will then decide which game or games were the most realistic.One or more community members will meet with each group to discuss the realistic and unrealistic aspects of their game.They will give suggestions on how the project could be improved.The class as a whole will then choose the best games and give feedback on what they would change about the project or additional information that would be helpful prior to or during the project. Budget Game PBL Rubric Criteria123Career and income options are evident. Monthly paychecks and income taxes are addressed. Good and Bad Breaks are addressed, for example unexpected expenses and income. 30%Some reference is made to careers and income. Fewer than 5 good and bad breaks are included in the game. 1 2 3 4 - 5Career, income and taxes are aspects of the game. The game includes a minimum of 5 good and 5 bad breaks. 6 7 - 8The game is realistic and various career and income choices are available. Income is divided into months and the various taxes are deducted from the paychecks The game includes various unexpected expenses and additional income. A minimum of 10 good and 10 bad breaks. 9- 10Monthly Utilities and expenses are assessed, including: power, gas, electric, cable, telephone, internet, food, car payments, as well as recreational expenses.30%Some utilities and other expenses are included in the game. 1 2 3 4 - 5At least 4 utilities are included in the game as well as food, car and recreational expenses. 6 7 - 8All Six utilities are assessed as well food expenses, car payments and recreational expenses. 9 - 10The game board should be colorfully packaged and appeal to the eye. The game includes directions, money, game pieces, dice, and various other game options (cards, savings books, stocks, bonds, property deeds). 10%The game includes instructions, money, game pieces, and dice. l 1 2 3 4 - 5The game is realistic. It includes an instruction booklet, money, game pieces, dice, and at least one other product (i.e. cards, savings book, stocks, bonds, property deeds) 6 7 - 8The game looks very realistic and is packaged well. It includes explicit directions, money, game pieces, dice, and at least 3 other products (i.e. cards, savings book, stocks, bonds, property deeds). 9 - 10The budget game includes: the cost of health, life, and automobile insurance are addressed. The game also includes investment and saving options.30%Insurance and savings are addressed in the game but they are not assessed from each player. 1 2 3 4 - 5Each player has assessed at least 2 insurance premiums and has the ability to either contribute to a savings or investment option. 6 7 - 8Each player is assessed for health, life, and automobile insurance. Each player also has the ability to contribute to investment and savings options. 9 10 Budget Game Financial Calculators: HYPERLINK "http://www.edmunds.com/apps/calc/CalculatorController"http://www.edmunds.com/apps/calc/CalculatorController HYPERLINK "http://www.insurancecalculators.com/"http://www.insurancecalculators.com/ Please record any information obtain from financial calculators below: Site________________________________________ INFO OBTAINED: Site________________________________________ INFO OBTAINED: Site________________________________________ INFO OBTAINED: Site________________________________________ INFO OBTAINED: Site________________________________________ INFO OBTAINED: DAILY REFLECTION LOG Budget Game DATE: ______________ GROUP MEMBERS: REFLECTION: TO DO LIST: Team Contract Template Team Members: Our Purpose: Code of Conduct We will: 1. Provide the opportunity for all members to participate. 2. 3. 4. 5. Decision Making We will make project decisions by: 1. 2. 3. 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